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The Shocking Truth About How Banks Work
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103 观看31:00mango-economics原视频发布: 2026-05-09

Banks operate on a fractional reserve system where they keep only about 10% of deposited funds as reserves while lending out the remaining 90% to borrowers, which creates new money in the economy through the lending process; this means a single deposit can potentially multiply into ten times its original value as it gets repeatedly deposited and lent out, effectively allowing banks to create money out of thin air.

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