This audit serves as a sobering reminder that external support systems are ineffective without the foundation of personal discipline and accountability. It effectively illustrates how a lack of financial literacy and work ethic can turn a safety net into a cycle of stagnation.
Installieren Sie unsere Erweiterung an, um sofort in jedem Video zu suchen
The Biggest VA Scammer In Financial Audit HistoryHinzugefügt:
I was a cook in the army.
>> What's your disability rating?
>> 80%.
>> Okay.
>> At at least I'm not on At least I'm not the ones that come on the show and are like 100% doing all with their life.
>> You're in one class and you don't work.
The real reason he's here is because he's tired of the BS in America and plans to leave the country.
>> 100%.
>> What's the BS you're escaping though to go for that?
>> Women.
>> I'm being told you're looking for a Filipina cook, clean, and take care of the house. I can get that over there in the Philippines or in Southeast Asia for less than $200 a month. And what age are you looking for? We'll see when I go over there.
>> There's something you need to know and that is I'm Chris Hansen.
>> The summer budget reset is now live. Get a full year of Dollarise Premium plus my four bestselling educational courses and a digital copy of my budget friendly cookbook and my exclusive 30-day meal plan signed by me and mailed directly to you. This is a better deal than we've ever done before and it's only for a limited time. It is 67% off everything.
So don't wait until that first pool party to get financially ripped. Click the link below. Save big. Claim your bonuses now.
>> Hi, my name is Ducks. I'm 29. I'm from San Antonio, Texas. And this is Financial Audit.
>> You added an S at the end of your fake name. Ducks. You made up a fake name for your fake name. No, this is it's my Discord name.
>> Is it really?
>> Yeah.
>> Okay. I am going to insult you.
>> Okay.
>> But not for the desire of insulting you when I say this. It's more of a I want to understand what's going on and make sure I approach this conversation correctly.
>> Okay.
>> So, this will be insulting. I apologize preemptively for that. I had approximately four people individually not connected to each other before filming this episode come up to me and say they think you might be the stupidest person that has ever walked into this studio. Four people unprompted not connected to each other.
How is that possible? What am I dealing with? I want to make sure you are not mentally correct legally.
>> Positive.
>> Okay. Okay. Good. I wanted to make sure cuz that would be a different conversation.
Now, why would they all say this independent independently from each other, >> ducks?
>> I have no idea.
>> Okay, so your Discord came. You wanted to use your fake name.
>> Do you want >> Am I not interesting enough for you? Did you have to check your messages?
>> I'll I'll show you why.
>> Are you having a conversation that doesn't involve me here with someone?
>> No.
>> Just give me a second. I don't need you to prove your Discord name if he proved his Discord name.
>> Look at my last name.
>> That's why.
>> Okay.
>> So, >> very good. His last name is the name of a bird.
>> What can I say?
>> What? You a big Discord guy?
>> Yeah, I'm in probably about 90 plus 90 plus different servers. Poor [ __ ] what is that? That's like new age Redditor.
>> Gaming, gaming communities, personal discords, friends discords, military communities.
>> Yeah.
>> Were you in the military?
>> Mhm.
>> Really?
>> Mhm. And the guy next to you in the bunker felt safe?
>> Yes.
>> Was you holding a weapon?
>> Yes.
>> I was saying was >> Yes. Was.
>> What was your service? Uh, I was a cook in the army.
>> Ah.
>> Uh-huh.
>> Well, >> and was that just doing the dishes?
>> No.
>> Okay.
Okay.
>> I wanted to go infantry, but >> you wanted to. Yes.
>> But >> but they assigned you to the kitchen.
No, actually I I chose to be a cook cuz at the time when I enlisted, I was actually dating someone and because my both my parents were prior service army, they kind of talked me out of going into a more com combat role.
>> Okay, allow me to ask and I do not know the answer to this. I hope it is right.
You were just a cook, correct? Mhm. That was it. Nothing else. What's your disability rating?
>> 80%.
>> Okay.
Damn it. It makes me look so anti veteran cuz they just clip it. They clip it. I am so I am I I am very positive veteran and I just want to get rid of fraud so we can properly fund it going forward and take care of those who need it. 80% at at least I'm not on at least I'm not the ones that come on the show and are like 100% doing all with their life. I'm trying to do something with my life. Buddy, your entire life is Discord. I was just type this. Apparently the moment you finish the onboarding video, you're like scratching and you ran out of the door, which no one does. Everyone waits for the producer to come back in. You ran out of the door so you could get your phone so you could get into Discord.
>> Little bit. A little bit. No one does that. No, wait. Correct, Lindsay and Colton. No one does this. Everyone waits for you guys, right? Okay. They're all saying yes.
>> Everyone waits for the producer to come back in cuz they know how long the onboarding video is. You ran out into the office with where dozens of other workers are just trying to do their job so you could grab your phone. You literally snatched your phone and said, "Video done." And walked away.
>> I didn't say I said the video is done.
Can I have my phone back? So 8 minutes and 45 seconds of onboarding and that was too long without dis discord.
>> I was having a conversation with someone.
>> What do you do for a living, ducks?
>> Um, currently I'm actually in school for cyber security.
>> Well, that's good.
>> Um, >> I wouldn't laugh at that. Cyber security is great.
>> Yeah, it is. When the VA tries to when when you're trying to go to school and the VA is [ __ ] you at every moment.
>> You're at 80% disability.
>> Mhm.
>> How are you getting what's your disability check per month?
>> 2100.
>> Okay. And where's your getting >> The VA was supposed to pay for school like 100% pay and then they decided to not. So, right now I owe the school 6 grand.
>> Okay. You make 2,000 a month for your time at being a What was your disability?
>> The highest rating I have is PTSD, anxiety, and depression.
That's 70% right there.
>> The trauma surrounding ground beef.
>> No.
Um, when I was at basic training during the last the last field field training exercise, I had a drill I woke up one morning to a drill sergeant with to my drill sergeant with my rifle in my face.
So, yeah, I >> Okay. And the other 10% is >> um 40% I'm actually rated 40% for my back and 10% for tonitis. Tonitis. T. Do you even know how tonitis does the VA even know how tonitis happens at this point? As someone with tonitis, which means I could have gone to the military, walked out and said I have tonitis, by the way.
>> That's only 10%.
>> I've just I know, but I've had tonitis forever cuz it just happens. All of those things that you mentioned can just happen. Now, the rifle thing I'm sorry that happened and I don't know how they qualify it. Whatever they did it, they figured it out and good. It sounds like if someone actually has real trauma, that's where I want them to get it.
Okay. So, that maybe that potentially sounds valid. Um, but tonitis that can just happen. It's a it's a it's a disconnect between it's a signal disconnect between your brain and your ear essentially. It's it's filling for something it thinks doesn't exist. It's usually not caused by like a massive damage or hearing loss.
>> It's like it it feels like it thinks it's missing a signal, so it makes up for it with a relentless noise.
>> Mhm.
>> I always have have ringing ringing in my ear.
>> Very good. But was it because you were cooking food?
>> No, that what basic training >> but I don't know for tonitis though.
>> I didn't have it >> specifically tonitis.
>> I didn't have it before I went in.
>> Okay.
>> And >> may have had it light and it ramped up as well. So I don't know. But either way, just saying it. Okay. So you're doing a lot in school right now. So you're unemployed.
>> Mhm. which I mean you're getting a lot from the VA or well actually it's not a lot but it stacks up over time. So how many classes are you in?
>> So I had issues at the start of at the >> How many classes are you in?
>> One right now.
>> Okay. See I knew something was coming when you when I asked how many classes you're in and I went into a story.
>> You're in one class and not working.
What didn't you just say? At least I'm not like the veterans who collect 100% do nothing with their life. You're in one class and you don't work.
>> I've tried. I actually just quit my job at Domino's doing pizza pizza delivery because they weren't giving me enough hours.
>> The trauma from putting pizza in the oven. Sorry. Okay. Okay. They weren't giving you enough hours. So, you work those hours as you can and you work for another job as much as you can.
You look for another job as much as you can when you're not working those hours that are limited.
>> Yeah. And you get the other job and quit the previous job at Domino's.
>> And I have been looking. I have been looking. I'm on Indeed every day.
>> You're on Indeed. What are you doing on Indeed?
>> Applying to jobs.
>> What are you applying to?
>> Anything and everything that I can.
>> So, how are what when when are you going to graduate with a cyber security degree or whatever you're doing with one class a semester? I think that's going to take multiple decades at this pace.
>> So, actually after this semester, I'm done because I can't af I can't afford to pay back the school six grand. So, >> so what is it? You're not doing enough school, so the VA won't pay for it.
What's the argument? What do they say?
>> So, basically, when I first started um when I first started college 2 years ago, I was actually going to the University of Phoenix.
>> No. Okay.
>> And then, okay, >> I decided to >> No.
University of Phoenix. I'm Isn't it?
>> I thought that was a scam.
>> Credit card information and submit.
And I'm a lawyer. No, it's not an actual >> thought. I thought it was like, didn't >> it's a legit It's a legit school.
>> I must be thinking of something else, but I swear there was something related to the University of Phoenix where like everyone got a refund and their student loans forgiven. But >> but no, so I left there because the teachers weren't communicating with me.
Uh if I >> in the way that you need.
>> Yeah. In the way that I need.
>> In the way that you need. Not that they weren't communicating with you. Very good. Um, so I left there, decided to go move over to San Antonio.
>> From where?
>> Houston.
>> Okay.
>> I lived in Houston and then I moved over to San Antonio >> to escape the University of Phoenix.
>> No, so I could go to like an actual school.
>> Yes, Houston has none of those.
>> I know.
I was doing school online. Now, when I moved over here, I was >> a joke. Houston has a lot of schools.
It's about to be the third largest metro in the country.
>> Oh, I didn't know that. Okay.
>> It's much larger than San Antonio.
>> Yeah. I just don't I also just don't like Houston.
>> Okay. Well, that's something.
>> It's a It's That's different.
>> It's a cesspool >> uh of >> drugs. Um when I was living there, I was in between a few, as far as what I've heard, a few gangs. I heard gunshots almost every day and stuff like that. I was like, I need to I need I need to get out of here.
>> Okay, very good.
>> I ended up moving moving over to San Antonio where I got accepted into the school I'm I'm currently at, >> which is >> UTSA.
>> Oh, you did get another job. You got a sales job.
>> I did. I did, but they only had me in for like two hours and then they told me to leave for the day and I was like, why am I going to come back here? ever go back so you can make money.
>> You know, if you weren't getting the disability, you would be working those jobs.
>> Yeah. Yeah, I would.
>> Yeah. Well, thank you. He's saying it exactly. If we weren't subsidizing you, you would be going out and working.
>> Yeah.
>> Again, maybe the rifle thing is valid.
Did the boot camp person, I'm sorry, I forgot what you called him. Did he >> drill sergeant? Did the drill sergeant say he pointed a gun in your face when they asked?
>> Did anyone else see it?
>> A a few of my friends. Yeah.
>> Okay. Okay. Why' he do it?
>> He I guess he was having a PTSD moment, too. I have no idea.
>> Okay. Okay, then. Fair. You know what?
Fair. I I I don't know. I don't want to cross it out if it's fair. Um Okay. So, you never went back to that job that you just got.
>> Nope.
>> What kind of sales was that? Maybe it was a slow sales day. I don't know. It was a businessto business sales rep for for AT&T. So I' I'd work third party and then go to businesses. Yeah.
>> Okay. Two. What was it? Onboarding.
Yeah. Sometimes those days are shorter.
>> It wasn't onboarding.
>> I tell you to go home cuz you weren't doing [ __ ] >> It wouldn't make sense. Sales is it's all about commission for bringing in a certain amount of sales.
>> It's like two hours. Like obviously you weren't doing something or something was up. Like I don't understand. I was in I was in training and then they were about to leave the office to go to businesses and they're like, "Oh, well, you can just go home for the day."
>> Oh, yeah. That's not unreasonable. You were in training. Why would you not go back? Get through training so you can do your job. Do you not want to make money?
I you again, you don't need to because again, you just have money coming in. Uh even still, okay, let's say you commit this you get this cyber security degree.
What are you going to do? You going to show up and you're going to have one bad interaction and you go home?
>> No.
>> No.
Come on. This is what you've just done for the last two jobs. You just Okay, first of all, >> okay, so for Domino's, I was there for about two to three I was there for about two months.
>> Two months and they were already cutting your shifts. How bad were you? That's quiet firing.
>> I was I was a delivery driver.
>> And how bad were you? That's quiet firing.
>> I I don't think I was bad at all.
>> You don't think? Okay.
>> Nope.
>> Okay. Okay. Oh, you are go. So, okay.
Okay. Okay. So, you're going to the VA next week to try to get it up to 100%.
>> Does that boost you to $4,000 a month?
>> Yeah. Not next week, but it's it's it's a process going through the CMP exams.
>> What are you trying to get ramped up?
>> Um, anything and everything that I can at the moment.
>> Glad you're blunt about it. He's He just says it. I mean, thank you for being honest. I'd rather be honest than lie. I mean, oh gosh, I got sent a meme the other day. Let me see if I can see it. Someone sent me this tweet.
Yeah, you're just doing it right now from this guy named Kamic uh or Kami.
Yeah, Kamicaz. I don't think that's how you spell kamicazi, is it? Kamicazi cash. Healthy veterans collecting 100% VA disability walking into Caleb Hammer studio to have their finances audited.
And it's just the Spongebob man.
And that's you. No, I mean, maybe you had it. I'm not at 100% though. I'm at 80.
>> You just said what you're trying to do in a couple weeks.
>> What I'm trying to do. Yes. But it's al it's an also process.
>> Yeah. But anything and everything. Not for something specific. Listen, I understand. Yeah. Maybe that gun thing was an actual thing and maybe they should do that. But the Titus thing, the the back thing. Everyone says the back thing and it's just like I want to be the most pro- veteran show in the world, but we go over finances and then we just have someone like you just comes out and says, "Yeah, I want to increase it to 100% for anything and everything." It's just like, you just fully admit it. Like, how can I just sit here and be like, "Yes, yes, yes, more money, more money, more money." I'm like, "Let's audit it. Let's make sure everyone who does deserves it and needs it gets 150%." and then cut someone who DOES IT TO ZERO OR just get it to what you need it but not for anything else inflated. So because now it's 2% of the entire federal budget or maybe 4% but it's ramping up every single year. The line chart is going dramatically. Um for uh >> well the VA >> disability >> the the disability pay does go up about two two and a half% every year.
>> Yes. Yes. Um which relatively keeps up with inflation depending on the year. I don't know if it's tied to CPIA or not, CPI or not, but again, I am so pro disability and helping the veterans in need and uh you know, taking care of them in terms of their health and school and mortgages and everything and disability insurance. It's just like with what you just said and with what so many people on this show have just said, the fact that you can't even criticize that, you immediately get called anti veteran, anti-atriot, an evil person.
It's just like why do we have sacred cows in this country? It makes no sense.
We should be smart with our finances.
The Pentagon hasn't passed an audit in years. It's just like and then you talk against that and you're like a evil person. It's like what are we doing? I want you for any PTSD you have from the gun thing to actually get rated and get service for that. Anything else that you're just like, "Yeah, anything and everything I can to get up to 100%." No, that's [ __ ] And you're you're draining. You're draining what should be going to other people at that point.
Yes. Thank you for admitting it. So So I don't I don't know. But again, at least you're not like the other lazy guests collecting 100% doing nothing with their life, right?
>> I try to work.
>> I try.
>> You You objectively don't. You decided not to show up to Domino's and you decided not to show up to the sales position again after they let you go home because they had to go do other [ __ ] when you were being trained. What do you mean? What do you mean? Oh, so what is this note I have? Okay, this note makes literally no sense because we are giving you money because we care in this country because we do. Because veterans are meant to be protected and we give you money and you abuse it. It looks like it sounds like from what you're saying for the 100%. But either way, we are doing it. And yet I have the real reason he's here is because he's tired of the BS in America and plans to leave the country.
>> Yep. 100%. That's >> What the ARE YOU TALKING ABOUT? THAT MAKES NO SENSE. YOU'RE trying to We're literally giving We're going to give you $4,000 a month and you're just What What's the issue?
>> What's the issue, ducks? What have people on Discord been telling you, ducks?
>> It's not on Discord. I've been doing doing research to move over to >> to Southeast Asia the past couple the past couple of years.
>> Oh, yeah. You'll find some Come on. What are you looking for there?
>> I'm Lady Boy.
>> Anything and everything that I can. It's It's a cheaper cost of living over.
>> What's the BS you're escaping though to go over there?
>> Women.
>> Uh, what about it? I see beautiful women everywhere. It's great. Go on the hiking bike. Woo.
>> I don't hike.
>> I don't hike.
>> You Neither do I. I go on a walk.
>> I don't >> And I look down at their asses.
I'm honestly tired of renting and stuff like that over here. It's >> No, hold on. I'm not going to let you brush. Okay, we can talk about that. But you just said the women. What?
>> Um, >> if that's your first thing, please tell me.
>> Dated a lot of women the past couple of years.
>> Wow.
>> It's only lasted couple months to a year.
>> Like your jobs.
>> H >> like your jobs. I don't know if that's them or you at that point, but continue.
Yes. So, you struggled?
>> I've struggled with dating over here and it's just >> Why do you think you struggled? What's happened? Tell me.
>> They The women don't tell me. They don't tell me why they're breaking it off.
>> Oh, so they break it off every time. You don't break it off.
>> Mhm.
>> Well, what do you think it is? What's your complaint with them? I mean, you told you told Colton you're annoyed with the boss [ __ ] movement. I don't even know what the that is. I've never heard of that movement. So, it's basically the women who think they can have six fig who >> straight out, dude.
>> Only date men that h have like a six figure income and stuff like that.
>> Okay. Well, you're like at a zero figure income. So, >> I know >> I you're very far from Okay. So, you're talking about what what it's the six figure, six feet, six-pack or something.
I don't remember. What was it?
>> Basically, yeah.
>> Okay. All >> are you tall?
>> No, I'm 5'5. Oh, >> look. Out of everybody in my in my family, I'm the shortest one. Okay.
>> Okay. So, you're getting inselled.
>> Hm.
>> You're getting incelled. What's that mean?
>> Drowning in student loans with massive interest rates. I see it on the show all the time. People get a loan to advance their careers only to be left with skyhigh interest rates and crazy minimums that leave their paycheck gutted. Maybe you've already gone to a normal lender to try to refinance your private student loans and they looked at your less than perfect credit score and hung up the phone. Maybe part of you even thought, "Yeah, that tracks. I guess I'm stuck. Stop it." You don't deserve to be buried in a highinterest loan for the rest of your life because you hit a rough patch. The banks aren't rejecting you because you're a lost cause. They're rejecting you because you're not profitable enough for them at a manageable rate. That's where Y Refi comes in. Why Refi works specifically with borrowers who can't get refinancing through traditional lenders. It's their whole thing. They refinance private student loans so you're only paying interest between.1% and 5.99%. And they legally cannot charge you more than that. They'll even customize your payments to get you out of debt at a pace that works for you. And if you need a co-borrower released from your loan, they've got a program for that, too.
Plus, their team is in Phoenix, Arizona.
So when you call them, you talk to a real person. It only takes 3 minutes to check your rates and it doesn't impact your credit score. If you've been told no a million times, try Y refi. Head to yrefi.com/hammer.
That is yfy.com/hammer or call8 yrefi78. That is 888 yrefi78.
Break free from the high interest trap and get your finances under control once and for all. You suck with money, so you download a budgeting app. You start with the classic one, wab, but everyone just deletes it because it's way too complicated to use. So, you go to every dollar. That's Dave Ramsey, the personal finance guy, right? Well, they're going to force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage.
Guess what they want to sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now. Start the free trial. Wise.com.
Link in the description below. I feel like you're probably getting pushed into the incel community, especially with all the Discords you're in. You're getting broken up with. You're calling them boss [ __ ] You're complaining about the not six figure thing. Listen, let me just tell you something and I'm sorry to ego struck for a second before I was ever known. Before I was making money, I was still a fat and I was getting laid multiple times a week. It's not hard.
It's the good messages making good profiles. Cold approaching and I'm 5'9.
Sure, I'm taller than you, but I'm just the average. I'm I'm under six foot.
Under six foot. I wasn't making money.
Like, what the what the what what the are we doing? What the are we doing?
It's It's really not hard to get laid, Brandon. It's not hard, Wes, right? No, it's Colton. I know you take dick in the butt, but either way, it's still it's still not hard to get laid.
Um, it's really not. And like I don't know. I didn't think you were fat. Maybe you're wearing like a good fitting shirt. I thought I thought maybe you were like, are you fit >> somewhat? Well, there we go. See, you short king. Short king. Like, what what are we doing? Um, so I'm afraid that maybe you're getting pushed towards like the incel communities, especially with all the Discords you complaining about your height. You're just kind of aing loser.
>> I mean, I don't complain on Discord at all. I have I have my >> in a [ __ ] ton of Discord communities.
You like fiending for your phone out there. You're not working. You complain about the six figure, six foot [ __ ] Like, it's just like at that point, you're just a loser. I mean, those those those those guys are wrong. They're they're monetizing you online. It's not difficult. I never struggled. And listen, I am not even close to peak male physique or just looks by any means. I am average, if not below average, depending on who you ask. It's like whatever. Whatever. And again, this is before I was known before money. It's not hard. You just have to put yourself out there. If you lock yourself in, you get doom and gloom and you're just in Discord communities all day, you're right. You're not going to have anything. And there is something dramatic happening. And I mean, you're well, you're 29, so it doesn't even matter. beer 24 23 I could agree that there is the biggest political split ever happening in American generations.
Young young men uh have slightly moved to the right at about 5% and young women have moved to the uh far left at a 33% p or 30% pace or 28% something dramatic.
They've gone further to an extreme than any other generation in American history. It's pretty crazy. And they're following something similar to almost like the 4B movement in South Korea where women just cut off men completely as a rebellion because they were voting conservative. They were voting liberal.
We're starting to look more like South Korea in the Gen Z generation. We'll see if generation alpha bounces back. But either way, you don't get that excuse.
You're 29. You're not really of that radical age range. Sure, you're technically generation Z, but at the top end, you're not in that 22 23 where they're all freaks like the the Asian streamer that just got cancelled online because he consensually flirted with people and that constitutes as today.
So, it's like I don't even know. But you you don't have to worry about that.
You're 29. They had another 29-year-old.
They're not all parasocial weird TikTok terminally online freaks. Like, at this point, you're just being a loser. You don't have those excuses and you're going to flee the country that's giving you everything because you can't get laid. Go downstairs. There's hot women everywhere. Stick it in one consensually. They will allow you. Play the game, right? What is wrong with you?
You're just being a loser.
>> Look, I'm antisocial. Okay.
>> I'm an introvert. I'm an introvert as as I've never struggled. I can't I don't understand it. I don't understand it.
How many times how many women have you been with intimately in their vagina?
This is a finite show.
>> Couldn't tell you.
>> You certainly could.
>> I don't know the number actually.
>> It's cuz there's too many.
>> Yeah.
>> Oh, so what's what the is your problem?
American women. What are you talking about then? That's not incel. I mean, what are you talking about?
>> I mean, like I'll see them for a few months and then they end up breaking it off. They find somebody better. So you're not good at dating. Become better at dating. Is it cuz they're a boss [ __ ] Welcome to modern society. Women want to work. I don't know. Like what?
Looking for trad? I'm being told you're looking for a Filipina Filipina or Thai or Viet woman to cook, clean, and take care of the house. Oh well, okay. Okay.
Well, >> I can get that and I can get that over there in the Philippines or in Southeast Asia for less than $200 a month.
>> Well, yeah. Do they want to stay there though or do they want to come back here?
>> We'll see when I go over there.
>> Go over there with what money? How are you going over there? What the are you talking about going over there? Or do we still give you disability if you're over there?
>> Yeah.
>> Oh, what the >> As long as if you don't renounce your citizenship.
>> To be very clear, you are talking about basically just paying for one >> in the language that you're using.
>> Not really.
>> How many massage parlors do you go to?
>> None, actually.
>> That looks sketchy.
>> None. Massage brothers. Okay, go get massages. But come on.
>> None. Actually, >> talking about little Asians?
>> No. None.
>> And what age Asian are you looking for?
>> What?
>> What age Asian are you looking for?
>> I don't >> see when I go over there.
>> There's something you need to know and that is I'm Chris Hansen.
>> Buddy, what's up with the like desperate American men situation to go over there?
You They'll stay with you because you can't hold on a woman here just because they have no other choice there.
>> It's not the fact that they have no other choice. It's >> what is it? Why would they want you then?
>> Because the American dollar goes goes a lot further over there.
>> So, you're paying for them then. It is literally just money.
It is just money. You want to buy an Asian, >> not buy an Asian.
>> Come on. With the language you're using, it's not about love. You're saying because the US dollar stretches further over there.
>> I do want love, but I at the end of the day, the American dollar does go further over there. So, I can >> What's the point? How does that equal woman though? Like why would that make it different for them to last longer than 2 months for you? Why don't you let self-reflection? Why don't you think you hold on a woman very well? Just self-reflection. Okay, they leave. Why do you think?
>> Couldn't tell you. I >> No. Try to have any kind of self-reflection here, buddy. Any kind of self-reflection.
>> Come on. You're being a loser.
>> I mean, I'm very much antisocial. I don't like going out. I don't like talking.
>> Then find one. There's antisocial women.
I've met them on this show. What is your issue? You can find a woman that just wants to stay home all day. You absolutely can.
Dude, I'm introvert as well. My girlfriend's cool with me crashing on the couch when I get home from work.
Okay.
Okay. Let me just let me just try. I may.
Thank you, Lindsay.
You're going to have approximately 5 seconds to point to the Philippines on the map where you're going. Five, four, three.
>> It's >> go touch it. Five, four, three, two, one.
>> Somewhere around here.
>> Okay. He pointed to >> somewhere around there.
>> He pointed to um I just want to make sure I got this. Bangkok. Uh the Philippines are out here. Where are they? Where' they go? Where' they go?
Did someone move them? Why am I struggling? Thought it was around here, but no, that's the Marshall Islands.
Where the are they? Philippines.
They're here. They're here, but I can't find them. There they are. My gosh.
>> Are you blind?
>> Okay, you couldn't find them either, dude. We're equally [ __ ] That's not good. So, you're telling Colton you can get more out of a Filipino woman. What does that mean? I mean I mean, buddy, if you're on the show, you're not making money. You're a failure. You're on and you're obviously dating and sexually loser. You have tens of thousands of really bad debt. What are we doing?
We're trying to fix all that. It's why I'm on here.
>> Well, uh, how about you don't leave a job 5 seconds after you get it? Pull up your Indeed.
Not Discord.
>> It's not Discord.
>> Okay. Now, I've never personally done Indeed. I have always done LinkedIn. But okay, so you told Colton you want a wife, two kids, and a wife that you're attracted to, which is that is odd. You want a wife, kids, and a wife that you're attracted to. Why'd you come back around to that?
>> What what what does that mean to you?
>> What?
Okay. You specifically said, "I want a wife, kids, and a wife I'm attracted to." It's kind of odd.
>> Cuz some of the girls I've dated in the past, I'm just not attracted to.
>> Why were you dating them?
>> Cuz I can.
>> Yes, we all can. Why would you if you were not attracted to them? Okay. All these jobs that he's applying for, he's applied to 11.
He's applied to 11 jobs. That's his robust job application strategy that he was talking about. Carvana, which is expired because that was a long time ago, even though that was your second most recent applied job. Sales associate at a car wash. I think that's just a cashier.
>> I am also waiting to hear back from one job. It's a rent a tire. I'd be I'd be a tire a tire technician.
>> Okay. You applied to be a delivery driver to Domino's. Didn't you just leave being a delivery driver to Domino's?
OKAY.
OH, DUDE.
Oh [ __ ] Wait, you have a current girlfriend?
So, what's the issue? Why are we going to the Philippines?
>> Cheaper cost of living mainly.
>> Yeah. Well, what about her? If you're going for a Filipino woman.
>> Okay, let me see. What does she look like? Show me.
Can you look down real quick?
>> No.
>> Well, we've already seen it. You got to deal with that. That's something you got to fix, too. You have a great beard.
Just commit, man.
>> Get it gone. R/Bald. Just commit. What's happening? Or start taking finasteride.
>> I've tried. I just No.
>> I tried what?
>> I've tried going bald. Fin.
>> Okay. What about finestide?
>> Finest? What's that? It's the pill that actually grows back hair and maintains.
Like less than 1% of people's dicks go soft, but if that's not you, then you're good.
>> Oh, no, no, no. I would still like to see her.
>> No.
>> Yes.
>> No.
>> Yes. You're on financial audit, and that wasn't on the off list, so yes.
>> God damn it.
>> Whoopsie. Should have gave me that rule.
>> Yeah, probably.
Um, I'm being told that basically he says, you say that the relationship isn't what you consider real intimacy because she doesn't put out the way you want her to. Is a Filipina going to change that?
>> Yeah.
>> What?
What is her? No. No. No. No.
>> Yeah. No. No. I No. No. No. I'm serious.
No. I'm serious. I'll get my security guard in here to kick your ass. Show me a picture of her.
Oh, I'm not showing the camera. It's just for me. And what is her not putting out the way you want her to? Alpha.
>> She ain't the greatest.
Yeah, that's why I'm just like getting >> Wait, wait, wait, wait, wait, wait, wait. How old is she?
>> 25.
>> Uh, 45.
>> Mhm.
>> Brandon, can you come over here?
one of the hosts of Dating on it, which I think you dramatically need. I just want him to get a closer look.
>> Can you not judge?
>> There's somebody for everybody.
So, what is her not putting out the way you need that? You need to upgrade, I guess, to a Philippine. I mean, it would be no offense to her. I mean, offense to her, but yeah, talking to the mic, but what is what if you're if this if you if I am budgeting you to abandon America for the Philippines to get a woman that puts out the way you want cuz you're like some you're you're like full red pill, by the way. Like, what what what is it?
So knowing her for probably about a month, month and a half and the first time like she wanted to have sex, it was to the point where she's like, "Oh, but you can only thrust twice and then you have to get out." Like why?
Basically blueballing me.
>> Yeah.
>> Is that a constant or just the first time?
>> No, that's constant.
>> She constantly says you can only throw us twice.
>> Yep.
And she thinks it's sex.
>> What? I mean, technically, but has she ever given her a reason?
>> No.
>> Have you ever asked?
>> Yes.
>> And >> she hasn't said anything.
>> She just doesn't respond.
>> Mhm.
>> Silence.
>> Mhm.
>> I'm glad you're following consent.
Oh, okay. Yes. Oh, that took you a while to agree to you being um Okay. So, yeah. Yeah, I guess you guys aren't really getting anywhere with just two thrusts.
>> Mhm. I mean, she's probably just nervous of you, you know, finishing.
>> I don't know.
>> I'm going to be dramatically honest.
She's a one out of 10.
Like, she's one of the ugliest people I've ever seen in my life. And we're we're not, you know, no one's ever going to know who she is. The camera's never seen him. But she is, okay, she's who you see on My 600 lb Life. Like, she's on the next season.
Like she actually is like kind of like Tammy. She's Tammy from my thousand pound sisters before the weight loss.
>> Oh god. I don't understand what you're doing. You're not an ugly dude. Is he? I don't think you're an ugly dude. Well, yeah. Yeah. Keep that head up. That's not helping.
Um but like I mean you got like the I don't know, man. I just I don't know.
Okay. Um, oh, you said she's just looking for a placeholder dad for their kid. For her kid. Oh, no. This is all the single moms that you're matching with on Facebook dating. Never mind.
Sorry.
>> Used you used to >> I'm not on Facebook dating anymore.
>> Okay, that's good. I think I don't know.
So, what is this grand move to the Philippines? How am I getting you there?
Cuz you have tens of thousands of dollars into bad debt that we're about to get into. But >> I I just I just want to get rid of all my debt. And if I can do that, >> well, working a job would be a really good first start. Applying to 11 jobs, most of which are already closed because it's been a while. What are you doing all day? What is your day defined as?
Come on. You have to just be gaming.
>> Actually, no. I have two dogs.
>> What? I have two dogs.
>> Mhm.
>> That doesn't take that much time.
>> I bring them to the dog park every day for a couple of hours. Then I come home.
I sit of ours. That's >> That's a lot, especially in San Antonio Heat. I'll be honest.
>> I have a Husky and an American [ __ ] That's actually That might be too much for the Husky in San Antonio Heat.
>> Actually, no. She loves it. She She loves that.
>> He has fun, but they don't know what's good for them. They'll run until they collapse when catching balls. I better learn that from mine. We have to stop him.
>> [ __ ] >> Yes. When it's 100°, 80% humidity.
>> If it's over 100, I don't bring I don't bring them outside. So, what are you going to do for the next 5 months when it's over 100° every day? Buddy, you've applied to 11 jobs. They're all closed cuz those are old applications. What does your day actually look like? Give me your phone again. Open it, prick.
I don't know. Doing nothing. See, you're you do exactly what you said you're not.
You do. Come on. You're gaming all day every day.
>> A little bit.
>> A little bit. You're a loser. Incel.
Except you're not actually an incel.
That word has no weight anymore. You somehow do stick it in. But it's because you picked up Come on. It's because I'm sorry. You found the ugliest person in San Antonio. I mean, I'm sorry. Again, she doesn't know I'm making fun of her cuz she doesn't even know who we're talking about, but you found the ugliest person in San Antonio.
That's why.
Okay. Yeah, I'm being told you game 10 to 15 hours A DAY. THAT'S IT. YOU CAN'T tell me you want to pay off debt if you're gaming 10 to 15 hours a day. You literally cannot. YOU CAN'T.
>> I have an $8,000 customuilt PC.
>> Cool. MINE'S EVEN BETTER. I DON'T GAME.
I don't game for even an hour a day.
RIP.
>> Who are you texting?
>> No one. Okay, [ __ ] I'm looking at your screen time, freak. Sorry, >> dude. You're on your phone 12 hours a day. Nope. Daily averages 16 hours 20 minutes on his phone. On his phone. And then he games 10 hours a day. So, you're doing both at the same time? Yeah, a little bit.
>> Oh, it was worse last week. Last week was 18 hours a day. He averages 18 hours a day.
You're laughing at that? No. You average 18 hours a day on your phone. No, no, no. You can't complain about not getting girlfriends. No [ __ ] They would leave.
My girlfriend would slit my throat in my sleep.
17 hours on Discord. 18. And then I'm sure you got some on your computer. What are you doing? 17 hours and 7 minutes on Apple Maps last week.
>> Um, >> what are you doing? It was all on Friday and Saturday.
>> Okay, so Friday and Saturday I was actually >> No, no, no. That wasn't Friday and Saturday. I I I don't know. But go ahead.
>> Friday and Saturday I was up actually up here doing Amazon Flex.
>> Is that why you were also on Amazon for 16 hours last week?
>> Yeah.
>> Okay, that would make more sense. So, let's go to the previous week. Okay.
Remote.
remote. I don't know.
>> Apple Apple TV.
>> Apple TV. You were on for 24 hours.
>> I lose my remote so I use my phone as the remote.
>> And you use that for 24 hours the previous week.
>> Mhm.
>> Oh, >> I don't keep track of >> Discord 22 hours. Tik Tok a lot of Tik Tok 9 hours. Chrome still Apple Maps.
Dude, this is pathetic. This is pathetic. Your last two weeks were the same amount of average by 2 minutes. two minutes per day on your phone. This is pathetic. Slime Castle this week so far, we're only halfway through the week.
Slime Castle, some game where you're probably purchasing an app. 3 hours and 40 minutes.
>> Actually, not >> 3 hours and 40 minutes, though.
>> I don't purchase.
>> Doesn't matter. 3 hours and 40 minutes that you could be working or applying to jobs >> cuz I'm pretty sure I left it open. And >> quiet. You applied to 11 jobs and you spent 4 hours this week so far on Slime Castle.
Okay, let's say you left it open. You spent 5 hours this week so far. Again, it's only Wednesday. 5 hours this week so far on Tik Tok.
7 hours 12 minutes only on the phone version on Discord. More on your PC. I wish I had that.
>> Yeah. No, you don't want that.
>> Exactly. More hours.
>> What are you playing?
Uh, loser.
>> I play Warframe and a lot of other games. Um, Arc Raiders.
>> I know that one.
>> Warframe is the >> You said that one.
>> Fortnite >> still.
>> And I have a lot of other games. I don't keep track of which games I actually play.
Yeah, you know what we're doing next.
You know exactly what we're doing next.
I'm sorry you don't get to complain about American women. Summer is the perfect time to get your budget in shape. And now that Dollar Wise is officially the best budgeting app on the market, I'm giving you a special deal to download, but only for a limited time.
When you sign up for Dollar Wise annual, you'll get my four course educational bundle as a special bonus. So, you can get financially ripped while you track your money. And normally, this would cost over $700, by the way. But when you claim your summer budget reset discount, you'll only pay $249 for a full year of budgeting and a lifetime access to my four best-selling courses. Oh, and you'll also get a free copy of my budget friendly cookbook, PDF, to download. So you can also get your body in shape, too. Don't wait until your first vacation to try to get your finances together. Go to dollar wise.com or click that link in the description below.
That's kind ofing stupid, I'll be honest. But what's not is actually getting a checking account that gives you free money. Free money. We like free money. You can get up to $200 in bonus cash right now when you sign up for the checking account that I use. Chime.
Also, it makes your savings grow at a 3.5 APY interest rate. Guys, you can watch Financial Audit and get free money at the same time. Who would have thought? That's incredible. Check it out. Link in the description below.
There's actually a lot of issues in the gender wars that are currently taking place online that are valid concerns.
But you don't get to complain. You game, spend all your time on Discord all day and Jack off and and the fattest woman I've ever witnessed. And I'm sorry, she just needs to lose weight so she can survive longer. Not trying to insult her. She's just like, "You are beyond her. You're not like hot, but you are beyond her league." Like, I'm talking.
She's immobil.
Okay, >> hold on. I have to reset my Steam password.
>> Wait, you've been engaged?
>> Yeah.
>> Okay, so obviously you just you don't know how to date. You're bad at dating once you're actually in it, and you've never learned those skills. And that is why you're trying to flee to a third world to get someone that just can't escape because you have money. Come on.
I mean, let's be honest. That's what the first 45 minutes have taught us. And that's what unfortunately I guess I'm helping you to do cuz I'm willing to help people towards their goals unless it's like a bad goal. But if someone wants to consensually date you, that's I mean that's fine. Guess you did Polly after that and then you got kicked out of the house and lived with the husband's parents that you were in a poly relationship. Well, this is so weird, man. Dude, I don't. This isn't you. This isn't this or No, it is you.
It isn't anyone else.
You're a five out of 10. You can date other five out of 10. Look match. Man, >> YOU GOT THINGS ON YOUR PHONE.
>> Are you in yet?
>> Give me a second.
>> He can't even log into his own Steam.
The app he's in the >> I'm not I'm ne I never logged into the actual app. Well, log into the actual app, buddy. Just the the people you are with.
I really don't understand like the quality of people you're with.
That woman you showed me. I'm so sorry.
Just I I'm just trying to paint a picture for the audience. Literally, like two people in the history of the show have been that bad. Like, it's bad.
Like, I don't think you understand. It's not like general ugly or unattractive.
Like it's bad. Like I don't know. You get up. Okay. [ __ ] But you get up.
Okay. Actually haven't played this one in two weeks apparently. But tell me if this is a lot cuz I'm just not sure. But he's played 1,100 hours War M Warframe.
>> It's actually more.
>> How?
>> Cuz I I the game came out in 2012. I used to play on Xbox and and PC.
>> Oh, so just on Steam alone?
>> Yeah.
>> You've played 421 days worth. Is that considered a lot for gaming?
>> It's a good game. What can I say?
>> Okay. But then Smite, you also did 264.
Skyrim 209. Like you're spending your entire life on these games. So many Clicker Heroes is 175 alone. I I just >> this Goon anime game, Doky Doi Literature Club.
>> Oh god.
>> My friend had me download that.
>> Your friend had you download and then you played 206 hours.
>> I left it open.
>> Oh. Uhhuh. All these are all left open.
>> I swear to God. Except for Warframe.
>> No [ __ ] You spent nine days playing that, >> dude. I don't know. All right. What do you think your financial score is? 0 to 10. Zero being the worst, 10 being the best.
>> Probably zero.
>> Yeah. your ladies and gentlemen, if you want your hammer financial score, you can get it for free, personalized to you in your situation by taking the assessment at caleb.com. Just click that link below or go to caleb.com, take it for free. And if you do not want to be like a guest who ends up on the show, especially him, listen, download the dollarize budgeting app. It has tens of thousands of monthly active users for a reason. There's a free trial to see if you like it, and most people do, and then they upgrade to the annual version cuz it saves a lot of money. And you get my 30-day budget meal plan broken out for every snack, every drink, everything. So, you can budget your amazing meal plan, still eat good food on a monthly basis. I'll sign this and mail it directly to you. And you'll also get the digital version of the cookbook so you can make every recipe in this as well. It is great, guys. Check it out.
Wise.com or click the link in the description below or just download it from the app store of your choice.
Navy Federal.
>> Yep.
>> Was that the branch you were in? What branch were you in? Army.
>> Okay. Where are you stationed?
>> Uh, Fort Lee, Virginia.
>> Did you ever go overseas?
>> No.
>> Right.
Okay.
Right. And you're trying to get $4,000 a month.
>> Mhm.
>> Okay. Wanted to make sure. You don't need to see combat. I I I hold that position. Absolutely.
But, man. Okay. Okay. I'm sorry. Your disability income right now is what?
2100 a month.
>> Trying to get up to that four.
>> Yeah.
>> Okay.
Just for anything and everything.
>> Mhm.
>> Okay.
Just wanted to hear you say it again.
You're not able to define why you think you should get it. I'm just trying to get it get my my my disability rating up so I'd be better off financially.
We don't even look for veterans in our casting, do we? No, that's not even a part cuz I I've seen like tweets and stuff like, "No, Kale Hammer is looking for like the worst veterans and stuff like this to like smear the disability."
We don't look for veterans in our application process. We look for bad finances. But then you just come on the show and you just say this. We didn't prompt you. You aren't coached. You are a real person that lives in San Antonio.
Mhm.
>> You just don't want to work.
You want to sit home and play video games all day. He's on Discord. We have his hours on his phone. The days he has spent playing those video games, he just said he wants to get it up to 100% so he can just have better finances. It's It's right here. This episode is showing it.
Come on. Drop it for a second. Drop the trying to look good if you even were. I don't know. But just drop it. Can we be Can we be honest? Are you just trying to get 100?
There will be no consequences for me. I will not yell at you. Whatever. Be honest. Are you just trying to get 100% so you can make more money so you can just live a more chill life and play video games?
>> No. I actually my mental health is pretty bad.
>> Okay. But is that through your actual service though?
>> Yeah.
>> Okay. Okay. But literally all you do all day is just play video games. How much therapy do you do?
>> Uh I go to I go to the VA at least once a month.
>> One one time a month you do therapy.
That's it. Buddy, if your mental health is so extremely bad, you can't only do one time a month and then just play video games 24 hours a day. That that can't be good for you.
Locked inside all day is not going to be good for you regardless. But I think we have a full picture now.
I'm not saying you shouldn't get anything or that you don't deserve anything. Obviously, if that guy stuck a gun in your face, that's crazy. You might you might have some back issues from basic training. That's, you know, what everyone says, right? Maybe tonight has happened from a panhitting. I don't know. But it's like, listen, clearly with the language and words you're using about just trying to get more money to improve your financial situation, like that's exactly what you said. And we have your screen time. We have what you do on a daily basis. And you choose to not work. You've applied to 11 jobs ever. Ever.
>> Not ever. on indeed the platform you bragged about using. It's 11.
So off listen, it's a clear picture. You said it yourself. I didn't even have to do it for you. Okay.
>> Okay.
>> You're not getting any social interaction. You're not doing anything.
And I'm introverted as well. I get it.
But you still need at least a little.
Every human being does. It is natural.
So Navy Federal, you owe $43.30.
Minimum monthly payment $20. Well, it's over its credit limit. And so, you know, obviously we give you money, you choose not to work, you only take one class, you put everything on credit cards, and then you're not going to pay this back, and um you know, we'll be responsible for it in the end with our rates being higher and whatnot because you are the risk that they calculate into their percentages because you just don't pay your debt.
>> I do sometimes. No. Where's the sometimes? I don't hear the sometimes.
This is above the limit. You spend immediately what you put on it and then more. $54.99. Well, interest is acrewing. You're a leech. You're you're a societal leech. And I am. Thank you for your service. I will say that. At least you provided to the country. You served to the country. I appreciate that. That 3 years, I assume. Uh >> a year, a year and some change.
>> What happened? That's not the normal.
You got a discharge of some kind.
General under honorable.
>> Why?
>> Cuz my >> the gun incident.
>> My commander also didn't like me.
>> Okay. So, conveniently, you're always let go from every job ever.
Either through cutting your hours, telling you to go home, or they just didn't like you. Same with your girlfriends. Is it starting to make a pattern?
Why didn't he like you? Probably because you were [ __ ] But go ahead.
>> I wasn't [ __ ] I was a decent soul. I was a decent soldier.
>> Okay. You were a cook.
>> I was a soldier.
>> Sure. Okay. Yes. Yes. I mean, I get it.
I know. I'll get cooked for that comment. But come on. Like, but wasn't that your that's what you were responsible for?
>> Mhm.
>> Okay.
You must not have been very good. Must have been something up.
>> I mean, I was known as the contraband kingpin. So why was it an honorable discharge then if you were the contraband kingpin?
>> Cuz they I never got caught.
>> And we're going to give you 4,000 hours a month for the rest of your life. Okay.
Plus 2.5% a year.
>> What were you contrabanding?
>> Uh vapes, food, mainly vapes.
>> How are you getting vapes?
Um there was a place off post that would deliver on on post that sat or Sundays when people would go to church I would I would call call the vapes for hey meet meet me here and then yeah >> okay >> they would deliver it and then I' I would resell it for about triple or quadruple what it's actually it was actually worth.
>> You're a dealer on base.
>> Yeah.
Conjure Ben Kangpin.
>> That's you. That's you, Ducks. It absolutely is.
Wow. Okay.
Can they take back the honorable discharge? Is that a thing that can happen? Is that No. Uh, probably not. I hope for your sake. Pull that mic closer to your face.
Okay, let's see what he's spending money on that he's not paying off and going about the limit. It's all Apple bills.
Good reflexes. The training worked.
Apple bill. Apple bill. Apple bill.
Apple bill. Apple bill. Apple bill. What are you doing? What is it? How can I see what that charge is? I want to see. I need to see. Pull it up somewhere.
Whatever it is. Oh, here we go. Oh, it's another instance of this. This modern economy. There's so many good opportunities, but everyone thinks they're the next xqc or whatever.
You told Colton now that you're unemployed that you can focus on streaming and apparently again cuz you used to do it.
>> I'm not focusing on it. I do it when I want.
>> Well, you told Colton now you can cuz you're unemployed.
>> I can. Yeah.
>> Are you going to?
>> I don't know.
>> Oh my gosh, dude. Your subscriptions.
You have more subscriptions than I do.
Okay. Apple Care, that one's fine. Then Apple Music, then Apple TV, then uh Aura, which is good for security and protection. I can at least appreciate that it's protecting you. But then crunchy roll, that's not Discord Nitro.
That certainly isn't good. Short short dramas hub.
>> Yeah.
>> What?
>> It's like storytelling and [ __ ] >> What?
>> I don't know. It's free on YouTube. Just get some people to tell you stories on YouTube.
>> Snapchat plus.
>> Yeah.
>> For my my um what's it called?
My storage was going up up up and up >> on Snapchat.
>> Yeah. So I decided to get >> what >> stuff I find on on Tik Tok. I post it to my stories my my story on Snapchat and it just go >> and you pay for that. Oh my iCloud Plus obviously has door but you have a very expensive option. The are you doing on Snapchat you little freak? What is just Here we go. You're talking to the women.
Hm.
>> So, internet girls, you're an eagle or egirl chatter.
>> No.
>> Yes. Okay. Who's >> uh I know her from when I was in high school.
>> Oh, there you go. Yep. She's sending want nudes was her most recent chat. Is she sending big cleavages with Okay.
You're into the big girls. That's your type. Mhm. Okay. That's good. I love it.
You know what? I'm glad. They need love, too. Oh, wow. Um, yeah, very big cleavages.
Uh, who's >> uh friend from from Pennsylvania?
>> Oh, yeah. You have a friend from Pennsylvania.
>> Mhm.
>> Yeah. How'd you meet your friend from Pennsylvania?
>> Discord.
>> Yeah. Who's >> some person that randomly added me?
>> Okay. Who's >> girlfriend?
>> The current one.
>> Mhm. I do not want to open those snaps then. Oh, >> friend from Ohio.
>> And how'd you get a friend from Ohio?
>> Discord.
>> Oh, interesting.
Uh, >> friend from the UK.
>> How'd you get a friend from the UK?
>> Discord.
>> That's interesting.
>> Army. Army, buddy.
>> Why are you guys sending each other pictures of vapes? cuz she vapes as well.
>> So, we send each other pictures of vapes.
>> You have women in here like crazy.
>> Oh, but these are women that you're just adding who have not added you back.
>> The girl I used to talk to.
>> Mhm. Dude, you're a online gooner and then you just nastiest woman I've ever seen in my life in real life. Uh, so yeah, there's all the Apple bills and you're just letting them acrew at that 18% interest rate. Um, and then you're putting it above the limit. Credit one is like if you have credit one means you have like basically it's the worst credit, one of the worst credit cards you can get. It just means you're you're friend.
>> Yeah.
>> Okay.
So, what's going on with credit one?
>> I don't know. I haven't used that card in a while.
>> Well, you can't. It's >> because it's above the limit.
>> Mhm.
Yeah. By like 15%.
Yeah. That's why you can't. Not because you're not spending. Because you're being a good boy. You're not being a good boy. You're being a bad boy.
Is that getting you turned down? It's like the most intimate you've had in person in years.
Okay. So, on credit one, you owe $348.98 for what? What were you getting? Minimum monthly payment? Well, you were past due. Well, you're past due 2 months. Why can't you just make a minimum? Oh, because you won't work. Because you quit every job YOU GET. YOU APPLY TO A JOB, YOU GET IT FOR A SECOND, AND THEN YOU QUIT. I SAW THE TWO JOBS YOU HAD IN THERE that you applied to. TWO OF THE 11. YOU GOT ACCEPTED AND YOU WALKED AWAY. WELL, THAT'S THE LONGEST YOU'VE HAD A JOB. AND it can't be the military cuz that was only a year.
>> Oh, no. Like 2 years at a vape shop in Houston.
>> Oh my gosh. How does it always come back to vaping with you? What is IS THIS YOUR WHY? WHY? WHY IS THAT? THAT'S your life.
>> It's not my life. It's just the majority of my life.
>> Uh-huh. It Yeah. You vape. You goon to little Discord kittens. And I don't goon.
>> Oh, shut the [ __ ] up. You're a pathetic loser. Let's be honest. You're as close to being an incel without being an insult that you can possibly get.
Have you not gone down the red pill community?
>> No. If not, I live under a I don't even know what that is.
>> Who do you watch?
>> What? on like YouTube.
>> Uh-huh. Who are your influencers?
>> I watch you on a regular basis.
>> Oh, I I'm not a Red Pillar. I am not.
I'm not.
>> You asked who I watched.
>> [ __ ] I'm not.
>> You're probably actually my most watched.
>> I [ __ ] on men and women equally, >> as you can see in this episode. But sake, >> a few people, a few stream. Um, >> I haven't given you any of the I never give any of the advice that your life is living right now, though, so I don't understand. Okay. Yeah. Who are the streamers?
>> My friend Reesei Cups. I met him through a a military community.
>> Okay. Next.
>> Um, I don't even know. I'd have to Can I look?
>> Just who do you watch? Who are the people you look up to? Not a whole lot of people. Classic red pill YouTuber Caleb Hammer. I guess incel community you know the majority of our viewership is female right?
>> No it is 55%.
And politically right down the middle 20% almost 20% lib almost 30% conservative the rest centrist.
Okay. Well I'm surprised you haven't fallen down the red pill. You can't you just you like present yourself. It's like that you know you can't get laid by anyone above a one. So, you're kind of just like you want to go to Asia.
>> Actually, hold on. Let me >> His brain's cooking.
>> That's my ex- fiance.
>> Okay. You're using that as a flex. He showed me a four as a flex.
>> She's not a four.
>> Brandon, can you come look?
Come look at this five filtered photo.
>> What's going on, big guy?
What?
>> I'm just I'm not trying to I I I can be a little more rude to them because they'll never know I'm being rude to them because you don't even know. They don't know who I'm even showing. Not even that. Well, [ __ ] you said fiance, so she might know. Uh but like I Okay. Okay. Show me a picture of your dream woman that you're going for. You look for that as I look through through this document. Pull up just a picture. I just want to see the direction we're trying to get you towards. We all have our own types and it's okay if that's your 10.
>> I wouldn't say she she's a 10. She was a 10, but >> okay. So, interest fees are all acrewing. 28.74% interest rate over the limit fees. And again, you're behind by 3 months. Normally, it's a $30 minimum monthly payment, but you owe 90 now.
>> No, keep looking. I said I'm going through this. Will you do that?
>> I don't.
>> You don't have like a celebrity or something. Just like a generic woman.
Describe what does she look like? Dream woman that we're getting.
>> I want you to find love, man. What is it?
>> I have no preference.
>> That's not necessarily good. It's okay to have a preference.
>> I don't though.
>> So, anyone? Anyone?
Anyone with a hole?
>> Wouldn't say anyone.
>> Well, you just said you have no preference. And I've seen your current.
So, she's bedritten, which is okay. Good for her. But I'm also just [ __ ] talking to you. It's just like really surprised you're not in that like incel [ __ ] Okay. Okay. Well, I'm happy you haven't, but I I do got to get you to not be a loser, man. Well, that credit one, you just opened in November.
November was a few months ago.
>> Yeah.
>> And it's overmaxed out, and you're already not paying it.
>> I'll pay it off eventually.
>> Well, how? Why?
>> When I get paid from the VA next.
>> You're always getting paid to from the VA. How? What's going to change? It's been 3 months of not. You got paid from the VA in those 3 months.
>> Mhm.
>> How does this change in month four?
>> I had a lot of stuff come up.
>> What came up? Gamer on Discord all day.
>> There was an issue back in January with the place I was living at. They told me something and it could just tell. I already have. If you want to land a high-paying job but don't have experience or a degree, then you need to learn about course careers. It is the easiest way to land the highpaying career that you've been dreaming of. I've done financial audits for hundreds of people. And what I've learned is that the single biggest factor someone can take to improve their life is getting a higher paying job. And that is why I've been such a huge promoter and even an investor in course careers. The way it works is you simply go through an affordable online course to start a new highpaying career path.
They teach many different in- demand jobs ranging from technology sales to accounting, construction project management, the trades like electrician, plumbing, HVAC, supply chain, and many others that can be done remotely. And the coolest part about course careers is their platform works for people who don't have any previous experience or degrees. Their courses teach you everything you need to know to land your first entry-level job. and they have a 100% free introductory course for each career that teaches you all about what the job is like, how much money you'd make, and how exactly to land your first job with starting from scratch. Click the link below to sign up for one of their free courses today. And don't forget, I want you to be on the next episode of Financial Audit. So, go to calebmer.com/apply or click that link in the description below. You'll have a great time and I'm going to roast the [ __ ] out of you. Um the the place I'm staying at right now basically told me that I only had to pay X amount when I was actually the full amount cuz the person thought I paid more the f from from the previous month and yeah so oh good conclusion. Okay.
And then the other two months >> catching up on car payments.
>> Oh we are catching up on car payments.
Mhm.
>> You're going to be Oh, you're in student housing and you're going to be kicked out in July.
>> Mhm.
>> So, that's when the Philippines are having it. How are you even affording to get there? All your cards are maxed out.
Okay. Here's a car. Okay. This is a like $7 under maxed out. Well, 17 quicks. What's going on? Yeah.
Spending.
>> It's spending, but I Jen um I opened that card sometime last year.
>> Uhhuh. Well, interest is cruising screwing. So, don't tell me you paid it off.
>> No, it's not paid off yet.
>> Uh-huh. $183.36, $25 minimum monthly payment. All you're spending on all the cars we've seen so far are all [ __ ] And what about your dogs? Hm. You're taking your dogs to the Philippines. You going to transport your dogs? That's expensive.
>> Yeah.
>> How? I don't know how I do not know how you're affording this. Again, it's for membership. It's for Google 1, Petco, Starbucks, Amazon. Amazon.
You spent something at the VCA Care Club.
>> Yeah.
>> What?
>> Dog. Uh, well, a wellness plan for my dogs.
>> And then Burger Boy. Show me your Amazon.
>> Wait, you just got your dogs a month ago?
>> Two months?
>> Oh, well that's why you're with them 2 hours a day at the dog park. You got two dogs at the same time. You didn't even test with one first?
>> A week? It was like a week. The first one was lonely.
>> Well, they shouldn't be if you're doing your job. You say Amazon.
>> I said Amazon.
Oh my goodness. I have your next card and it's insane.
See? All right.
You don't want a gun, do you? No. Thank.
Okay. Let's see what we got.
Uh, dogs harnesses, waterproof air tag, which I can appreciate that drill. You got to get a drill. Surge protector.
Okay, that stuff is fine. Metal adjustable furniture stuff. Okay, it's a bit odd. Magnetic tape measure. You didn't have one. Okay, if you didn't, that's fine.
>> I don't clean out the the the safe for later stuff.
>> Okay, you you were fine. It wasn't safe for later. Those were your orders. But those are fine. Those are fine. And you're allowed to have your dogs in the student housing? These two dogs?
>> Yeah.
>> Okay. And then what happens in July when you're kicked out?
>> Figure it out from there.
>> Wow. Great plan. That's your plan.
>> Jesus, take the wheel.
>> Okay. Well, it's not just you anymore now. It's two living things.
>> Mhm.
>> It's not as cute.
>> No, I'm well aware and they're well taken care of, >> which is why you've left both jobs and income sources, but it's why you're trying to get to 100%.
Atlas credit card, it's not a huge balance. M >> well I started at zero. Look. Okay. This looks like a charge card.
>> So Atlas is um what you put in is what your credit limit is.
>> That's what I just said.
>> $80.36.
And that's what is immediately do. But that's not your monthly payment. This is what's to do. But of course, we're not using it to just build credit. We're not using it for anything productive. What are we using it for?
Charlie's Plex, Dutch Bros. Burger Boy.
Dutch Bros. Canteen. Burger Boy.
Domino's. Domino's. They were giving you money. You They were giving you money.
You [ __ ] PAPA JOHN'S, go inside the [ __ ] Maybe.
>> Oh, it's all [ __ ] I can already >> It's all [ __ ] What are you getting at the gas station when you go inside and you're like, "Yum, yum, yum."
>> Energy drinks.
>> Why is it everyone? I don't understand.
Listen here. Gamer subs. Gamer subs.
This is what you're doing. Just like you make coffee at home, you make your energy drinks at home. This [ __ ] is so good. Every audience member who has tried it, every guest who has tried it, they love it. With my discount code of 10% off at gamersubs.gg. Link in the description below. Use code Caleb. It is 10% off. And that brings each serving to 40 instead of a $4 energy drink. Stop being a dumbass. The flavors are incredible. Get your free samples to figure out which flavor you like. Also have to use my link to get those free samples. Type in code Caleb and then um yeah, see what flavor you like and then get yours at 40 cents a serve. You've had four energy drinks since you've been here, I've been told. What the heart's going to explode?
>> Nah, it's it's it's good.
>> It's good.
>> Nah, no. Nah. Okay. Lots of membership fees so far. Just already like a 100 bucks just for this Atlas thing. Oh, you have another Atlas.
>> No, it's the same thing.
>> What? He said last time they did his heart rate was 30 beats per minute.
>> Mhm.
>> That seems >> very, very, very low.
>> What does that mean? I don't even know what that means. like uh the VA was just like the VA wanted to put a heart monitor on me for about two weeks and they did and it turned out to be nothing. My heart rate is just naturally that low.
>> Well, four energy drinks this morning is scary. Oh, here it is. I was wondering where the tens of thousands of dollars of debt is. Collections.
>> Yeah, >> they're lending you credit cards and you have this much collections. Okay. 3004 for what?
Hm.
>> $34 went to collections for what?
>> I don't remember.
>> Great. IC systems $2,249.
>> Probably a cell phone company.
>> What? you just >> so when I couldn't afford the cell phones anymore, I would just put them to I would switch the phone to a different company and then just stop paying on it with the original company. This one's fully paid off, though.
>> Oh, good. Uh, Fake Loans, Texas. Maybe it was like a payday loan. $162. Were you taking out payday loans?
>> Yeah.
>> What happened? What were you doing? Why can't you just get a job? I really don't understand. We're subsidizing you and you still won't get a job.
>> When I had that fig loans, it was back in 2021 and >> so everyone was hiring.
>> They were and I just kind of forgot about it.
>> Oh, you forgot that everyone was hiring.
You forgot the >> No, I I forgot about that loan.
>> They contact you. Okay.
>> They never did.
>> Asset solutions. So, it's just a management company, but likely another payday loan. $116.
>> I don't probably buddy. What is this?
5,934.
What was that for?
>> Uh, apartments that I used to live in.
>> So, tell me what happened there.
>> So, I had a I have friends in Tennessee.
One of them or my friend ended up enlisting in the army and he moved down to Fort Hood and I was I was in Houston and basically what happened was is they gave me a dog.
didn't know the dog was pregnant.
>> Oh, what the >> They told me they they had no idea.
She had I think eight puppies and it was to the point where I couldn't just give them away after the first couple weeks cuz you got >> the shelter, dude. Shelter if you can.
>> That's what I That's what I did after 3 months cuz you got them >> how it lead to $6,000.
>> Uh the puppies did damage. Why did you put them in the shelter immediately?
>> What damage? Why were you just letting them run loose instead of in a pen?
>> They were in a pen. They'd get loose.
>> Better pen.
People deal with this [ __ ] all the time.
>> And so yeah, that's that 5900.
>> So you can't date, can't take care of dogs, can't pay rent, can't do anything.
What can you do? What can you do other than video games and vape? That's literally it. That's all you're able to do. No.
What skills do you have?
>> What skills are marketable? You can't even get through school. You're in one class. How many more classes until you're your cyber security degree?
>> I don't I was planning on doing a um taking more classes in the fall like a lot more.
>> Would you have been able to do that?
What's the amount of credit hours you've ever taken at once completely through the end of a semester?
>> I don't remember. This is my first actual inerson school.
>> You vaped all of your brain cells away.
Oh, this is your first time?
>> Yeah.
>> Are you sure you can do school? I honestly just don't know if you're there cognitively.
Like you're you are not mentally disabled, but I think you're dramatically low IQ, right?
>> No.
>> Right.
>> No.
>> Okay. We will be doing your IQ test in the photo show officially. Yes. and your blood pressure and heart rate. Yes. Yes.
Okay. I'm concerned for you, but also I just don't know if you could make it through school. I really don't.
>> I mean, to be fair, I also have epilepsy.
>> Okay. Well, that's a different kind of disability. That's not a learning disability.
>> So, I don't know what that has to >> That's one of the re um >> It's okay. Paris isn't entering the room. I don't know. Your instincts kicked in. My goodness. My goodness, we're out of asparagus. We got to run to the back.
>> Oh, yes, I do have one.
>> Have one.
>> I have a random assortment of things.
>> What is this?
>> Oh, put it on your finger. Push the on button first. And I'm going to wash it.
Put it on your finger. I'll let it just rest on your shoulder. Yeah. Yeah. Just let it rest there for a second.
>> I'll do it on this hand.
>> Okay. Yeah, that's going to change a lot.
>> I have issues with my right hand. So, >> well, again, what do you not have issues with?
Okay. Well, you're chilling, buddy. You got a 90 beat per minute. I was very concerned with that 30. I was actually medically concerned. Put it down. I need to see. Okay. It's down to 80, but that's okay. And with a 97 96 blood oxygen. Okay. If it was like below 94, I would start like, uh, you know, a little worried.
Yeah, it's okay. I think your heart rate's kicking into normal. It's okay. It seems to be leveling on out around 60. Okay.
Okay. But they were also worried. Like I said, the VA was worried cuz when they did it, I was My heart rate was pretty low.
>> Yeah, probably without your four cans of energy drinks. Okay. Yo, another 282.
Probably no idea, right? When did all of these go to collections?
>> Different.
>> Well, Verizon, there's a separate one for Verizon. That was 392.
>> Mhm.
>> So, two phones with the collections.
Two phone plans and phones. Yeah, >> you're running out of carriers.
Can do Helium since you own your phone outright. It's 15 bucks a month.
T-Mobile's good in San Antonio, and I'm pretty sure it is. Uses that same kind of service. Um, and other credit services. 377. You have $15,700 of collections. What is wrong with you?
What's the newest collections? How How long is the old the newest collections?
Cuz it's going to be on your credit for a long time, which means it's going to be hard to get a place after you get kicked out. If you get kicked out in July of student housing.
>> Oh, July is when my lease is up.
>> Exactly. Then who's going to accept you with this much collections? No job. How are you getting a place? I don't know.
You're going to be homeless with two dogs. No, that's not a joke. That is real. That is real. Veteran homeless.
Not uncommon. But yours isn't due to like crazy mental disabilities or physical disabilities. You're just cuz you won't work. You won't continue going to school. You will improve your credit to get a place. That's all you improve my credit.
>> How? You aren't getting a job. You can't tell me you're trying to improve your credit if you don't have an income from a job. What? Just because you're trying to get to 100% so you can put more money towards that? No. Have you seen your spending? It's all been on [ __ ] so far.
What do you mean? You're above all the limits. You're spending money like crazy. The Atlas card, the Navy Federal, it's [ __ ] The Quicksilver, IT'S [ __ ] TELL me again how you are trying to improve your credit. Please, please tell me how are you trying to improve your credit. TELL ME. TELL ME NOW.
>> I'm trying. Okay.
>> No, tell me how you are trying. I am asking you to actually define how you are trying. Please tell me now.
>> I got two things off of I got two things off of um um my credit my my credit report. I had a self I had a self-credit. I paid that off >> when?
>> Couple weeks ago.
>> How? With what?
What's your rent?
>> 641 a month.
>> Okay. You're spending everything on [ __ ] With what? How would a care like a hundred bucks? Care is not crazy usually depending >> what the VCA care.
>> What? No. Whatever card you just were talking about >> the self.
>> Self. Yeah, self is like it's 100 bucks.
It's a credit builder. It's like nothing crazy.
>> Yeah, it's a credit builder. I ended up having like $300 or $400.
>> So what the So why do I have this $162 here, $282 here, $116 here?
>> Because that card was closed like 3 years ago.
>> So these have been closed.
These are smaller balances. You could have wiped out multiple. Incred your credit a little better and improved your credit a little better.
What? Oh, buddy.
Oh, Carlo. Here we go. Oh, we got it through Carvana. That's horrible.
Horrible.
>> Hey, they were they were pretty good.
>> No. No. It's always overvalued and they do not negotiate.
No. Well, fine. What do you think?
You're 17,000. So, $17,000.
You make no money and you have a $17,000 car loan at $400 a month. What interest rate?
>> I don't know.
>> Of course not. You couldn't even provide a statement for us. We had to get it through your credit report.
$1,772.
What do you think the car is worth that you just got?
>> 13.
>> Yeah, exact. Well, no, it's closer to 15, but even still. So, they sold you, of course, over it. And now it's going to go dramatically down in value really quick. 2024 Chevy Malibu, $400 a month.
>> $410.
>> Okay. $410 a month. And you do not know the interest rate? Mm- >> And then the insurance on that it's like 175.
>> Okay. Not the worst. Not obviously. It's Yeah. For Texas. I mean, it's kind of mid. Okay. So, what is How's the car? Any issues?
>> Uh, right now the back the backup camera is not working. I have to You >> just got it.
>> I know. I have to bring it into a dealership to get it to get it look looked at.
But then that means I won't have a car for a little bit.
>> What are you going to do? You don't do you stay at home all day.
>> I bring the dogs to the dog park.
>> I would actually sell the car. Wipe off $15,000 of your debt. Get a $2,000 extra [ __ ] loan. Pay it off. Walk the dogs on the street. You don't do anything.
Take public transportation or bike to a convenience store and work there. Yes, I am not kidding. I'm not kidding. This $17,000 car loan makes no sense for you.
Sell it for 15, borrow the two, pay it off.
You can't afford this. You literally cannot afford this. It's almost as much as your rent. Okay, come on. With a $0 a month income, does the $17,000 car loan make sense?
>> No.
>> No. 10,000 doesn't even make sense, but that's what I would have come close to allowing.
>> But I've had it for almost >> I don't give a [ __ ] I don't give a [ __ ] Why? Wait, how does that change my equation? That doesn't change the value that we were able to pull today.
You're not going to do it.
>> I can't. I like the cartoon. I like the cartoon.
>> That's not you can't that you don't want to.
>> I like the car.
>> You need to learn the difference. Learn a little discipline. You didn't get that in boot camp.
>> I did.
>> Then maybe use some of those skills.
>> This is pathetic. You're never going to get anywhere in life. You're always going to be loser. You're always going to be single. You're going to be ones for the rest of your life. You're always going to have doubt. You're never going to get anywhere. and you're going to sit on your ass, play video games in Discord. You're never going to make any progress. That's the easiest thing you could do today. You could you have an equity position that every guest on the show would be jealous of. You have a get out of jail free card essentially and you're choosing not to. You're pathetic.
You're a loser and you're never going to get anywhere. I'm just letting you know.
I'm going to be real. That's the reality. Manto man, you're a loser. And I hope you get out of that. It's not about being introverted. No, that's okay. It's not about communication skills. No, that's okay. Not about PTSD.
That's okay. That's reasonable. That's fair. You got a gun point in your face.
It's not about that. You won't leave your house. You won't get off Discord.
You play games all day. You can't flirt.
You can't do anything. You can't hold on a relationship. You can't pay a single debt to save your life. You got these dogs barely just recently that you probably can't afford. you certainly can't take care of in a way they would need with pet insurance and checkups and everything that they would definitely need or a surgery if that were to happen. You're literally desperate enough to flee to the Philippines just so you can lock a woman down with money because of the disability that you're trying to get to 100% just as your own word so you can have better finances.
You live a pathetic life, but you don't need to. You don't need to. You can turn this around just living some basic life skills.
Basic life skills. Just being a decent guy in relationships, being a little caring, putting a little time away from video games, applying to more than 11 jobs in your life, and having a bit of responsibility and get getting rid of a car that you can't afford cuz who cares? But the fact that you're not willing to do that is making me give up on you. It's pathetic.
You have student loans of 15,200. Like, what the what are we doing?
>> A lot of stupid [ __ ] >> No, you're pathetic.
And I know that's insulting, but you've probably had people sugarcoat your entire life, and I don't do that [ __ ] on this show.
>> Actually, no. My dad was an army captain. My mom was my mom was a a s a sergeant.
>> Then why the are you so pathetic?
Well, legitimately, I don't understand.
>> I don't think I'm pathetic.
>> What?
>> But okay.
>> What do you have to show for your life?
>> Ones.
People you're not even attracted to that you're sticking in out of just needing companionship. Can't hold down a relationship. Won't get rid of a car.
Can't apply to more than 11 jobs. Is getting a boost in their rating just so they can have better finances. plays video games all day, 17 hours a day on their phone on average.
Most of it Tik Tok and Discord. Explain to me how you're not a loser. You have no defense. I'm sorry. 1 cent. Well, it started with negative $497 in your checking. Loser. Ended with 1 cent. Oh, sorry. No, ended with $73.
And it's nothing for No, it's not for any necessities. There's your rent.
That's a necessity. But then Alaco.
[ __ ] [ __ ] [ __ ] [ __ ] Roadhouse. Roadhouse. Dave. Oh, you're Dave. Oh my gosh. Okay. Me. McDonald's.
Overdraft. Overdraft. Overdraft. Three in one month. Oh, wait. No, I lied.
Four. Domino's. Yeah, they were supposed to give you money. [ __ ] [ __ ] McDonald's. Crumble Cookies. Papa John's, Dutch Bros, Burger Boy, and Steam Games.
This is disgusting.
You should feel disgusted in your life.
But of course, that's not even the most up-to-date statement. When you're talking to Colton on Monday, it's Wednesday now. You are negative 499.
>> Yeah, this isn't a budget question.
Your rent is affordable within your VA disability.
Car is not. You need to get rid of your car, but you're not willing to. So, what's the point of making a budget?
Because that's the clear win today.
Okay, we're bleeping it. Tell me your address. Wait one second. Okay, give me your address.
Oh, great. Right. Okay, so to be very clear, you can absolutely bike and or scooter and or bus coming from University Texas, San Antonio to many of places and many jobs, including a literal mall that you can go work retail and some [ __ ] across the street, a massive mall. No excuses. Get rid of this car. This isn't a budgetary question. It's just you won't apply for jobs. You won't get rid of your car that you don't need right now cuz you live on campus.
So, I'm not making a budget for you cuz that's not the question. You need to sacrifice. You need to grow the up and go to therapy to someone that will actually actually help you by giving you some tough love that you're not willing to ever get in your life because you're a [ __ ] You probably have an enablement therapist that you only see once a month and is not helping you. You need to grow up. You need to become a man. Not in the red pill weird way. I don't give a [ __ ] about that. You just need to have some personal responsibility.
Get rid of your car. Get a job. Grow up.
I'm done. I'm done. Download Dollarise to not become a piece of [ __ ] like him.
Get your Hammer financial score, which for you is obviously a zero at Caleb.com and Shut the up. Shut the up. Shut the [ __ ] up and join Hammerly by clicking the join button below where you get three premium shows, high quality, incredible shows posted every single day, 6 days a week, including the extra 20 minutes of the show called the Financial Audit Post show where oh my goodness, there's a lot to go through, but we're also going to make him do an IQ test, do the blood pressure monitor, and yeah, there's a lot. I guess he was he's Oh my Oh my He's an actual like winner in a vape competition. Oh my Okay, join. It's going to be incredible.
See you there.
>> And you were married or were married?
>> Fiance.
>> No kids.
>> Well, I do have one.
>> You have a You have a kid?
>> You have a child?
>> Yes.
>> With who?
>> Some random in >> What do you mean some random?
>> You have a child with a random woman.
>> Don't forget the summer budget reset IS NOW LIVE. GET A FULL YEAR OF DOLLARWISE PREMIUM, plus my four bestselling educational courses and a digital copy of my budget friendly cookbook and my exclusive 30-day meal plan signed by me and mailed directly to you. This is a better deal than we've ever done before and it's only for a limited time. It is 67% off everything. So don't wait until that first pool party to get financially ripped. Click the link below, save big, claim your bonuses now.
Ähnliche Videos
The #1 Reason Your Top People Keep Leaving (How to Fix It)
Entreleadership
470 views•2026-05-29
What Happens After A Motorcycle Dealership Shuts Down?
FastestWay.1
374 views•2026-05-29
The Evolution of DSP's Pokemon Unpack-ack-acking Grift
Toxicity_Unmasked
2K views•2026-05-29
Help re-structure my finances, I want to buy a house, save and invest
JennNxumalo
2K views•2026-05-29
Asian Paints Q4 Results: Revenue Beats Estimates, 5 Key Takeaways For Investors
NDTVProfitIndia
111 views•2026-05-29
Trying to Afford Vancouver on a Single Income | $2,550 Mortgage
chelseaspursuit
308 views•2026-05-28
AI Investment: Data Centers & The Bottom Line
MemeTeamClips
134 views•2026-05-28
Are you busy but still feeling broke?
TaraWagner
305 views•2026-06-01
