WATCH HOW I SAVE $358 ON A LOW INCOME #lowincomebudget #savingschallenges #savingmoney

Added: 2026-05-10

[00:00:06]Hi, I'm Budget with Jay. Welcome to my channel where I'll be taking you along with me on my personal cash budgeting and stuffing journey with saving challenges and more. I am a low-inccome zebased budgeter. If you're new, welcome. If you are already subscribed, welcome back. So, excuse me. Oh my gosh.

[00:00:25]So today we'll be saving $350 something dollars. Not sure.

[00:00:34]I am going to count on my cash though.

[00:00:36]So let's get my cash out and jump right into it.

[00:00:43]This is my savings challenge binder. If you're new here, I got this binder years ago from Batties and Budgets.

[00:00:51]And here's the cash.

[00:00:55]All right. So, let's go. We have 100, 200, 20, 30, 40, 50, 60, 70, 80, 85, 90, 95, 300, and 5, 10, 15, 20, 25, 30, 35, 40, 45, 46, 47, 48, 49, 50.

[00:01:21]So, we got 350 1 2 3 4 5 6 7 8. So $358 is what we will be saving for today. So let's get right into it. Y'all already know the biggest get the biggest amount.

[00:01:40]The most basic savings challenge coloring book. Okay, this is from Miss Alyssa over at Beautifully Mean You. Go and check her out.

[00:01:50]She has some of the best and hottest saving challenges out right now. And I'm using this to pay off my student loan debt. So, let's get into it. This will be getting 200. Um, I did finish this page.

[00:02:04]I had 20 left over. I had some money left over from subscriptions, so I ended up putting it towards this challenge.

[00:02:10]And then now we're going towards 405.

[00:02:14]Okay. So, we're going to be putting $25 in this challenge. And what I'm going to do is I'm going to calculate up everything and then cut it out and then y'all will see me color.

[00:02:26]All righty. So, this page we're going to do um all green cuz last time we did yellow. So, this one we'll do all green.

[00:02:40][sighs] Okay. So, everything we stop at 10 and then drop down to 8. So, that's 205.

[00:03:22]All righty. So that should be 205. So therefore, we only have $200 left to stuff. Okay.

[00:03:31]And if you're new here or if you have been watching, I try to allocate 400 a month towards whatever challenge that I'm doing to get it knocked down quick. So my goal is 2,500. The main goal is 5,000, but I split that in half. So I'm doing 2500, then 2500, and uh to get my 5,000 amount. So, 12 05.

[00:04:01]And that's it for the most basic second challenge coloring book.

[00:04:05]And this is my progress so far. But right now, I did the biggest numbers first and then I'm slowly making my way up to the smallest amount.

[00:04:18]Okay, so now let's get into it. Now I'm going to put it inside of my completed binder. This is where I have that envelope housed.

[00:04:32]It's right here.

[00:04:35]And all right. So now I have one, two, three, four, five, six, seven, eight, nine, 1,000. 1, two, three, four, five, six, seven, eight, nine, 2,000. So, we got 2,00 20, 40, 50, 5,65. So, $2,65 is what I have so far in the most basic saving challenge coloring book. And once I get to 2,500, that'll be going towards my smallest student loan. So, therefore, I can get that knocked off. And that balance right now is sitting at a little, it's like 8,600 something if I'm not mistaken.

[00:05:19]But yeah, that's that.

[00:05:27]All righty. So, now we're done with that.

[00:05:32]Now, I can go to the main thing, my savings challenge binder. All righty. So, let's see if I can get these scratch offs knocked out.

[00:05:45]Okay, let me grab my scratch off tool.

[00:05:50]Here it is.

[00:05:52]All right, so we're just going to dive straight in. Let's go here.

[00:06:03]10. Okay, $10.

[00:06:12]That's a good start.

[00:06:16]A darn good start.

[00:06:25]All righty. So, let's scratch this one off.

[00:06:30]Five. Okay, we're doing good.

[00:06:34]Super good.

[00:06:46]Oh, five. And then we're going to scratch this one off. 15.

[00:06:51]Okay.

[00:06:56]All righty.

[00:07:02]So, now I'm done with this bookmark challenge. So 10 15.

[00:07:09]Okay.

[00:07:14]So we save 10 25 $30 with that bookmark challenge.

[00:07:20]And I'm going to take this off.

[00:07:23]I'm going to vacuum it.

[00:07:34]All right. So, we're done with this.

[00:07:38]So, I can add it to the collection.

[00:07:41][laughter] And now I can get started on this.

[00:07:46]Okay.

[00:07:48]Let's just dive right into it. Okay. Uh let's go. Seven. So, five, six, seven.

[00:08:05]All righty.

[00:08:07]Let's go. Seven over here.

[00:08:13]Five, six, seven.

[00:08:16]Uh, so each heart is $5. Let's go with one of these blue ones. And I'm going to do just a small one. So, let's get this little one right here.

[00:08:28]And that's five.

[00:08:33]And then back here, let's do one, three.

[00:08:41]Let's do three. So, one, two, three.

[00:08:46]And All righty. So, now that we have the bookmark challenges all saved up.

[00:09:32]All righty.

[00:09:38]Okay. So, we now have 10 25 30 35 40 45 42 47 48 49 50 51 $52 So far is what we saved in the bookmark challenge.

[00:09:54]So, let's go here and add the money here. So, so far we now have 10 25 30 35 40 45 50 55 60 1 2 3 4 5 6 7 8 9 70 1 2 3 4 5 6 7 8 9 812. So, we have $82 so far in the bookmark challenge.

[00:10:28]All righty. So, Do I want to swap this out for 20? Yeah, let's do that.

[00:10:35]10 20.

[00:10:40]All righty.

[00:10:45]Okay.

[00:10:47]Here we're going to go eight, five, six, seven, eight. I could have got some ones. That's what I could have done.

[00:11:07]All righty.

[00:11:14]Slide that over just a tad bit.

[00:11:25]Okay. 5 10 15 20 25.

[00:11:28]Let's go ahead and knock those out.

[00:11:31]Or I could just do 10. Let's go 10.

[00:11:35]Five. 10.

[00:11:39]And we now have $30.

[00:11:43]If I want to double back, I'll just double back. Oh.

[00:11:49]So, okay.

[00:11:53]Let's go here.

[00:11:55]24 10 20 I don't have a dollar. So, let's go.

[00:12:23]Hold on.

[00:12:29]Take out five, add three.

[00:12:33]Yeah.

[00:12:44]Did I do that right? If not, I'll just go back and add. So we have 20 40 50 60 1 2 3 4 I think that's it.

[00:13:04]No, that can't be right.

[00:13:17]Or do I need the five back?

[00:13:20]I'm not sure y'all, but we about to see.

[00:13:23]20 40 50 65 6 7 8 9 71.

[00:13:30]Yeah, I'm still short a dollar. It's fine. It's okay. I'm going take that out.

[00:13:37]Um I'll come back and add another one.

[00:13:41]So we can do three, two, we can do five.

[00:14:00]Uh, let's go. 15 10 15.

[00:14:20]All right. So, seven, eight, 11, 16.

[00:14:31]Yeah, 16. Oh, we got 15.

[00:14:40]I'm going to make some change because I don't want to short myself on that.

[00:14:54]One, two, three, four, five, 6, 7, 8, 9, 10.

[00:15:10]All right, I'm going double count those ones just to make sure.

[00:15:16]One, two, three, four, five, six, seven, eight, nine, 10. Yep.

[00:15:25]All right. So, what are we? 16.

[00:15:29]Let me double check.

[00:15:35]Yep, 16. So, 10, 15, 16.

[00:15:41]That's what we have for that row.

[00:15:53]and all righty.

[00:16:05]And we're halfway through with that challenge. And that challenge so far has saved us 10 20 30 540 4550 $152.

[00:16:15]So we're halfway through Little Oink Big Dreams. Um I created this challenge. Um I sell these for a digital I sell these as a digital download for $2.

[00:16:30]Um the link will be in the description box below.

[00:16:35]This is a bundle. And then these are also bundles. The minis that you see. Uh what do we have? 5 10 15 16 17 18 19 20 21 23 $24.

[00:16:50]Can I finish that turtle challenge?

[00:16:56]Yeah. So 5 10 15.

[00:16:59]I'm going to finish this one off.

[00:17:11]All righty.

[00:17:13]5 10 15.

[00:17:16]Okay. So, we're going to add two new challenges. So, one here and one here.

[00:17:24]All right. So, now I'm going to go to my bundle and pick out two charms.

[00:17:38]Um, let's see. Where do I want to go with?

[00:17:46]Another five. Let's do another five.

[00:17:52]Sorry, you guys.

[00:17:56]All righty. So, let's go with another vibe.

[00:18:04]$5 challenge.

[00:18:10]All righty.

[00:18:13]And what do I want to do next?

[00:18:18]These are some that I've done before, but I think I want to do them again.

[00:18:24]Yeah, I think I'll do them again. Let's go with Let's go with something even newer. Let's go with vacation.

[00:18:34]That's how I'm going to do that.

[00:18:37]Vacation.

[00:18:44]All righty.

[00:18:46]What do I have here? One, two, three, four, five, six, seven, eight, nine. Do I have a nine on here? Yes, I do.

[00:18:56]Do I have a nine over here?

[00:18:59]If not, then I know I got one over there. Okay, so I do have one right here. And we're going to color that in.

[00:19:18]It's not the best coloring, but hey, it'll do.

[00:19:21]>> [laughter] >> All righty. So, that is it. Now, I can put this into the bookmark challenge and let's add up. Get this out of my way over here.

[00:19:40]All right.

[00:19:42]Have a lot of ones. Okay. So now in the bookmark challenge I have 20 30 5 45 50 55 60 65 70 1 2 3 4 5 6 7 8 9 80 1 2 3 4 5 6 7 8 9 $91 so far in the bookmark challenge.

[00:20:08]All righty.

[00:20:12]So now we have zeroed out everything.

[00:20:18]This will be going into completed minis.

[00:20:22]So let's see how much did we save between those two challenges.

[00:20:33]All righty.

[00:20:36]So for those two challenges, it has saved us a total of 20, 40, 60, 70, 80, 95, 100, 10, 11, 12, 13, 14, 15, 16. So $116 is what those two challenges total up for in today's video.

[00:21:02]Okay, and that is it. So, if you are wondering where everything will be, it will be linked in the description box below. Uh, both of my mini bundles, they are $2 each. Um, you have the first one, then 2.0. You get a total of 81 or 82 different challenges, different minis that I created.

[00:21:31]And yeah, the point of me creating the minis is to help people save small amounts over time to achieve their savings goal, right? So that's the whole purpose behind those minis. And again, I love them. Other people love them. They have they have purchased them and love them dearly. Um because a lot of people they might can't stuff 350 something dollars all at one time. They might just have 10 or five, you know.

[00:22:04]Like this challenge is all fives, which is good, you know. But I love it. Y'all love it.

[00:22:12]People that have purchased the challenges from me, they love it. And yeah, so that's it. That's all.

[00:22:20]Thank you for watching. Don't forget to like, comment, subscribe, and hit the notification bell so that you will know when I upload a new video. Bye-bye.