"Most People Have No Idea What Is Coming": Mark Moss | Is Bitcoin The Answer?

Added: 2026-05-11

[00:00:00]Now, this strategy has been used to build wealth for millennia. The problem is it's only been available to the billionaires because they only had enough money and assets to make it work.

[00:00:08]But Bitcoin is the cheat code. Bitcoin sitting inside of this system allows all of us to now have the same playbook, the hardest asset in human history. And the Cantalon effect now flows new money into assets first. And of course, Bitcoin's the hardest asset. The macro loop pushes permanent inflation. And Bitcoin is the the perfect inflation hedge. The tax code rewards long-term holders, owners, and of course, Bitcoin rewards patients.

[00:00:33]So, Bitcoin isn't fighting the system.

[00:00:35]Bitcoin is fitting perfectly inside the system for us. All right. So, let's think about this. To build our own personal treasury, you think about a central bank. A central bank acquires hard assets, issues credit against the reserves, never liquidates or sells the reserves.

[00:00:50]Sovereign wealth funds the same thing.

[00:00:51]And so, we want to think about that. How do we buy Bitcoin, the best asset in history, and issue credit against our reserves and never liquidate that?

[00:00:58]>> In reality, how much Bitcoin is required to feel financially independent? Is it five, one, or more Bitcoins? Or what if selling your Bitcoin at some point is just the wrong course of action? Mark Moss, a macro analyst and investor, claims that most people still think about money the same way. He thinks Bitcoin is a whole new financial system that might alter how individuals save, invest, and accumulate long-term wealth rather than just another investment to trade for profit. According to Mark Moss, the world is about to undergo a significant financial revolution, and those who grasp it early on may have a significant advantage in the years to come. These changes include growing inflation, government debt, the future of digital assets, and international markets. Please remember to like this video, subscribe to our channel, and enable post notifications if you have a strong interest in learning about the future of finance and the function of digital assets like Bitcoin. This will ensure that you never miss anything.

[00:01:46]Thank you, and enjoy the video.

[00:01:48]>> How much Bitcoin do I need to retire? I believe there was a panel here on stage yesterday and that was the entire topic of that conversation. How much Bitcoin do I need? Do I need 10 Bitcoin? Will one Bitcoin be enough? 6.15 Bitcoin?

[00:02:01]What is the amount of Bitcoin I need?

[00:02:03]But the problem with that question is it assumes that you're going to have to sell your Bitcoin in order to live.

[00:02:11]So, what will the valuation of that Bitcoin be by the time I'm ready to retire? And will it be enough to fund my lifestyle? and I cross my fingers and I hope that I die before I run out of money. The problem is that what you did is you just swapped the asset instead of the mutual fund. You got Bitcoin, but you kept the same broken strategy. And so what that is a fiat mindset dressed in Bitcoin orange. You got the right asset, but it's the wrong system. Now, the reason why this has become the default plan is because of this chart right here. What we can see is since 1971, you guys all know about 1971. We'll talk about that more in a second. But since 1971, workers have gotten extremely more productive. Every single year, more and more productive just like they are right now with AI.

[00:02:57]But the problem is as the value was creating going up, wages flatlined. And while a lot of people look at that and think that it's hard to get ahead of because of that, it's just a mechanism.

[00:03:08]But it's deliberately engineered mechanism. And it's been designed, it's been designed to run that way for over 50 years. And so I want to talk about the paradox here. And oh shoot, I have less time than I thought I did. So I got to talk even faster. Uh the paradox is that today in today's world with fiat debasement, it's never been harder to achieve the American dream. It's never been harder to live. It's never been harder to buy the home and have the wife stay at home and live on one income.

[00:03:33]You earn income. You pay a huge amount of taxes. You have to live on whatever's left. And then hopefully you're stacking sats. You're staying humble. you're stacking stats 5% 10% a year. But on the other side, if we understand how to use the mechanism, it's never been easier to build wealth. Both are true at the same time. I'm going to show that to you in this talk. Okay, let's go through this real quick. The system is not broken.

[00:04:00]Yeah, fix the money, fix the world.

[00:04:01]We're here to fix the world. But right now, we have a system and it's not broken. It's actually working exactly it's designed. It's just not working in your best interest.

[00:04:10]It's not an accident. It wasn't incompetence. It was engineered. We can go back to pre-1913, pre- Federal Reserve, we were on a gold-based equitybased system. Equity based system.

[00:04:21]Fast forward creation of the Federal Reserve. 1944 Bret and Woods agreement.

[00:04:24]1971 after the whole world was put onto the US dollar gold standard. The whole world is rugpulled. Nixon rugpulled the world, took us off the gold standard.

[00:04:32]And since 1971, we've been on a fiat-based, a debt-based monetary system. The problem is that most people are still playing the game for the old system, not realizing we're in a new one. Now, this is something that you see and hear all the time. There's panels up here talking about the Cantalon effect.

[00:04:47]If you've read any of these books, the Bitcoin standard, broken money, Natalie Bernell's book, you've heard about this Cantalon effect. And it explains that whoever's closest to the money supply gets the benefit. And we're all we're all a victim to this. And if we can just get onto a Bitcoin standard, we can fix this. How it works is level one, whoever's closest to the money, the commercial banks, create money through lending. Level two, closer to the money supply, those with collateral, they borrow first. They take that new money and they start buying assets. Level three, the asset prices start going up.

[00:05:21]As credit expands, real estate goes up, stocks goes up, of course, Bitcoin is more volatile, it goes up even more.

[00:05:27]Level four, after that happens, then consumer prices start going up. Level five, where most of us are at the bottom. Our wages go up last. Our wages go up last after everything's already more expensive. Prices are more expensive. Asset prices are more expensive. That's the Cantalon effect.

[00:05:44]Five different levels. But almost everyone lives on the bottom rung. Not because they have to, because nobody showed them the ladder. We're going to fix this. We're going to build a system for this today. Now, we have to understand at the top, the banks create the money. The commercial banks create the money. And then people close to the money supply use that money to buy assets. But you see, almost everyone here has a bank account at the same banks. And almost everyone has access to lending and credit the same way. It's what you use it for. The same bank, the same credit, the same access, but different outcomes. And the variable is it what you use the credit for. And here is just the chart that kind of nails this point right here. The system is not broken. This is not a failure. What you can see right here is the system is working exactly as designed. Again, 1971 where the arrow is, you can see the line going down there. And you can see since 1971, the top 1% of earners have seen their wealth go up and up and up at a parabolic rate. While everybody else, the bottom 90% have seen their wages stay flat. They're not smarter than you.

[00:06:48]They're not luckier than you. They just understand how to play the game differently. So let's take the cantalon effect and let's flip that upside down and let's lay out the cantalon playbook.

[00:06:59]So the cantalon playbook is using two things. The cantalon effect which I've already explained new credit creation and money creates buys assets push those assets higher. But that sits inside of this macro loop. Now you've heard Lyn Alden says that nothing stops this train which means the governments can't stop won't stop. They have to continue printing more money to continue expand.

[00:07:18]And so as the deficits continue to get bigger and bigger, as they have more and more debt, they have to push the cost of that debt lower and lower. So then rates go down. They need the debt to be cheap.

[00:07:28]It's one of the reasons why the Trump administration is so bent on getting rates down. Not to save the economy, to make it cheaper for the government to manage the debt. Now, when they when they borrow more money and push the rates down, then inflation goes up, but it does two things. Number one, it destroys the real value of the existing debt. So all the people that took the debt, it all gets destroyed through inflation and at the same time it pushes asset prices higher.

[00:07:52]>> Mark Moss claims that Bitcoin is distinct from all other assets due to its decentralized structure, restricted supply and inflation protection. He says that the hardest asset ever made is Bitcoin as governments continue to generate more money. That money typically finds its way into assets which is advantageous for Bitcoin.

[00:08:08]Bitcoin is intended to maintain its value over time whereas inflation gradually erodess the value of currency and lessens the burden of debt. Because of this, Moss thinks it's a perfect fit for the evolving financial system of today. However, his central thesis goes even farther. Moss thinks individuals should think differently about purchasing Bitcoin, waiting for its price to increase, and then selling it.

[00:08:28]His approach is straightforward. Never sell your Bitcoin. Rather, center your financial life around it. He likens this to the functioning of central banks.

[00:08:34]Rarely do central banks sell their prized reserves. Instead, they use them to generate credit. Please take a moment to like this video, subscribe to the channel, and enable post notifications for future Bitcoin, macroeconomic, and digital asset content before we go any further. Now, let's get into his powerful predictions.

[00:08:50]>> And so, for us, we just need to decide which side of this loop do we want to be on. Do we want to be on the left side where we're just working for wages and we're paying our taxes and we're saving our 5 or 10% stacking satch or do we want to be an owner? Do we want to own assets? Do we want to own pristine collateral? Again, Bitcoiners already made the right call. You already bought the right asset. You're ahead of 99% of the world. But if you're on the wrong side of the system, it's still going to break down in a fiat liquidation plan.

[00:09:18]So, what we want to use, we're going to build this system. We're going to use both the cantalon effect close to the money supply using cheap credit to buy assets. And then we use the macro loop where those two things combine. Assets inflated by the Cantalon effect, debt destroyed by the macro loop. You don't do anything. We use the loop's energy to build your own personal treasury. But I also have to live in this world as it is. So you and I, we know the money system is broken. We know the Fed is the problem. We understand the Cantalon effect. But then we go home and we stack our stats 5% a year cuz we don't want to give the system any energy, right? But you can believe the system is wrong and use the tools while it still exists at the same time. All right? And I call this the judo move. So instead of pulling out of the system and abstaining, we want to take the energy from the system and use it against itself. Some people call it a speculative attack. I got to speed up through this. Now, this strategy has been used to build wealth for millennia.

[00:10:18]The problem is it's only been available to the billionaires because they only had enough money and assets to make it work. But Bitcoin is the cheat code.

[00:10:26]Bitcoin sitting inside of this system allows all of us to now have the same playbook, the hardest asset in human history. And the Cantalon effect now flows new money into assets first. And of course, Bitcoin is the hardest asset.

[00:10:37]The macro loop pushes permanent inflation, and Bitcoin is the the perfect inflation hedge. The tax code rewards long-term holders, owners, and of course, Bitcoin rewards patience. So, Bitcoin isn't fighting the system.

[00:10:51]Bitcoin is fitting perfectly inside the system for us. All right. So, let's think about this. To build our own personal treasury, you think about a central bank. A central bank acquires hard assets, issues credit against the reserves, never liquidates or sells the reserves.

[00:11:06]Sovereign wealth fund is the same thing.

[00:11:07]And so, we want to think about that. How do we buy Bitcoin, the best asset in history, and issue credit against our reserves and never liquidate that? Now, my grandfather understood this, and I'm sure you guys have family members that did as well. My grandfather understood that he was supposed to buy as many assets as he could. So he bought land and he bought houses and he bought um office buildings. But then when he died, my father and my aunts and uncles sold it all. They didn't understand the system. They did what the fiat world told them to. Sell the assets, get the money, spend the money. And that's the fire. That's the fiat virus.

[00:11:40]Stack Bitcoin for 40 years, retire, start selling my Bitcoin, hope I don't run out, die with zero. All right, so we want to change this. Um, see how fast can I go here? Uh, so the old old track is earn income. The government takes 20 30 40%. Live on what's left. Stack five or 10% in stack uh in stats if you're lucky if you skip your morning coffee every day. Retire, start selling. But what we want to do is run the cantillium playbook. So we want to earn money. I'm going to show you how to do this on the next slide. Earn money. We want to reclaim some of the money that we would send to taxes and invest that by acquiring more assets. We want to use those assets collateral to issue credit like a central bank and then that funds our lifestyle and liquidity to again buy more assets. Let's take a look at this.

[00:12:25]So the perpetual bitcoin machine has a name has a mechanism five steps. Number one, just like a bank, just like the Cantalon effect, whoever's closest to the money supply, you have an account at the bank and you have access to credit.

[00:12:37]And we can use credit to acquire tax depreciation assets using the tax code, using the system's own tool. So, we can buy real estate, we can buy all types of equipment, but we can buy Bitcoin mining equipment. And if I buy Bitcoin mining equipment, then the IRS allows me to use that depreciation to write off my taxes. So now without having to make any more money, instead of giving a huge chunk of money to the IRS, I get to keep that money and I get to buy more Bitcoin with that money.

[00:13:07]That's step number two, reclaim. Reclaim by investing into assets that generate depreciation and deductions. The government is literally paying me to buy Bitcoin mining equipment. Then I use that money I've saved to acquire more capital. New money flows into Bitcoin every single year. Plus, my Bitcoin miners are producing more Bitcoin every year. my asset base, my collateral base is growing and it's a loop. So now I have all this new Bitcoin that I could issue credit against to buy more Bitcoin miners to reclaim my tax money that would have gone to the government to buy more Bitcoin. And every year the new Bitcoin mined and produced gives me ability to create more credit to write off more taxes to buy more Bitcoin. And it compounds and it compounds and we can pass this system forward. It's a self- sustaining system. The credit funds the assets. The assets generate reclaimed taxes. The reclaimed taxes buy more Bitcoin. This is the system that we can pass down.

[00:14:04]>> According to Mark Moss, the majority of people are already aware that the system is flawed. Money continues to deteriorate due to inflation.

[00:14:10]Governments continue to produce more of it, and those who are closest to new money profit the most. We refer to this as the Cantalone effect. However, Moss advises learning how to use the system while it is still in place rather than fully ignoring it. He uses what he refers to as the judo move to clarify this. You take use of the systems rules rather than resisting them. The plan is to accumulate wealth in the same manner as banks and other wealthy organizations. By owning solid assets, you may increase your fortune without having to sell them. Because Bitcoin is limited, decentralized, and inflation resistant, Moss sees it as the ideal example. His basic point is straightforward. Don't consider Bitcoin as something you purchase, hold on to, and then sell. rather create a structure that allows you to hold it for a long time and utilize it as a foundation for your finances. Like a central bank, you don't spend your reserves. Instead, you construct opportunities and credit around them. Additionally, he claims that although the elite have always use this method to accumulate wealth, Bitcoin now makes it possible for common people to do the same. Ultimately, according to Moss, the objective is to create something that endures and can be passed down to future generations rather than starting again from scratch.

[00:15:13]Remember to like this video, subscribe to the channel, and enable notifications if you thought his viewpoint was helpful so you don't miss any updates. We'd love to know what you think about the future of cryptocurrency markets, so please share your ideas in the comments section. We appreciate your time and hope to see you in the next video.