Mini savings challenges are small, goal-oriented savings tasks that help individuals build savings incrementally throughout the month. By completing multiple small challenges (such as saving $5-25 per challenge) and allocating the accumulated funds to specific categories like debt, school expenses, vacation, or emergency funds, budgeters can achieve quick wins while systematically working toward larger financial goals. This approach makes savings feel achievable and provides motivation through regular small accomplishments.
Deep Dive
Prerequisite Knowledge
- No data available.
Where to go next
- No data available.
Deep Dive
Saving with Minis | Quick Wins | Collab ChallengesAdded:
Hey budget friends, it's Steph with Steph's on a budget. Welcome or welcome back for another video. We are going to do our minis since we missed them on Monday and um catch up on a little savings. So I have six mini challenges.
I have I think I have $54 today, you guys. So a couple extra dollars. Um, I am going to roll the six-sided die and we'll lay down a couple of bills. So, two bills per challenge. I do have some $2 mixed in there. Um, our first challenge comes from Save with Glow.
Super cute little May Dumbo. We've got a sweet little camper from D uh Plans and Budgets, though.
I think her new channel is D versus Versus Retirement. So, let me get that right. Um, we're going to hopefully finish our little Pua Stitch from the Secret Budgeter. We've got our heal lump from budgeting with the ginger. Okie dokie. Artichoke comes from Drew at ready budget go. And then hopefully we'll finish up Fred Jr. from Snow Gardener 307. Let's go ahead and jump on in. I'm going to roll the six-sided die.
And we're starting off with a six, you guys. I have two of them today. My Zootopia and my Toy Story die uh dice.
These both come from uh Becca Budget 777. So, if you're looking for these, that's where you'll find them. Although, Miss Becca, your dice better get it together, girl.
All right, we are needing Well, I think it's safe to say we definitely finished number six.
Seriously.
Okay. All right, you guys are out of here. Toasted.
You're being very naughty. As cute as they are, they do not want to play Monday minis the right way today.
Okay, we need some love for five and six or uh five. My gosh, with the six. What is this? Five and four. That's where we need money to go. Look at that. We'll call it a four.
And hopefully our money up there doesn't blow away. Okay, another four.
There's another freaking one.
All right, you guys.
There's a five. Finally. I would also like another number three. We're cheating. You guys probably caught that.
It's okay. Just roll with it. There we go. Couple more rolls.
Uh, how about five? I'm not putting any more money in six. I'm not doing it, you guys. All right, let's stack them up and see how it goes. So, we did cheat on a few rolls, you know. Don't hold it too against me, you guys.
All right, jumping into challenge number one. This is our month ahead spot. So, everything here going to month ahead.
So, today it got 2 3 4 5 6 7 8 9 10 11.
Did very very well for itself. So, we're going to mark off 11 flowers. That's 1 2 3 4 5. So, we can do these next two rows. And that's going to give us 11, you guys. This one is going to wrap up lickety split, I guess, which is perfectly fine. It's going to save us $20 and it's going to our month ahead.
So, I'm keeping this one as a low saver just to get that quick win because I am really hopeful that we'll finish funding that category this month. But, we shall see. So, we have 2 3 4 5 6 7 8 9 10 11 12 13 14 15. So, the math is mathing. We just need five more to finish that one off.
Okay, number two is always our debt. Um, our spot for debt. And today it ended up with two, three, four, five, six, and seven. So, not too shabby. Let's go ahead and do two, three, four, five, six, and seven. We'll get those big ones out of the way. This one is going to save us 25. So, this is also going to give us a quick little win for debt this month as well. We have 2, three, four, five, six, seven, eight, nine. So, $9 so far in this one.
Okay, challenge number three. Um, hopefully finished up. It's going to save us $24 and it's going to our school syncing fund. It ended up with 2, three, four, five, six, and seven. We just needed three more dollars on this one, you guys.
So, let's go ahead and mark those last three off.
So, one, two, and three. This will go to the next challenge we're going to bring in.
And we should have saved 24. We have 21.
One, two, three, and four. Perfect, you guys. Yay. A little boost for school.
All right, let's go grab a new challenge.
And let's do this one right here. This one comes from my Etsy shop, Steph's on a Budget. It's going to save us 45. And we can start by marking off um looks like five today. Is that right? No. Two, three, four. Four. Tanner, get it together here. All right, let's mark off that four right there.
and that will kickstart this one. I will figure out where we want um that to go.
So like what syncing fund that will help us out with. I will take a look and see where that will best serve us. Okay, number four is going to our new car syncing fund and ended up with 2 3 4 5 6 and seven in this one again. Not again but also I guess. So there's two, four, six.
Now for um this one, they're each worth two a piece. So I'm going to have an extra dollar on this one.
So let's see what we got. We have 5 7 8 9 10 11 12 13 14 15. So let's pull this dollar to the front so we know what's extra for next time.
So, that's got a nice little start. All right, number five. I'm not sure that we got enough to finish this one up. We got two, three, four, five, six, and seven.
You guys did each I think each challenge got a two. That is kind of cuckoo.
Okay, for this one, I do need to get my Sharpie.
Okay, so we've got seven here as well, friends. So, we can do two.
Going to mark these where I had the marker last time. Okay. Two, four, six.
So, we need about five more dollars to finish this one up. Ooh, actually, you guys, look, we had an extra dollar last time, which means we can mark another of those off. And then we actually just need $4 to finish this one. It's going to save us 40. and it is going to go to our house syncing fund.
So, let's see where we're at. We have 20 25 27 28 29 30 1 2 3 4 5 6 36 in this one, you guys.
Super close. Okay, so we should finish that out next time hopefully. All right, challenge number six. It is going to school. It was the big hog today. Let's see what we ended up getting. We have 2 3 4 5 6 7 8 9 10 11 12 13 14 15. You guys, this would have had like $20. A third of the money if I didn't like correct it. Okay, we just needed three to finish this one off.
Let's do it. One, two, three. This one's going to save us 25. Also going to school. Yay.
What do we got? 20 2 3 4 and five is going to finish this one.
Okay, that is good because school has a big goal and it's got a ways to go. And then we have You know what? There is so much leftover money in this one, you guys.
We're really going to cheat. Okay, 1 2 3 4. We're going to steal another $4 and we're going to put it into challenge number five.
And let's make sure we've got 40 now. 20 25. We're going to put that aside. 26 27 28 29 30 1 2 3 4 5 6 7 8 9 40 Perfect.
Let's do one and two. We are going to finish this guy because we can.
I'm just being honor today, you guys.
All right, done. So, this goes here now.
That still gives us 2, four, five, six, seven, $8, you guys, for the new challenge going into number six. So, I feel like that was a fair cheat, don't you? Let's do this one from Jenny at the Dramatic Panda. Um, let's make each of our little gumdrops.
Oh, let's do $2 a piece, you guys. So, we can do two, four, five, six, seven, eight. We can do four of our little gumdrops here. So, let's mark off those first four. And then same for this one.
We'll figure out what scing fund this is going to go to. I'll need to pull in a new challenge for number five since we finished that one. So, I'll get us all organized again before we're back in this binder.
Okay, you guys. Halfway through. We finished half of the challenges in here.
That is awesome. All right, let's get this out of the way. Let's grab out our scing funds binders. And I don't need this one at all. Don't know why I grabbed it. I do think everything is right in here.
Okay, so let's take a look, y'all.
First one is house. We have $40 going into that one. So, let's flip back here.
Perfect. which is awesome because that should cover us for like our next um bug spray. So, that'll be coming up here.
Okay, adding 40.
I'll need to pull out all these ones.
Okay, so you guys.
Okay, let me mark this off. so I don't try to go there again. And let's do this is May, right?
We got a mini for plus 40.
That should give us 80 90 108.
Is that 118, you guys?
I think so. Let's see. We got 20 40 60 70 80 90 95 100 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18oo.
Yes. 118. Okay. Nice. Getting a little buildup in there again, which is exciting. Okay, next up we want to come to school. That's where these two challenges are going. And same thing, I'll come and grab my ones back out of here. So, we're actually going to add 40. One, two, three, four, five, six, seven, eight, nine, 49 into school.
That's a nice little boost.
Okay, so again, these are May minis and we're going to do times 2 plus 49.
Okay, so let's just grab the calculator for this one, you guys. 276 + 49 should give us 325 in the syncing fund. Plus, we have 400 in the bank. And I think um at the end of this month, we'll go ahead and pull this money again.
All right, let's make sure we have 325.
So, we have 1. Whoops. 20 40 60 81 20 40 60 82 20 40 60 80 90 95 96 97 98 99 300 1 2 3 4 5 305.
What incarnations? Because I corrected this last time.
20 40 60 81 20 40 60 82 20 40 60 83 10 15 16 17 18 19 20 1 2 3 4 5 All right, you guys. That's my bad. I just miscounted. There is 325 here. I was about to say, what is going on?
All right, you guys. That is our minis not on a Monday completed for the week.
And we've got our scing funds stuffed with these three completed challenges. That's really exciting.
Um, we'll put them over here for now. All right, you guys. Next up, we are going to jump into our uh 2026 Disney collab.
Okay, guys. Let's see what we have. We have 10 20 30 40 50 1 2 3 4 5 6 7 8 9 60. So, I have $60 here.
What we are going to do is I try to budget $30 for this challenge every week. I don't always use all of that.
So, it just depends on how the roll and saves go. So, for today, what I am going to do, um I feel like some of these I haven't gotten to. And I, if you missed the last time I was in this binder, I decided for this one since my tinies I'm keeping them. I'm keeping all the money in there until it completes. Um, for this one, I'm going to pull challenges as they get completed because this one will go the full the full year long. So, I've already pulled um one roll and save that we finished.
And I had been randomizing the monthly challenges, but since I'm going to start pulling the money, I'm going to play catchup and complete um I'm going to try to get caught up. I think by the time we get into June or July, I should be caught up because there's already money in these ones as you can see. So, let's do um for the monthly challenge. Every week I try to put about $7 into the monthly and then I do at least three of the rolling saves. That's um will help me get completed by the end of the year. So, that's why I have that structured that way. Um let's jump into January. So, for January, um, and I'm sorry, let me, in case you're new, this is a collab hosted by myself, Veronica Weekly Budgets, and Budgeting with Landra. We invited so many amazing budgeting um, community members. Take a screenshot, you guys. There are two budgeters per month. Um, each month has a $25 save and a roll and save. So for January, um this is my challenge for January. It's going to save 25. And then my partner was uh Britney at budgeting with a ginger. So let's go ahead and play some catchup, you guys.
So we are going to add our seven.
Actually, I think I'm going to do eight.
I'm going to do um 2 4 6 eight. And then the next time we will finish up like the coloring. So, um, each of the icons on this challenge is $2 and then each of the letters is a dollar as you color. So, let's just do three. No, it's going to be four, right? Two, four, six. So, I'm putting a little extra in this one just to get it done a little bit more even. So, 2 4 6 eight. And that would leave one, two, three. That would leave seven next time.
So yeah, let's do that. Let's color rabbit up here with his little carrot.
So cute. Okay. And then we will be caught up and finished with January's monthly next week. So, um, like I said, I think we should be caught up by June or July and on a roll. Okay. So, I have $30. We've saved $8 so far. Now, for the roll-in saves, I am going to use our um rand like our randomizer card. So, each uh month has a card. Like, for example, there's this one. I just don't get it, you guys. I feel like I keep pulling the same darn challenges over and over. All right, we are going to flip to a bonus challenge from Budgeting with Landra.
Um let's see. So, for this one, you save the numbers here plus the these numbers here for when Steamboat Willie was introduced.
Let's do let's just go ahead and do the last two on this one. So, that's going to be $3.
Normally, I only do one, but since these are just ones, you know what I mean? I don't want to save just like a dollar. Okay. So, plus three and we are done with that one for today.
Where are we going next? Next is going to be 11. That is Aladdin. So, we're going to flip to November. And for November, that's going to be Pansy Budgets and her partner is Cash and Color Budgets. This these are both so very cute. So, I've gotten this one, but like the November challenge, I haven't gotten anything on. So, it's weird that I've been in some multiple times and others like not at all. Okay, we need an eight-sided die for our roll and save, you guys.
I hope I haven't lost you here. Hope I'm making sense. I'm kind of all over the place with this one today. All right, rolling. We've got an eight. So, um, each of our lamps we made worth two, but let's do let's do the eight that we're saving today in that spot there. And then I just need to remember to come back and mark off that lamp. Okay, we are at $19. Let's flip one more that is going to be up, which is September.
Okay, so let's go to September.
September is Veronica weekly budget. So, see, here's another one I haven't gotten. And then we have gotten this one. And her partner was Tori's budgets.
And we're doing our little up balloons.
So, we are going to roll again. And you guys, we've got a six today. So, we're going to put six in for that roll and save, which brings us to 25.
All right. Easy enough.
Could not get my hands on that, you guys. All right. We are done with this one.
Okay, so for these, they're going to go to the bottom of the pile. I have not been shuffling, so I just don't know why we keep getting the same ones, you guys. I think this will help us a little bit, though. And we'll start feeling some accomplishment on getting some things done in this um collab.
All right, guys. Let's jump into our Disney binder. This is kind of where I'm keeping all of the weekly um and envelopes, like the weekly and stuff and the envelope stuff. So, let's flip to our um collab envelope back here. And we are adding in $25, you guys. So, let's do 20.
Let's do 30. And we can do one, two, three, four, five. I can take those back.
All right, this is our Disney money. So now in our 12 months at Disney, we have 1 2 20 40 60 83 350 370 380 390 400 5 10 11 12 1314 414 in this one, you guys.
We're going to start pulling money as we finish those monthly collapse up, though, or those monthly challenges.
I'm losing the plot, you guys. I can't seem to keep a sentence straight. Okay, next thing we want to do actually is let's flip up to the front of this.
We're going to do roll for savings from Anna Banana Budgets. So, we need our color dot die and it's going to tell us which dice we're going to roll. We're going to go ahead and catch up. Um, today is Tuesday when I'm filming. So, let's catch up Monday, Tuesday. Um, you're going to see this on Wednesday. So, let's actually do we'll do three to Wednesday. So, our first one is red, which is a D3, and we've got a three, you guys. We are getting maximum savings on this thing.
Okay, let's go again. Yellow is a D6.
So, let's grab a D6.
We've got a three again. And we're going to do one more.
Purple. Purple is our D4. And we got a four. So, it looks like we're saving $10 in this today, you guys. So, yay. We're going to pull a 10. For May, we are putting our money towards vacation. So, this will go to our June trip, which is awesome. What are we at so far, you guys? 20 30 40 1 2 3 4. And look at we're maybe not even halfway yet. That's awesome.
Okay, let's see if this holds up all month. All right, while we're in here, we got one more thing. Let's go ahead and do our brick wall from Donna over at Donna Powered by Creativity. We are doing Toy Story this month. You guys love it. I am going to put $20 into this one this week. So, let's do 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, and 20. This money will go to um roll over. So, it looks like we put 55 into our challenges today based on what we rolled and whatnot.
Okay, $20 going into this one. I'm going to add a bit of Toy Story blue into this, you guys. I wish I could remember what blue I used. Let me test them.
Is it this one? I think so. Okay. So, let's do this one.
All right. And then we're going to start our colors over again. So, we need yellow, purple, alien green, red, and our blue. Okay, here we go. We got to color in 19 more now. All right, you guys. We've got it. Okay, so let me just make sure I'm on track. We've got 10 20 1 2 3 4 5 6 7 8 9 30 1 2 3. We have 33. Or we should have 33 rather.
Let's make sure that we do indeed. Oo, I've got some condensing to do. We have 20 25 26 27 28 29 30 1 no 15 16 17 18 19 20 1 2 3 4 5 6 7 8 9 30 1 2 and 3. Okay, perfect. All right, 33 to kick off our Toy Story. Super fun. I made it a little bit more complicated coloring, but I think it's um turning out so cute. Okay, we have done our Disney collabs and whatnot for today. Finished our minis.
We are saving money today, you guys. So, we do still need to jump into Debt.
I have one, two, three, four, $5. So, Debt Story comes from my Etsy shop. The goal here is to build up these micro payments and collect them throughout the month and build them into a bigger payment for the end of the month. Every time I save money, I save $5. So, $5 is going into the bank here. And then I am going to pull out some prop coins.
Guys, make this work for your budget.
But this has been super fun. One, it's adorably cute. and two, like we're we're building some good payments up. Let's give these a small little shuffle here.
Okay. And for me, because I'm only doing um $5 at a time, I'm going to roll a three-sided die. It's not that one. It is this one. If I roll a four, that is my one, you guys. Okay. Looks like we are starting on challenge number four.
So, let's flip on over to it and let's get going. So, four wants three today.
Three it shall get, as does five.
I hope you guys are off to a great week.
I have been having so many freaking technical problems with work. It's been a pain. I don't think I got to start my workday today until almost 10 o'clock because I was working with it. So, we'll see how productive this week turns out to be for me.
Okay, we have two. I only have one left, you guys. It wanted two. So, we are going to start on challenge number three the next time we're in this binder saving.
All right, so let's do that. Let's go ahead and move this to the side a wee bit. And we are going to start with challenge number one, you guys. This one comes from my Etsy shop. And ooh you guys, I finished um Star Wars the first one which is really episode four, right? Um I finished that one last night and I'm starting episode five today. I'm finding I am like I'm able like I'm able to kind of stick with the the movie because I'm binging Star Wars right now to like have caught to like have watched them all and remember them all. Um I'm watching while I'm working on orders and stuff and I find that like I'm paying way more attention if that makes any sense at all. Okay, more than you wanted to know.
This video is probably taking forever.
Okay, challenge number one. You guys, I got 75 cents today. Yay. Each of these are worth a quarter. So, let's do our last red one.
And we're going to mark off these two for the other 50 cents.
Okay. So, micro payments here, you guys.
It's like So, here's going to be one, two, three, four, five. This one's going to save us $5 when it does get completed. So, usually these are anywhere between three and $5 is where I'm trying to keep them. I suppose they that's just kind of what what they've amounted to so far. All right, challenge number two is from Budgeting with Landra. We got 50 cents in this one today. So, we're marking off two more here.
Yay. This one's slow and steady big bird. All right, number three. It just got one today. This one's from Budgeting with a Ginger. We got 25 cents. So, let's go ahead and mark off another one on Pooh and Tigger. So stinking cute.
But we will be starting here next time.
So, we'll get some more love into that.
Okay, number four. These Toy Story Tinies come from my Etsy shop, Stuff's on a Budget. We've finished Alien and Slinky. We're working on Buzz. And today, this one got looks like 75 cents, y'all. So, we can mark off three, but this one down here is worth 50 cents. So, I'm going to go ahead and mark that one off now while we can.
All right, number five. This challenge is from Lisa, Grateful Me. So, this is also another way to like use up your challenges because I know most of you are like me and have way too many too many minis on your hand. I have had this one for probably years. They say five, but we're making them a quarter, you guys. And she got a dollar today. So, we can mark off four of these. I don't know why I keep clicking that. There's one, two, three, and four. Perfect. Nice little jump for this one. Has all of the cute characters.
All right, number six from Budget Paparazzi.
Just needed 50 cents, you guys. Yay. She got 75 today. So, we can mark off these two, which means we finished this one, and it saved us 1 2 3 4 $5. So, what I'm going to do is flip back to the bank here. Let's go ahead and pull out $5.
We're going to set that to the side. And then we are going to need a new challenge for number six. So, I've got my box of challenges here. And oo, let's do this one. This one is pain and panic.
Um, this is actually a freebie, you guys. It's part of the villains collab.
I had an extra one because I had to redo my challenge a little bit and so I just have an extra mini. But let's do 25 cents. We're marking off one of our Hercules.
So cute. All right, one going into that one. Number seven, you guys. This one is Lilo and Stitch from Budget with Glow.
She got 50 cents today. So, we can finish up this row here. And this one is inching along.
All right, challenge number eight. Last one, you guys. It ended up with 50 cents today. So, I think what I want to do is I'm going to do two little lines and then I'll need two more because this box right here is worth a dollar. So, I'm going to just start hammering away at that one a little bit or chipping away and that way I don't forget like I need a dollar for that one if it makes sense. All right, you guys. That's it.
We are out of money, out of challenges.
So, just $5 at a time, you guys. We are growing a debt payment. That is going to do it there. We'll start on number three. We did get one finished today, which is awesome. So, that's exciting.
So, one for Death Story, three minis also completed with a little cheating, but you know what? Sometimes we got to help the universe along, right?
You know what they say, wish in one hand and in the other. See which one fills up faster. So, we're just helping our savings a little bit more.
All right, friends. That is going to do it for me today. If you like this one, give me a thumbs up. Hit that subscribe button to stick around. And we'll see you in the next one. Bye friends.
Related Videos
Truckers Finally Seeing Higher Rates⦠But Carriers Are STILL Going Bankrupt
LetsTruckTribe
480 viewsβ’2026-05-28
IS THIS THE REAL REASON FOR DATA CENTERS?
PrepperDawg
7K viewsβ’2026-05-31
JPMorgan CEO JUST NUKED Mamdani... as NYC's Middle Class COLLAPSES
Englishman-In-NewYork
7K viewsβ’2026-05-30
The Dark Age Of Blue Collar Has Begun
derekpolasekofficial
4K viewsβ’2026-05-28
Why People Pay More For Someone They Trust
financian_
66K viewsβ’2026-05-28
What has a broader economic impact, corporate downsizing or ecological collapse?
theratracejournal
1K viewsβ’2026-05-29
China Is Quietly Buying Gold, the Iran Deal Is Frozen, and Silver Is Heating Up
RichardHolloway0
694 viewsβ’2026-05-31
Why Canadians can no longer afford to survive #canada #inflation #shorts
TrueNorthInvestor-v4j
131 viewsβ’2026-06-01











