the WORST thing you can do before buying a home...

Added: 2026-05-27

[00:00:00]What is the worst thing someone can do before buying a home? Get married or switch jobs? Switch jobs.

[00:00:06]Switch jobs or go on a $1,000 shopping spree?

[00:00:09]Switch jobs.

[00:00:11]Switch jobs or have a baby? Switch jobs.

[00:00:15]Switch jobs or go on a European vacation that costs $20,000? [music] Sounds fun. As long as the $20,000 isn't coming out of your down payment, >> [music] >> switch jobs.

[00:00:27]Switch jobs or buy a brand new car with a loan?

[00:00:32]That one's close.

[00:00:33]Um they're both pretty [music] bad, but you might have the extra money and the extra debt-to-income ratio, [music] so I would say switch jobs.

[00:00:42]Switch jobs or get a Best Buy credit card?

[00:00:46]Switch jobs.

[00:00:48]Switch jobs or get a divorce?

[00:00:52]Divorce could impact your income. And by the way, switching jobs isn't always bad as long as you switch in the same industry and you're still a W-2 employee, but I would say more likely switch jobs.

[00:01:04]Switch jobs or your mom gives you $100,000 and it's not documented?

[00:01:09]>> [laughter] >> I want your mom. That's not a weird.

[00:01:11]Switch jobs.