A credit repair business can achieve significant scalability by implementing a systematic approach that includes: (1) understanding the $100 million consumer problem of bad credit as a recurring market opportunity, (2) using specialized CRM tools like Dispute Fox for client management and Go High Level for operations, (3) offering subscription-based pricing models for recurring revenue, (4) combining organic and paid traffic for client acquisition, and (5) hiring Virtual Assistants to automate operations once the business reaches 50-100 clients, enabling the owner to step back while maintaining consistent revenue streams.
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Deep Dive
I run a $100k/mo consulting company working 4 hrs/day... here's howAdded:
With this specific ad campaign, I'm at like a 6.5x rorowaz. That is $24,644.
I made $160,000 off this one ad campaign.
>> At what point do you think it's like hire a a VA? And what type of VA would you set a job posting out for?
>> So, what you would do is you will go there and you will you would see someone who specializ in communication and you can also make sure that they have experience in credit repair as well.
This is a business that can pay you a substantial amount of money very consistently. Yo yo yo, what's good guys? Welcome back to another video.
This right here, this is a member in my program right here. And basically, we're about to be showing him how to start a credit company from scratch. And make sure you guys watch the full video, especially if you're trying to make a lot of money with this business model.
Let's go ahead and get into it. Let's talk about the foundation of the business. Of course, we got to understand what we have at our hands. We have the $100 million consumer problem, right? Um you as you can see um there's a lot of people with bad credit, right?
What does that mean? That means that it's a lot of opportunities for us to go out and make money and of course, you know, help these people change their lives, but of course we want to help these people change their lives, but this also becomes a cash but this also becomes a cash cow for us, you know. So win-win situation. They win, they get their credit fixed, we win, we get a lot of money in our pockets, right? So now the next step, of course, the solution to the $100 million consumer problem is us starting, you know, a credit company, right? All right. So, and if you guys watching, if you don't already have a credit company or you need help scaling your credit company, no worries. I will definitely help you do that. I'm going to put the link in the description below and pin it in the comment section where you basically can just hop on a call with me and we can just see if this business is the right fit for you. So now this is what I starting a credit company as you know you're in a program with you being in a program you see that is multiple ways that we can do it. We can do it whether whether I would do the work for you or you can learn how to do the work yourself or I would hire a team for you. Right? So let's assume that Cam wanted to learn how to do the dispute methods himself and he's starting a company from the ground up by himself, right? Or he's starting a company from the ground up and he's doing all the work himself or let's say just Cam just starting a company from the ground up.
So the next step what you will need you will actually have to learn like the laws and the dispute methods, right? Of course. But the very next step after that will be you know getting your dispute fox, right? getting your, you know, basically dispute fox is just a client database where all your clients will be held where you can just keep track of every single client where you can see what round the client's on. You can see exactly where the client is in their credit journey. You can see the results. You can see what negative items have been deleted and what needs to be deleted. It's just a whole like it's the whole non it's like a CRM only for you know clients that are in your program.
So now that's the next step because of course we want to be organized, right?
So now in the next phase in the business >> I want to ask about the dispute fox.
>> Okay. What what what >> so with the disputes fox does the client get a portal and I get a portal or like is like is information shared or is everybody have their own um you know login and things like that.
>> Okay. With you being the owner of the business you will have like your master login. You know you but the client will have their own login as well to track the progress as we go. But by example, let's say you onboard a client, right?
And yes, they're going to get their own portal login in so they can track the full progress. They can see what round they're on. They can see when their next update is. They can see if the credit score went up or down. They can see everything that you basically can see.
Of course, they can't see the other clients. They can only see their individual profile, you know, or but you can see everyone cuz you have the master account. So now the next thing we're going to talk about is of course, you know, we about to sell a service pricing and packaging, >> right? There's two different routes you can go or you can do both of these simultaneously. You can either go mid/h high ticket or you can go low ticket.
Now assuming that you want low ticket for low ticket offers, I like to run them on school simply because it is a monthly reoccurring billing cycle, you know. So it's not like you don't got to charge them by example. Let's say someone was the Apple pay you like $97 or something like that. You don't got to go hit that client up every single month for the $97 is going to be build for the credit card automatically. So that is the power of school. Now, I'm about to actually show you guys, right? This right here is one of my school communities. This isn't the paid community. This right here is just a free for the example, but I'm about to show you guys how to go in and set a payment so you can start getting paid, right? So, what you would do is you'll hover over here to settings and then you'll go to pricing and then as you can see it says model, it says subscription, it says premium tiers or onetime payment, right? So, we will go to subscription. Then, we will go to set price. And by example, let's just say 97. We can make it 97. We can make it 200 a month. It really doesn't matter.
All you are the business owner. It depends on how much you want to charge.
But for this example, let's just do 97.
And then you will set a price. And then you will press set. And then you will go to payouts. And then you will go out here and press settings. And then enter the bank account which you want the money to deposit into. Now let's say you know, okay, you you got a client, someone's interested, right? you've been making polls, whatever the case may be, someone knows that you started a credit business. All you will do is you'll go to invite. You'll copy this link right here and then you will send the link and it will take them to this screen right here. Right? And instead of it saying free right here, it will have the price point. Once they pay, they will join.
They will join the group automatically.
Now, their card is on file. Also, if they don't pay their subscription, it will automatically remove them. So, that is the beauty of using school for the low ticket communities. You can use W Stripe and you could just, you know, make the price a little lower and just change it to subscription instead of one time. All just depends on your preference. I just like to use school for low ticket communities personally cuz I like for people to be in a check, you know?
>> Right.
>> Also, with school allows you to have a program so the people that join your school. So when people join your program, you can put courses or you can put information material in there as well. And it's it's kind of like a allin-one where it's like everything's under one roof. It's not like, oh, they in the telegram chat, but then they got to go here for the course, you know, everything is like literally literally right there. The group chat is right there. The payment processor is right there and the information is right there. So, now that we talked about, you know, the price points and, you know, how you're going to be collecting the payments. Now, let's talk about the lead generation, how exactly are you even going to get the clients, you know? So, it's, you know, multiple ways to get clients. You can either get clients with organic or you can get clients with paid traffic. Me personally, I am a person who likes to do both. Um, as you like I'm very consistent on my social media platforms. You can do either organic content or paid traffic. With this screenshot that you see on the screen right here where all these people are texting credit, credit credit, credit credit, credit credit. This, as you can clearly see, it says ad inquiry. That means I am running ads and these people are interested in my product or service.
It is no right or wrong to do things.
Some people debate is organic better, is paid better. I say do both. I feel like paid traffic is like pouring gasoline on organic. It's just going to make everything else better. It's it's going to come like full circle. And this right here is some of the results from my paid traffic. This is one ad campaign I'm running right now where, as you can see, it has 13,000 messages. What this means, guys, is 13,000 people have reached out to me for my service and I've only spent $24,000 to acquire 13,000 people. With this specific ad campaign, I'm at like a 6.5x rorowaz. So, if we do some math here, that is $24,644 times 6.5. I have made $160,000 off this one ad campaign. So, I only spending $24,000. Would you do that?
>> Hell yeah. So, it's like, you know, you know, like cool. So now that you have a lot of volume and you have a lot of people, you know, inquiring and buying your service, now this is a tool um I like to use. It's called Go High Level.
That's basically a CRM where you can kind of like keep track of everything.
But why I feel like it's so important for the credit business is because you can message people. You can get a a real number, a real text number on go high level and you can message people. You won't even have to give clients your real number. You can give clients your business number, but it will have a portal where everything is tracked.
Also, whenever you do get employees, you will not have to have your clients texting your employees phone numbers.
You can assign your employees a position and go high level in the my staff tab and every single employee will have their own login and you can see what client said what. By example, let's just theoretically speaking, let's say someone says something wrong to a client. And instead of you looking through, you know, your whole back office or your whole employees trying to figure out who said what, you can literally see up there which employee engaged and said that. So, it's like it's just super organized that way and that way the employees never have the master account as well. Also, super good with just tracking revenue and just keeping everything in place. You can also build an email list on go high level as well. So like let's say you want to send email blast and different types of marketing. Um >> at what at what point would you say like we get this like how many clients >> go high level I feel like you know 50 to 100 client range. I feel like that's a decent number to get go high level >> cuz um go high level have different accounts. You can either get the agency account or you can get a sub account you know. So um it get me personally I have agency account. So my go high level is, you know, a little bit more on the, you know, expensive side, but you can get a cheaper account until you're ready to get to that level as well. So I feel like it can go advanced or it can be beginner friendly. So yeah, now assuming let's say you know the laws. Now let's say you got your price point and your packaging down. Let's say you your ads is running. So that means clients is beating down your door trying to buy your service. Let's say you you got the CRM, you got the infrastructure, everything is set up, but you feel like you are working in your business. Let's say you want your time back. But what you can do is you can hire VAS to automate that process for you. So, if you go to this website right here, it's called online jobs.ph. Basically, what you would do is you'll just make an account. It'll probably be like 69 or something dollars, but basically whenever you make an account, you can type in what type of VA you want. You can type in what type of skills they need to have. you can type in what price like how much you're offering like you know to pay them and these people will literally reach out to you and they'll they'll contact you. Obviously they won't have your phone number or anything like that but they will reach out to you and you can have that sent via email or you can just have it lined up on a portal whenever you log in to online jobs.ph PH as you can see you have to make an account and then and then what you can do is you can get their WhatsApp number and you can hop on Zoom with them and you can interview them and see if they are the right fit for your company right and that my friend is how you just build a credit repair business from scratch and have the potential of making a substantial amount of money and then also you know keeping things intact and stepping away from the business and having it run on autopilot.
>> Tough. You got any questions? At what point do you think it's like time to like hire a a VA? And what type of VA would you um set a job posting out for?
Okay. Um it kind of just depends on the task. So um I would say you could hire a VA. Let's say let's say it's not a disputer. Let's just say I'm doing a fulfillment for you, right? Cuz like but as you know the members of my program, they get to decide your path. Let's say I'm doing the work for you and let's say you just need a customer service. So what you would do is you will go there and you will you would see someone who specialized in communication and you can also make sure that they have experience in credit repair as well. Not saying that they have to dispute but you know whenever let's say they talking to clients you can make sure that they have the expertise in that as well. And you can also train them on top of that.
Honestly guys very rarely do I just take a VA and just trust what they know and just slap them on the business. No, that's not how that works. I I would rather take someone who has previous experience or has somewhat experience of what is going on and train them how we do things, you know. So, I would say probably like I would get like a VA or like a customer service VA around like 75 to 100 clients cuz at that point, you know, like they can literally like do the small task and you know, >> answering client questions, you know, like if a client need to update things like that. As far as like a disputer, you can kind of get a disputer off off RIP if you want to.
>> Um, kind of just depends on you and on, you know, your budget. You know, everyone budget is different. You got any more questions? Everything makes sense.
>> Yeah. This ain't pretty smooth, bro.
>> Yeah. Super solid.
>> Super simple, straight to point, man.
And this right here, guys, this is a business that can pay you a substantial amount of money very consistently because this is the $100 million consumer problem, guys. And people credit is getting bad every single day.
People are having problems every single day. So this is a market that constantly refreshes itself. So it is never going to run out of clients. This is a mass market business. So therefore, we make mass market money, man. God willing.
Like I said, if you're interested in starting or scaling this business, I'm going to put a link in the description below. Feel free to book a call with me.
Me and you can hop on the phone. We can see if this the right fit for you. My time is limited, so only a very few people will be selected to work with me.
I appreciate you guys for watching the video. Make sure you like, comment, and subscribe. See you guys at the top because the bottom is just not optional.
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