Why You Should Retire at 60 (Even If You Planned For 65)

Added: 2026-05-03

Retiring at 60 instead of 65 can be financially smarter because waiting longer costs more than just money—it costs health, energy, and the best years of life, while the average retiree spends 20-30% less than they could afford due to fear of running out of money; a well-structured financial plan with proper withdrawal sequencing and consideration of state pension can make early retirement achievable without needing drastically more savings.