Try not to Cringe: Financial Irresponsibility

[00:00:00]Oh, you're not going to expect this one coming.

[00:00:03]I'm drinking out of bottled water now.

[00:00:04]Bottled water!

[00:00:06]Don't know why I did that, but this is the sort of thing that I've started to spend my money on cuz the government is starting to get me with all the fluoride and the enzymes and whatever.

[00:00:14]>> [snorts] >> Now I'm drink Oh, that's my piss bottle.

[00:00:18]That's a serious mistake. That's how hydrated I am. That's That's the color of my piss bottle. You should see the actual water. Oh, damn it. Sorry, that was a kind of Okay. Okay, that was probably a weird intro. This really hasn't even intro'd the video at all. Is that even an intro? I don't know. We're just looking at financial irresponsibility today.

[00:00:33]I could have just led with that. My bad.

[00:00:34]Just be doing anything.

[00:00:37]>> Why the [ __ ] my cousin got >> Wait.

[00:00:43]>> This a com- >> type of [ __ ] my dad would buy. You just got to get to that dad age and you start buying [ __ ] like this. That I feel like it's like a real dad dreams to just have a urinal as well. Even though a toilet does the job and you could do more on a toilet, having a urinal to an older dude is like, "Wow." Even though a toilet does the same job and more cuz you can poop in it. I mean, you could poop in a urinal, but you got to push the poop through the little slots and it gets really messy. But something about having things that you shouldn't have in a house, but having it anyway, fulfills a dad's life.

[00:01:13]>> I swear, this a commercial way [ __ ] >> Yeah, commercial [ __ ] >> Like this in the house.

[00:01:20]>> Okay, what's that? Is that a hand dryer?

[00:01:24]He's got the soap on the wall as well.

[00:01:25]He's got the full kit. He's gone online on Pacific Blue and gone, "Yeah, I'll take the public toilet kit. I'll take the public toilet starter pack, please."

[00:01:31]That's crazy. I finally paid off my Costco hot dog.

[00:01:36]>> [snorts] >> How you should You know, okay, you cannot pay in installments. Who's someone's doing clowning on a hot dog?

[00:01:41]>> [laughter] >> 37 and a half cents in four payments.

[00:01:46]I don't believe that is real. You're not paying a That's funny. That's another thing I don't get is like paying for something so small in installments. Just don't get it then. If you don't need it, don't get it. He don't even look like he having fun.

[00:01:59]>> I don't know.

[00:02:05]I've never seen anyone like pouring out or getting sprayed and just being like just thinking about the money going down. Just thinking about it like >> [laughter] >> There is no enjoyment there.

[00:02:18]>> [music] >> And she don't even look like she's having fun.

[00:02:26]>> [music] >> The regret you must be >> [music] [laughter] >> He's probably just getting He's just getting waterboarded. What part of this is like, "Oh, yeah." He obviously put Oh, god.

[00:02:41]>> [music] >> Another bottle.

[00:02:47]Yet another bottle. Should we chuck another one on?

[00:02:50]Should we chuck another one?

[00:02:54]>> [music] >> It's not even like a celebrate like no one's even like shaking it up. Like every They're just straight out just pouring it sad like sadly on him. It's just sad. Any more getting poured out or is that it? Does he stay that wet for the rest of the night? Nope.

[00:03:12]You guessed it. More.

[00:03:13]>> [music] >> How many bottles down are we about 50 bottles on this one dude? What is dude in the world? You can see his vest or his t-shirt. That's how much That's how much money is on him right now in a liquid form.

[00:03:26]>> Won the award for dumbest purchase of the year. I hired someone to take me to the airport in this >> Me, myself, and all my millions of centimeters on the whip cuz that's all you got, bro. Why Why could you possibly need that much space to get Oh, I would be flexing in that too, though. I'd be filming myself on on on the story that's going.

[00:03:48]>> [snorts] >> Some dude flying me out of Chicago or something. Actually, no, that sounds like I'm about to get my back blown out.

[00:03:53]Maybe I won't be. Do you know what? I just could stay away from all this, I think.

[00:03:56]>> The infamous you do not have a pot to pee in Suze Orman call.

[00:04:01]>> Now, you say it's infamous, I say I've never heard of this.

[00:04:03]>> Lorraine, you're going to [music] spend 100% of everything you have in savings [music] at the age of 57 >> Okay, just having a look at this thing on the right. Can I afford it? A $28,000 African safari and mountain gorilla excursion. Lorraine's in no debt, she's got 29k liquid and no retirement. She's 57. So, all the money she's got, she'll be left over with a grand, but she does get to see a gorilla Lorraine, do it.

[00:04:27]>> with absolutely no retirement to go on a safari with your daughter?

[00:04:31]>> Right. Um, can I mention though that I'm also getting rental income from my son?

[00:04:35]He rents [music] out the upstairs for his music studio.

[00:04:37]>> That was 80 bucks a month.

[00:04:38]>> Yeah. Well, I mean, it's better than nothing.

[00:04:40]>> than nothing, but you're about to go to nothing. You are denied.

[00:04:44]>> Suzy!

[00:04:45]>> No, no. Lorraine, you listen to me right now. You are 57 years >> Well, how does this show work? Does it Is this like Is this official or can Lorraine get the advice as she goes, "No, you can't afford it. You've been denied." And she goes, "Okay, fine, that's your opinion. I'm going to do it anyway." Or if Once she's told, "Can I afford it?" And she's like, "No." Then she's like, "Okay, I can't do it then."

[00:05:04]Is Suzy's opinion the final bit? Why is she cuz she went, "Suzy!" She went, "No, Lorraine, listen here. This thing's kicking off."

[00:05:10]>> No, no. Lorraine, you right now. You are 57 years of age.

[00:05:14]What?

[00:05:14]>> Wait, Suzy, one thing. I forgot to tell you this My daughter is graduating this year and she's been in school for 5 years and she has worked so hard.

[00:05:22]Almost [crying] perfect attendance.

[00:05:23]She's a good >> No, girlfriend, listen to me. You are 57 years of age without a pot to pee in.

[00:05:30]You are not going to Africa and if you do, don't go calling into the Suze Orman Show to say, "But Suzy, they're not paying me my pension. Oh, Suzy, now I'm in trouble. Suzy, but I went to Africa."

[00:05:42]No.

[00:05:43]>> No.

[00:05:45]I mean, Suzy's right though. Suzy is right. Why would you What are you going to do How are you going to live after that? How How would you live after that? What What Why does it even cost 28k? Now I'm thinking about it. Why does it even cost 28k to go to an African safari and mountain gorilla excursion? That seems so much money. And how's your daughter affording it? Or is that the price for both of you?

[00:06:07]That's what I want to know. Changing your IG username to your buddy's fiance's new name on the day before their wedding, then selling the username to her.

[00:06:15]>> [laughter] >> That's genius. I'm going to write that down. So to your buddy's fiance's new name. Okay.

[00:06:23]No, yeah, but I'm just going to tell you right now, guys. No one's out here buying Instagram usernames. No one cares. No one cares enough for that.

[00:06:30]Unless like we're talking like someone like crazy famous is like, "Oh, I want the Just Let's say Justin Bieber's like, "I want the Justin Bieber at." Justin Bieber can just buy that at. But if you're just a dude buying your name on Instagram and spending like a couple K on it like It's crazy. Millennials will not see heaven.

[00:06:48]What about elder Gen Z?

[00:06:49]>> No.

[00:06:49]>> Partner at our firm framed and hung this up above our conference table where we meet with high net worth clients. Is he going to fight Fight like you're the third monkey on the ramp to Noah's Ark and brother it's starting to rain. That would be [ __ ] my dad would buy without even reading it just being like monkey with guns and cigarette. That's awesome.

[00:07:08]That's funny though. That's funny.

[00:07:09]That's ironically funny. That's what that That's irony. I would put that up here.

[00:07:14]I would put that up here. I would.

[00:07:16]>> I got two loans to get here today. I don't even have money for a hotel. Slept in my >> Give him a big hand, guys. Homeless dude.

[00:07:26]>> Okay. Didn't say he was homeless though.

[00:07:28]So that I'm not just saying that. I took out two loans to get here just to see you. Not once mentioning that you're homeless.

[00:07:35]Give him a hand, guys. Homeless dude.

[00:07:52]>> you before today is over, you should get somebody to give you 500 bucks.

[00:07:57]>> Okay.

[00:07:58]>> Wait, so before today is over, so just get someone to give you 500 bucks.

[00:08:02]But how? That's crazy advice, that really is. Someone's come all the way to see you and he's got like, you've got to get someone to give you 500 bucks before you come in. That's my advice and he's not going to be the one to do it either.

[00:08:13]>> [laughter] [applause] >> Will that work?

[00:08:18]>> Oh, some guy just gave him $500.

[00:08:23]>> [cheering] >> Oh, everyone just giving him >> [applause] >> Wow. Every >> I want half that, bro.

[00:08:37]>> [laughter] >> I want half of that.

[00:08:41]He ain't even giving money himself. He's like, "Okay, guys, give him money.

[00:08:44]That's my advice." Next stop. I hope I mean, I hope things went well for this guy, but um taking out two lines to get there not a good idea. Not a good idea.

[00:08:51]I mean, you've also come away with no advice other than bonus dude, guys, let's go.

[00:08:54]That's it. POV, you're working as a [ __ ] ass dwarf for some money. Don't know if that's relatable enough as a POV. I'll consider remaking this video though.

[00:09:04][ __ ] ass, too.

[00:09:10]>> [laughter] >> Yeah, you know what? As you should, queen. Get that bag. Work as that [ __ ] ass dwarf. It's better than not being a [ __ ] ass dwarf, that's for sure. And also [ __ ] the ass is an option.

[00:09:24]Reported. Preschool executive is accused of stealing $3 million worth of students' tuition and spent it buying 350k worth of WWE VIP tickets and meet and greets.

[00:09:38]But if I could give you an atomic wedgie right now I would. 350k on WWE VIP ticket. That's insane. That is not worth the heist. That's not worth the jail time. Having some dude in a mask be like, "You want to get a pic?" You're like, "Yeah." That's it. You met the Maverick and you >> [laughter] >> you stole 3 million just to meet the Maverick. Heartbreaking. Dolphins owner Stephen Ross has gone viral for getting off his multi-million dollar private jet visibly angry about how far he had to walk to his car.

[00:10:07]Poor poor sod.

[00:10:18]Where's his car?

[00:10:22]How's someone greeting him with his jacket? How's he just got a jacket on location like that? Why you not bringing a jacket with you? Why have you got your Have you just got the same jacket dotted about wherever you would land?

[00:10:37]It's right there. No, you know what that is? Out of order. Fair enough. That is absolutely out of order. That's disgusting. That is actually disgusting.

[00:10:45]Couldn't park a little bit closer?

[00:10:46]Making me gag.

[00:10:48]I became a millionaire from my Uber Eats side hustle. I started leaving my feet in my delivery photo and my tips jumped with people adding extra after drop off.

[00:10:55]Invest in yourself even if it's toe by toe. What's with all this toe content?

[00:10:59]Okay. These car No all right, no offense. These car look like my feet if I had my toenails painted. They got some girth to them. That's what I'm saying.

[00:11:06]People really just That's actually crazy.

[00:11:11]That is crazy. The people are like seeing that and they're like, "Oh yeah, massive tip." Because you've got the photo anyway. You don't need to tip on a photo. You know, if you've got a fetish, it's yours. That's insane. This is You can really just make money any way now.

[00:11:23]Like if you've got a pair of feet, you'll be good for life to be honest. If you just utilize that photo of yours.

[00:11:28]This dude on Facebook Marketplace has multiple listings for heavy caterpillar.

[00:11:32]Ew, heavy caterpillar industrial equipment. Oh, superimposed with AI generated female models. Must have industry leading click through rates.

[00:11:41]Absolutely crying right now. What do you mean by that?

[00:11:44]>> [laughter] >> How's dude figure that out? I'm actually impressed. Oh, no, I'm not really cuz I know that's probably circulating like every WhatsApp group of middle-aged men ever anyway. They're probably like, "Oh my god, you seen what you can do? Just generate tricks on the fork." No.

[00:11:58]Generate chicks on the forklift. And dude's like, "Awesome awesome and boobs."

[00:12:03]So, he's just straight up listing things for sale and then just putting them around for no real reason.

[00:12:09]That this one is crazy cuz that's just like, "Hey, oh no, this is the side dump bucket." I thought he was saying, "Oh, there's a caterpillar 950 plus a side dump bucket as well." That's I thought he was being rude. Crazy. I know that's getting people like a kipper to hook, line, sinker. The type of people buying this stuff probably like, "Damn, she's okay."

[00:12:27]She ain't half bad. I'm going to spend that money. She come with it.

[00:12:31]I'm joking.

[00:12:33]But seriously though, genuine question.

[00:12:34]I know just generating those females alone is causing some serious financially responsibility on the other end. I know it is. Okay, how to sell feet pics online. Don't need a tutorial.

[00:12:45]Actually, I've already done it.

[00:12:47]>> Grab a pen and paper. This is step-by-step how you're going to sell your feet pictures online.

[00:12:51]I better get a thank you for doing all the footwork. First thing you're going to do is create [laughter] an >> Okay, good joke. I'm grabbing a pen and paper and I'm going to generate feet pics on No, not generate feet pics online. Can we do that? Can we generate feet pics? Is that possible as well? By the way, I was joking earlier when I said I I've already sold feet pics online. I have not done that yet. Not of my own feet anyway.

[00:13:11]Usually do it at family barbecues when no one's looking.

[00:13:13]>> Step one, create an email [snorts] that has nothing to do with your personal life. You're going to select a distinct name or brand name.

[00:13:20]>> Okay.

[00:13:21]>> After you choose your pseudonym, you're going to scrub your metadata.

[00:13:25]>> You lost me at scrub your metadata. I don't even scrub my balls in the shower.

[00:13:28]You think I'm scrubbing my metadata?

[00:13:31]Ain't no way. That is staying filthy, whatever that is. Okay. So, make up a fake email, fake name. What's What's a funny name to go with?

[00:13:39]What's a famous Joe? Is there any famous Joes? Toesif, how about that?

[00:13:43]Toesif, [snorts] scrub your [ __ ] metadata.

[00:13:46]>> You see, it's a priority. You can frame your content intentionally from the calf down or the ankle down. There are dozens of platforms >> calf.

[00:13:53]>> about niche feet finder, fun with feet, which is what I'm on. They are specifically built for this market, so they attract pre-qualified buyers.

[00:14:01]>> Just realized you have whole last dinosaurs in your ears. It's got to be playing a toll on its lo- on your lobes.

[00:14:07]Your lobes must be working overtime.

[00:14:09]They're [ __ ] exhausted. They're being stretched so [ __ ] much. I hope you guys get that reference, otherwise I just look bizarre. I think I'm done making notes as well. I'm starting to My brain's coming out my ears a little bit on this side.

[00:14:20]>> create your content and have it behind a paywall.

[00:14:23]>> Okay. [clears throat] >> And to take direct customer requests.

[00:14:26]>> This Okay, yeah. So, you might be thinking, "Oh, what is this coming to?

[00:14:29]Financial irresponsibility, blah blah blah." She's not financially irresponsible. She's lo- genuinely a genius because there are financial financially irresponsible people out there dying to see your webbed feet.

[00:14:42]Yeah, you. Your feet look like Monster Munch, no offense. There's people dying to see those little pickled onion monsters. There really is. And they actually spend real money, they work for this money, and then they hand it over to someone just to get a a pic of those feet, those little piggies. Look at your own if you need to. Draw a foot out.

[00:14:58]Draw a foot. Look, I'll show you how easy it can be to draw a foot. And And if you really want to look at a foot so bad, look at this. Boom.

[00:15:05]Have your wicked way with that.

[00:15:06]Screenshot that, and then you don't have to pay for it. You're welcome.

[00:15:09]>> So, you can rely on the platform's [snorts] payout, which is 100% secured. You can link your bank, or you can work something out with your client and cut out the middleman. Let's talk about your content. You're going to structure it into tiers, okay?

[00:15:21]>> Wow.

[00:15:22]>> So, first you got the teaser. This is going to be high quality, well-lit, clean photos used strictly for promo.

[00:15:28]>> the fungus on the toenail matter?

[00:15:30]Because or I can edit that out in post, can't I?

[00:15:33]>> Then you've got your catalog, which is behind your paywall. These are short clips between 1 and 3 minutes available for a flat purchase rate. Then of course you have your custom tier. This is where you're going to take custom orders from clients and you charge whatever you want for that.

[00:15:47]>> right.

[00:15:47]>> Let's talk about marketing.

[00:15:48]>> Can I draw a line cuz if a client wants to see my foot dipped in hot wax for instance, do I have to do that? If they're paying enough money, do I just do it? My foot will get over it, but my bank will be singing sweet melodies.

[00:15:57]>> You're never going to try to sell on social media. You're just going to use social media to build a narrative or to showcase an aesthetic.

[00:16:04]>> Build a narrative, I like that.

[00:16:05]>> traffic promo channels, that's going to be X, formerly Twitter, Reddit, TikTok, and Instagram, okay?

[00:16:12]>> It's always Twitter and Reddit, of course it is. Oh, where do I go to find someone who wants to goon over my feet?

[00:16:18]Oh, I don't know, maybe I'll try Twitter and Reddit. Yeah, maybe. They are running rife over there. I'm surprised you didn't say Craigslist. I don't even know what that is, but I just assume people on Craigslist like feet.

[00:16:28]>> Lastly, set very clear boundaries. I laid out what I would not do, no matter what. So, whatever that is for you, make that clear. Also, watermark absolutely everything.

[00:16:41]>> Damn. People making actual money off this like like a a living wage off selling feet pics? Cuz if so, people running around with the fetish the goblins pick buying these up. Don't do it. What is wrong with you? Fix up. Just realized you might have seen like a blood patch over there. Just realized I had my feet find payouts. Just sat there the whole time. I've got rid of them.

[00:17:00]Sometimes you got to read your mom's texts and go about your day. I get in 11:50, first flight, second flight.

[00:17:06]Yikes. Economy.

[00:17:10]What?

[00:17:11]Yikes.

[00:17:13]Oh, that looked gross. I saw that I saw that video of uh if we'll come across it. That girl taking her mom on the underground for the first time and she's like not touching anything. Everyone's doing everything for her and people like, "What the hell is going on?" Your friend that just buys anything.

[00:17:29]I've wanted them for a minute. I've wanted that for a minute.

[00:17:35]That's genius. You know, that's not just anything. That's genius is what that is.

[00:17:39]I I need to get one of them. Do you understand? Genuinely tragic. Should I do a clown alone on a big arch?

[00:17:46]No, there's a big arch right here.

[00:17:48]You don't need to clown alone this.

[00:17:50]Wait, oh I almost popped my hip out.

[00:17:51]That was like out of the socket. No clicks though this time, that's good.

[00:17:54]I'm becoming a bit more greased up, a bit more limber. I literally have zero in my bank account. I feel like I'm going to miss out on it and all my friends are talking about how good it is. Why why are people talking about this big arch? I've heard a couple things about this big arch. Isn't that the one that the McDonald's owner ate and was like, "Oh wow, this product is absolutely a product. Absolutely." But to answer your question, yes, you should absolutely get a clown alone out on that big arch. That one time I worked at a place that only gave me a $100 Christmas bonuses if you rolled a strike with a frozen turkey. Oh yeah, that place. Who's doing that? This is This would be the type of dude to come up with that and >> [laughter] [gasps] [snorts] >> Also, all the What are the turklings?

[00:18:34]What are the little duck What are the little baby turkeys called? Turklings? I don't know. Watching their mom get rolled down for a strike just so someone can get a $100 bonus.

[00:18:42]>> [screaming] >> Oh. Oh. Give it a butt, what she get?

[00:18:49]Nothing. She don't get a single bonus for it. This Who came up with this? Who was like, "We could just give them a bonus or you've got the classic other option of rolling the frozen turkey to strike." Should we just go with that?

[00:18:59]That seems to be the the one that everyone does nowadays. Gucci baby diapers, $490 a pack. What? Kind of sick. I wish I still used diapers religiously. Only every now and then I don't now.

[00:19:11]But they're going to get pissed as [ __ ] and I know I sort of have some good knowledge of diapers and how they're used.

[00:19:16]>> I feel like you're getting your baby diapers, that means you're going to be showing off your baby like hanging it around while it's in the diaper and that is like kind of weird. That's like, "Oh, look at my baby. Look at what it's wearing." Put some clothes on that [ __ ] Looks like a marshmallow.

[00:19:27]>> 250 a week on Dunkin?

[00:19:29]>> Probably.

[00:19:30]>> Doing what?

[00:19:31]>> Cuz it's like [music] $20 each time.

[00:19:34]>> Doing what?

[00:19:36]>> Like coffee and donuts.

[00:19:37]>> What are you?

[00:19:39]How are you?

[00:19:40]Man.

[00:19:41]>> Probably.

[00:19:41]>> Every day you're getting donuts every day. How are you a man?

[00:19:47]>> How my mom reacts when she finds out I have two sugars in my tea.

[00:19:50]>> I >> [music] >> Yeah, probably.

[00:19:52]But I get everyone else breakfast, too.

[00:19:54]>> You owe them money. Stop buying them donuts. Did you can't afford >> 250 a week on donuts is crazy because if I do my quick numbers, 250 a week is actually 3,000 a month.

[00:20:06]No, it's a thousand a month.

[00:20:09]A thousand thousand pounds a month on donuts. I love donuts. How are you spending that much money on donuts? Are donuts like a dollar? If you get like a glazed donut, let's say $2 max. What are you buying? 150?

[00:20:21]No, 125 donuts a week? Where are you putting them all?

[00:20:27]Huh?

[00:20:28]That's financially responsibility at finest. Yeah, 13k on donuts every year.

[00:20:33]So, when you break something down like that and you figure out how much it is costing a year, that's when it gets like, "Damn." 13k a year on donuts.

[00:20:40]That's going to be one of the biggest expenses cuz like what else could you spend more money on? Maybe gas? Maybe gas? Maybe shaking ass?

[00:20:48]Gas, Fortnite skins, stuff like that.

[00:20:49]I'm trying to think what I spend my most of my money on. I really don't have something that I regularly spend a lot of money on. Crayons and oint The war has begun. An evil shadow looms over our kingdom. Leona the Enchantress has already claimed 1,700,000 souls [music] and she will not stop until all are bound to her song, but we shall not yield. I raise my own army, not of steel, not fire, but of goblins.

[00:21:13]I mean, subscribers. Forgive me. This is no game. This is war. The race begins now. 1 million to 2.

[00:21:22]You know what to do.

[00:21:24]>> LA Sparks star Cameron Brink reveals God, they must be really on the brink.

[00:21:29]Reveals that she hired a private chef, but it ended up costing $7,000 a month, which was more than her 6 and 1/2 thousand dollars a month WNBA salary. 7K a month on a private chef. Well, I guess that is their job, isn't it? So, private chef would be like that much. I didn't expect it to be that much. I didn't know how much I thought a private chef would be. I didn't think it would be that expensive. But, how do you not find out before? Anyway, let me watch it.

[00:21:51]>> No, that was way too Do you want to know what she was charging me for 1 month?

[00:21:54]How much? 7 grand.

[00:21:56]>> Woah.

[00:21:57]>> Brink. I know.

[00:21:59]Absurd. Brink. Absurd. For two people.

[00:22:03]For Benjamin and I.

[00:22:04]>> For three meals?

[00:22:05]>> Or just having meals?

[00:22:06]>> No, not even for three meals.

[00:22:08]She was like shopping at Erewhon though.

[00:22:10]That was that was the [laughter] issue.

[00:22:12]I Stay away from Erewhon.

[00:22:17][ __ ] that place. Actually, I love Erewhon. Sorry.

[00:22:19]>> Erewhon is crazy. I don't know much about it, but I know you can get like $30 like the smoothies are $30 or something, and that's all the knowledge I need of a place to be like, "What the [ __ ] is going on? Why is it so expensive?"

[00:22:30]>> I'm like, that's a treat for me though.

[00:22:32]I'm like, I'm My contract is 7K. We cannot be doing [laughter] That is more That is more than my salary. That is more than my salary.

[00:22:42]>> That's insane.

[00:22:43]>> Well, yeah, but I think you're that So, surely that's the private chef's salary.

[00:22:48]Unless the Well, the private chef will have other jobs, I assume. So, what I was going to say is, yeah, that you're spending that money on something, but that's their salary. So, all it is is their salary slightly more than your salary, and you're giving all your salary for their salary. Salary, salary, salary, salary, salary. But, surely you should find out how much someone is charging before you're like, "Yeah, let's go for it." And then you find out at the end it's 7K for the month, you're like, "What? Why did you not find that out before?"

[00:23:10]>> She's a great person, by the way.

[00:23:11]>> You're like, "Ma'am, I have a membership at Costco."

[00:23:13]>> Like, I'm going to go to Costco. I'm going [laughter] to go to In-N-Out.

[00:23:16]>> I'm I need I'm on a weight gain program anyway, so let's just go to In-N-Out.

[00:23:20]>> [laughter] >> Let's go.

[00:23:22]>> I want to weight gain.

[00:23:24]>> Let's go to [laughter] In-N-Out.

[00:23:26]>> Oh, you're on a weight gain program. I'm on a seafood diet. I see food and I eat it.

[00:23:34]Guys, laugh emojis down in the comments right now.

[00:23:38]>> [laughter and gasps] >> Oh, anyways, um no, a chef is is a flex.

[00:23:44]>> It wasn't though, at the end of the day.

[00:23:46]>> find a good one that doesn't cost >> Almost cost as much as my Kelly.

[00:23:48]>> I love that for you.

[00:23:49]>> [ __ ] crazy.

[00:23:50]>> Kelly or chef? Protein or health?

[00:23:52]Nutrition or Airwans?

[00:23:55]>> Hermès.

[00:23:56]>> How much would it cost to buy I don't know. Is that like a normal price for for a private chef at a 4K year? Is that a normal price?

[00:24:08]I that feels probably about right because that is like that That's their job. It's a salary and I assume they'll be expensive. They'd have a high salary because they're private chefs, you know.

[00:24:16]Lilia, Miami. Sulaiman Dulayev. What?

[00:24:20]>> Lilia.

[00:24:20]>> Where are you from?

[00:24:21]>> Oh, New York.

[00:24:22]>> How long have you been in Miami?

[00:24:24]>> A week.

[00:24:24]>> And how long are you staying here?

[00:24:26]>> Forever.

[00:24:27]>> Okay, and why are you here?

[00:24:29]>> For weather.

[00:24:30]>> How much money do you spend per month on your lifestyle including everything?

[00:24:33]>> 30 to 50K.

[00:24:35]>> And how do you spend it?

[00:24:36]>> Shopping and rent.

[00:24:39]And bills.

[00:24:41]>> What's your occupation? What do you do?

[00:24:43]>> Um I am a princess.

[00:24:46]>> And what does that mean?

[00:24:48]>> That means I'm a princess.

[00:24:51]>> So, who pays your bills?

[00:24:52]>> My parents.

[00:24:53]>> They're paying 50K a year.

[00:24:56]She's full-grown.

[00:24:57]>> My dad is a business >> Wait, 50k a month. I wasn't listening properly. 50k a month, you just spent she's just living. No job, just wow.

[00:25:06]>> owner and my mom is a dentist.

[00:25:08]>> And what do they think about your lifestyle?

[00:25:11]>> They love it.

[00:25:12]>> They love it.

[00:25:12]>> Yeah.

[00:25:13]>> Really?

[00:25:13]>> Yes, really. They love anything I do.

[00:25:16]>> Would you date a guy that earns 50,000 per year?

[00:25:19]>> Sorry, no.

[00:25:20]>> Okay, and why wouldn't you?

[00:25:23]>> Cuz he's depressed.

[00:25:25]>> Okay, how about if he earns 1 million per year?

[00:25:27]>> Not enough for anything.

[00:25:29]>> Wow.

[00:25:31]Surely she's joking. This can't be real.

[00:25:33]A million a year, think how many Fortnite skins that is. That can't be real.

[00:25:36]It's hard to believe that some people like uh walk around like that. Just no concept of money whatsoever.

[00:25:41]>> No.

[00:25:42]>> 10 million?

[00:25:43]>> No.

[00:25:44]>> What?

[00:25:45]>> Not comfortable.

[00:25:46]>> How many millions per year?

[00:25:47]>> 100 million.

[00:25:48]>> 100 million per year?

[00:25:49]>> Yes.

[00:25:50]>> Can you find that guy? Do you Do you think you can find that guy in life?

[00:25:53]>> Yes.

[00:25:54]>> Available?

[00:25:55]>> Yes, very much. Yes.

[00:25:56]>> Amazing. If you If you were to give life advice to everyone that's watching, it can be anything. What would you say?

[00:26:02]>> Guys, don't take it.

[00:26:03]>> Believe in yourself, no matter what.

[00:26:05]>> Okay, maybe take that advice, but >> [laughter] >> I thought it was going to be horrible advice in my defense.

[00:26:10]>> 100 million a year, that's right. Don't settle.

[00:26:13]Don't settle for anything less. 100 mil a year. What's crazy is though, she's like she's out here spending 50k a month. I don't know if she knows that's 600k a year. So, you don't need 100 mil a year to continue that lifestyle.

[00:26:24]Unless she just wants levels above. I don't really know. Kylie Jenner's ex-assistant of 5 years, Victoria Villarroel, opens up about the time she knew she had to quit working for Kylie after showing her attitude when she asked her to get her laptop from upstairs. Damn, we got the entire tea.

[00:26:39]>> I think this is where we realized that like >> We clicked >> too much on like a friend level.

[00:26:46]>> Yeah, and that it was like one time we're laying Kylie's room. I don't >> think I was there. I just think I've heard the story from someone.

[00:26:52]>> No, we were we were on the we were in the kitchen. I remember like it was yesterday.

[00:26:57]I was Imagine this is like year five. Me and Kylie obviously we had a working relationship, but you you can't not get so close with a person that you see every single day and you know everything about and you're with them at all times, good or bad. You just become close to this person. So I remember we're in the in the kitchen and she was like, "Vega, I need my laptop and it's upstairs."

[00:27:17]And I was like, "Oof."

[00:27:18]Who's going to get that?

[00:27:19]>> [laughter] >> Or like something that I said something crazy.

[00:27:22]>> Something so like, "Ooh, damn girl."

[00:27:25]>> Damn, that seems so far. That seems so far to go.

[00:27:28]>> I can't work out if they're like still friends with Kylie and they're like kind of chatting [ __ ] about her or they're No, if they're not friends anymore and they're chatting [ __ ] or if they are still friends and they're like, "Nah, we're just joking around cuz we're friends. We can say that."

[00:27:38]>> I don't want to go get you your laptop.

[00:27:40]I remember [snorts] like it got to that point that Kylie was like, and I was like, "I know, it's time."

[00:27:44]>> It's time.

[00:27:45]>> It's time.

[00:27:46]And she was amazing. [snorts] I I remember being so nervous at and thinking like, "Am I making the right decision? Like what if I'm leaving like the best thing that I could ever the best job I could ever have cuz people were in my ear being like, "You're going to leave? You have like people would die for this job." And I was like >> Okay, sorry. I just have to pause.

[00:28:02]Unrelated. I'm just like chilling here resting my tooth on my thumb like a small infant. I just caught caught a glimpse of myself in there and I don't know what I've seen. I don't like the greedy piece of [ __ ] I've seen in there just so greedy he's trying to eat his own [ __ ] hand. All right, let's go.

[00:28:20]What's going on? I'm just going to stand still from now on.

[00:28:22]>> Remember just talking to her and she was she's you know, she's the like the most understanding person. She was like, "Oh my god, Vega, I want you to thrive and I'm going to be here."

[00:28:29]>> So I I assume they're still friends. It was just like She's like, "I don't want to get my laptop from upstairs." I guess it was Where do you draw the line on assistant?

[00:28:36]I don't really know. I I haven't got assistant. I don't know what assistant does and doesn't do. Does an assistant go and grab a laptop or not? The second you stop doing [ __ ] like that the that's when you stop becoming like a human being cuz you're not really doing anything then. You're just like sat in one place, sedentary. I quite like going and getting stuff and be like, "Oh, I have to go get this. I have to do that." That's my favorite part of the day is going and getting stuff. Do you know what I haven't had to deal with in ages is stairs. Cuz I live in an apartment, so everything is on one floor. I don't have to do stairs, but I used to live in a house and I would go up and be like, "Oh, no, that's in my room." Up the stairs I go, down the stairs I go. And now I think cuz I don't do stairs so much, I don't know how to go up up them anymore. I don't I don't know how to anymore.

[00:29:14]>> Apple Pay. Honestly, just be so careful.

[00:29:16]Um this is a little If you use Apple Pay, honestly, just be so careful. Um this is a little embarrassing to admit, but if this could help one person, then I'm really willing to share what my experience was.

[00:29:27]Um I'm just going to lay it out like this.

[00:29:30]When you use Apple Pay, that's real money. That's true American dollars.

[00:29:37]>> Okay, I just realized I've watched this before, but didn't realize before she she went, "That's real money." I was like, "Wait, what's going on with Apple Pay? What's happening?" Bro, no, it's not real money, dumbass.

[00:29:48]Can't believe people believe people think that. Why would it make a little fun little noise if it was real money?

[00:29:53]Why would it go Why would it not go >> [laughter] >> Maybe I should Maybe I should do that.

[00:30:00]That would put people off paying if it if it Instead of going "Gling gling", it just went something awful. Like an a terrible sound, then people would spend less money, I think. We're back with the pod again.

[00:30:09]>> If you were to guess, how much do you think your monthly Postmates bill is?

[00:30:14]>> What's that?

[00:30:15]>> We're going to ask you.

[00:30:15]>> Like Deliveroo?

[00:30:16]>> We don't want to know.

[00:30:17]>> Deliveroo?

[00:30:17]>> This was like one of our top questions that we got asked for you.

[00:30:20]>> Yeah. How much is your monthly >> Do you want to guess?

[00:30:22]>> Postmates bill?

[00:30:23]>> My like I don't know if I should say this. It's kind of like crazy. I think it's around $5,000.

[00:30:28]>> A month?

[00:30:29]>> Yeah.

[00:30:29]>> 5K a month?

[00:30:31]Be real.

[00:30:32]>> three meals a day, you guys.

[00:30:34]She orders everything. She'll order coffee.

[00:30:36]>> Coffee?

[00:30:37]>> not the number?

[00:30:37]>> You can't be enjoying yourself though if you're ordering everything cuz it Not everything delivers well. So, you'll order a coffee, it'll be the worst coffee you've ever had. If you're doing that every day, you're never having a good coffee.

[00:30:47]>> How much would I spend a month in delivery? Well, I've got to factor in all the tips that I give the drivers when they put in the pick of the print. When I see the W print, I tend to tip at least five bucks on top of the meals.

[00:31:01]>> Her face was almost like >> like it has to be around like at least four to five thousand dollars a month.

[00:31:06]>> a hundred I spend sometimes a hundred on just one [snorts] thing.

[00:31:10]>> So, she Let's say you're Let's say you're spending three hundred a day.

[00:31:14]We have seven days a week. Three hundred times seven is?

[00:31:17]>> [laughter] >> This is your math equation.

[00:31:20]>> Okay, guys. That number came up.

[00:31:22]>> Why don't you do three hundred times thirty?

[00:31:24]>> Weekly. Is three weeks a month or four?

[00:31:27]>> Four.

[00:31:27]>> Big.

[00:31:29]>> Eight thousand four hundred.

[00:31:31]>> Oh, it's definitely more than what I said.

[00:31:32]>> Yeah, cuz she made a face when you said >> grand. Seven grand.

[00:31:36]How much does he How much does he spend?

[00:31:40]>> Oh, it's got to be bad as beeped. I reckon it's like like ten K a month on on that stuff. And that can't even be I can't be worth it. I know the food's turning up wet, soggy corn, and [ __ ] And there's no pics of feet anyway. So, what's the point? What are you ordering?

[00:31:54]What are you eating?

[00:31:55]>> people in your phone [music] could you call right now that if you really needed it and you said, "Hey, could you wire me a hundred grand?" They could do it.

[00:32:02]Probably four or five. And don't >> I got quite a lot. I'd say I'm about five.

[00:32:06]>> Okay, here's the point of this. Most people think their net worth is the cash they have in the bank, but it's not.

[00:32:12]It's what they have access to.

[00:32:15]>> Well, these dudes are like, "Hey, man.

[00:32:16]You know what? You just boosted my net worth because I've just absorbed all of my friends' money." That's so funny.

[00:32:21]Right, that's it. This is what I'm saying, guys. You could tell If he's saying that, that makes me think this dude ain't got much money, but he's got a lot of rich friends. So, he's like That's what I'm saying. That's the net worth. Cuz I was on a date with a chick the other day. She was like, "What's your net worth?" And I was saying it's about seven bill. Because obviously you do You guys got my back if I needed 100 mil from one of you I know you would be there. I know you would deliver.

[00:32:42]>> And you don't have any money. Instead of trying to figure out ways to make money, figure out how to be the brokest person in your friend group. Because if you are, you will continuously level up and you will network your way to opportunity.

[00:32:56]>> Figure out how to be the brokest person in your [laughter] friend group. I think I know how and I think it starts with that little noise up buding.

[00:33:03]Buding.

[00:33:05]Buding. You know what? You've influenced me. You have influenced me. I'm going to buy some stupid [ __ ] after this video. I really am. McDonald's is reportedly planning a subscription fry service offering unlimited medium fries for $20 a month. I do a subscription for everything cuz I heard about this, but I didn't think it was just fries. If someone is signing up to a subscription fry service, that's crazy. What why do you want a subscription for just the fries?

[00:33:25]If it was a monthly subscription for all McDonald's food, fine. I'll be like, okay, kind of crazy, but fine. But just the fries is like >> [laughter] >> that's like that makes no sense. You can't be getting your money's worth on those fries, otherwise that's a problem.

[00:33:38]POV, they said whoever ain't put in on >> [laughter] >> on a BNB getting no bed. There's got to be other choices. That can't be the second best option other than a other than the bed. The floor is just as good as the kitchen counter, but better. The floor is better. There's got to be a sofa, a chair, or a bathtub. That's the best one. That no, there should be no reason why you are next to the microwave sleeping.

[00:33:59]>> Here are some of the dumbest things that billionaires ever bought. Datta Phuge owns the world's most expensive shirt, which is covered in pure gold. It weighs 9 lb and it costs 213 >> I know that ain't comfortable.

[00:34:10]I know it's not easy to wash either, so it probably like stinks to the high heavens. Can't be washed, right? It can't be.

[00:34:16]>> It's probably not a good idea to go out with a shirt like this because it was stolen just a couple of weeks after he bought it.

[00:34:21]>> No way. A couple weeks is someone start How do you steal a shirt? Oh, well, knife or a gun, obviously. I was just thinking, how do you secretly do it?

[00:34:29]Oh, you slip it him bed and you take it.

[00:34:31]That's the other option.

[00:34:32]>> Now, the Sultan of Brunei gets the world's most expensive haircut every 3 weeks. His barber works in England.

[00:34:37]Therefore, he flies first class to Brunei. The flight ticket is paid by the Sultan and on top of that, he pays him $24,000 for every haircut. Honestly, I probably could have just gave him this haircut for $24.

[00:34:47]>> That can't be legit. Who's cutting that dude's hair? They are living their life.

[00:34:53]>> Jocelyn is a billionaire who enjoys spending her money on improving her looks.

[00:34:57]>> That's worked.

[00:34:58]>> Over $4 million on just plastic surgery.

[00:35:01]>> in Dubai spent $22 million to carve his name on his private island.

[00:35:05]>> It's crazy com- com- like com- combo of mess- I just felt a breath on the back of my neck. There's spirit in here.

[00:35:13]>> You smell like queef.

[00:35:14]>> sense it. Someone is someone that I've just slagged off. Yeah, that's a crazy combo of words in a sentence there.

[00:35:20]Carved his name in his private island.

[00:35:23]Okay.

[00:35:23]So, you just got an island, have you?

[00:35:25]>> They're so big that they can be seen from space. Now, this billionaire was offering $60 million to any man who could turn his lesbian daughter straight. After thousands of men failed to do so, he doubled the reward to $120 million.

[00:35:39]>> Simply just not how it works, I don't think.

[00:35:42]Wow.

[00:35:43]>> How much debt do you have?

[00:35:44]>> I think [music] around 40,000.

[00:35:46]>> Okay.

[00:35:46]>> Well, isn't this the lady who's spending $250 a week on donuts and she's in debt?

[00:35:52]I've got an idea of where to start for you.

[00:35:54]>> It's about 50.

[00:35:55]>> And you consolidated it under a 35% interest rate.

[00:36:00]Did it stand? I thought it'd be better to one payment than multiple.

[00:36:06]>> Consolidating to a 35% interest rate?

[00:36:08]I've never even heard of that. No one's ever done that in the history of this world. You're the first one. You made history. They're making so much money off of you. Why didn't I just start a company like that instead?

[00:36:17]>> [music] >> Why couldn't I just not have morals and just abuse the financial system we [music] have?

[00:36:24]>> And she just sat there like, "No, that's actually just my life, though. That's actually reality for me.

[00:36:28]>> Yeah, that one's rough.

[00:36:31]>> I do understand.

[00:36:33]>> I don't even know what that means, but I just assume it's bad. I'm assuming it's like is that what 30% interest rate when she pays it back, maybe? Is that what that means, guys? I don't know. Explain it Any biologist can explain that in the comments. POV indirectly calling customers broke.

[00:36:47]>> How much is that?

[00:36:48]>> It's all lemonade.

[00:36:49]>> It's like three something.

[00:36:50]>> For a lemonade?

[00:36:52]>> If you ain't got it, like I get it for you. Like I'm just saying if you ain't got it.

[00:36:56]>> You trying to call me broke?

[00:36:57]>> No, I'm just saying if you don't have enough.

[00:36:58]>> Come on, man. I ain't never broke, man.

[00:37:01]Come on, man.

[00:37:02]I don't need your help. Ring me up.

[00:37:03]>> So, why would you ask for help?

[00:37:04]>> Ring me up. Ring me up. Come on. Ring me up.

[00:37:06]>> That's fake money, sir.

[00:37:10]>> Oh, those are Benjamins.

[00:37:12]>> Get that [ __ ] out my face.

[00:37:13]>> Ring me up.

[00:37:15]>> But you was just complaining about if you ain't >> Ring me up. Ring me up.

[00:37:18]>> If you don't have the funds.

[00:37:19]>> Ring me up.

[00:37:20]>> If you don't have the funds, I ain't going >> I'll buy you one, two, three, four. Come on, man.

[00:37:24]>> He's going to walk out there with 100 lemonades just to prove a point. You're going to give him cavities.

[00:37:28]>> That's how I spent my $4,000 check last month. So, >> I love this stuff. I love seeing people do a breakdown of how they spend their salary and seeing if people make bad decisions. I love to see it.

[00:37:37]>> $100 of that was allocated towards bottle >> Bad decision. Three and a half of it.

[00:37:41]So, you're left with instantly almost all of it is wiped out for bottles and tables.

[00:37:46]>> Bottles and table service.

[00:37:47]Uh split a few ways.

[00:37:50]>> That split >> to 20 dudes.

[00:37:52]>> You see Okay, you spent three and a half K to just sit with like 20 dudes.

[00:37:56]>> dollars and that $500 is what I like to call my fun budget because the $3,500 was spent on necessity items. So, the $500 >> [laughter] >> really on going out, eating, drinking, uh miscellaneous items, rent, car payment, all groups into that that $500.

[00:38:11]>> What do you live in? A bug? How the That car Obviously, that's not real. I'm getting rage baited. Like $500 that's every bill ever I ever have to pay.

[00:38:20]Okay, I like the real ones when I find out how people are you know spending their paychecks. Chinese CEO reportedly placed 180 million yuan about 26 million dollars in cash across 800 tables and invited his 7,000 employees to take what they could. He said many young workers are burdened by mortgages, car loans, and rising living costs and that they need tangible support.

[00:38:40]>> Oh my god. So they could just take whatever.

[00:38:44]>> 26 million divided by 7,000, what is that? Okay, I've just run the numbers in my head.

[00:38:51]So it was about 3,715 bucks.

[00:38:54]>> I my okay, that's crazy. Yeah, that's crazy. My dumb ass thought they were coming away with like a mill each somehow. Don't know how I [snorts] did that. Even so, that's nuts. To have that much money Can I speak? To have that much money you spread it out like that you're like go and have it. Very generous of him though. You know, that's yeah.

[00:39:20]Okay, I don't speak Mexican but I heard Lamborghini.

[00:39:23]What the is going on?

[00:39:27]It can't be real.

[00:39:29]If I saw these guys driving by, I'm just picking off some gems.

[00:39:33]I'm taking a little slice of that pie for myself. He asked me if you ask the international students for a pen.

[00:39:38]I bet it's an expensive pen, huh?

[00:39:40]>> Sorry, can I borrow your pen?

[00:39:44]>> Just wearing Gucci, too.

[00:39:46]Phone's gold, Louis bag, Nixon 5, Miu Miu glasses.

[00:39:51]Another Louis bag in the Louis bag.

[00:39:56]Dolce Louis Vuitton Louis again Louis one more time now.

[00:40:07]What's in there?

[00:40:08]Pen. What's the pen?

[00:40:11]Regular Biro.

[00:40:13]It's true, they they love that designer. They love that design. They really do. But, that's cool, but have you got a bank card?

[00:40:21]Didn't think so.

[00:40:22]>> All right, so we got the money counter spread.

[00:40:26]Y'all already know about this spread, right? Just imagine that, but like on roids.

[00:40:31]You know what I mean? Two money spreads in one, and then you hit it with a combo.

[00:40:34]>> How'd you know they're spreads?

[00:40:37]>> And then you obviously, bro, we got the we got the other elbow, baby. And then we take it, and then we hit it with the other long way.

[00:40:47]>> Yeah, okay, I'm on that as well. Right there with you.

[00:41:04]Oh, no, no. God, my baby.

[00:41:08]>> We got a couple more. We got a couple more.

[00:41:10]>> What else can you do? What else can you possibly do?

[00:41:14]>> Money spreading, money spreading, money spreading. You already know the money is >> Now, it's hard to tell if if someone doing this has a lot of money, that's how they know how to do it, or just too much time and not enough money. So, they're really learning what to do with their money. So, when people say, "Oh, it's not about how much money you you have, it's about what you do with it."

[00:41:29]Are they talking about physically like that? Are they talking about investments?

[00:41:32]>> Worst resume I've ever seen in my life.

[00:41:35]>> I'm sorry. I told you.

[00:41:37]>> Listen, you're working at food service.

[00:41:38]We don't need two pages on a resume.

[00:41:41]Cashier, customer service, March 2018 to March 2018.

[00:41:46]Why would anyone want to hire you? Joey, >> jobs require at least 3 years >> Sure. But, you showed that you worked at one place for less than a month.

[00:41:55]>> [laughter] >> Less than a month on the resume is nuts.

[00:41:58]>> I wouldn't hire you.

[00:42:00]>> Apparently.

[00:42:00]>> Cashier at Whataburger, May 2017 to October 2017. Again, that just looks bad. Cashier at Popeyes from March 2017 to May 2017. I know why you're not getting hired. It shows that you do not stay anywhere. [music] >> No, it's cuz she's desirable. It's cuz all these places are snapping her up.

[00:42:16]She they're coming in Whataburger is coming into Arby's and going, "I need her." So, she's only doing two month two month stints here and there cuz if she keeps getting snapped up by a bigger player, bigger player.

[00:42:23]>> But, you spent $120,000 in a year. You're dumb. It's making $30,000.

[00:42:30]>> A lot of this stuff are one-time purchases that are not going to be made in subsequent years. [music] >> One-time purchases >> need them to survive.

[00:42:37]>> One-time purchases >> need them to survive.

[00:42:38]>> This is what I'm talking about. One-time purchases >> to survive.

[00:42:40]>> that are not going to be made in 2025 or 2026.

[00:42:43]>> them to survive.

[00:42:44]>> So, our spending >> Hey.

[00:42:45]>> Hey. You >> Hey.

[00:42:47]>> is going to go down because of those one-time purchases are no longer on the budget.

[00:42:52]>> Next year, maybe you want to buy a chin.

[00:42:54]The spending that you did [music] last year that are one-time, you're going to find one-time purchases next year.

[00:42:58]>> So, how about we go into the finances and look what we can >> What did dude buy?

[00:43:03]>> [laughter] >> One year, you might want to buy a chin.

[00:43:05]Oh, god. I love just joining in without context and just hearing something like that.

[00:43:09]>> This is your rent?

[00:43:10]>> Almost $1,400.

[00:43:11]>> You can't afford to go out.

[00:43:12]>> Yes, I can.

[00:43:13]>> No, you can't.

[00:43:14]>> Income that came in was $1,600. Rent is $1,200.

[00:43:16]>> Damn.

[00:43:17]>> Girl math.

[00:43:17]>> That's your >> [music] >> This is not a joke.

[00:43:20]>> I'm not treating it as a joke. I mean, >> I used girl math.

[00:43:24]Math math says it's about 80% of your income.

[00:43:27]>> Yeah.

[00:43:28]>> And you bought a dollar of Apple stock?

[00:43:30]>> Yeah, I tried.

[00:43:32]>> Just a dollar?

[00:43:33]>> I genuinely didn't know what it was, but I've heard people like opening stocks and like getting more money and being successful with it. So, I was like, >> [laughter] >> Put a dollar in Apple.

[00:43:41]>> [gasps] >> I got 96 [music] cents out of it, so. I used a lot of girl math. I used a lot of like >> That first of all, that was a meme from like 12 months ago. The internet [clears throat] moves quick.

[00:43:50]>> Mhm. Yeah.

[00:43:51]>> And second of all, >> It's back.

[00:43:52]>> Math math is the real math, when we're actually talking about your life and improving your situation.

[00:43:56]>> But, if real math doesn't work, then we transition to girl math and we use it to live.

[00:44:06]>> Well, your rent of what, again?

[00:44:08]>> Almost $1,400.

[00:44:09]>> Okay, it's 70% 70% you cannot afford it.

[00:44:13]It shouldn't be higher than 30%.

[00:44:15]>> Um, some people just be doing [ __ ] and like whatever. But I do think part of it is just because we're not really taught finances and that sort of side of things ever. You still just have to figure it out once you leave school or like move out. Like if you have a family who can like help you and explain that sort of stuff then great, but if you don't have that like support network of people who can just like guide you. You just got to figure it out. So, okay guys, that's the end of the video. I hope that you're treating your money um with respect. I hope you're being financially sensible.

[00:44:43]I'm going to go buy a [ __ ] helicopter and I'll see you in the next video, but make sure you like, comment, subscribe, share this to your family group chat.

[00:44:58]>> Yeah, you know what? As you should, queen. Get that bag.