Judo Capital Crashes 40%! Micron CRUSHES Expectations and ProMedicus invests in EchoIQ

In banking, key asset quality metrics such as the 90-day past-due and impaired loans ratio (measured as a percentage of gross loan assets) serve as critical indicators of a bank's credit risk exposure. A 3% impaired ratio for a non-major lender during economic uncertainty signals potential severe stress in the bank's target market (typically small to medium enterprises), raising concerns about underwriting standards and risk management practices. These metrics help investors assess the health of financial institutions and understand broader economic conditions affecting the SME sector.