FLARE Race For Institutions is HEATING UP! | XRP Price Dilemma CONTINUES!

Added: 2026-05-16

[00:00:00]What is up, guys? We're back with another episode. The Flare XRP race is heating up. Now, look at this. A really interesting article by Meh Jabeen Arsiwala.

[00:00:14]Flare TVL doubles to $457 million as XRP Fi race heats up before the ETF wave.

[00:00:22]Now, look at this, guys.

[00:00:24]The spot XRP ETFs could could absorb 4 billion to 8 billion dollars by year-end under a Standard Chartered model tied to permanent commodity status. Meanwhile, Flare has grown into the largest XRP Fi ecosystem by total value locked. So, this is now Flare and XRP are going hand-in-hand. They're synonymous with each other. If you believe in the XRP ecosystem, you have to believe what Flare network has built. Look at this.

[00:00:59]The forecast hinges on passage of the Clarity Act, which could or would codify XRP's classification as a commodity under federal law. It also raises a practical question for its institutional allocators. Meanwhile, Flare's total value locked has doubled to $457 million in recent months with about $200 million tied directly to XRP. So, this is the largest XRP Fi ecosystem by a wide margin, guys. Now, talking about the tokenomics shift at Flare, analysts note that institutional XRP buyers will likely seek lending venues, collateral markets, and managed wallets once ETF allocations clear. Ethereum-style DeFi rails are not natively available on the XRP ledger, which leaves room for adjacent chains to fill the gap. And when it comes to Flare network, it is trying to fill the gap for XRP whenever and wherever possible, guys. Flare is also reworking its token economics through a governance overhaul that is mid-implementation.

[00:02:11]The package includes a 40% cut to emissions, protocol-level MEV capture, and stronger burn mechanics, which we have already covered. It ultimately has the potential to make Flare network deflationary in the long haul. Meanwhile, the FXRP activity on Flare has so far recorded 3.4 million transactions across about 16,500 users with $200 million in XRP TVL, guys. Now, this is what we're talking about. The momentum is rising, and the uh uh XRP Fize's emerging ecosystem is being built on Flare, which is enabling XRP to be deployed into decentralized finance applications through FXRP.

[00:03:00]According to data cited from DeFi Llama, uh we can see that Flare's total value locked has reached approximately $4.7 million.

[00:03:09]I mean, this is huge. I wanted to share one thing over here in this article.

[00:03:13]Yeah, Uphold has announced plans to support direct FXRP minting during the summer, which would allow XRP to be converted into FXRP through exchange level integration rather than separate bridging interfaces. Now, the uh centralized exchange do not want to be uh left behind. This is why exchange level integrations are also happening, guys. Now, this is what we're talking about. This is the level that Flare is maneuvering in. Meanwhile, the F-Assets version 1.3 is live on mainnet, guys.

[00:03:48]Minting FXRP equals one XRPL transaction. Reserve a designation destination tag once and every mint after is just an XRP withdrawal. We're going to be looking at tutorial as well. Flare network is really great with the tutorials when it comes to it. Let me first open this up this article over here. Look at this.

[00:04:14]How minting changes. Five important improvements are as follows guys. Number one, simpler user flow. Users no longer need to select an agent or complete a separate collateral reservation. Number two, easier integration. Direct minting removes the separate collateral reservation transaction and number three, better exchange and custodian compatibility. Destination tags and memo based routing aligns with infrastructure that already exists across the XRP ecosystem. This is great so making life easier, much more simpler than it was. Flexible mint amount.

[00:04:55]Direct minting removes fixed lot constraints while minimum fees mean very small mints may still be uneconomical.

[00:05:03]Number six, more scalable minting.

[00:05:06]Minting is no longer constrained by individual agent availability on the way in. So this is what we're talking about guys. The the Flare ecosystem is growing and look at this they've got this tutorial over here. The Flare developers never disappoint. The new F assets flow, set the tag once and then every XRP withdrawal arrives as FXRP ready to deploy even easier than before.

[00:05:36]>> [music] [music] [music] [music] [music] [music] [music] [music] [music] [music] [music] [music] [music] [music] >> What I really like about Flare Network is all the tutorials that they always have, always guiding the investors, their followers, the holders. These are really great guys and it is really simple whatever they do. The The interface is always clean and smooth. I really like what Flare Network is doing guys. This is awesome.

[00:07:36]Meanwhile, Flare smart accounts give XRPL users a way to trigger actions on Flare from an XRPL payment transaction.

[00:07:45]The flow, the user sends an XRPL payment with encoded instructions in the memo field. FDC is used to produce a payment proof. The master account controller verifies the proof and routes execution.

[00:07:58]The user's Flare smart account performs the requested action on Flare. So, the XRPL stays the signing payment layer basically, and Flare meanwhile handles all the execution. This is what we're talking about, guys. This is awesome.

[00:08:15]Uh we're uh heading into the next phase of XRP Fi on Flare. Look at this, the next phase, and this is only the beginning. This is the graphic that I wanted to share with you guys. Yeah, this is it. XRP Fi isn't slowing down.

[00:08:29]It is compounding and users, capital, and partners. Check this out. Uh for those of you who haven't understood already, this is the largest XRP Fi ecosystem in the market. We're talking about 3.4 million plus FXRP DeFi transactions. We're talking about a $440 million ecosystem. We're talking about 16.5k users.

[00:08:54]28% growth over the period. XRP TVL anchoring $200 million, guys. This is it. This is awesome.

[00:09:06]Meanwhile, if you look at what is happening with XRP, let me share with you. Yeah.

[00:09:13]Just a moment. Uh RealFi over here had shared global payments or global rewards, global scale. The XRP ledger is about to scale entirely powered by real token.

[00:09:26]This is a video I wanted to share with you all in a moment. Swift transfers 5 trillion every day. There is only 50 billion XRP, only 10% of daily Swift.

[00:09:36]We're going to be looking at this in a moment. First, let me share with you uh a post by team Ripple an article Ripple Prime secures $200 million debt facility from Newberger Specialty Specialty Finance to expand capacity.

[00:09:52]Look at this. Ripple, the leading provider of blockchain-based enterprise solutions across traditional and digital finance, today announced the successful closing of a $200 million debt facility from funds managed by Newberger Specialty Finance. I like to call it burger. I really I do not know why, but yeah. The dedicated asset-based investment team within Newberger, a global investment management firm, I really am getting a bit hungry as well. Burger, I won't mind a burger by the way. The facility will support the continued growth of Ripple's multi-asset prime brokerage platform. Ripple Prime rising client demand for institutional-grade prime services and margin financing solutions. Meanwhile, look at this. Noel Kimmel, the president of Ripple Prime, has said, and we quote, "Dependable access to financing and balance sheet strength are critical to institutional participants in today's dynamic markets.

[00:10:57]Furthermore, this facility enables us to grow alongside our clients by delivering increased margin capacity, greater responsiveness, and improved capital efficiency." Newberger Specialty Finance has deep expertise in asset-based finance and a strong understanding of our business model, and its support reflects the differentiated prime services platform we have built and the many growth opportunities available to us, guys. Now, this is what we're talking about. Meanwhile, guys, uh Tokenizer over here has shared a really great graphical over here about most of the projects that we cover, Hedera, Quant, Ripple, XDC.

[00:11:44]Are you interested in Redbelly? Should we uh include it in our coverage of uh and updates, basically? I would like your opinions on this as well. Look at this. CBDC research participated in Bank of Australia CBDC research with DFC CRC.

[00:12:01]Collaborated on CBDC research initiatives, explored real-world payment use cases, advancing the future of digital money. Meanwhile, Redbelly, guys, government roadmap, part of the Australian government's blockchain roadmap, supporting government blockchain initiatives, delivering secure, scalable DLT solutions, building public sector capability and adoption. I'm really interesting interested now in what Redbelly has to offer because Tokenizer does not cover projects that are not good enough.

[00:12:34]We already cover Hedera, Quant, XDC, and Ripple. I'm interested in Redbelly.

[00:12:40]Uh I would like you you guys to tell me if you want it covered as well.

[00:12:46]Uh yeah. So, let's now look at two great videos over here that one Ripple has shared and another that I that I shared with you guys.

[00:12:56]What makes XRP unique? Brad Garlinghouse him- self in under a minute. 4 billion transactions, 3 to 5 seconds settlement, less than a penny each. So, let's hear from Hugo himself. Hi, I'm Brad Garlinghouse. I'm here for my second crypto in a minute. Sorry, not Hugo, Brad. I'm getting confused with the Flare and XRP altogether, guys. So, yeah, both of them wonderful. Here at XRP Las Vegas, so we're doing something special to make it XRP in a minute.

[00:13:29]>> [music] >> I'm Brad Garlinghouse. I'm back for XRP in a minute. What makes XRP unique?

[00:13:36]>> [music] >> We go way back in time and talk about the earliest inventors of XRP ledger who had been contributors to the core [music] of Bitcoin. And they saw in that an opportunity to build something specialized [music] and specific and unique to really solve a payments problem.

[00:13:52]And so what makes XRP so unique is its speed, trans settling transactions in 3 [music] to 5 seconds, its cost, extremely low cost, fractions of a penny per transaction, and its [music] scalability. Now having completed over 4 billion transactions.

[00:14:07]You add in that with a special dash of an incredible community around [music] XRP, what I like to call the XRP family.

[00:14:13]Sometimes we're going to be you're going to be the XRP army depending on what's going on, but you put those things together and you include the longevity of this blockchain, [music] you have something special and unique that is poised for great success in the years ahead.

[00:14:27]>> [music] >> This is awesome, guys. This is awesome and even better, look at this. Um transactions would catapult XRP above $100. Swift has already successfully tested XRP. Another take on what XRP is capable of. Everyone has their own perspectives, but this is also one element and one perspective that you can like or hate, but people always talk about it.

[00:14:54]Uh a a higher priced XRP.

[00:14:57]Swift is the preeminent messaging system for the financial industry which covers, say, payments, effects, trade in in terms of securities, etc., nostro reconciliations, etc. What we're looking with the crypto though is where Swift would have a store and forward system for most of its payment transactions [clears throat] where you need service level agreements that in a certain time I will do something but payment [clears throat] turns up at a certain time during the day. Here we're looking at the new network styles which allow instant real-time movement of the funds and visibility of those funds as well.

[00:15:37]So we would not have a situation where banks need to come back to you and say, "Have my funds arrived?

[00:15:44]It's 3 days later.

[00:15:46]I need to find out or find query messages moving around the network."

[00:15:50]There's nothing like that. I don't believe Ripple is going to replace Swift. Ripple is one of the complementary networks which is going to allow those institutions who need real-time to make use of that.

[00:16:03]And I think we're also seeing that Swift are changing their their network capability so that real-time will be a possibility as that as well. But we may also see Ripple XRP moving across the Swift network as a currency when we're perhaps using something like FX.

[00:16:23]>> [music] >> So guys, what do you guys what do you think about the Flare and XRP race heating up towards institutional supremacy? I would really like your opinions. Do let the community know. And if you're interested in DLT crypto content, do subscribe the channel and smash that notification icon. Until next time, stay blessed.