The current financial system faces interconnected risks including small bank failures, private credit expansion, and regulatory changes that mask vulnerabilities, creating systemic danger similar to the 2008 crisis; while mainstream media promotes crypto opportunities like XRP and Bitcoin, the underlying banking infrastructure remains fragile, with institutions protecting themselves through gold and bankcoin systems while leaving retail investors exposed to potential market collapses.
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XRP: Max Distraction As Financial Fires Begin To Spark!
Added:Welcome back to the channel. Now, look at this. I want you to see this. This is the popular news they're putting out in front of everybody's face. This article is titled XRP breaks out on Clarity Act hopes. Uh, the charts are still cautious. Okay, so that's the popular news. I'm going to read this little tidbit to you. Then I'm going to show you the news I'm looking at that I think everybody should be looking at that not only affects everything outside of crypto, but also is super bullish for the bank coins. But let's first get through this little tidbit here. XRP has broken out above its key short-term resistance of $1.13, surging to an intraday high of $1.15 on news that a legislative log jam holding up the digital asset market clarity act has reportedly been clear, which no doubt is good news. No doubt about that.
All right. So I'm not saying it's not good news. I'm just saying it's very interesting how these things happen.
simultaneously while there's major I'm talking about massive news floating around that everybody should be paying attention to if they're in the financial industry to any capacity. We'll get to that in a moment.
It continues while the fundamental shift has injected a risk-on wave of optimism into the market. Technical analysts maintain a cautious outlook because XRP remains trapped inside a broader macro downtrend. All right, now look at this.
Wait a minute.
How many mainstream out uh outlets, news outlets, sources are talking about this?
And this connects to another article that I'm about to give you. Hit that like button if you like this type of news.
This article is titled Kansas Small Business Bank Fails.
Another bank failed.
It's the fourth one in 2026. The fourth bank to fail. How many of them are telling you that? How many are staying on top of that? Now, a lot of people might write this. Mick, that's one bank.
That's only four banks.
Folks, don't. And don't worry, I'm going to read this little tidbit. Let me get my thoughts out. Firstly, it's a huge indicator. If you hear a growl in the bushes and it sounds like it could be a bear.
We don't have to be specific of the predator, but it sounds like a predator, then I would believe the wise thing to do is both pay attention to those bushes while you back away and retreat or protect yourself. Right?
This these are the growls in the bushes and the other professionals know why.
Haven't I been telling you the small banks, medium-sized banks are getting crushed? This here, none of them wants to go through this. Is the fourth one.
None of them wants to go through this.
The only way they survive while they're battling the big banks that are the ones who are crushing them is to be able to make more capital. You do that through the bankcoin system is to uh because they can deploy it for cheap. They have complained medium and smallsiz banks that they don't have the capital to reallocate into these new systems that the major banks have moved on to with ease. You know how they do that for cheap? Not by adopting the legacy system offerings, but by adopting the bankcoin offerings and systems mechanisms that deploy for cheap. A few lines of code here and there, right?
Let me read this little tidbit to you, then I'm going to move on to the major article that ties all of this together.
They want you distracted from things like this.
The legacy financial system is on fire.
But don't worry, I'll read this a little bit. Then I'm going to let them tell you.
Small business bank in uh small business bank in Lanexa, Kansas was closed by the Kansas office of the state bank commissioner on Friday, July 17th, 2026.
The Federal Deposit Insurance Corporation was named as receiver and arranged for the Farmer State Bank of Oakley, Kansas to assume all deposits and buy certain assets. They're always forcing them, which they've had there's been a lot of push back on that as well because sometimes they have to absorb uh particular things that are deletarious to them, negative to them. Now, they have to deal with that. But let's continue on here. The bank's single location reopened normally on Monday, July 20th, 2026 as a branch of Farmer State Bank. Now, okay, now hold on now.
Let's go here. This is where it all ties together. Let you know what's happening right now. I told you there's a financial crisis going on right now.
It's not coming. It's here. I've been saying that for years. We watched it build and now we're in we're in the we're in the fire of it. We're out out of the frying pan into the fire. Why do I say that? All of this glues together.
the big banks crushing the small banks, private credit, all of the different capital going into private credit, the AI bubble tied into to to private credit. That's why they're trying to dupe everybody into getting involved with the AI bubble, even though all the experts know it's a bubble, but they continue to tell people to get involved.
The AI bubble, the AI bubble and private credit is tied into the banking system because of all the liquidity back and forth. There are liquidity buffers provided by the banks. Some of the banks own companies that are directly involved in private credit. if they ever had a bank run on private credit or a run on private credit, which they have, they have been halting people's withdrawals.
That's a that's a run. So, they have they can't do that forever. That's the problem here, folks. When they can no longer halt withdrawals that now those runs are going to have a a domino effect in the banking industry.
If there's run-on banks, then the banks have to sell whatever they have to sell in order to cover whatever the losses are. That means yes, T bills, short-term T bills, long-term T bills. That and T bills back what? Stable coins. You see the domino effect? They have one card laying on top of another.
I'm I'm going to let them tell you a little bit. This is not the full picture, but this is what people should be looking at. Banks failing, which banks are about to fail. You have thousands of banks that at any moment could fail. According to experts, according to those who watch and put out the the data on which banks are susceptible, class C, class D, then you have that B area, which is a gray area because they changed a lot of the rules.
So now those who were those banks that were at the C level, which is terrible, some of them have been moved into the B, but they made no changes. They became worse.
What? Why would they do that? Why have they made all these changes? They did that. So now some of the banks that are terrible appear to be good on paper.
Only professionals like you and I are going to know about that. Rea people don't know about that. That's one. Why did they loosen up capital requirements for the banks? Now they can run wild and do whatever they want. You think not? So they loosen up capital requirements while they lessened oversight. So now nobody's looking over their shoulders.
Three, we just covered an article the other day that proved that they're moving away from uh, you know, taking legal actions against any corporate person who's involved in anything that might be negative or illegal.
If that's not showing people something is going on here, that they're about to squeeze that sponge before this next collapse happens, and it is.
Now, let's get to this article because this is what they don't want people looking at. They're they're pointing a finger over here while something's happening over there.
This article is titled Oh, that first article, by the way, came from Yahoo Finance. Uh, okay. So, now let's let's move on here.
This article is titled Private Credit and and Data Center Wraps are 2008 Redux.
Say that one more time.
Private credit and data center wraps are 2008 redux. Oh, can't just write this off. This is from Bloomberg.
It has gotten so out of hand, out of control. Bloomberg has to talk about it.
Mainstream.
That's when you know it's already too late. When they're on to something.
Let's read this little tidbit here. By the way, if you haven't already, click that like button. It helps out a lot.
100 100%.
And I would appreciate that. The recent combination and it shows if you like this stuff or not. The recent combination of $1.8 trillion private credit market, massive AI data center debt, and insurance rappers, quote unquote. Why' they put that in quotes? Insurance rappers. Why is that negative? Huh? Right? See, you know, because you're smart. you understand all of this. Like I you get it. I love that you get it also. I love that cuz when I'm out here and I'm talking to people, oh my word. Firstly, everybody out here, they're ready with an argument. Like they're they're listening to argue.
They're they're not listening out here in the real world to really take in that information. They don't want to accept it that these these systems are in this this uh you know, dilapidated, deletious state. Let's continue on here. That's my word of the day, delarious. Um, it's not really the word of the day, but it's just on my mind. I don't know why. Uh, insurance rappers has sparked sharp comparisons to the financial engineering that triggered the 2008 global financial crisis.
That's what they don't want people to to to think about. They want you to stay put on the Titanic, right? I can't I don't know if you can hear me tapping the desk. They want you to stay put on the Titanic while they play sweet, sweet music. Oh, listen.
Look at this. XRP is doing fantastic.
The, you know, this this they're about to pass this acting. That's them playing the flute music, saxophone. Sounds great. Oh man.
Meanwhile, the ship continues to go under. All of them getting on the lifeboats.
Shh. They're keeping it real quiet, didn't they? They kept it real quiet getting on those lifeboats while everybody else was sleeping.
All the regular people are sleeping in the middle of the boat, bottom of the boat. while they get on the lifeboats.
H, this is just like that. Shh. While look over there, everything's going great. Oh, get involved in this. Invest in that. Bet on this. Bet on that.
Meanwhile, they're not promoting protection at all. Not financial advice.
Nothing in this video is financial advice. I'm just a humble researcher and I'm just giving my opinion. I only speak for myself. Only represent myself.
They They don't promote protection at all. Meanwhile, you and I, we see them protect themselves themselves with gold, massive amounts of gold. We also saw them pop out, protecting themselves with silver. Oh, they're so bullish. In my humble opinion, I make up your own mind how you feel about that. Gold and silver are so bullish.
Did you see the other thing in the members only section? That one post that I made about something else that's going to be very bullish.
They're not people are not prepared to make this wave of capital coming off of various types of bank coins. Matter of fact, I don't have to pinpoint one, but I do believe XRP is in the driver's seat for sure. People aren't ready for that.
They So, while that but the companies are doing that, the big timers are doing that while they manipulate everyone. But let me read the rest of this here. Let me read the rest of this here. Let me focus. I have so many thoughts. Let's continue on here.
so has sparked sharp comparisons to the financial engineering that triggered the 2008 global financial crisis. And they're being nice here.
I've shown you step by step, piece of evidence after piece of evidence is actually worse than 2008. The setup is worse. Now, I don't know what's going to happen.
There's no guarantees and anything, but right now, this is ter a terrible setup.
Not to spark any fear. I don't believe in fear. Leave that out at the door when you come to me. I wasn't raised that way. That's not a part of my culture.
That's not a part of me. It's not a part of how my father raised me. Don't bring that to me. When there's when when it's sunshine outside, I'm celebrating. Ah, great.
So, I'm going to celebrate the positive, but at the same time, if there's a lion right here, I'm about to take some actions. Retreat. Grab something up.
Click clack. And I'm ready to defend my people. What I'm saying is I'm going to address the lion and not turn my back on the lion. I don't believe in fear. I believe in addressing things headon.
It's the only way. All right? So that I'm just putting it out there cuz I I don't want some people to to feel like, oh man, they they become afraid. They think that you're fear-mongering because they become afraid of something. I can't change the truth in reality just because someone becomes a of becomes afraid. And I don't mean any disrespect by that. Disrespect is not my game. All right. So, now where do we leave off? Let's continue here.
Critics argue that Wall Street is essentially recycling old subprime playbooks under new names. Haven't I been saying that for a long time? I told you. Now you have Bloomberg telling you.
Watch the the rest of the internet. Even though Bloomberg is Bloomberg is doing this to cover their their backside to say listen we did say something if something were to happen cuz because right now nobody knows when it's going to happen and then if it does happen whenever that is Bloomberg can say see we helped people we told you ah you did a little bit true you did a little bit not enough to have such a massive platform but just that's my humble opinion I mean no disrespect um but they know something is here.
Let's continue on here.
So, they're recycling old subprime playbooks under new names. I told you they're doing the same thing. They just changed it up. They found loopholes. The banks are in on this deep.
They bury every article. That's what I want to say. Also, they with those uh what do what do they call that? Search engine optimization, SEO, all that. No, that's the same thing. Uh algorithm.
That's what I meant to say. SEO algorithms, all that stuff. They are in control of that stuff. They will bury these articles. I've seen it. Articles that were hot and I'm looking at I'm like, "Oh, this is potent." And it if you don't download those things and screenshot them sometimes, I go back to search for older articles. They are they are very so hard to find. Meanwhile, other ones to contrast are easy to find.
Why is that? And it's always the ones that have potent in it from my experience. Why is that? I'm just asking questions. But all great minds ask questions.
All right, let's continue on here. So, shifting systemic risk from traditional banks into opaque network of non-banking financial institutions. Oh, see I see for a moment there, Bloomberg, I was I was on your side for a little bit. I was like, "Oh, they're doing good. Are you telling some truth?" You had to throw a little swerve in there, didn't you? Why did you say that? That's a lie. Why did you say that, Boomer? If you you're professional. You're supposed to be professionals, so you know what I know. You should know more than I know.
This is supposed to be what you do, right? So then why would you not why would you give the banks an out like that knowing how connected the banks are to the uh the non-banking financial institutions? They're wearing them like a mask. They've used loopholes.
A lot of them are directly involved in the private credit market. So why would you give them this out there? Why? Why are you protecting them? I've shown my my subscribers the actual evidence documents. They they could have gone to it if they want to. I don't know if they did or if they did not, but the opportunity was there and still is there.
So, they know the truth. So, why would you Okay, I get it. Let me reposition myself and look at it from Bloomberg standpoint. Their viewers and their readers are not you. I I mean not not that you don't because you probably a lot of you probably do partake in Bloomberg from time to time but I mean the masses of them don't they're not perspicacious like you. They're not aerudite like you. They're not informed like you. They're on the go. They're on the run.
They want to partake in something with and and have it given to them very quickly. So they can't there's no depth of information. That's just how people's minds are right now. They're used to scrolling. They're used to something very quick. So they're not going to reach the depth of information. That's who Bloomberg is reaching and that's the majority of people. So let me just look at it from that perspective.
So in that way this is going to be very effective. Once again if the people don't know that the banks are vulnerable to this like they said 2008 financial crisis right who was involved in that right? So if the people don't know that these particular entities are involved deeply and could have bank runs, you know, uh could have something negative, could be collapses. And this is not the only thing going on that's negative.
This is one aspect. Private credit is one. Um uninsured deposits, another insured deposits, there's a problem there. I showed you that.
Commercial real estate, that's still a major problem. They have a lot of problems in the banking industry. It's on fire right now. That's why they're running to the bankcoin blockchains to save them. They're going to need it.
They need that in those interbank payments. They need that to flow. They need that to be corrected. They need um on every level they need, what's the other thing? RWA, they need the liquidity from RWA.
So, that's let me get back to that original thought once again. This is a a method of keeping the regular people seated on the Titanic. There's no problems. The Titanic can't sink. Not even what was that phrase? That famous phrase they said? Not even a god could sink the Titanic. That's wild. That's how much belief they had in the Titanic. A piece of metal, you know, a piece of machinery floating through the wild ocean.
But they also said that knowing that uh uh they could keep the people calm if anything were to occur because the people believe in what these authority figures say. That's what this is. The people will hear Bloomberg say that and they a lot of people not you but a lot of people they love the mainstream media to the point where my last my experiences over this last two years out there has been absolutely mindblowing to the degree that people believe the mainstream media and I'm only talking about the financial aspect. I don't cover all the other stuff. I try to keep my life stress free as much as I can. So I don't cover all the other stuff but I know there's wild stuff going on out there. Um, so they will believe this and stay put, not protect themselves. But let's continue on here.
So companies like Oracle and Coreweave are borrowing hundreds of billions of dollars to build out AI data centers.
Private credit funds which act as shadow lenders outside the strict regulatory gaze of traditional banking are heavily financing these operation. And who is backing those those non-banking financial institutions? It's the banks.
Who's making all of this possible? It's the banks.
Let's continue on here. Those see people who haven't been partaking in the information we've been putting out here, they probably won't know that. They probably won't believe, but I showed you. Anyone can look it up these days.
Now, so to make these massive unrated or lower rated private credit loan portfolios attractive to conservative institutional buyers like pension funds, Wall Street uses insurance rappers, quote unquote. For example, Nationwide Mutual Insurance Company was recently tapped to guarantee investors against losses from bonds tied to private credit funds. Really?
And that's enough to goat them into into partaking. Right, folks. Financial experts, including veterans of subprime short trade, see dangerous structural parallels to 2008.
Who? Just so people can't write it off and oh, they're just saying financial experts. So, it's not just Alfan saying it or whoever else saying no, no, financial expert. Although I do consider myself an expert, but I'm taking myself out of it in all humility. I'm taking myself out of the conversation. Um, financial experts, including veterans of subprime short trade, that's who's saying this, but they want your eyes looking over here. Oh, that's going on over there.
It's like, shouldn't you have all the information so you can make fair decisions?
Right? Then you make the choice. Like, how do you feel about things? But you have to have all the information in order to do that properly.
In 2008, monoline bond insurers promised to cover defaults on mortgage back securities, becoming quote super spreaders, unquote when the entire real estate market crashed. Today, life and mutual insurance companies are taking on the ultimate default risk for private corporate loans.
We covered this. We covered all of this.
Opaque I love that the mainstream is doing this now.
opaque evaluations or valuations.
Private credit assets are not marked to market on public exchanges. Funds price them using internal models creating what critics call quote laundered volatility.
What? Wait a minute now. Wait a minute.
Now they they're touching on something very spicy. How deep do they want to go? I guarantee you they're not going to go deep. Oh, because then you'd have to get into what does laundered volatility mean? laundered.
Really? Who's that usually entail?
Now, now, now zoom out a little bit.
Who's it for? Let's continue. Masking true unrealized losses until a major default occurs. Right, right, right.
How much time do we have? Oh my word. I want to go further, but Well, listen everyone, you can check out this article once again. It's from bloomberg.com. I think also Yahoo Finance covered a little bit of this also. Um, you'll find them on there. So, I want to get to a little bit of Bitcoin at least. Uh, and keep my word. I like to keep my word here.
Let's do a little bit of Bitcoin news.
Okay. So, this article is titled Bitcoin just reclaimed $65,000.
Why this could be positive for the markets. Let's let's uh take a look at this. Bitcoin reclaiming $65,000 price point on July 21st, 2026 represents the market's biggest turning point. So, my apologies. I beg your finest part. I had a little air on my chest. Um, represents the biggest turning point uh turning point yet because it confirms the transition from a systemic sell-off to a demanddriven recovery. I like the sound of that. I like it a lot. Wait a minute.
Who's [laughter] Somebody's like, "What the heck are you good, Mick?" It's from a movie. Hold on. Hold on. Now, I like to have a little bit of fun. It's from a movie. What movie was that from? Anybody out there know? Oh, you have to be Well, I won't even say I I would think you have to be older, but if you watch a lot of films, you probably was have seen it.
It's from It's It's by Jim Carrey. What film is that from? I like it a lot. From Dumb and Dumber. Remember that one from uh the one from 19 I think it was 1995.
Great. One of the greatest comedies of all time. W It's a wild movie now. Don't watch it with your family if you, you know, unless that's what you do. It's a wild movie, but it was a fantastic comedy. Early9s Jim Carrey was phenomenal. I don't care what anyone says. All right, now let's move on here.
The technical and fundamental convergence indicates that the worst of the midyear crypto bleed is over. And yes, I like I like the sound of that.
The push through $65,000 did not rely on a single isolated event.
It was driven by three forces reinforcing each other at the exact same time.
US spot Bitcoin ETFs recorded five consecutive days of net inflows. They attracted $727.3 million in capital. Uh during this streak, resolving the lack of sustained buying power that stalled earlier 2026 momentum.
two consecutive cooler than expected US inflation data reports both CPI and 0.3% drop in monthly PPI lowered macro risk barriers and boosted market appetite for risk assets.
Let me just throw in there just overall the major positive catalyst for Bitcoin are known by almost everyone who was perspacious and aerudite wise and they're going to buy more. I I I I strongly feel everything is so different this time because of who is in charge, who is dominating Bitcoin. That's the institutions. It's not going to be like when retail was dominating and in charge. I don't know why they're Well, I know why they're still selling that idea, but it's it's nonsense.
If someone were to buy your company, their vision is different than your own.
Would your company run the exact same way that it did when you were running the company? No. So then why don't people treat crypto that way, right? Must be an agenda.
You tell me. All right. So let's leave that there and we will close out with just a just a wee bit of Bitcoin news. I had some Cardano, but maybe I'll make a YouTube short or something. If people if people enjoy that, I don't know if they do or not. If they click the like button on that, then I'll know. Uh but let's um do this article. This article is titled gold rebounds as uh rebounds as $4,000 support holds. Silver leads metals higher. Spot gold and silver prices are higher ahead of the North American market open Tuesday as short covering lifted precious metals after last week's selloff while Treasury yields. The US dollar and crude oil prices remained firm. At the time of writing, spot gold was trading near $4,57.60 60 an ounce, up 1.26%, while spot silver was trading at $58.92, up 4.67% on the session.
Gold's early range was $3,998.80 to $4,8510, leaving the metal back above the $4,000 area and testing resistant resistance near the $4,64 level identified in the latest short-term technical setup. Now that you have that information, what are you going to do with it? I know what I'm going to do with it. So, until next time, everybody, let's get to the money.
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