XRP TO BE REPCIRED ON JULY 15TH?!?!! (THIS IS UNBELIEVABLE)

[00:00:00]What would a hypothetical dream scenario be for XRP over the next 30 days? Rob Cunningham just put a model together and I think it's worth bringing up and having a conversation with you. There's some big things here that could take place that could move the needle for XRP holders. We also have two community clips that I want to go through. One is the future of financial system XRP and Ripple. And also the long bully stick put this out. Uh this is really kind of towards builders, influencers, creators, and everyday XRP holders that keep the ecosystem moving forward and through. I wanted to pay respect here. I think uh it's really cool when uh community members, you know, spend time and get creative and they do things that really bring energy and love and respect to the to the XRP family. So, big shout out to Bully Stick for this.

[00:00:55]XRP. LET'S GO.

[00:00:59]>> Diamond hands. Diamond hands. Diamond.

[00:01:04]>> Let's go.

[00:01:05]>> Baseline bumping like a green breakout.

[00:01:06]Crowd goes wild when the lights go blue.

[00:01:08]Banks coming. No more fake doubt. 24/7 coming through. I don't chase every little flame. I know the rails. I know the game. Echo loud from the promised land. We don't fall with diamonds.

[00:01:21]Diamond head. Light it up. Liquidity through the noise, through the crash.

[00:01:26]Still I hold still I diamond hair. Feel the beats under our feet and the whole XR in the groove.

[00:01:38]Diamond hair.

[00:01:51]Love that. Love that. And you see right here, you got uh of course I got the white headphones on. This is Oh, this is like OG sensei headphones. We got these updated ones here. But it's good to see here uh some other top content creators in the XRP space. But uh I really do appreciate that. always uh creating all of this content takes a lot of time, energy, uh it takes you away from other things in life and when certain people highlight your hard work and your commitment and uh your love for something and we can all kind of agree how amazing the XRP army is and and just this whole community in general. It really does, you know, it does help and and it's uh just a beautiful thing and it's uh we need more things like this, I think, going forward and I'd really appreciate it.

[00:02:36]All right, let me get into this. Rob Cunningham dream, a little dream, a model, a hypothetical bullish XRP scenario over the next 30 days. Suppose these synergistic events all occurred before July 15, 2026. So, the BIS classifies XRP as a tier one asset. We know that we would love to see XRP and maybe a few other crypto assets considered tier one assets. This would allow banks to hold XRP in massive scales without having to have so much uh in reserve. IMF classifies XRP as an ESDR. US passes the Clarity Act. I mean, this is something that could definitely happen within the time frame. I do think we're looking maybe towards the end of July, early August to see if we can get this thing done. There's still several things that need to be worked out. I do do almost an every other day or daily update on the Clarity Act. So, if you haven't been watching those and you want to stay up with Clarity Act information, just go and take a look at my channel. I have a ton of information to go over with you. Iraq revalues the dinar and rejoins the global financial system. Who knows if that's going to happen. I've heard kind of multiple people bring up this scenario and I don't know much about it, so I won't I won't pretend that I do. Abraham Accords go live. DTCC rollout begins. This is really going to be focused around Canton, but are they going to be able to process things through Ripple Prime? Is XRP going to be used? Will there be an announcement that the XRP ledger infrastructure in general will be used outside of Ripple Prime? I think that's really what we're looking for and we'd love to better understand.

[00:04:09]Black Rockck announces XRP ETF.

[00:04:11]Personally, I don't think this is going to happen until we do have more volume for XRP. If you look at Black Rockck's Bitcoin IBIT ETF, the 24-hour volume usually on that is well over a billion dollars. And that's pretty much how much is totally in uh all of the XRP ETFs in the United States. So, you would need more volume for XRP for Black Rockck to step in, but I do think eventually they will. Fed lowers interest rate 50 basis points. This is uh probably not going to happen here in the next 30 days. The new uh Fed chair Kevin Worsh is uh pretty hawkish actually. wants to see uh inflation come back down to that 2% mark that they the the Fed always talks about and uh there's actually calls for uh raising rates before the end of the year at least once or twice. We'll have to see how that all plays out because of uh everything that's going on in the Middle East, but uh I don't think lowering rates right now is a is a is a likely scenario. Save America Act is passed.

[00:05:06]Okay. And if all events happen by July 15, 2026, the result is not crypto news.

[00:05:11]It was a co coordinated monetary architecture shock. The jaw-drop mechanism. Legal clarity unlocks capital. ETF access unlocks demand. BIS IMF recognition unlocks reserves. DTCC unlocks plumbing. Fed easing unlocks risk appetite. Abraham accords. Iraq unlock geopolitical trade confidence.

[00:05:31]Together they create a closed loop institutional adoption flywheel.

[00:05:35]regulation into recognition in into ETF rapper, tokenized settlement, collateral use, liquidity expansion, price uh price repricing, more institutional adoption, XRP price discovery becomes reflexive.

[00:05:49]The market would no longer be pricing XRP as a maybe useful someday asset, but a newly validated bridge collateral and liquidity instrument. The biggest modeled outcome is not merely a higher XRP price. It is the world's money collateral securities and trade settlement systems begin converting convening into one faster programmable assetbacked legally clarified liquidity layer. So that is a lot of things all in the same and so he's really good about putting some of these uh visuals together with AI how this flywheel would look would work in his opinion. You have legal clarity that would kick off first.

[00:06:28]Uh reserve recognition, BIS, uh tier one, IMF, ESDR, bank and collateral eligibility, ETF collateral, uh capital and access, market infrastructure upgrades, macro liquidity, tailwind, geopolitical trade unlock, and then real economy impact. And so here are some of the uh catalysts that he went through.

[00:06:50]Of course, this is how he sees it playing out. Do do you guys I I you know I've I went to a a me like a year ago Iraq uh in the dinar rejoins. They were actually buying you know the dinari as as like a hedge against something I'm I'm not too familiar but I know there's going to be some people in the comment section that are going to know all about it. Are you guys buying the Iraqi dinar right now?

[00:07:15]Like what's going on there? I'd love to better understand. And then of course the Abraham of chords go live Abraham accords DTCC rollout. Black Rockck announces ETF. Fed lowers rates. Save America Act. This is really nothing to do with crypto though. It's more about voting. So, I don't really know how that's going to impact any of this, but all good. Always like to take a look at what Rob puts together. And then I wanted to see what a dream a dream mass adoption scenario for XRP would look like as it comes the invisible settlement and liquidity layer for global FX and tokenized assets used everywhere in the plumbing but barely noticed by end users. And so what we would be looking at here is the foundations and regulatory clarity rails. US, EU, UK, Singapore, and a handful of key Asian jurisdictions formerly treat XRP as a non-security utility or payment token, enabling banks, fintexs, and asset managers to use it at scale. This unlocks ETFs, ETP, structured products, and bank grade custody, driving a new wave of institutional demand for XRP exposure on the XRP ledger on usage. Deepening Ripple's network, Ripplet, Ripple Payments moves from dozens of corridors to full mesh of banks, money transmitters, and payment processors across North America, Europe, Asia, and LATAM. Ripple's own RLUSD and EVM compatible side chains provide on and off ramps between XRP stable coins tokenized assets reducing volatility concerns for enterprises and does say market structure improvements regulated liquidity providers money market desks and exchange integrates XRP deeply into FX and stable coin pairs so large clips tens of hundreds of millions can move with tight spreads better derivatives lets institutions hedge XRP price risk while still using a bridge asset. Also talks about global payments. The swift and remittance overhaul. Banks could use XRP for Treasury and FX. Instead of holding dozens of Nostro VTO accounts, banks route crossber flows through XRP fiat XRP stable coin corridors. Ripple has publicly targeted capturing a slice of Swift's roughly 150 trillion annual flow by 2030. A hypothetical 10 to 14 uh 10 to 15% I think it was like 14% was the exact number. share would imply tens of trillions in annual settlement volume touching XRP Rails. You can also uh bring in what Ripple's doing with Ripple Treasury over the next 5 years. Brad did say he believes that maybe 30% of that 13 trillion, which is about 4.2 trillion could be on the XRP ledger. uh if you start moving some of you know 10 to 15% of swift's volume you start bringing you know trillions of dollars worth of that flow and then you start getting flows from other places you could start moving tens of trillions of dollars per year on the XRP ledger and that would be a huge huge improvement uh fintech and remittance dominance remittance players this equivalates to Moneygram Western Union regional fintexs default to XRP rails because it cuts costs and settlement time versus correspondent banking not sure how likely that is uh you know you do have MoneyGram launching their own stable coin with Stellar and all of these things. I just I don't know if that's a real real possibility at this point, but it would be cool to see small to medium enterprises route supplier via white label fintech apps using Ripple under the hood. Use uh users see instant US dollar Mexican peso, but XRP is the invisible grease.

[00:10:36]Liquidity math and price implications.

[00:10:38]Various analysts toy with the MV equals PQ style models where limited supply and high transactional velocity XRP price rises to support multi- trillion settlement volume. In a more grounded institutional adoption scenario, XRP hang handling a significant chunk of swift flows. Some commentators land on a loose 30 to $100 30 to 100 plus band over time for XRP as part of the financial infrastructure. 30 to 100 plus banned over time. Interesting language.

[00:11:10]Beyond payment, CBDC's and tokenization of capital markets. Central banks issue domestic CBDC's on their own ledgers.

[00:11:17]But the need for a neutral bridge asset to handle crossber and FX settlement in real time. XRPL position as a neutral bridge connecting wholesale CBDC systems, commercial bank money, and regulated stable coins into a single liquidity layer. And of course, the tokenization tsunami. what we've been waiting for. A meaningful chunk of the 100red trillion plus global securities market. Bonds, stocks, ETFs become tokenized either directly on the XRP ledger or on EVM side chains that settle in XRP. XRP provides the deep liquidity pool between tokenized treasuries, corporate bonds, tokenized funds, and FX, similar to how US dollar and repo markets underpin today's capital market.

[00:11:56]That's definitely a possibility in the future here. Corporate treasuries and world assets. Large corporates move positions from their treasuries supplier financing and invoicing factoring into tokenized instruments on the XRP ledger rails using XRP as a neutral bridge asset. Commentators modeling these scenarios point out that XRP intermediaries trillions in tokenized corporate flows, price levels and high double digits or beyond become the least numerically justifiable through the uh speculation of price there. So obviously this could push price up to a lot higher prices.

[00:12:31]What has to go right? Consistent favorable regulation in the US, EU and Asia so banks can and fund and safely use XRP. Ripple and the ecosystem partners winning real world corridors against not just swift but also stable coin bank payment networks and other L1s. Robust liquidity and low liquidity.

[00:12:51]So treasuries robust liquidity and low liquidity. So treasurers and risk officers are comfortable settling large value via XRP rather than only through fiat and stable coins successful integration with CBDC's and tokenization infrastructure providing the XRP ledger can handle scale and the compliance requirements.

[00:13:10]So I mean these are kind of what the the dream scenario would look like. I just thought it was kind of fun to look at these things back toback to better understand what what maybe we should be rooting for, looking for, hoping for, praying for, you know, all of the above for. You know what? I'm just going to play it. I did want to get this. And if you made it this far, you're probably going to want to watch this. Many Americans are unaware that the technical backbone of the financial system is decades out of date. That's President Trump said that trillions are coming on chain. Eventually, quadrillions in value will be settled through DT and infrastructure. Ripple and XRP are positioned to directly to be at the center of it.

[00:13:45]>> Many Americans are unaware. Many Americans are unaware that behind the scenes the behind the scenes the technical backbone of the financial system is decades out of date, many many years out of date. you know that Paul and others are straightening it out >> and sure as far as clearance and settlement because it's always that the the gap between clearance and settlement and then delivery and payment is the the real introduces risk into the system >> for Ripple. We use this digital asset called XRP to settle to settle liquidity needs between banks. So today there's $27 trillion parked at different banks around the world so they can make payments between each other.

[00:14:30]>> The tremendous liquidity we have in the world that is sitting idle.

[00:14:36]>> Second one is more complicated. It has to do with liquidity. So imagine that you have a pair of currencies for which there is not a complimentary demand. You need to go and h search for a third party currency in order to make this this settlement actually happens. And this really complicates things. So we need to put pieces of technology that can make more efficiency this use of liquidity so that more transactions can be settled through that currency for that period of time.

[00:15:05]>> But payments and money transfers are costly and take days or even weeks to clear. Under this bill, the entire ancient system will be eligible for a 21st century upgrade using the state-of-the-art crypto technology. Who would have thought we would have been saying that? And this is where Ripple enters the conversation. If you guys recall, Trump, Brat Garlinghouse, Steuart had a dinner January 7th, 2025, right? And then fast forward a couple months ago, not a couple months ago, fast forward to months after, right?

[00:15:40]This was January. Let's go to July 18th.

[00:15:44]You have Ripple again at the White House at the signing ceremony of the Genius Act.

[00:15:50]And a lot of people for years criticized, you know, Ripple's approach.

[00:15:54]Remember that? And they mocked Rack Garlinghouse and they called XRP holders idiots. But every time Ripple met with regulators, right? Every time they met with policy makers, every time they sat down with central banks and these government officials, everybody claimed that we're doing crypto the wrong way. They argued that crypto is supposed to fight the system, not work with it. remember that they said Ripple was too close to regulators and too connected to to traditional finance. Well, look where we are today, right? You've seen Brad Garlinghouse at the White House multiple times. Ripple executives have spent over decades building relationships with regulators.

[00:16:38]Just alone last month, Ripple opened another office in DC to be closer to regulators. Right? Do you understand what's around the corner? Do you understand that they know exactly what digital asset is going to be utilized at scale? All right, fair enough, guys. I thought this was valuable to show you. I hope you enjoyed it. Please let me know down below. Did you like this? Did you not? I mean, this is obviously not all current news and information, but this is kind of a little bit of I don't know.

[00:17:05]It felt like a weekend even though it's a Friday. It's a day off in the US here and so I'm just putting some weird stuff together and I was like, let me just put it all in one video. So, there it is.

[00:17:14]All right. Have a good one. Bye.