Should you max out your 401(k) to retire early?

Añadido: 2026-05-19

[00:00:00]Should I max my 401k if I want to retire early? Yes, if you're also putting a lot of money into other places. If all of your money is in your 401k, you're going to have a very difficult time retiring early. Taxes, penalties, it's going to prevent you from doing so. If you can max your 401k while still putting a good chunk of money in your brokerage account, while still putting money in HSAs, while still putting money elsewhere, you're in a good spot.

[00:00:20][music] It's the moment all of your money is in your 401k, that retiring early is going to be quite tough.