We're About to Collect $1,500 in Dividends Income | Here's How

Hinzugefügt: 2026-05-28

[00:00:00]Hey investors, welcome back to the channel. If you're new, welcome. And if you are a returning subscriber, thank you. Thank you so much for coming back.

[00:00:08]I do appreciate all of y'all being here.

[00:00:11]My name is Chalice. I am 41. I am a mama, a wife, a workerbee, and an investor. I'm in the trenches like you all trying to to financial freedom. We are doing the things that all of the gurus and financial advisors say to do.

[00:00:27]We invest consistently. We are dollar cost averaging. We are tracking our progress so we can get to our financial freedom goal. So if you want some motivation, make sure you like, share, and subscribe. Hype the video. If you can, you can do it now. If it gives you the option now, just wait. 5 4 3 2 1.

[00:00:46]Thank you guys for hyping the video. And always beware of scammers and fake pages. Y'all know the devil stays busy.

[00:00:52]So thank you. Thank you so much for your support. So we are in June. We're talking about June's monthly investment plan. Crazy, right? I was making this like video and I'm sitting here like June, we are pretty much headed toward the middle of the year 2026 and it's so crazy how fast time is moving. It is flying by, right? And so it's so important that we are stay on top of our goals, whatever it is. If it's investing, if it's paying off debt, if it's saving, if it's losing weight, if it's gaining weight, if it whatever it is that you created back in January, you want to make sure that you, you know, are staying consistent or maybe you need a reset. Maybe you need to just kind of stop and start all over again.

[00:01:46]That's why I make these videos. That's why I am here every week, day in and day out, posting so that you guys can see what consistency look like and that you have to stay on top of it. Okay, so I made this investment plan tracker. This is inside of my investment planner. I have physical versions where I have physical books, but I have long since sold out of those. Um, but I do have the digital version of this on my website.

[00:02:13]Okay, if you wanted to get it at, I would think a decent price. You can download it, you can write on it with a tablet, it's a digital version, it's yours. Okay. Um, but if you have the books, whether it's the digital or the physical, make sure you are filling out your trackers as well. This is something I talk about with my investment planner group about going through your phys your plans every month, making sure you're tracking your dividends, how much your contributions are, if you bought any stocks, if you sold any stocks, things like that. And shout out to my private groups. I really do appreciate y'all.

[00:02:45]That's my phone going off. Okay, guys.

[00:02:48]So, let's get started. We This monthly investment plan is for June. So, we are starting June 1st, 2026 and we are ending June 30th, 2026. And we are still in Q2 in June, but it is June is the final month of Q2. So, that means July starts Q3. So, you get what I'm saying when I say we are at the middle point.

[00:03:08]This is why it's so crucial to be consistent and if you haven't been do a reset because resets are fine and just kind of get back on the horse. Okay, so let's come down here. So our investing goal is about $2500.

[00:03:26]This is a little less for us. Remember, we are heavy savers and investors um with extra money, but remember we don't have a whole lot of big expenses and bills. And also, the reason why this is a little less than what we normally do is because June, we celebrate, my husband and I, our 21st wedding anniversary. Okay, on June 24th, that is our 24th I'm sorry, I said it wrong.

[00:03:51]That is our 21st wedding anniversary. on June 24th. We got married back in 2005.

[00:03:59]Wow, that's crazy. 2005, guys. And we've been moving on this path together ever since. But we do plan on going to Nashville. I've never been to Nashville.

[00:04:12]I have always wanted to go and this is a great opportunity for us. So, it's not always about, you know, like saving and investing. That's great, but you got to enjoy life, too. And I'll talk more about that later in this video. This is all of course um after tax. We do max out the Roth IAS and I'll get to that.

[00:04:32]Dividend income expected. Woo. Y'all know these quarter end months always pay well. It's like cha-ching cha-ching ching. Well, June is a quarter end month. And we already know not only do our monthly payers pay out like Main Street, Realy Income, Spy, DVO, Jeeppy, and all of that, but our CHDs and DGROs and VTI and all of that pay out as well. So, them quarter end months be looking real juicy. So, we are expecting at least $1,500 if not more.

[00:05:11]in dividend income. So, I am just so excited about that. Um, and then of course, Roth IRA is the backdoor. I probably will be doing that backdoor video sometime in August, but stay tuned. I'll let you guys know. Okay, let me move my face over here. So, this is a little quick calendar I have. So, every time I invest in the month of June, I could just cross off. It's a great visual to see how often am I investing?

[00:05:38]Um, am I am I investing every week, every other week, twice a month? It's a great visual. Money affirmation. I really love this right here. I control money. Money doesn't control me. Another way of saying that is, do you idolize money? Is money an idol for you? And I think one of the great ways you can ensure that it's not is by making it work. You have to let it go. Right? If you're trying to build an investment account, you cannot build an investment account holding on to money. You got to put it in the market, right? You can't hold on to it. And so, you have to understand how money operates. It's a tool. It's not meant to be an idol. It's not meant to be a god.

[00:06:22]It's literally a resource. And you need to make sure that that resource is working for you so that it can help you be ready for retirement. Perhaps it can help you to bless somebody else. Perhaps it can help you to um pay off a debt and free yourself from a liability that's holding you down. It's meant to be working. It's meant to be controlled.

[00:06:46]It's meant to be a resource, not the other way around. A lot of people are controlled by the almighty dollar, right? They will sell themselves for a dollar. Y'all remember that song by the OJ's? Um Money, money, money. Great song. A lot of lessons in that song.

[00:07:03]Okay. Um, but you want to make sure that your money is working. Even like when I just mentioned about my husband and I for our 21st wedding anniversary going to Nashville, that's putting our money to use to invest in our relationship, right? I can tell you, you do not get the 21 years of marriage if you don't invest in your relationship. That means you can't just have everything in the stock market or save everything. You got to have balance here. Okay guys, so that's my little money affirmation for the month and it kind of goes into the money inspiration, which is spending money on experiences can be an investment. I can tell you this as a mom, my kids are thankful, but you know, like saving money for them for college or whatever is great, but they remember, you know, going to the park and spending money on ice cream. They remember going to Universal Studios, which we all love.

[00:08:00]And Lord willing, we'll be down again this summer to go to Epic. I have all big kids now. Um, and so they remember that. They remember that. They remember the time we spent together. They remember us going to Target and buying different board games. I mean, we must have like 40 different board games in this house. from Monopoly to life to checkers to chess to taboo to family feud clue which we all love. Uno, we have like four different uno card types.

[00:08:29]So they remember that, right? You want to make sure that you are creating balance. If you're just focused on building, building and you're not pouring back into your relationships to yourself, go to the spa. Go get your hair done every once in a while if that's what you want to do. If you want to go to a game, right? My husband loves the Cowboys, put some money aside, save and go to a game, enjoy your life responsibly, save for it, and then use it and actually do it. Okay, that's just this is your big sister talking to you guys. Okay, this is important because time moves and you don't want to have a lot of regrets with your children, with your spouse, with yourself, you know, because you could have just done better with the resources that you had. Okay, coming down here to pre-tax investing and after tax investing, we have the 401k. This is all usual, so I won't go through this. I really don't change this much in terms of like the growth stocks we want to focus on in the month and dividend stocks. So, I have Drram here. I did talk with my husband. We actually talked quite a bit about AI and all of this. I did start a position in this. I will have a separate video for that. I think it's like 10 or 20 shares. It's not a whole lot. Um, but I did do my research and many of you were like, shalice look to the whole memory aspect of um AI and all that. And I was like, this is why I love the community because you guys will tell me, hey, this is this is good because and I will do my own research. I don't take face value what people say. I do my own research. I talked to my husband and was like, "Yeah, this this is actually pretty solid." So yet that um of course continue with FX, VXUX, sorry, VXUX, that's the International Vanguard Fund. I think we have like 60 shares or 67 or 70, I forgot, but I want to focus on that. And then of course, because it's a QN month, DJRO, SHD, SPYI, etc., etc., etc. And then we have right here again just tracking staying accountable some funds or stocks we're near our share size goal with so Visa but Visa is expensive SCHD we're trying to get to 150 shares what I how am I staying focused cuz this is important you want to keep that motivation going what I'm reading I am reading all of my notes I have everything kind of together now for our investing summer school. So, when you guys are seeing this video, this will be on a Thursday. Investing summer school starts Saturday and I will take signups off of my website because once we get going, I want to kind of get going with that same group. So, if you want to sign up, this is the last call. You won't see any more videos about this summer school. And right here, it's just a quick what you get the live sessions, private um monthly mid check-in, a private video, weekly accountable emails. You get this. I gave the spreadsheet already to those who signed up and the digital download. You can replay, you get the schedule, the goal, we doing a 50 share investment challenge together. Um, so it's really fun. I really am looking forward to that. Um, what I'm watching, I did not get around to the Wolf of Wall Street, so that's on my checklist for June. And then what I'm listening to, a lot of you ask me about real estate. Bigger Pockets podcast is a great resource if you're thinking about getting into real estate, especially like as a landlord. There's a lot of things you need to know about it and Bigger Money Podcast or Bigger Pockets Podcast, excuse me, is a great resource at just overall personal finance. But again, if you're looking for like real estate type of um content, that's a good one right there. And of course, I would give myself an A for the previous uh month. Okay, guys. So, let me know down below one investing goal you have for the month of June. Maybe you want to get to 10 shares in a particular stock. Maybe you want your portfolio to reach $10,000.

[00:12:29]Maybe you want to pay off a credit card.

[00:12:32]Maybe you want to, you know, get your student loans down to a certain amount.

[00:12:36]Let me know down below. All money goals matter over here and I want to cheer you on in the comments. Okay. Thank you guys so much for watching and until next time, you already know. I'll see you in my next one. Ciao.