The Real Driver Of Mortgage Rates (Not The Fed!) 🏛️📊 Fed Rates vs Mortgage Rates - Truth Revealed!

Added: 2026-06-03

[00:00:00]Something we want to I want to talk about now that we're talking about the Fed chairman, too, is that the misconception that when they have a rate increase, that affects mortgage rates.

[00:00:09]Can you Can you tell them >> That's a big misconception.

[00:00:12]>> Right.

[00:00:13]>> Right.

[00:00:13]>> So, anytime [snorts] the Fed decides to cut rates or increase rates, they it it does not they're not increasing or decreasing mortgage rates.

[00:00:24]The The only driver for mortgage rates is the mortgage-backed securities, which follows the 10-year Treasury bond.