💣XRP and ZBCN Holders Listen To This!

Ajouté : 2026-06-08

[00:00:00]Hi Janice, I just started here. When do we get paid? Bi-weekly or monthly?

[00:00:04]>> By the second through Zbeck and Ripple.

[00:00:10]>> XRP and ZBCN holders, listen to this.

[00:00:13]Huge shout out to Smoke and Rue Black on this one. Consider smashing that like if I had to earn it. I think I will. Let's just jump right into it. says, "Just in June 2026, DTCC participant update reveals another XRPPL connection through secure tas." Now, this really is truly a big deal and I'll get into the crossover even with Zbec and cite some real key insights with Rub Black. But I'll state this, if you're a person that jumps around, you're going to miss it. You really need to listen to the beginning to the end of this because you will miss it guaranteed. So, for one, I understand that a lot of people are getting shaken out when it comes to this market. Again, you have to keep in mind that there's a reason why people have, as the saying goes, dry powders set aside. In my opinion, it's moments like this. You may not like the idea that I'm drawing more connections. You might not like the idea of somebody talking a little bit more of the XRPL connections through securityize, but nonetheless, you really need to listen to this because it does stand out as a major operational signal ahead of DTCC's tokenization service launch in July. A lot of times people get tired of hearing April, May, July.

[00:01:25]It feels as though it's like we're kicking the can down the road. But nonetheless, Securitize, yes, Securitize, a leading crypton native firm, is now formally embedded as a key participant. And again, in DTCC services through critical fund transitions. Now, keep in mind, I'll break it all down in layman's terms, especially towards the end, we'll tie it all in. Even more significant, like it says here, Securitize is simultaneously integrating with the XRPL to unlock powerful new utility across the ecosystem. again across the ecosystem.

[00:01:59]So for one, keep in mind some of these other findings. Together, these steps forge yet another direct bridge between the XRPL and DTCC's vast settlement infrastructure. These are the behindthe-scenes developments. And that right there, we know there's a lot of behindthe-scenes things going on that people just don't realize. Again, think about this. You're invested into literally the plumbing system of the new financial internet called the Finet. And that's important as well. So this is all documented below. Again, this is why I site smoke because he has the receipts and I do it too. I provide documents as well. But sometimes, especially on a weekend, I just like going to brothers in the space like this guy. Okay, let's shrink this down just a tad bit for you can see it perfectly on your screen. We see here this is an actual DTCC document. And again, if you're new to the terminology, it's depository trust and clearing corporation. As you see, this is literally yesterday's date, June 5th, 2026. Says to all participants from client account services, and the subject is changes in the list of participants. All right, so right here it says the first trade date. Sometimes people want to actually see what's going on behind the scenes. Call it the financial rails, call it the plumbing.

[00:03:13]You want to see what's being going on in this case pre-real time because it's not happening in real time. This is this is the the trigger before things happen.

[00:03:23]Right? So June 8th to securize fund services from theorem fund services.

[00:03:31]This other one that you see here numerous examples, right? But nonetheless, you have to keep in mind that even though this part isn't highlighted and it says non-confidential, uh, nonetheless, I'm glad that there's some that are confidential and some that are not, right? So, nonetheless, you see here, DTCC offers enhanced access to all important notices via web-based subscription service. Notification system leverages uh this news feed, provides significant benefits, real-time updates, customizable delivery. All right. Uh, nonetheless, let's jump into this right here. Okay. And actually, it's on the the next page. I apologize.

[00:04:07]So, this one is from ripple.com.

[00:04:10]Actually, we'll get back to some of those other ones right here. Citations from ripple.com. You see, securitize is also integrating with the XRP ledger to expand access and bring a new utility to the XRP ecosystem. There's another page, I believe. Yeah, actually, it's the one that we just had. Let's pull that up as well. Okay. So you see right here they mention Ripple confirmed as a heavyweight participant in DTCC July 2026 tokenization launch. Ripple will soon be operating alongside Wall Street giants. Now that right there, if you guys remember the early days of Ripple, so many people even from Ethereum, right, would attack them like they're the new kid on the block and basically kind of act like a bunch of snobs. Let's just be honest about that. Does that sound familiar? Yeah. The same thing is going on with Canton. Okay. And I know this video isn't about Canton, but there is that. Yeah. Black Rockck, Goldman Sachs, JP Morgan as soon as July 2026 documented below. And as we pull this one up, Smoke has some really good highlights here that I like to basically get into as well. So, we see some of this, right? To ensure systemic stability, the roll out is structured into a precise risk contained timeline.

[00:05:22]Phase one would be July 2026. And it says here, the phase focuses on testing operational and technical workflows using real data and real assets across 50 firm industry working groups. They do include those heavy weights that we just mentioned like your JP Morgans or Black Rockcks. But notice how it also mentions Black Rockck, Circle, Ono, and even Ripple Prime. That's important. Okay, again, think about that Hidden Road acquisition and of course where we're at with Ripple Prime. Phase two would be in October of this year. And some people don't don't want me to talk about that, but that's okay. because you need to reference. You're going to have full service launch. That right there to me is the bridge over to things that would get us towards that adoption that we desperately need, right? Uh DTC participants will have the option to select tokenized recordkeeping as a standard operational service feature.

[00:06:10]All right. Even mentions things like ETFs, uh US Treasury bills. Again, when you see US Treasury bills, I'm literally thinking of things like Canton. So, there is that. On top of that, I want to jump into what I consider what really really matters. Uh some people may feel as though that this doesn't matter to you, but it really really truly does.

[00:06:30]We're going to jump on over to this document. A big shout out to Smoke on this one. Okay, so something that we both do is to share not just articles, but to give you, as the saying goes, the receipts, the real actual physical documents. This is a 40page document.

[00:06:47]It's referred to as financial institutions global fintech report 2026 fourth edition as you see June 2026 from recovery to resurgence. Now a lot of people feel as though the market could keep crashing in over and over and over again. It's not about necessarily timing everything on the bottom. If you can do it great but it's also recognizing after a masterful crash if you want to call it that there should be a resurgence, right? like nothing is going to pump to the moon forever and nothing's going to crash forever, right? It is a balance even with that.

[00:07:22]Here's what I want to point out. In the document, you see some things. Okay, this is on page 29 of 40. All right, the regulatory gap between banks and fintex is narrowing. Now, some people point out like, I don't see it, Max. I just don't see it. Well, I'm sorry to inform you.

[00:07:42]This is again what's going on in the background. And let's just jump right to the chase. Here's what you should pay attention to. It says, "For years, many fintexs deliver banklike products or economics without operating as fully regulated banks on a different playing field." And look what it says here. That gap is now narrowing for at least some of the sector. The shift is changing the tradeoff for scale fintex. Again, think about how Ripple scales. Think about how Zeex scales. Again, it's all about scalability going into web 3. We're not in web 3 yet. Not even close yet. Seems like it with taste of 2.8 and 2.9.

[00:08:20]Almost like we're there. We're not quite there. We need true clarity to be there.

[00:08:25]As we see here, you need sponsor bank structures that's going to allow firms to move quickly and avoid some of the cost and complexity of becoming a bank.

[00:08:35]Okay? Again, becoming a bank. Now, watch this. When we jump over to this side, it says, "For the right firms, the appeal is straightforward." You may feel as though that this is not straightforward.

[00:08:46]You may not like the whole idea that I even break it down longer than something like a YouTube short. Well, sorry for everybody else is paying attention. You do see that we're going to lower the funding costs. We're going to have less reliance on sponsor banks. That right there is game changer, right? And more control over the product roadmap and fuller ownership of the customer relationship. Again, the customer relationship needs to scale. The customer relationship needs to be so userfriendly that it's going to get to the point that we're going to just have a bunch of neo banks, whether people realize it or not, and not even have to deal with the physical banks. Gen Z represents the biggest, whether we like them or not, the biggest percentage of that diversification into these new markets. And studies have shown this.

[00:09:31]says those benefits will come with a price. Finexs that move closer to bank standards will increasingly be expected to operate to bank standards with a tighter requirement around governance, compliance, risk management, capital and supervision. The next phase is not one in which FinTech simply gain the advantages of being banks. It is one in which they must increasingly accept the obligations of being banks as well.

[00:09:52]Think about what Ripple's doing in their particular application bank charter. And speaking of which, obviously see the highlight of Ripple. Let's just read a little bit more about this and we'll jump into some other things. This dynamic is visible in the United States, UK and EU. Oh, you don't say. Even Quant Network, we know where they stand out literally in all three. People are going to put more focus on the UK and EU, but nonetheless, Ripple, Hideera, Quant really stand out in all three, do they not? And I would say especially Quant because you have Gilbert Verie who is still a Federal Reserve board member, right? We've seen that on his resume. We also have seen that when it comes to some of these other ones, right, like your Ripple, they're listed as a gold sponsor of the digital euro association, right? The DEA. We also have Hideera as a silver sponsor. We also even have Stellar as having a digital euro stable coin. So, when we mention these three or four, give or take, there's always these things to reference. So when we jump back to the document, it says there's going to be all this in different forms. In the United States, bank chart and depository institution applications arising and approval pathways are becoming shorter and more navigable.

[00:11:09]In the last year, major players like Revolute and again we know that Revolute holds about 25 to 28K and maybe that's increased. So Revolute, New Bank, Coinbase and Ripple apply for federal bank charges. Do not forget that in the UK and parts of Europe, clear licensing pathways and more formal regulatory routes are also making easier for FinTech to expand product scope and compete more directly with incumbents, though with greater supervisory scrutiny. So, this right here, when you hear that Coinbase does this nasty stuff of dellisting Ripple, well, you can kind of understand that they may look at Ripple as being what? Their direct competitor. And it shouldn't be that way, right? It should be an interconnected world to say the least.

[00:11:57]We also see here federal bank charters and depository institution applications did increase over 5x from 2024 to 2025.

[00:12:04]Obviously, we don't have the 2026 data because we're still in 2026, but you see some of this and it's nice to see some of the visuals. Uh, more importantly, look what it says here. This is right from the OC and the FDIC. Okay. Uh look what it says here in regard to including OC national banks, national trust charter applications, deposit insurance, new bank applications by their by earliest year receipt. Uh again 18 of the 49 applications in 2025 to 2026 quarter one related to digital assets.

[00:12:35]Right there is telling you what it's related to. That's a that's a profound statement and you see it in the document. All right, now let's do this.

[00:12:43]And if anything, a big shout out to R Black. Uh, even though this is still smokes document, I want to get into this. This is so important that I do just that. I want you guys to see firsthand a search one of one of Tempo.

[00:12:57]A huge shout out to Rue. He has really gone in-depth about Tempo. On page 28 of 40, you see here in the spotlight five, Stripe has this thing where they have Stripe building digital assets into mainstream financial infrastructure.

[00:13:11]That right there, this is the adoption that we want to see. But you may feel as though it's not happening yet. Okay.

[00:13:17]Again, keep in mind this is literally a document that is recent. Okay. So, for one, and I remember RP talking about this, Stripe did acquire Bridge back in February 2025. Three months later, launched stable coin financial accounts enabling businesses in 101 countries to hold stable coin balances and transact across both crypto and fiat rails. In July 2025, it acquired Privy. And of course, Ruse covered this a lot as well, which supports more than 110 million programmable wallets. In September 2025, it incubated Tempo, which is a payments first blockchain built with Paradigm, featuring dedicated payment lanes, subsecond transaction finality, and native interoperability with compliance accounting systems. Again, think about that accounting. In April 2026, Stripe entered a partnership with Meta, again, formerly known as Facebook, to enable USDC stablecoin payouts to select Instagram creators. So again, remember a while back when it came to Facebook/ Meta, they wanted to have their own bank and they were denied that application, right? Because let's face it, it would been kind of like Standard Oil back in the day, right? You are not going to monopolize uh social media in the form of a bank, right? That would have been that would have been awesome for people like Mark Zuckerberg and and Meta. Uh but if anything, how well would it have been for the majority of other platforms? So some people say it it wouldn't even matter.

[00:14:39]Yes and no. But nonetheless, notice how it says to enable USDC stable coin payouts to select Instagram creators.

[00:14:47]Whoa. Right. So rather than streaming digital assets as a narrow product add-on, Stripe is building across orchestration walts and settlement rails at the same time. Just a tad bit more about Stripe. Stripes moves are credible signal that one of the most scaled infrastructure players in fintech basically uh sees the next phase of growth in making onchain money work inside ordinary business workflows. All right, watch this. This is so good.

[00:15:10]Shout to this guy. Okay, he is Welshy Outdoors. He points out Zag plus DTCC.

[00:15:16]Why am I highlighting this? Well, again, did we not cover a lot of DTCC right here with smoke? Absolutely we did, right? And more importantly, what you see in regard to yesterday's date of June 5th. Now, watch this. We jump back over to here. It says they are all building the rails together in the background. And now it's coming into clear view for us all. Again, do you feel that way? And as we see here, we have Ripple, Stellar, Uppel plans within plans. Now, of course, this has been shared widely in the community. And as you see here, this is Nadine Shakar, who is the head of the DTCC, all right, doing the handshake with obviously Simon Bobi. Now, some people point out like, ah, it could just been, you know, one person meeting the other person's booth and so on. But we know that when it comes to it all, Simon kind of had a he I should say kind of had to. He he had to he had to bite his tongue a little bit when it comes to sharing the details of this, right? I think if anything there's enough evidence to show that they're going to have something going on with obviously DTCC and again they're strategically positioned with it all when it comes to Stellar Ripple and how Sebec is positioned for the United States European markets and even southeastern Asia as well as other places in the world. I mean literally they're streamlining global payroll. So to jump more into this let's cite a lot of what Rue has. Number one is this. Ru points out these key things and he did it a while back. He says, "Tempo may make things easier for Zebec." And again, if you're wondering about Tempo, well, who are they? The blockchain for payments to scale live on mainet. Uh again, I always think it's funny that some of these companies, well, they only follow one account. And remember how we mentioned just we just mentioned Stripe, right? Well, you have Tempo following machine payments protocol. And that is an open standard for machine payments co-authored by Tempo and Stripe. So again, think about that document I just shared with you guys that was recent from smoke. To me, this is adding up.

[00:17:14]Again, this is co-authored by Tempo and Stripe. The MPPP is designed to be extensible and agnostic to any payment in the method. Okay, that's that's pretty big. I think I need to follow them. Right. On top of that, as we jump back to it all, let's take you to some things that I I think for the most part matter. Uh let's jump into this.

[00:17:37]This is back up on your screen. We see here again, Tempo may make things easier for Zbec. Tempo gives more companies their own stable coin. Simon Babacani says this helps Sebec. And Tempo gave CLA uh Cara Clara USD, excuse me. And we see here, Clara is the new standard for shopping, paying, and banking customer service questions. Okay, that's interesting as well. Now, I'm not going to just end it there. There's this clip from Rue that is really, really good.

[00:18:05]This gentleman, he's part of the coin vault. A great friend, a really, really good friend, right? This guy's family to me. Rue Black points out on January 14th of 2026. Again, some people miss this.

[00:18:18]Zebec doesn't need its own layer one.

[00:18:21]Instead, it's connected to Tempo. Again, why am I citing this? I'm citing this for the same reason that sometimes we skip over some of these things. Because as we see in the document from smoke, tempo is a payments first blockchain built with paradigm featuring dedicated payment lane, subsecond transaction finality and native interoperability with compliance accounting systems.

[00:18:41]Again, stripe integration and again everything that we just mentioned the overlap to things like Ripple is literally proven inside the document as we pointed out basically right here.

[00:18:53]Yes, right here. Because again, please try not to forget that you see who applied for federal bank charters and depository institution applications.

[00:19:03]Again, the links to even things like the DTCC. So, to me, this really, really adds up. And more importantly, as they jump back to RU, well, I want you guys to keep in mind that Stripes layer 1, anyone using Euro AU gets automatically converted into ZPCN. It's fantastic research from Rue. If you're following me, you really need to follow Rue both on X and YouTube at BlackRue as well as the Coinvol if you really want to take to the next step. Let's play this. Let's listen to Ru Black, one of the best in the business. Here we go.

[00:19:35]>> I know some people were saying, well, Zach needs his own layer one. Well, look, it seems like they are already well, you know what I mean, connected in to this tempo layer 1, which seems to be Stripes layer 1. So, anyone who's using this can connect in with their Sable coin and work with all Unity bridge and layer zero. But we know specifically this is ZBEC because they're the global payroll partner for the uh European AU for the Euro AU. Use stable coin balances which are automatically converted to ZBCN.

[00:20:15]So anyone using that Euro AU it will get automatically converted into ZBCN. I know some >> pretty clear with how that convertability works. A little bit more from R. How about this? Remember how we mentioned CLA first stable coin on Tempo emphasizes user privacy. So again, remember how we we just discovered not that long ago, maybe a few weeks back, maybe a month ago, give or take actually, now I think about it, of the key partnership and also integrations of Zbec and things like Canton. Well, look what it says here. Clar's first stable coin on Tempo emphasizes user privacy.

[00:20:54]Who also emphasizes user privacy? Canon.

[00:20:58]So, Tempo and Bridge confirm as Stripe companies a new era for secure transactions. Well, absolutely. Let's listen to this from Root again. Boy oh boy, his research is really, really adding up big time in today's video.

[00:21:12]Listen to this. If we go back here to this part, you can see here CLA introducing their first stable coin on Tempo, right? So again, um they mentioned here excited to build the future with Tempo and Bridge, which makes sense. Tempo is a Stripe company and Bridge is a Stripe company. So there it is right there. We don't even have to speculate. They they put it in this uh notice for us. Okay. And then the project lead CEO says privacy is one of the core principles at Tempo.

[00:21:46]A top request from many design partners that we're working with. Excited to help solve this. So they're making stable coins private. Okay. On this network.

[00:21:55]Let's pull this up again. I'm not going to play this whole thing, but nonetheless and layer zero times tempo tackling a $1.4 trillion market. super app is it live? Well, you guys who follows the back, you already know the answer to that. But nonetheless, the research added up and again he shared this all the way back in February 25th of 2026.

[00:22:19]How about this? We have Rue Black. He points out the main comparison that he was making at the time was Tempo and Arc. Sebec works with Arc. I remember doing this deep dive with Rue in person around this time last year. See is doing payroll, streaming payroll. So they are fine. Temple makes things easier for Zbec. Temple gives more companies their own stable coin. Simon says this helps.

[00:22:44]Think about that. Again, it helps. And if anything, I'll show you the tab. So right here, let's go ahead and play this. Here we go. Well, banks entering the space is actually a net positive for companies like Zbec for a variety of reasons. Number one, the more banks that now issue and transact with stable coins means that we can tap an even larger number of corporates in the US. M that's the first benefit. So we're going to see more and more banks opt in which opens us up to a much bigger share of the 11 trillion in annual US payroll volume.

[00:23:12]And then when you see bankled consortiums like zel entering the stable coin space that is another net positive for Zbec because now we'll be able to connect zel pay to the Zebec super app meaning that through a simple zel push you'll be able to load stable coins directly into your Zbec app. That is the easiest cleanest offramp that you could ever build. Well banks entering the space >> that kind of says it all does it not?

[00:23:34]Absolutely. Before we wrap it up, I wanted to break it all down into layman's terms.

[00:23:42]So, nonetheless, let's take everything that you just saw from beginning to end.

[00:23:47]Literally, right? So, for one, I got to point out the whole thing of BCG global fintech report. again the original one you saw at the very very beginning that June 2026 report on what it mentioned in regard to Ripple and how it ties into tempo and why Rue Black's tweets connect all of it to Zbec in a way that's potentially huge for XRP and even ZBCN holders I hold both do you well for one Ripple in the report why it matters the report mentions Ripple and it mentions it as one of the big ain tech players, of course, alongside Coinbase. I know Coinbase, Revolute, and even New Bank. That's New Bank, spelled L U B- A N K. That applies for a full US federal bank charter in the last year. Again, here's your layman's terms takeaway. For years, fintech/crypto companies operated in gray areas, uh, such as fast and innovative, but stuck relying on partner banks. Yes, that's still going on, right? But nonetheless, that also equal sharing profits and dealing with extra hurdles. Getting a real bank charter changes that. It means lower costs, full control over products and customer data, faster innovation, and way more legitimacy with regulators and big institutions. Now, that report that you saw at the beginning called this a major trend. Basically, the old quote fintech versus bank divide is shrinking fast.

[00:25:23]Ripple moving this way signals that even big crypto players are going mainstream instead of staying of course on the sidelines. For us, that whole XRP, well, this is bullish. Yes, absolutely bullish because Ripple's whole business whether it's crossber payments, liquidity and its own stable coin of RLUSD is stronger regulatory clarity and easier integration with what? Traditional finance. What about the whole thing of the tempo crossover in that report?

[00:25:51]Well, in a separate spotlight section on Stripe, which if you're not aware who they are, they're the giant payments company everyone uses for online checkouts. I of course love the Stripe integration to Kraken. I think it's some of the best out there when it comes to easily buying crypto. But nonetheless, the report highlights Tempo, which would be a brand new quote payments first blockchain that Stripe of course incubated all the way back in September 2025. Four key things I want to highlight that you saw in the BCG notes is number one, super fast subsecond transactions. Number two, how it's all built specifically for business payments with stable coins. Number three, how it has easy built-in connections to normal accounting, compliance, and business systems. That right there, Zbec, stands out. Number four, part of Stripe's bigger push to embed onchain money, stable coins, and blockchain rails directly into everyday company workflows, not just as a crypto side project. Again, your takeaway? Well, for one, Stripe isn't treating crypto as a gimmick. No, not at all. Let's not be silly here. Is baking. Yes. Baking stable coin blockchain payments. Kind of like Dave Chappelle got completely banked in the film Halfbaked. It came out in the late 90s. It's kind of like Ripple and Zbec. There's like that one guy that was in the movie. He's just like, "Screw you. Screw you. Screw you.

[00:27:16]You're cool. Screw you." And then he quits and he leaves the place to go off to bigger and better things. I know I'm making this fun, but nonetheless, that was a funny scene in the movie. And of course, he didn't say screw you. He said the real thing. I'm trying to keep it clean. So, in that regard, yes, it's baking stable coin, blockchain, payments into the core infrastructure businesses already use. Tea is like a high-speed highway built just for digital dollars to move smoothly between companies, banks, and apps. And with that said, there's a natural crossover here that nobody's talking about because that report, yes, the one that we shared at the beginning, shows two big credible players. Ripple seeking bank status, plus Stripe building Tempo's payment rails and that crossover with Zbec. Ah, you should know where we're going because both are accelerating the same big picture. Everybody, stable coins and blockchain are becoming normal tools inside mainstream finance. That niche crypto stuff, Ripple gets the regulatory stamp of approval despite what people will tell you about how it won't go past $10. And nothing against that particular guy. Yeah, he has a PhD and whatnot, but guess what? I think we shouldn't dismiss people that have a MBA or maybe people that only have a bachelor's degree or an associates or no degree at all. Maybe it's just high school because at the end of the day when clarity comes and it will at some point maybe quicker than we think. This tells me that this is not just niche crypto stuff. Again, Tempo Stripe builds the actual tech pipes.

[00:28:36]Again, the pipes is part of the plumbing and together they make real world adoption of onchain payments feel inevitable and of course practical. Now for a little bit more of the Zbec piece from Rue Black's tweets. So for one, Rue did an excellent job of connecting the dots as usual, right?

[00:28:57]This is why we work together. Rue did this in a way in which he shared several posts and videos from early January 2026. But nonetheless, you have to keep in mind that Tempo does in fact help Zbec. It doesn't compete with it. I'll say it again, it doesn't compete with ZBEC. Tempo is the fast infrastructure layer which is Stripe's layer 1 blockchain for payments. In a nutshell, if that's the the answer you need, yes, it's Stripe's layer 1 blockchain for payments. So, it also means a few other things.

[00:29:28]It means that Zbec is the application layer on top of it and it's a real time streaming protocol built for instant money movement. Again, especially payroll. And what does ZBEC specialize in? Streamlining payroll. And of course, you're going to have these cards and that means business payouts. A little bit more about Tempo. Tempo makes it easier for ordinary companies. For example, it gave CLA its own custom stable coin called Cara USD or some people call it CLAUSD. Again, tomato tomato, but it's a little bit different spelling from what I gathered. That doesn't matter. But what does matter is it did us to issue and use their own stable coins on a fast compliant chain.

[00:30:05]What does this also mean? It means more stable coins. And more stable coins equal more fuel for Zbec's use case.

[00:30:11]Again, what is ZBEC going to do? They're going to streamline payroll, but they're also going to do it through stable coins. So, does this not add up? And of course, this is going to be on fast compliant, and it's excuse me, it's going to be fast and compliant, but through compliant chains. All right. So, more stable coins equal more fuel for ZEX use case. Ruse specifically notes things like Euro AU stable coins automatically converting into ZBCN's utility as we just point out in some of those clips that we shared with him and that stable coin utility just got real.

[00:30:43]The other thing I want to basically mention before we wrap this up is that Zbec doesn't need its own layer 1 blockchain anymore. Think about that.

[00:30:49]It's already plugged into Stripe/To system and works with other rails like Arc. That's game changer. That's huge because it lets Zbec focus on what it does best. Realtime payroll, D5 payment cars without building everything from scratch. Again, Rue emphasizes they are complimentary. Tempo equals the highway Zbec equals the fast cars or the payroll app driving on it. If anything, share that. That's the quick analogy that maybe your friends and family need to understand in layman's terms. So, with that said, why this whole picture is big for XRP and CBCN holders. I want you to think of it like this. for XRP holders.

[00:31:28]The BCG report basically is saying Ripple is winning the regulatory game and mainstream finance is embracing blockchain payments. Again, keep in mind XRP's original Jeep global value transfer fits perfectly as the bridge asset between banks, stable coins on Tempo and real businesses. Regulatory clarity plus real infrastructure. Again, tempo equals way more actual usage, liquidity, and partnerships. No more quote just a speculative token. It becomes part of the plumbing of global finance. What about CBCN holders? Yeah, what about you guys? What about us? This is even more direct. Notice how I said direct and this time I didn't say indirect. Zex realtime payroll streaming tech suddenly gets supercharged again. Kind of like a P-51 Mustang baby with that Rolls-Royce Merlin engine. my friend screaming across the skies of the English Channel and over to Germany and whatnot. I mean, my god, today is literally June 6th.

[00:32:32]Well, it's not 1944 in 2026. Again, this is supercharged by Stripes Tempo Rails and the explosion of easy company specific stable coins. Businesses can now do instant payout uh excuse me, payouts and have their cards and payroll all onchain without friction. How many times have I mentioned Gilbert Verie and the quant network, right? Mentioned you can't have that friction. Needs to be frictionless. So, Rue Black is pointing out that Zbec basically rise on top of what Stripe is building, meaning more adoption, more transaction volume, and a real revenue utility for the ZBCN token.

[00:33:07]It's the difference between a cool idea and something actually being used by millions of workers and companies every day. Again, you could claim you have the best tech in the world, but nobody's really going to use it. You still don't have anything. Bottom line for you, me and everybody else, the report proves the fintech industry has moved past hype into quote this is now normal business infrastructure and normaly equals mass adoption and it's the period between the two that matter and for me that means accumulation. So Ripple getting bank ready plus stripe building tempo creates the perfect setup for stable coin power payments to explode. Sebec slots right into the practical quote last mile for realworld money movement like your payrolls etc etc and for holders of XRP and ZBCN this isn't just speculation it's credible evidence that their tokens or in this case XRP is a coin right so coins and tokens are positioned for real utility and growth as these systems go mainstream you heard me again I'll say it again while these systems go mainstream you may not feel like it's going mainstream But at some point they will. And it's because how we lay down that brick and mortar. How we plugged in the plumbing. How we had people go test out that plumbing before people come in and use the plumbing. Rue. Yes. Freaking Rue Black. Rue crew. Black Ru and his you know what crew got connections. Get the you know what stuck like Lou is highlighting the exact integration that makes the whole darn thing click. Guys, this is the kind of validation that all of us where either you whole XRP or ZBCN or none of them love seeing from serious industry reports because it gives you that rock solid analysis of what really is going on in the background. So, do me a solid if you listen to the whole outline and type in these guys' two names into the comments and that is Rue Black and Smoke because those guys have awesome research and you should be following them. Smoke can be followed over at SMQ DQG on the X platform. Rue can be followed over on X at BlackR as well as YouTube at BlackR.

[00:35:27]And of course, you can follow us on our other channel, which is our sister channel, The Coin A Vault, and it should pull up pretty easily. That's what I have for you guys. I do feel as though that everybody needed to listen to this.

[00:35:40]And as you can see, the evidence is clear. So, there you have it. May the Lord Jesus bless you all. I truly mean that. And as the saying goes, know what you have, know why you hold it. The research, yes, the real research from people like myself, Rue, Black and Smoke, Trump's flood 110%.

[00:35:57]So, may the Lord Jesus bless you all.

[00:35:59]We'll see you in the next video. Over and out. Bye-bye.