The cash envelope system is a budgeting method where individuals allocate cash to different spending categories (envelopes) and only spend what is allocated to each category, helping to prevent overspending and build financial discipline. In this video, Shantal demonstrates her monthly cash unstuffing process for April, showing how she tracks expenses across categories like gas, insurance, groceries, subscriptions, and personal spending by physically counting and distributing cash into binders, which helps her stay within her budget and avoid credit card debt.
Deep Dive
Prerequisite Knowledge
- No data available.
Where to go next
- No data available.
Deep Dive
2nd Cash Unstuffing for April! || Unstuffing $1000+ || New Binders!!Added:
Hey guys, welcome back to my channel.
Today we'll be doing our last cash unstuffing for the month of April. So, let's go ahead and get started.
I usually wait to do this until the day before my paycheck, but we've had quite a bit of spending. So, we're going to go ahead and just get started on this here pretty early.
Go ahead and move these out of the way.
Okay.
Make sure you guys can see all this here. Perfect.
Okay, so we're going to go ahead and start off with gas.
And you guys, I did go ahead and finally purchase my new binders from the Millennial Dollar. I see everyone with these and they just look so nice. And when I tell you, maybe it's just a me thing, but they feel exactly the way they look. if that makes any sense. Um, maybe, like I said, maybe that's just a me thing. But if you ever look at something, you're like, "Oh, I bet that feels like that." That's exactly what this feels like. It is so so good. Really nice quality. And something that I didn't realize, I don't know, but they're ringing sizes. I'm not sure if you can see that. They're like extra wide in comparison to like a regular binder where they're like quite small. Can you see the difference in that?
I don't know if you could tell, but they're they're great. They're amazing.
Um I really really wanted I think it's called her matcha. Yeah. Or mojito. I don't know. The the one that's like light green. I want it so bad, but it was sold out. So, I'm really sad about it. But as soon as it comes back in stock, I will definitely if it comes back in stock, I don't know if it will.
I will definitely be getting that color because that was the number one that I wanted. My favorite color is green. So hopefully she'll restock that. I know she just had her bejeweled collection come out, which are really, really nice colors. Um, but anyways, yeah, just had to do a little shot. So I have this blue one and then I have this lilac one. Very pretty colors. Um, I don't remember the name of them right now, but hopefully if I remember to put it down in the description below, the name of the colors. But anyways, so let's get started officially. Um, so we're going to start off with gas.
So gas somehow we didn't go over even though my husband had to go work in the office this week. Um, first car we pumped 38. So, 20 35 36 37 38.
And I kind of jinxed myself on the last one saying hopefully this is the last time I'll have to stuff like over $100 in my gas envelope, but gas went up to over $4 a gallon, which is absolutely insane for the state of Texas.
I've never seen it go that high before.
Um, so I'm so tired of either being right at the amount that we need for gas or being way under. So this next paycheck I'm just putting $150. And if we go over that, I don't know what to do with myself because that's that's just insane. Oh, and then the next time we pump was 27. So I don't think we have enough change. So one second. Okay, I was able to make some change. So again the second gas pump was 27. So we have 20 5 26 27 which leaves us with 25 31 32 34 35. I'm actually going to put down all these ones.
So five 6 7 8 9 10.
Grab this 10. Yeah.
2035 and Okay, next up is insurance and that was for 134.
So 1 15 20 5 35 35 Grab back a dollar. So now we have 20 40 60 5 66 67 68 69 70. Perfect.
Okay, next up, we already I already unsted my utilities, I think. Let me make sure. We should have 2 4 6 8 5 91 82. I'm going to Yes.
Okay, so I'm going to go ahead and take this out and put it off um over here.
Where should I put it? We're going to just set it here to the side for now.
And I'll show you what we'll do with that later.
Um, groceries is up next and we went to Tomtham for 20 467. So we'll round up to 25. So 20 and then we went to Quick Trip and spent 16. So I'm going to go down to 20 and grab four ones.
And that's it. But we did go over on our eating out budget. So I'm actually going to take $30 into eating out. So just going to set that there for now. And so left over in groceries. So we have 2 4 6 8 1 20 40 65 70 1 2 3 4 5.
And I do have a little bit of grocery shopping to do tomorrow, but it's nothing crazy. Just like maybe $30 worth of groceries that I need to get. So I'll just unst that separately.
Okay. So, let me just mark these off real quick.
I'm gonna add this 30 into eating out.
Okay. So, first off, we went to Chick-fil-A for $13. Got some breakfast.
Then Chick-fil-A for dinner a week later for 25.
And then we had wings stop which was 46 20 40.
We're going to do 50 and grab four ones.
So one, two, three, four.
And then we got some donuts before one of our nieces soccer games and that was for $9.
Um, let's put down 10 and grab a one.
And then water burger for 24. So that was 20. One, two, three, four.
And then we had panda for 24 again. So we'll put down 25 and grab a uh it was for 24. So grab back of one.
So we've got $2. So $2 left over in eating out.
Okay.
Next up is subscriptions. And we did have some of our um yearly and monthly subscriptions. First up for our yearly.
See if I can do this. Okay.
So in yearly we have total 1523 20. So 350 total. We got Sam's for $50.
And what's another yearly?
Oh, our credit card um Chase Sapphire or Sapphire credit card annual membership is 95. So, 50 70 90. We're just going to put down 100 and grab back $5.
So, let me mark those two off before I forget. So, Sam's annual, Chase Sapphire's annual. So in annual we should have 205 left over. So 1525.
Perfect. So 205 is left over.
I think our next one is Costco. And then after Costco it'll be a little while before we have some more and that's usually towards the end of the year.
Okay. So first up for monthly is Apple which was for 5.40 but we're going to round that up to $6. So 1 2 3 4 5 6 and then we had our Amazon Prime membership 1623 but we're going to round that up to 17.
Next was Disney Plus for 2159 and we're going to round that up to 22. So 2022 and then Apple for $2.99 which will round that up to three. Put those three down with which leaves us with $10 which is actually actually really good cuz that's I don't want to say the majority but that is quite a bit of like monthly memberships. And I'm going to rest stuff this again on Wednesday. So that's pretty good. And then this is the money that we had left over from utilities. Yes, that was 20 40 60 85 901 192. We're going to add that to rollover.
I don't think I have cash for my personals. Oh, I do. Okay, perfect. So, I bought a game on my Switch, which was $8.
So, I'm going to put down a 10 and grab two ones.
And then I have a subscription on Kofi.
And that was for $5. So, I'm going to put down the five.
And I have 50 70 90 110 130 40 50 1 2 3 4 154.
And that's just what I have in cash. The majority of that is in my personal checking account.
And then I think Cody has some spending, but he'll give that to me later. And that'll take care of Yes, that'll take care of this envelope or this binder.
But you guys, check this out. Can you see the debossing on this? The checkered.
Isn't that so? Oh, here we go. So, if you're interested in her binders, um, you can check her out on Can you guys Can you guys see that? Okay. You guys can check her out on YouTube, Instagram, and Tik Tok. Uh, Molina Brunson, the the Millennial Dollar and Millennial Dollar on Tik Tok. So, take a screenshot of that. Let me make sure you guys can see that. There you go.
Okay. Oh, and then it also came with this little I think it's called a fly leaf. I'm not exactly sure how I want to use this yet, but it's very cute.
Okay, so we're going to put that there.
Okay.
Okay. Next up is this binder.
Cute.
Okay, so first up is pets, which is just Cooper. And we got his dog food dude for $31. So 20 31 Okay, gifts.
We had a wedding to go to and we bought some stuff off the registry and total. So, the first one was $10 and then their second one was $21. So, 5 10 15 16 17 18 19 21. But, um I'm going to put this to the side because this is actually going back to the bank versus to our credit card. So, set that there for now.
Okay, next up is household.
Um, so we bought some food savers on Amazon. That was for 21.
Next was like a Wi-Fi Ethernet cable that my husband had to buy on Amazon.
That was 14. So, we're going to put down 15 and grab a one.
And then we went to Harbor Freight Harbor Freight to get some painting supplies and that was 20 bucks. So now we're left with 212 3.
Yep. Okay. So that is it for this binder.
And then this is what this one this color looks like. has a cute little quote that says, "Do ordinary things with extraordinary love." Mother, that's a quote from Mother Teresa.
Okay.
And then we have this binder, which is my old one, which used to be my bills binder.
And we have lawn.
And first up, we got a refund or a return from something that from the Home Depot that was for $1639 1610.
Open this up. So 10 15 16.
But then we bought a lawn cable on Amazon for 11. So 10 11. That leaves us with 5 10 15 16 17 18. Perfect.
And okay.
And then from beauty, I got a wax and that was $70. So 20 I don't know if I have enough in cash. No, we won't cuz we'll leave. So 20 35 45 55.
No. So we're going to take 100 and get back 30. So 20 30.
So now we have 20 40 50 65 75 85 86 87 80 89. Perfect.
and 185. I don't have it in cash that stayed in my checking account this time.
Or did it not? I don't remember. Let's see.
Yeah. So, it's in the bank. So, I'll do an online transfer for that. And now that I just remembered, wax, I'll fix that later. But wax was actually supposed to go in this side right here.
So, I'm not going to mark that off until I actually do it to remind myself. Okay, savings.
We did quite a bit of spending here finally from the leftover.
So, we went to Kohl's and bought some glass Tupperware and that was $30. So, put down 40 and grab a 10.
And then we bought our non-toxic air fryer and that was one I'm just going to round that up to 130. So one put down 150 and grab a 20.
So we should have 1 2 3 4 20 30 435.
Perfect.
Oh, here we go.
And then with this leftover money, I'm going to buy our home air purifier.
So, we'll see when I get that.
That's it for this binder.
Okay. So, we're going to go ahead and go to our big binder here.
Oh, it's this way.
We got some probiotics from Amazon. and that was $33.
Um, so we're going to put down 40 and grab back seven, right? 40 - 3. Yes. Five, six, seven.
And then I there was some blood work for LabC Corp. And that was we're going to round that up to 11.
So we have 1,50 Oh, no. 1,56 for medical.
Let's see what else if any.
Ah, birthday. Okay.
Okay. So, got some shoes on Amazon that were 3138.
So 25 26. Wait, there we go. I was going to say I don't think that looks right.
Okay, let's try that again. So 20 531.
I'm just going to set this up for now.
And then target for 47. So 20 40 1 2 3 4 5 6 7. And we're left with 21 23 23.
I have to organize this birthday section. That'll take care of this one.
Let's organize this money.
Okay, that'll take care of that.
So, let's just go ahead and count how much we're taking to the bank.
Little calculator out here.
So starting off we have 200 51 5250 2 4 6 8 1 2 4 682 2 4 683 2 4 684 2 4 6 1 2 3 4 5 10 15 25 35 45 50 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20.
Okay, so we'll be making a credit card payment of $1,020.
Let me write that down.
Okay, perfect. So, that'll do it for today, guys. My next video will be a tiny Tuesday, my 100 tiny Tuesday collab, and then the video after that will be our budget paycheck and then our cash stuffing paycheck. So, um, thanks so much for watching. Um, hope you all have a great rest of your week, and I'll see you next time.
Related Videos
VALORANT's Latest 'Exclusive' Tier Bundle is Rough...
KangaValorant
17K views•2026-05-28
Flight Attendant Mocks Poor Looking Black Woman — Mid Air Announcement Exposes Her Real Power
SkyboundStories-b4r
184 views•2026-05-28
I FIXED My Friend’s Blown Turbo RX-8… Then Sold It
Cameron-RX8
134 views•2026-05-28
NewsWatch 12 at 5: Top Stories
NewsWatch12
1K views•2026-05-28
Simon Jordan & Danny Murphy deliver PREDICTIONS for Arsenal's Champions League FINAL with PSG
talkSPORTArsenal
6K views•2026-05-28
Botting is OUT OF CONTROL in Classic WoW (Again)...
SolheimGaming
108 views•2026-05-28
The "AI Job Apocalypse" is CANCELLED!
WesRoth
9K views•2026-05-28
STREET FIGHTER 6 - INGRID Story Walkthrough @ 4K 60ᶠᵖˢ ✔
RajmanGamingHD
12K views•2026-05-28











