Programmable money that expires if you don't spend it.

追加: 2026-05-17

[00:00:00]CBDC can be built with embedded rules.

[00:00:03]It can be designed to expire if not spent within a certain time frame. It can be restricted to certain categories of purchases. 29% of central banks surveyed globally are already implementing CBDCs specifically for tax collection and compliance purposes.

[00:00:23]China's digital yuan, the most advanced CBDC pilot in the world, has already been used welfare disbursements, tax payments, and time-bound consumption vouchers, where the money expires if not spent. That is programmable money being used right now in a major economy. In a world of programmable government-issued digital currency, the possibility of tax and GST being automatically deducted from income at the point it's received is not a conspiracy theory.