"I Can't Afford To Live!"

Hinzugefügt: 2026-05-04

[00:00:00]I'm [ __ ] stressed out.

[00:00:01]>> [crying] >> I'M [ __ ] STRESSED.

[00:00:06]WE SHOULD NOT BE working like this.

[00:00:07][music] I work my ass off and I can't even [ __ ] pay bills, bro.

[00:00:12]And they always say don't compare yourself to others, but I see people going to Chica- to to Chica- >> [laughter] >> Coachella and [ __ ] like buying all types of [ __ ] just blowing this [ __ ] you money and I'm over here can't even [ __ ] PAY MY [ __ ] RENT, BRO.

[00:00:31]OKAY.

[00:00:32]Serious question real quick. Um how are we supposed to afford life?

[00:00:36]I have three kids.

[00:00:39]What?

[00:00:40]Um and my husband and I both have full-time incomes and I still am puzzled. Like it's an enigma.

[00:00:53]Like for real, why I just left Walmart and got the bare minimum. Bare minimum for groceries, like bare minimum and cheap stuff.

[00:01:05]Baby, we ain't we ain't eating salmon and steak, baby. We eating hamburger helper, some Doritos.

[00:01:14]Like we we getting like the dino nuggets, okay? Great Value brand. Tell me why I got the the bare minimum in groceries and I'm coming out just shy $300.

[00:01:28]There's no way.

[00:01:30]>> I just need somebody else to tell me that they're living paycheck to paycheck and putting themselves into credit card debt out of necessity, not because of fun.

[00:01:39]I am 28 years old. I work a decent paying job. I love my job. I I make good income. We have no kids, me and my fiance, and we're still barely scraping by. Our bills are paid, but we can't save any money. We can't go on vacation.

[00:01:54]I mean, we do little things here and there, but realistically, we don't really do anything. And we still live paycheck to paycheck, okay? I don't understand how people with kids are doing this. Props to y'all. I mean, seriously, the utmost respect because I feel like I'm drowning and I only have cats. Any money that we're able to save ends up getting spent on the car or the cat has to go to the vet or one of us has a medical emergency. Like I it just gone. It's it's gone. I don't understand. We don't live beyond our means. Are we all just collectively putting ourselves into debt because I don't know what else to do.

[00:02:28]>> I'm not going to [ __ ] make it in this [ __ ] world because like tell me why I just went to [ __ ] Kroger's and got groceries. I just got paid today, my last [ __ ] paycheck.

[00:02:39]And I spent $73 [ __ ] dollars on popcorn, crackers, Cheez-Its, milk, ranch dressing, tomatoes, just basic [ __ ] man.

[00:02:51]Like a box of [ __ ] Cheez-Its and a box of [ __ ] crackers was $5 a [ __ ] piece.

[00:02:57]I'm poor.

[00:02:59]I've been poor my entire life, 23 going on 24, and I'm broke every single week.

[00:03:04]I get paid weekly. At the end of the week, I got like 50 bucks to my name.

[00:03:08]All I'm doing is paying my bills and then paying off my debt. I was an idiot in college, don't even use my degree, but I have a specialized job.

[00:03:17]I'm making decent money and I have nothing left over at the end of each week.

[00:03:22]>> [snorts] >> I work 50 hours a week.

[00:03:26]I'm just tired of being poor.

[00:03:31]If anyone out there is wondering how Americans are doing, poorly. We are doing poorly. Yesterday, I woke up to an email from my landlord saying, "Hey, I'm raising your rent." Why? No [ __ ] reason. We already pay all of the utilities ourselves. That is not included in the rent. So, we pay for electricity and we pay for water and we pay for natural gas to heat our home and that bill in particular has [ __ ] skyrocketed this year. Every single month this winter, it was over $600.

[00:03:53]And we do not turn the heat on. We just turn it so that we can [ __ ] survive.

[00:03:57]We do not turn it above like 60. So, we're [ __ ] freezing in the house all [ __ ] winter. Oh, and also, I woke up this morning to an email from my health insurance being like, "Thanks for your payment. It was deducted automatically."

[00:04:06]Except this time the payment was $400 more than it was last month. Sorry? The experience of being a working-class American is to just be squeezed for every single dollar that you have at every turn and you're like just wave your arm and you just run into another fee that you were supposed to pay. And where does that money go? Straight to the [ __ ] top. Straight to the [ __ ] billionaires who do not create jobs. In fact, they keep slashing jobs just to invest in [ __ ] AI data centers.

[00:04:33]I don't understand how we're not out in the streets all the time. You know how everyone's telling us like >> [snorts] >> don't you just need therapy. Like you're depressed and it's like, "No, we're broke."

[00:04:44]Because [snorts] why why is everything so [ __ ] expensive?

[00:04:49]>> [snorts] >> Like I moved to a different city.

[00:04:52]My auto insurance went up like $20. I don't know why. I called them and I was like, "Why why did this go up?" And [snorts] she was trying to figure it out and I was like, "I also need to update my address because I just moved."

[00:05:06]And she goes, "Okay, with your address [laughter] updated, >> [snorts] >> you live in a a higher risk area now.

[00:05:13]Surprise!

[00:05:14]Um >> [laughter] >> so, she said it's going up $120 a month.

[00:05:21]I was calling to figure out why it went up $20 and then she made it go up more >> [snorts] >> and I said, "Please don't do that. I can't afford it." And she said, "I can't change it."

[00:05:31]And we're not depressed, we're broke.

[00:05:33]We're broke. I don't know how a lot of y'all surviving.

[00:05:37]Like the cost of everything right now.

[00:05:39]And I really feel bad for the younger generation because I can remember I can survive off $120 from one Friday all the way to the next Friday.

[00:05:49]Literally, I made that [ __ ] work. Don't don't ask me how I did that [ __ ] but I did that [ __ ] The cost of [ __ ] now, the people we got in that are sitting in Washington, D.C., they going to have y'all in a situation to where it ain't going to be no catching up. It ain't going to be all right, you you even if this [ __ ] gets back to normal. You just say it even gets back to normal, when it gets back to normal.

[00:06:16]The cost of everything is going to be so much more high to where even at even at that stage, you still won't be able to afford a house, a car, just the basic [ __ ] that you should be able to accept or be able to have.

[00:06:36]And then like I get why people are leaving the US. I get why Americans citizens are leaving the US because it is a lot cheaper to go elsewhere and to have an actual life.

[00:06:48]That should not be it should not be a a option just to have the basics, to have a car, to have a job, to have a house, to be able to afford an apartment. These are the basic fundamental [ __ ] that America really was built on, the American dream. But right now, man, I don't know what this is cuz it ain't no dream. It ain't no dream, it's a struggle.

[00:07:10]>> And it's only going to get I mean, it's only getting worse.

[00:07:13]It's only getting worse.

[00:07:16]Right. This is a question I ask myself, you know, often.

[00:07:21]You know, how does your average American, your average Samaritan make ends meet, man? Because it's atrocious out here with the amount with as much as everything costs.

[00:07:34]Everything.

[00:07:35]Literally everything, bro.

[00:07:39]And then one of them videos had it right, man. It's like I don't know how we ain't out here picketing in the streets for that. You know what I mean?

[00:07:45]We have riots over this [ __ ] man. I think that's one thing that everybody can come to agreement on. The majority can come to agreement on that it's entirely too [ __ ] expensive for everything.

[00:07:57]And the way Uncle Sam rapes everybody that ain't got [ __ ] to spend should have people out here burning [ __ ] down.

[00:08:06]You know what I mean?

[00:08:08]Right back in the day, they turned the damn city upside down over tea.

[00:08:15]Taxes on tea, bro. And we out here getting pretty much taxed to breathe and ain't got the money to spend to breathe and [ __ ] still spending it, dog. And it's only going to get worse.

[00:08:30]It's only going to get worse, man. It's getting worse, bro, but like the numbers that are coming in, dog, everything costs as much as it already does and it's only getting higher.

[00:08:43]It's only getting higher.

[00:08:47]The the dollar is collapsing, so the money you do have, you can't even buy that much with.

[00:08:58]Jobs. Labor market is trash. Like you can tell just by people's spirit and what they are experiencing day-to-day and just not being able to live.

[00:09:12]Right?

[00:09:14]Got to live to work instead of working to live, especially with this [ __ ] war, bro. Things are going to get a whole lot worse.

[00:09:21]They're never going to get better.

[00:09:23]They're never going to get better unless like a a reset takes place or unless you know, people take it upon themselves to revolt and say I ain't spending [ __ ] Right? It's a trend of people out here.

[00:09:36]It's trendy. There's people out here that's bucking on paying their federal income tax. I went and examined all my forms to not pay taxes to the federal government because I am not paying taxes without representation.

[00:09:48][ __ ] that [ __ ] >> You do not have to pay your taxes. I repeat, you do not have to pay your taxes. You are only obligated to pay your taxes as long as your government has not become tyrannical and they give you fair and accurate representation for your taxation. Amidst the thousand I hope this tax strike picks up. I I didn't file taxes, do anything for like 7 years before I got one single letter.

[00:10:19]And I had a lot of money moving through my accounts.

[00:10:24]There was one year I had over $300,000 that ran through one of my accounts.

[00:10:28]Just one account. I So, I I don't know.

[00:10:32]If you are thinking about withholding and then paying at the end of the year, at least withhold it if you're going to go on the tax strike thingy.

[00:10:40]If you're thinking about not filing cuz you're a you're a business or just not paying your quarterly taxes, whatever. My point is I know people with like $70,000 in IRS debt and it's been like 6 years and they just get letters.

[00:10:57]You know, the interest builds up but you can settle with them later or you know, we can protest and it all goes away and topples down and different structures come about. Bro, you know, that should be a thing, though.

[00:11:09]Right? You know, they got the the the government got the nerve to pretty much say [ __ ] you to everybody. We going to spend your money on this [ __ ] and that [ __ ] and that [ __ ] and this [ __ ] Right? You know, currently they trying to you know, get an additional something trillion dollars for for war.

[00:11:26]You know, all the [ __ ] buffoonery they spend our hard-earned money on.

[00:11:32]Right?

[00:11:34]That prevents you from living.

[00:11:38]You know what I mean? And I know the argument to that is, man, take your ass somewhere. You ain't got to be in America, man, but it take money to move.

[00:11:46]It's [ __ ] sad, man.

[00:11:48]>> [clears throat] >> Cuz the holes at the top have never given a [ __ ] about those at the bottom and they care less and less and less as time progresses, man, especially with AI coming down the pipeline, bro. You see all these you know, thousand cuts here, 2,000 job cuts here, 3,000 job cuts here, 20,000 job cuts here, bro. And these are people's lives just you know, being flipped upside down in you know, at a blink of an eye.

[00:12:17]Right?

[00:12:18]And then the younger generation, bro, it's what they got to deal with, man.

[00:12:25]Right? What they got to deal with, bro?

[00:12:30]Right? The hole that's been dug for them already before they they can even get out and try to thrive, bro. They've been put in impossible situations, bro. Gen Z, they can't find no jobs, bro.

[00:12:41]Seen so many videos of these kids out here been unemployed for a year, 2 years, 3 years, 4 years with all types of degrees and certifications or whatnot. Hundreds of applications, bro.

[00:12:55]Living out of cars, you know what I'm saying? Eating tuna.

[00:12:58]For all of you that wonder what life is like after high school, I'm in a Walmart parking lot eating tuna out of a can with Cheez-Its, sleeping in my car.

[00:13:06]There's a sleeping bag in there.

[00:13:09]And I'm going to figure out where to go tomorrow.

[00:13:12]I just got denied from Walmart as a cashier.

[00:13:17]I have a [ __ ] master's degree, bro. I went to school for 12 years, got my high school degree. I went to four four years to get my bachelor's and then I went for an extra 2 years to get my [ __ ] master's. Do you know how much school that is? It's a lot. And the worst part is maybe it's the best part, actually.

[00:13:36]America, the government probably thinks it's the best part, huh? I'm 120 [ __ ] thousand dollars in debt. Yeah. Yeah, cuz society wants to tell you to go to school. Go to college. Get your degree, Timmy. OH MY GOD, JOB SECURITY. Shut up.

[00:13:52]Please stop spreading that because now I'm screwed and I have no idea what to do. I have applied to over 300 companies and I've gotten responses back from 11 of them.

[00:14:02]Why the [ __ ] do you think I'm applying to Walmart to be a cashier?

[00:14:06]Cuz no one is hiring. Why do you even post a job offering you're not going to hire anyone or respond?

[00:14:13]What are people doing for work? I need to figure something out because if I wasn't doing UGC for brands that I found on SideShift, my ass would be homeless.

[00:14:22]I would be [ __ ] homeless.

[00:14:29]Because the system is not working in our favor, man, at all.

[00:14:37]At all.

[00:14:42]And just thinking about how all that correlates with mental health.

[00:14:47]With this much as the mental health is an issue in this world, it would make sense that your head ain't right because you can't even afford to live.

[00:14:55]You know what I'm saying? Money ain't everything but money is a lot.

[00:15:00]Right?

[00:15:02]Cuz you need money to survive, bro.

[00:15:06]Lot of poor people on the streets and [ __ ] bro, it's it's crazy, man.

[00:15:10]It's crazy. And I I don't got no answer for it, dog. I'm just This is just uh you know, a uh talking piece.

[00:15:17]You know what I mean?

[00:15:18]Thought-provoking piece to have people, you know, share their experiences in the in the comments or whatnot, man. You know what I mean? I don't know it varies from city to city, state to state.

[00:15:27]Right? Middle America ain't struggling as much as everybody else is, bro, but you know, it's the Westernized countries, America, UK.

[00:15:36]I don't know so much as Australia, bro, but we all are struggling with this epidemic right now.

[00:15:41]Right? Where you got people leaving, going overseas, you know, to have a quality life, man.

[00:15:47]You know, taking their family and their kids to, you know, the Asia's to get them a nice crib, you know what I'm saying? Regular job, have vacation time, take trips, you know, buy decent homes and actually [ __ ] live as as opposed to trying to survive. And I think trying to survive is an understatement, bro, cuz people out here literally killing themselves just to you know, get by. And it's only going to get worse, bro. It's only going to get worse.

[00:16:15]And then kids, too. Sheesh.

[00:16:18]Sheesh. It's expensive to raise a child.

[00:16:21]>> How expensive is it? It's gone up 30% actually, nearly 30% over the past 3 years. It costs more than $300,000 to raise a child in the United States nowadays.

[00:16:34]So, you know, how are y'all doing it?

[00:16:35]How are y'all making it by, man? Let me know in the comments, bro. How do you afford to live?

[00:16:40]Is it a struggle for you? Do you know people that are struggling with it?

[00:16:43]Right? Is something you think about?

[00:16:46]You know what I'm saying?

[00:16:47]Thoughts.