The Truth About Texas HOA Foreclosures

Added: 2026-05-26

[00:00:00]You'll find these kinds of HOA sales at tax sale auctions. And so in Harris County and a lot of other counties in Texas, they do bundle them all together, but they won't say anything about it.

[00:00:11]They won't say that this is a different kind of sale. They won't say that this isn't a tax sale. They'll just lump it in with all of the others. And so we've seen this happen time and time again where somebody buys a property at a tax sale in Texas thinking that it's a regular tax sale, but it's actually an HOA foreclosure. So I'm just going to highlight some of them here from the list. There's actually couple that are looking They look really great on paper. And so we've actually had the AI dial this list in for us, which is pretty great. Let me show you the original data. So this is what you can access for free online.

[00:00:46]Harris County tax sale lists. And so we get into this nice format. We've got the account number, if it's a homestead exemption or not, what the opening bid is, the property type, and then the assessed value, and then whether it's a tax sale or if it's an execution HOA or just an execution judgment. So this is another kind. This is where somebody else is foreclosing on the property and they're doing it at the the county tax sale, but it's not the HOA. And so these have really low opening bids. So for instance, this one here has got an opening bid of 10 grand and it's worth 8.3 million, which is a huge spread, but it's an execution judgment sale. So it's not the HOA that's foreclosing, it's somebody else, another lien holder. And so there may be a $6 million mortgage on this property.

[00:01:34]On this one right here, the opening bid is 8.2k. Assessed value is 10 million.

[00:01:38]And so yeah, who knows what is on there.

[00:01:41]Could be There could be nothing, which would be wild, or there could be a ton.

[00:01:46]And so here's the data. Here's what we get from the county. And so we take this, use AI, get it to put it into this spreadsheet for us, which is awesome.