$4,300 CEO Is Bullish & Ripple SVP Explains How XRP Is At The Center Of It All

Added: 2026-05-10

[00:00:00]Hey everybody, this is the digital asset investor. And what I want to show you first today, remember that guy who said that his company had a $4,300 XRP pricing model, a model that took it up to their Well, he was on CNBC. His name is S. Gilbert. He's from Tukrium.

[00:00:21]Um, they do the XRP. I think it's a three times leverage XRP. He was on He was on CNBC. this at all.

[00:00:29]>> What about XRP in relation to Bitcoin and Ethereum?

[00:00:33]>> Well, it's got a it's got a use case, a very specific use case, and more in particular, the XRP ledger has a use case. So, Ripple, the company has as its 13 or 14 year mission, however long it's been to move internationally value, okay, and and primarily money. And so, their chain, their XPRL chain will be used for that. Um XRP is a part, it's a tool on that chain. And so, um, all of that will be used as it grows. And so, that's all being built out. It won't be the only thing, as Ripple itself says to people all the time, they're not going to be the only participant in this, but it's so big. You have to liken this whole thing to the internet in the '90s, truly. And so, that's where we are.

[00:01:13]We're we're in the '9s. We don't really know the the technologies that will even come out of the use of the blockchain and the bu these buildouts that are happening. We just know what's here now and the things that are growing now.

[00:01:24]Does that mean you think it's a bubble?

[00:01:26]>> Uh, it's not even close to a bubble. No, it's not even the '9s as it pertains to just >> typical CNBC has to try to throw some kind of shade.

[00:01:35]>> I I mean I mean the use of the internet.

[00:01:37]So if you take the take the uh the frothiness out, okay? I mean the development of the internet as a tool for business and every person in the world that's that's happening with the blockchain and we're just at the very beginning.

[00:01:49]>> I don't know how many ways we can say it. The values in the protocol. We spent all of these years talking about XRP and this is like this would be like if you were able to invest in the internet protocol in the email protocol.

[00:02:05]That's what this is. It took a while because since it's the internet of value and money the regulators had a freakout which wasn't had during the dot boom um they actually wanted innovation in the United States. But this is the same S Gilberity right here from XRP Las Vegas.

[00:02:26]I'm just going to play you this part.

[00:02:27]I've played it before, but it's worth hearing over and over and over.

[00:02:31]>> Figure out how to do that that our analyst did. Um, and he went over all the legitimate pricing models for XRP.

[00:02:37]And again, it came to between $5 and $4,300 depending on your timing and your your use case. For me, it's supply, demand, and velocity. So, if it takes five seconds to settle a transaction, how many XRP did that use? Can you really do it 12 times a minute? Can you really do that 24 hours a day? So, how much XRP do you really need? Those are all basic questions that need to be answered for the folk.

[00:02:57]>> I think more than anything you just said, it's supply, supply, supply, and you're going to see so much of that supply get locked up and I believe after regulation, it's going to accelerate.

[00:03:06]Now, um we're going to go into the main video now and you're going to get to enjoy my intro and then I'm going to tell you something that that man S Gilbert said to me backstage at XRP Las Vegas last year. This is a an eyeopener.

[00:03:22]Enjoy my intro and here and we'll get going.

[00:03:26]>> Ignition sequence start. 6 5 4 3 2 1 zero. Liftoff. We have a liftoff.

[00:03:49]Okay. Um, check the So, I'm looking at the market right now and the market right now is we've got a$142 XRP. Things are, you can tell this market is starting to and I've got family members coming in the room now. Um, and we're now recording ourselves. Used to I'd be recording my screen when they would walk in. Um, but anyway, we've got a$142 XRP.

[00:04:15]You can feel this market starting. It's like the engines are starting to rumble a little bit.

[00:04:22]Um, now this is huge. This is real huge.

[00:04:27]Um, Elnor Terret just put out uh yesterday that the uh banking the Senate Banking Committee, the markup for the Clarity Act is set for Thursday, May 14th. It's actually on the schedule now.

[00:04:42]It is on like Donkey Kong. But you don't have to take my word for it. You can take the word of the uh Coinbase chief legal officer who must watch this channel because I've been talking that's been one of my phrases for a long time.

[00:04:55]It's on like Donkey Kong. Paul Greywall, the CLO of Coinbase, tweeted out this news about May 14th and he said it's on like Donkey Kong. So, uh, I'm sure that they've listened to my positive and bad things I've said about Coinbase over the years. Steuart Alderati said, "Senate Banking Committee Clarity Act, May 14th markup, a hardearned milestone.

[00:05:20]Washington has a narrow window. Let's not waste it." Um, Steuart Alderati is generally pretty measured. And I'm looking at Poly Market on Poly Market.

[00:05:31]Hold on, let me check something here. on on Poly Market, they have the the in the Clarity Act signed into law in 2026. The percentage chance yesterday, I believe, had gotten up to 72%. Now it's 74%.

[00:05:47]Let me hit the old refresh button here.

[00:05:50]Yeah, we're at 74%. This thing's inching up, inching up.

[00:05:55]You can tell things are getting interesting. This is um Taylor Lynman.

[00:06:00]It doesn't say here where he's from, but I think he must be one of the government officials or regulators.

[00:06:05]>> Clarity is going to empower the SEC uh in new ways to go and and provide better clarity to the market on on certain areas that it's currently has some restrictions around just by the nature of how the the securities uh laws operate. Uh and so in that way it will supercharge the SEC's ability to um you know bring you know more more clarity into the market. I think the second piece though is that it brings a lot more durability. It it ensures that some of these things uh you know can't be changed through you know a repeal of a rule or or a subsequent administration.

[00:06:36]So there is a there's a lot of benefits that that come with what what Congress can do here. Claire, >> it's not just going to supercharge the SEC, it's going to supercharge the United States economy. And Chad Steinraber had had put a tweet out. He said, "Right now is the moment everyone in this space has waited for since the technology began. There's no greater moment, no greater opportunity than right now. There won't be this moment again for at least another hundred years. What it is is the hundredyear XRP moment. And like they keep saying, it won't just be XRP. There will be other chains. I believe after regulations, you're going to have a core 10 to 30 um blue chip tokens and 75 85% of all of these trillions that are coming are going to flow into those.

[00:07:27]And that's the fact, Jack. Now, Canton Network tweeted out a tweet with a guy in a t-shirt and all it said was quadrillions, quadrillions, quadrillions. And they're talking about derivatives. And we've talked on this channel for a long time about how it is all about the derivatives. That's all the money that you hear about. That doesn't mean that every dollar that there is in existence is going to flow across the XRP ledger, but what it means is that a lot of it is.

[00:07:55]And that's exciting.

[00:07:58]And Canton Network, I'm sure they'll get theirs, but the but XRP is going to get a large percentage. And that 100 billion XRP that that fixed amount that declines with every transaction where XRP gets burned, the supply is going to become a huge factor.

[00:08:19]Um, trickle trickle then flood. We were talking about this as far back as 2019.

[00:08:24]Here's Coinbase. I think it's Brian Armstrong talking >> when legislation comes out and gets signed into law. From your perspective, what maybe it is. What >> are the things that you expect to see over the next year in terms of who you will be participating in the crypto ecosystem and what do you expect they will be doing?

[00:08:44]>> Yeah. Well, you're correct that the Clarity Act is about much more than just stable coins and rewards. I think as Paul mentioned it, it will create a lot of opportunities for people to work on tokenization. Having clarity about what's a commodity versus a security uh exchanges and custodians, what their roles are. You know, DeFi has uh an important role to play here. Um self-custodial wallets.

[00:09:08]>> Oh, I forgot to tell you. Sorry to stop that video. What Sal Gilbert said to me backstage at XRP Las Vegas. What he said was he said, "Oh, I walked up to him and I said, "Isn't this Bitcoin thing nothing but a government operation?" And he looks back at me and he says, "Well, yes, but it doesn't matter anymore." In other words, all the adoptions happened.

[00:09:32]And so, it doesn't matter anymore. Not I don't not just Bitcoin but I'd say 85% maybe more than that of all of this crypto stuff has been a government government prototyping government creation and so there's going to be lots of energy that comes out of it. I think it's going to be a little bit like when the genius act passed we for stable coins and we saw a couple hundred large companies in the US come out in the subsequent months and announce integrations with stable coins and so this means that hopefully lots of companies post uh in a world post clarity being passed will come out and start to integrate crypto they might uh use it to raise money on chain um they might use it to provide crypto services to their customers I think it'll just unlock a lot of institutional capital that'll flow into the space broadly and the the opportunity is really there for Coinbase to go provide those services to all these companies coming into crypto post clarity being passed into law and actually power integrations for many of them as well via Coinbase developer platform. So we think it's going to be very additive. We want every company to be integrated into the crypto enabled financial system just like they use the internet or AI or any other technology.

[00:10:46]>> Yep. Now, um, speaking of Coinbase, Coinbase went down yesterday.

[00:10:54]Now, I've been through a lot of bull runs and I've been through a lot of bare markets and in both, especially when the market really takes off, a lot of these exchanges lock up and Coinbase yesterday had a problem and I think it was related to Amazon Web Services or something.

[00:11:12]This is one of the main reasons that I that I partnered with Caleb and Brown and that I love Caleb and Brown is because Caleb and Brown has has multiple liquidity providers, which means they route orders and try to get you the best price, whereas Coinbase is just sitting there taking orders. So, when Coinbase goes down, you're out of business. If you've got XRP and you want to sell some, let's say it was at $10 and it's time for you to sell and Coinbase locks up. Well, you don't have to deal with that at Caleb and Brown, my sponsor. So, all I do in that scenario, even if Caleb and Brown's website went down, I can still still send an email to my broker or I can call them or I can direct message them through the app and the order will go through.

[00:11:58]So, if you haven't done it, I mean, even if you just wanted it to be one of your choices, you can do it. Uh, you can go to XRPwealth589.com.

[00:12:07]That's that forwards you right to my page on Caleb and Brown. You just click the red button that says sign up today and you get your broker, your institutional custody and institutional liquidity with multiple liquidity providers. I highlighted this clip yesterday because you've heard Brad Garlinghouse say XRP is at the center of it all a lot.

[00:12:28]But what does that mean? Well, Jack uh McDonald described it here.

[00:12:34]>> You know, >> he's the SVP of RLUSD.

[00:12:37]>> We sort of were asking him whether there is any sort of fun either competition or or cooperation between Ripple and XRP.

[00:12:45]How do you look at the differentiation between the two?

[00:12:47]>> You mean Ripple RS and XRP? Well, I think they're very complimentary. I mean, I think what people necessarily don't understand, unless they're in the weeds, is that XRP is the native gas token to the XRP ledger. And so everything that we're doing on the XRP ledger with RLUSD requires us to use XRP in the background. It's the grease and the wheel, if you will. And XRP obviously has its own use cases as well.

[00:13:08]It was really, you know, part of the origin story of Ripple starting its payments business. there was the default bridge asset today with some of the lending protocols we have and other applications that have been built on the XRP ledger. It's being posted as collateral. From a payment standpoint, we like to offer customers optionality and so many of our payments customers continue to use XRP. We have been a top five mentor of USDC uh in in the past in our payments business and that was probably the the catalyst to >> so let's think this through because really XRP is nothing but math and supply.

[00:13:42]So XRP use being used as a gas token to token on every transaction. The set amount of 100 billion XRP is being burned on every transaction and then you're we're about to start seeing more and more XRP being used as collateral people wanting to get yield and what happens when all those things happen?

[00:14:01]XRP starts getting locked away and as price and naturally it will over time cause prices to go up and what's going to happen as prices go up people are going to want to lock it away more to get yield and do those things it it'll be remember that flywheel that they're always that Ripple talked about at one of the swells one time it's the flywheel and at some point it's going to be too late for people to figure this out and at that point as I described somebody we were talking about um the uh we were talking about Upholds. I asked Nancy Beaten of Uphold when I was in Vegas. I said, "What what are you uh you you all your most famous tweet from Uphold was when you said XRP's at $1,000. What are you doing now?" or something like that.

[00:14:48]And I asked her, I said, "What are you doing?"

[00:14:50]I don't remember what she said, but I followed it up by saying, um, I said, "Well, as much stuff as we've been through, for the first month, XRP gets to a thousand, for the first month, I could I might very well be kind of like Rodney Dangerfield in Catty Shack and then maybe I'll just disappear."

[00:15:10]So, okay. So, uh, today I dropped my behind the scenes of XRP Las Vegas. If you want to watch what we were doing behind the scenes and what we did while we were in Vegas, you can go to, uh, go to dai589.com.

[00:15:24]That's my new channel. It's called the DAI experience. And you can go watch what went on. It's It's an interesting video. I've enjoyed doing them. I do I do those on that channel. Anytime I travel, I video myself. You get to see me going through the airport. you get to see what I'm eating. All that all that kind of stuff. Ral Paul is explaining to you what blockchain is.

[00:15:46]>> It's like people are going to start to understand that blockchains are the co coordination layer for the new digital economy and that it's not, you know, the fight about who's got the hardest money. It's not about any of that anymore. It's actually this is the infrastructure layer for the digital economy. That's it. And once people understand that, you understand that this has a very large role to play in the future of the global economy because it literally can't function without it. I know we first would say that and now it's becoming really clear that it's the only way.

[00:16:23]>> Yeah. It doesn't feel as strange to be saying that.

[00:16:26]>> Yes. It's the infrastructure layer. Now what's really interesting is and and he's described it before is these the AI agents that are coming it it's like uh I don't know how many billion people you have what do we have 7 billion people on earth well XR which XRP was designed for 7 billion well what he's talking about is with a AI agents is going to get even more interesting not in not necess necessarily in this clip but the AI economy the agentic economy is is going to be like billions more people being added to it and using crypto because crypto is what they design they designed crypto and AI to work together. Folks, >> we are living the most extraordinary time humanity's ever lived through and it's gone through some amazing stuff.

[00:17:16]But we're about to be replaced by Apex intelligence. We have only known the world where we are apex intelligence and we're living that seeing it every day playing out everywhere around us. And it's an extraordinary moment that people can't get their heads around. You know, we talk about stuff like this. We talk about, oh, the robots are coming, right?

[00:17:35]We think of robots as C3PO and they're going to make us a coffee and be nice to us. On the other hand, we're developing AGI. That brain is going to go into a robot. So, it's going to be smarter than any human, more dextrous, stronger, faster than any human exists. We're bringing super creatures into the world.

[00:17:54]And whether we merge with them or not, that's all in Ray Kurszswwell's time horizon. By about 2040, we get to all of this.

[00:18:01]>> And most of this is going to happen in the next few years. I mean, the robots are coming off the production lines as we speak.

[00:18:07]>> And the limits of AI, >> they're sort of more than doubling every year at the moment. It's an extraordinary time. Oh, it's an extraordinary time. All right. Now, listen to this. This right here, this post says that AI agents will become the first class economic actors. Listen to this.

[00:18:26]>> Agents today are single player and that they are very much a tool that a human uses to get a job done. But it's very clear that where this is going is that agents will become economic actors. They will become first class members of the financial system. They will be able to pay for things. They'll be able to get paid for things potentially. They'll be able to raise money. There are all sorts of financial behaviors that they'll be able to engage in that they currently cannot.

[00:18:51]>> They'll be able to use XRP.

[00:18:53]>> And it's inconceivable to imagine that all of that is going to happen on a wire transfers and the traditional payments rails that we rely on today. Crypto on the other hand is internet native. It's fully programmable. It's instantly settled. It's global from day one. Is this the perfect fit from a technological standpoint for AI agents as a way of bringing agents into the financial world?

[00:19:17]>> Okay. Um, we're going to go into dixrp.com.

[00:19:21]That's the Patreon. If you'd rather join through YouTube, click join below any of these videos. If you'd rather join through X, hit subscribe. Um, we do the full video plus the extended video in there with no commercials. I'm the digital asset investor. I'm not an investment advisor. This is for entertainment purposes only. Please subscribe. Hit the like button. Tell your friends and family.