The NACA Loan Program Explained #realestate

Hinzugefügt: 2026-05-27

[00:00:00]It's a loan product with zero down payment, practically zero closing costs.

[00:00:04]I think you have to pay for your appraisal, almost nothing else. And their interest rates are typically a point lower than where the rest of the industry is at.

[00:00:11]>> Wow. It's not income-based. If you make a million dollars a year, you can still get a loan through NACA. There are limitations around the purchase price, but if you can qualify, it is one of the best loan products that I've seen, and you can use it for up to four units. I interviewed someone who bought a four-family in the Midwest somewhere. He actually got a check for $13,000 at closing day.

[00:00:31]>> Because there was no closing costs, he got a credit from the seller.