The "Trojan Horse" strategy is a pragmatic admission that institutional adoption requires zero friction rather than a revolution in user experience. By becoming the invisible plumbing of global finance, Ripple is betting that backend utility matters far more than frontend visibility.
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XRP News Today β XRP Ledger Is the Trojan Horse for Global Finance π¨Added:
What are these enterprise clients actually using? It's a great question, and it's a question that I'm going to answer. Right now, primarily the TMS layer, the treasury management software, but here's what some analysts suggest is the longer play. The architecture is already in place for the settlement layer underneath to gradually shift to the XRP ledger. Enterprises, they don't need to change interfaces. They don't need to adopt new workflows here. The transition here, it happens beneath them. XRP's role in this framing becomes nearly invisible to the end user. Some have called this the Trojan horse thesis. Traditional software on the surface, on-chain settlement underneath.
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