Wait… The Housing Market Is IMPROVING?

Añadido: 2026-05-23

[00:00:00]Everyone keeps telling you the housing market is collapsing. Meanwhile, home builders just reported something very different. Builder confidence actually improved this month.

[00:00:09]Even with mortgage rates back around 6.65% according to Mortgage News Daily.

[00:00:14]Even with higher gas prices.

[00:00:17]Even with all the economic fears surrounding the war in Iran.

[00:00:21]That's important because builders are on the front lines of the housing market.

[00:00:24]And right now they're seeing signs that buyers are coming back this spring.

[00:00:29]The National Association of Home Builders Confidence Index actually rose from 34 to 37 in May. Now, before you get too excited, anything under 50 is still considered negative sentiment. But the direction part is important.

[00:00:46]The market was expecting builder confidence to stay flat and instead it improved.

[00:00:51]>> [snorts] >> Here's the part that really jumped out at me. Buyer traffic increased, future sales expectations increased, and fewer builders are cutting prices now compared to last month.

[00:01:03]Read that again carefully.

[00:01:04]Fewer builders are cutting prices.

[00:01:08]That's not what you would expect to see if the market was completely falling apart. Now, are there still affordability problems?

[00:01:15]Oh, you bet. Absolutely.

[00:01:17]Builders themselves are saying higher mortgage rates are still hurting demand.

[00:01:22]But, this is where people get confused about housing.

[00:01:26]Real estate is local.

[00:01:29]Some markets are struggling and some are stabilizing and some are actually getting stronger again right now.

[00:01:36]Especially in areas where inventory remains tight. And remember, builders are still offering incentives on many homes.

[00:01:43]That means there are still opportunities for buyers willing to negotiate structure instead of just price.

[00:01:49]Things like seller paid closing costs, interest rate buy downs, single premium mortgage insurance strategies, incentive packages.

[00:01:57]That can make a huge difference in affordability. So, while the headlines keep screaming doom and gloom, the actual housing data continues telling a much more complicated story.

[00:02:10]So, follow me to Master Your Mortgage Guys because understanding these market shifts can save you a lot of money over the next few years.