Warren Buffet: These 3 Accounts Are Invisible To The IRS — Most Retirees Never Use Them

Three IRS-approved accounts can help retirees legally reduce or eliminate taxes on retirement income: (1) Roth IRA provides tax-free growth and withdrawals, protecting Social Security taxation and Medicare premiums; (2) Health Savings Account (HSA) offers triple tax protection on contributions, growth, and qualified medical withdrawals; (3) The 0% Long-Term Capital Gains Tax Bracket allows retirees to sell appreciated investments tax-free when their income falls below specific thresholds. These accounts represent legal strategies that many retirees overlook, potentially saving tens of thousands of dollars over their lifetime.