Redlining was a discriminatory federal policy where the government drew maps that graded neighborhoods, systematically denying loans to Black families while approving identical loans for white families with the same credit scores, thereby preventing Black communities from building generational wealth through homeownership and creating lasting patterns of segregation and poverty.
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️ They Drew a Line Around Your Neighborhood and Called It Policy
Added:We knew that working families was there, but what America did and when they thought about working families, black and brown people were not involved in this. And mostly African-Americans that lived in this country at the time, right? So, when redlining happened, the neighborhoods started getting graded.
So, when you have neighborhoods getting graded, now it became I wouldn't live there. Now, just to give you just a little quick example. We'll talk about 1937. So, they wasn't giving loans to anybody to move into good neighborhoods anymore. And what was happening is that it was a organization that came in, white and black, came in, same credit score, same everything, and boom, did not get the loan for the black guy, gave the loan to the white family, right? So, redlining was very important in what you see today. And how wealth building was when you get people an opportunity to better themselves, most people people succeed. But when you take away the opportunity for people to better themselves, then they're not going to better themselves. So, redlining shaped housing outcome, period. What it did was take people and say, "Hey, you can go over here, you can't go over here." And now you separated us. Government's been practicing separation. It always backed separation in this country, right? But when it comes to certain amount of people being in a certain area, what winds up happening is, "Yeah, that's not separating. We just don't want to live by you."
It's more than [music] just poverty, it's dignity.
It's hope in the heart of our community.
We're building. [music]
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