REMEMBER THE $122,580 MODEL? - XRP PRICE RISEING IN 3 WAVES? - CITADEL POSITIONING WITH XRP ETFS!

Added: 2026-05-17

[00:00:00]Hello everyone and welcome back to the Common Sense Crypto channel. As with you always, this is Rich doing another video today on XRP.

[00:00:12]So I hope you're all having a wonderful day today wherever you are in this great great world. We're going to talk about XRP. And I got to start with this price outlook 2026 to 2030. assessing the path to $5. Now, they're saying in this article, and I really do hate these articles cuz I don't think you could predict XRP even into the second half of 2026 yet. There's so much lined up for this cryptocurrency, but they're saying between 2029 to 2030, the price could be $2.50 to $6. You know, the second XRP breaks out, we are going above $5. That's going to be an easy move on XRP. We're most likely going to see a move much bigger than that. Everybody's talking about the first move up taking us somewhere around $15 to $17, but then we're going to see a slight pullback and then the next push up is going to take us anywhere from $50 plus to $300 plus. And the predictions are all over the place. You know why?

[00:01:29]Because we don't know what's going to happen between now and then. Are the banks going live with XRP? Is tokenization starting to pick up a lot of momentum?

[00:01:40]How much is coming on chain? How much of that tokenization is the XRP ledger capturing? There's way too many things you got to factor in to give a decent price prediction on this cryptocurrency.

[00:01:54]And it's way too soon to do that. And look at what else Citadel is buying.

[00:02:00]Evernorth, they're also buying a lot of XRP ETFs. I mean, there's a whole list of them here. So, is Citadel getting positioned now before we see what happens in the second half of 2026?

[00:02:17]Because remember, Citadel now has a representative on the board of directors of the DTCC.

[00:02:25]Remember, Citadel co-led a $500 million investment in Ripple also, and that comes from Smoke. So, is Citadel positioning themselves around XRP now knowing that the DTCC is about to pick up a lot of momentum in the second half of this year with tokenization?

[00:02:48]I'm sure Citadel already knows how much is going to end up on the XRP ledger. We need to keep an eye on where that goes from here.

[00:02:59]Crypto ownership in the US hits 67 million ahead of Clarity Act vote. So now 67 million Americans now own crypto assets. Like I was telling you this entire time, there's a lot of new people hitting X right now. And I know they're first time crypto investors. I'm sure a lot of you are firsttime crypto investors. And a lot of people when they get into this space, they just buy a cryptocurrency because a friend of theirs told them, "Hey, XRP is going to hit these crazy price points at some point in the future. Buy it now while it's dirt cheap. We're very close to a fourdigit XRP or a fivedigit XRP. But if you really start to understand what you're holding when you hold XRP, you will never sell any of your XRP. You will become a long-term investor in this cryptocurrency because over time it is going to appreciate so much from where it is right now.

[00:04:10]former f federal prosecutor recently pushed for crypto businesses projects and innovation to move to the US under clearer more businessfriendly regulations. Take a listen to what he says here. You know, look, all that tradey money coming in is going to put pressure on offshore. Okay, at the end of the day, um there's just too much uh capital, too much interest uh coming in here in the United States, building in the United States that's going to put pressure on overseas platform. I mean, competition exists for a reason and ultimately there there are is going to be a new administration at some point and all those studies uh that Democrats got into that bill are going to become something more than that I think in a new administration. So, if people aren't trying to get onshore now, uh they're going to regret it.

[00:04:57]The problem with getting onshore in the United States as a crypto company, it's like there's so much uncertainty on what happens next. We're still waiting on the Clarity Act. You know, we just crossed one small bridge. We still have a couple more bridges to go before the Clarity Act becomes law in the United States.

[00:05:23]And nobody wants to go through another Gary Gensler at the SEC. Under Atkins, innovation can push forward, but there's still uncertainty about the next administration.

[00:05:36]I really cannot wait to see how the midterms go cuz I know there's going to be a lot of talk about crypto. There's going to be a lot definitely a lot of talk about it because everybody's going to be so eager to bring up Trump getting involved with crypto. And then on top of that, a lot of what you're going to see is more around where does innovation go from here? How can we push innovation ahead? I would never vote for any politician that wants to slow down innovation like Elizabeth Warren. I it's time for her to be done in Washington at this point. We She clearly is not working for the American people. And I definitely had to show you this blast from the past. What is the fair market value of XRP? Here's the collateralization model. And this floated around back then. And I'm telling you, back then people were like, "Hey, I want to see that happen. I could see that happening." And this model puts XRP at $122,580.

[00:06:46]Now there was a lot of these models back then. And now if you talk about XRP even getting to three digits, people are like that's never going to happen for XRP. Do you realize what the market cap would have to be? Wait until people realize that scarcity just showed up for XRP.

[00:07:05]That is definitely coming. And when it does, all of a sudden, market cap, you won't hear about that anymore. People are going to be in shock when XRP is skyrocketing day after day, hitting higher and higher prices. But when you see all the money, I got to remind you XRP is not going to move all the money.

[00:07:30]It they might move a decent percentage of all the money, but not all the money.

[00:07:36]There's going to be a handful of cryptocurrencies involved in moving everything all around the world. You're going to have XLM moving money, XDC moving money, you're going to have HAR moving money, Algo, IOTA is going to be very big in the AI scene and it's also going to be huge inside of industry 4.0.

[00:08:00]But I could see XRP.

[00:08:03]Now, when you see these models, I think they're way too overblown.

[00:08:08]We I would love to see XRP hit $5.89, then go on to hit $58.99, and then possibly at some point hit 589.

[00:08:21]That can happen with scarcity. When you start talking about 2050, $100,000 XRP, I think you got to start thinking longer term, most likely well into the 2030s. Inside of the 2020s, I could see XRP hitting possibly four, maybe even close to five digits. A lot of people still believe by 2030 XRP will hit 10K. I think by 2028 it can easily achieve four digits if we see the new financial system. But the reason I think that the new financial system is coming by that time is because next year it's going to be all about central bank digital currencies. With the rise of tokenization, with the rise of AI, the rise of quantum computers, we're so close to all of that happening at the same time. But I think that there has to be that crisis first and that crisis is here. The banking system is still facing a massive liquidity crisis once we start to see the banks collapse out. And I do believe we will see more of that in 2026 as well. That will solidify that the new financial system is closer than we think. But when you start getting into these much higher price predictions, I'm just thinking much, much longer term.

[00:09:52]Holding XRP isn't a get-richquick scheme. It's a long-term play that you know for sure will make you rich if you're patient enough to stick with it in the long run. Everyone can sleep well at night knowing XRP will never go to zero.

[00:10:11]This cryptocurrency is never going to zero. If it was going to go to zero, you know what it would have taken for that to happen? Ripple losing the SEC verse Ripple case. That definitely would have sent XRP down probably very close to a penny. I still don't think it would go to full zero even if that happened. But think about like this. If you're planning to hold this cryptocurrency for the next 24 months from where we are right now, there's a very good chance you can retire yourself. There's a very good chance you will walk away with financial freedom because everybody now is talking about institutional adoption and we're on the verge of that. The second that they actually pass the Clarity Act and it passes the president's desk and he signs off on it, that's when we will see institutional adoption. That's also, I think, when we will see the first signs of scarcity for this cryptocurrency. Most likely within 30 days after that happening. It's time to have clarity for XRP. All hell will break loose. Ripple has over 1,700 NDAs passed the XRP Act. You know, everybody brings up those 1,700 NDAs. Even with the Clarity Act, I don't believe we will see who's behind those NDAs because a lot of them have different expiration dates. We don't know when they are set to expire. Just because Washington passes the Clarity Act doesn't mean we get a look behind the veil. I still don't believe we will ever finally get an announcement where Ripple and Black Rockck are behind an NDA, but you could clearly see it for yourself. I'm sure there's a lot of others as well.

[00:12:16]A Ledger user reportedly receiving a letter at their home address. be aware and doublech checkck all communications.

[00:12:26]So, first of all, what's shocking about this is not that it's a scam because we all clearly know this is a scam. How the hell are they getting people's home addresses? Where is that information getting leaked? That's what I would like to know because I also have a Ledger wallet. So, I have never got one of these letters. I'm really hoping I never get one of these letters because that means somebody out there knows that you're holding crypto. Nobody should know you're holding crypto. And only your closest closest circle. In other words, the people that you trust the most in life. Maybe your family members. Some of your friends should never even know that you hold crypto. And if you talk to them in the past, let them forget that you ever even mentioned it because at some point they're all going to want to borrow money from you. They're all going to be calling you lucky. They're all deep down going to hate you when you get financial freedom. Most likely the people that will hate you the most is your co-workers the day you walk away from your job forever. But now that I'm looking at this with Ledger, it's also makes me feel much better that I got involved with Caleb and Brown. I'm just going to use their institutional custody solution going forward because I talked and I spent over an hour on the phone with them talking about options, talking about selling the top, things like that.

[00:14:08]And that was the whole reason that I partnered up with them and I brought those options to all of you. And I always tell people, you know, don't even jump into it. Talk to them first. Sit down, talk to one of their brokers. You get your own broker there anyway. And anytime you want to make a sale or sell off some of your crypto at a specific price, you could let your broker know.

[00:14:33]And that price is locked in. So even if the exchanges are down, you are still selling the top. That's what's I love most about Caleb and Brown because I've been in this space for such a long period of time. I watched people try to sell back in 2021 at around $1.90$1.92 on XRP and guess what? They ended up selling at like a $184 because back then once again Coinbase was down or it wasn't even on Coinbase.

[00:15:07]It was Uphold that was down back then and people were complaining everywhere.

[00:15:13]Same thing is going to happen this time around as well. It'll hit an all-time high. People will want to sell, but this exchanges will be down. Then the price drops. Oh, now the exchange is back up.

[00:15:25]And now you could sell at a lower price.

[00:15:27]I'm not falling for that nonsense anymore. I seen it happen with Bitcoin as well too many times. And that was back when the ETFs dropped and Bitcoin was hitting new all-time high after new all-time high. There's I I look at like this. We've been in this space long enough that they should have a fix to the exchanges going down when new all-time highs are printed on crypto.

[00:15:56]analyst says XRP 100 day accumulation feels like they fired up the rockets.

[00:16:02]This accumulation phase is insane because the whales they are accumulating so much XRP this time around then that's going to be the path to scarcity because I don't think the whales are who people think they are. I think these are institutional investors buying up and locking away XRP long-term. They're not going to sell at $50. They're not going to sell at $100. They're most likely not even going to sell at $1,000. They are here to utilize this cryptocurrency.

[00:16:38]They are going to be loaning out this cryptocurrency as collateral. They're going to do all the things we wanted to do in an institutional way. And as they keep locking it away, eventually it's going to dry up on the exchanges.

[00:16:55]Think crypto is just for young digital natives. Think again. The fastest growing group entering crypto are those who are older. Adults 55 and older grew from 14% to 28% of holders. The 18 to 24 group grew from 11% to 18%.

[00:17:17]I always said you don't underestimate the older generation. They are now starting to get involved in this space also. Everybody out there from every age group is starting to get invested into crypto now because they're looking at it as a way of offsetting inflation.

[00:17:37]They're looking at it as a possible alternative to a 401k because of the way crypto moves. All of a sudden, you're going sideways for a year and then crypto decides to break out and all of a sudden you go from holding maybe a,000 or $2,000 to easily 50, 60, 70k in a very short period of time. There's no other place on earth where you can make that kind of money in that short of a period of time. Crypto is the last option for the working people in this world. I'm telling you now, it's the only place where you could come in with as little as $10 or $20 a week and walk away with either financial freedom or even possibly generational wealth. But until it all happens, stay patient, stay positive, and let's get rich together. With that said, I'm going to wrap up this video. I want to thank you all for watching. I appreciate all of you. I'll see you in the next one.

[00:18:47]Have a great night.