XRP: Extra Hostile Run For Liquidity Incoming!

[00:00:00]Welcome back to the channel. The war is going to accelerate between the the Fed, the US Treasury, the central banks, and the regular banks. Now that I've been saying this for years, now we have more evidence. I'm going to let Yahoo Finance through a a few of their articles tell you this.

[00:00:17]Get ready. It's going to cause a liquidity race. They're they need the liquidity. They need smart contracts, these small, mediumsized banks, and even medium to the large because they, by their own words, they're being sabotaged by the large banks. And the Fed is playing favors. The Fed does not care about them whatsoever. Their own words, but let me let me read this little tidbit.

[00:00:39]And the XRPL, all the bank coins are the key. They're the key to traceability.

[00:00:45]They're the key to the smart contracts for cheap. They're the key to deploying all these technologies for cheap.

[00:00:49]They're the key to AI use for them.

[00:00:51]They're the key to deploying uh uh simplified coding in order to run these programs. They're the key to everything.

[00:00:58]And they're not controlled. They're neutral. Built for the banks and financial institutions. That's why you see all this push going on on the XRPL now to make sure well the XRPL is truly independent. Let's drop the Ripple name and let's uh let's bolster security and let's make like all this stuff up in payment channels.

[00:01:17]This is why you're seeing this push right now. They're still in a preparatory phase as they told you two, three months ago in their documents which you read. Everybody had the opportunity to read that. I posted it. I put the sometimes I put a piece of article if I can if I think it's not going to cause trouble with whoever had whoever, you know, uh uh whoever's post an article, but most of the time you are going to see the headline at the least if it doesn't have a copywritten picture attached to it. But if people take those headlines when I do do that and they put that into your search engine, you're going to find those articles and you can read those documents, articles, documents, whatever it is. So people have the opportunity to do that. What did they tell you themselves?

[00:01:58]Okay, let's get back to this here. The friction between the banking se sector and the Federal Reserve has escalated dramatically, morphing into what many Wall Street and regional banking insiders describe as an ideological rebellion.

[00:02:16]You just heard what I covered the other day in that video, folks. Check that video out. By the way, also, if you have the chance, take those powerful hands, hit that like button. Um, it doesn't matter how you get the information. put the video on fast forward and just hear it quickly and look up the stuff as you're hearing it. Look up the stuff and you're going to find that information powerful.

[00:02:35]More evidence in that video of the liquidity race that is coming. They don't want to be under the thumb of the Fed and the major banks. Now, they can't completely break the system. They can't completely leave the matrix for lack of a better word. Uh, and don't take my use of that too seriously. It's just a good way to paint that picture. No, cuz they still have to function within that system. But they do want a level playing field which they're never going to get.

[00:02:59]That leveling of the playing field brings trillions in liquidity. It means that they want to they're going to tap into that liquidity of RWA interbank payments. They want everything to flow but sort of independently. They have to make their own independence now because the Fed is not independent. The Fed is controlled.

[00:03:20]You saw what they just said. Well, if the um if the White House says this, then we may have to act this way overseas. That's not independence. That literally that made that made the news rounds. That's literally showing you're not independent.

[00:03:37]So, the regular banks are like saying to themselves, "Okay, we rely heavily on our client, our customers. We're not getting any help from you. So, we're going to have to sort of do this on our on our own is what I'm saying. Rely on ourselves." And that means that the Bankcoin blockchains are in play, which once again is probably why you had all these Ripple representatives come out years before this, years before saying, "Yeah, we believe a lot of banks are going to use XRP." Right? Tell on yourself. Go ahead. We're not going to stand in your way. Keep talking.

[00:04:10]There's an old ancient phrase, pay attention to the ancients because they had all the time in the world and their focus was on intellectual development.

[00:04:17]That's why they have so many great thoughts. And the old ancient phrase was uh keep silent your tongue so your words don't betray you. And they always betray themselves. They talk too much. They sit in a bunch of meetings. They have a bunch of stuff in their head and they have a loose tongue and they always tell on themselves. Let them.

[00:04:35]And then investigate what they say and why they may have said it. You may not find the pieces now, but like at that time, but perhaps in the future you will. Like now we're finding the pieces as to why they they said that. Let's continue on here. Let them build the story. They'll get past 2023, but they have to lay this foundation.

[00:04:54]The spark for modern banking rebellion began with the Fed's 2023 proposal for the Basel 3 endgame, which initially sought to hike capital requirements by roughly 20% for large and midsize banks following the high-profile failures of regional bank lenders like Silicon Valley Bank. And that's around the time I think we start covering the rebellion uh a little bit before then because it became a little very clear. Let's continue.

[00:05:20]The industry did something unprecedented.

[00:05:23]Rather than quietly lobbying behind closed doors, banks launched an aggressive public war against their own regulators.

[00:05:31]Did it ever stop?

[00:05:35]You you've seen everything I've been presenting on the channel over the last year off and on when it comes to the banks rebellion. Has it stopped?

[00:05:44]All right, let's continue on. No, it hasn't. Let's continue on.

[00:05:48]lenders ran television ads, mounted massive legal challenges, and effectively forced the Fed into a humiliating retreat. Also add in there, I know you can't do everything, Yahoo, but um add into this article that they wrote myriad letters. That's what we read. We read the letters that they wrote. Eyeoping stuff. I told people, check out those members only videos. I told you. But let's continue on here. By early 2026, the Fed drastically watered down the rules. Did was that enough? Did they do enough? Were the regular and were the medium and small size banks medium to large size? Were they still under pressure? Were they still complaining saying that it's still rigged? Yes, they were. But let's continue on. Perhaps they'll tell you slashing the proposed capital hikes and tailoring them to be far far less punitive according to whom? According to the Fed. I mean I mean according to the regulators.

[00:06:43]Right.

[00:06:44]Right. Let's continue. While Wall Street successfully, so that's their opinion, not the banks. You didn't hear that from the banks. Keep that in mind. Let's continue. While Wall Street successfully rolled back these these strict rules, regular regular regional and community banks argue that the system remains heavily rigged.

[00:07:04]Yahoo. Tell them again, please.

[00:07:07]It feels great. For years, I'm just I'm combing through all this information.

[00:07:12]I'm reading. By the way, speed reading is good.

[00:07:18]There's many techniques to speed reading. If this one doesn't work for you, there's another one.

[00:07:23]I had a speed reading book I was putting up. Perhaps I might may do it again. I don't know if people want it or not, but I'm telling you, if you're reading a bunch of documents, you have a business or anything where you're reading a bunch of doc documents, maybe you're an independent researcher, you need speed reading. Get through those documents quickly, but know what you read. you could you'll be able to absorb it with speedreading techniques. It's not just about reading quickly. It's about absorbing quickly. That's the important part. They don't tell you in speed reading. All right? So perhaps somewhere up here that speed reading book will be up there and then it it'll you'll enhance yourself. You'll have it forever. It will be forever a benefit to you. Just like with the whole AI for business, I told people this multiple times. AI if you wanted something broken down to it basics for AI for business.

[00:08:08]You get AI for business for the the dummies book, the dummy series, right?

[00:08:12]That just means they put it in basic terms or you get AI for a pro procurement book. Um, so you know, you have all this information. It's at your fingertips. It's not on your computer where something could go wrong. You could lose it. It's digital. You don't actually have you have to have some device on you at all times. No, you have a solid book on in your library. You can pull it down. You can read it. You can share it with people. But that's up to you. All right. That just came to my mind cuz talking about reading these documents, they are dense. Sometimes you get documents here, these bank documents like 200 50 100 200 pages. Woo.

[00:08:45]But sometimes you get to that like 67th page, 150th page or something important on there. And if you had just skipped that, you would have missed it. But with speed reading, you don't miss a thing.

[00:08:55]You just Thank you to my father for giving me those books when I was younger. Facts.

[00:09:01]You ask anybody, he'll tell you. He had he he had me read the speed reading book. My brother read the speed reading book. He was reading it and it definitely helped out. I'll tell you that much. Okay, let me move on from that. I'm trying to help while I can.

[00:09:14]All right. I don't take any day for granted. I'm trying to help while I can.

[00:09:18]People want to partake, they partake. If they don't, there's nothing I can do about that. Let's continue on here about the rigging.

[00:09:24]that system remains heavily rigged in favor of global systemic mega banks.

[00:09:33]Now they've said it. So I'm not alone anymore.

[00:09:37]Now we have real the the experts so-called experts since people respect titles so much. Although titles don't necessarily uh denote intelligence or or mean intelligence high intelligence doesn't mean that. All right. But let's continue on here. During banking panics, deposits naturally flight out of regional banks and directly into mega banks like JP Morgan Chase or City Group, Cityroup because savers know the government will never let these massive entities fail.

[00:10:08]Regional banks claim the Fed's regulatory framework cements this favoritism. This is what we were talking about in those last like two or three videos. I was trying to elucidate on trying to clarify what they just did.

[00:10:22]Cements the favoritism. It makes it official. There's not even a guess anymore. That's another reason why I'm saying there's going to be an acceleration in this war. And that's super bullish for bank coins.

[00:10:37]They're going to choose preferred DT providers if they didn't before, which I know that they did, but if they didn't before, they definitely would now because they're going to say, you know what, we don't need to use Fed wire directly. That's why the Fed bent the knee and said, listen, everybody, you all can connect with intermediaries to our system now, right? Because they know the war is about to go kaboom.

[00:11:02]they don't have a choice or they'll have a bigger problem on their hands while they're in this transition where they're about to have a lot of backlash against them because they're going to have to do quantitative tightening.

[00:11:13]Oh, the people don't like that, right?

[00:11:15]Do the people what they don't know and what you do know because you're here on the channel.

[00:11:20]Perhaps you might tell somebody come subscribe to the channel. I don't know.

[00:11:23]I'd be grateful for that and thankful for that. I want the channel to grow.

[00:11:26]I'm working my tail off bringing you original ideas.

[00:11:32]All right? And that's hard work. So, every day I'm working my mind to find original stuff and to give you my viewpoint, my unique viewpoint. So, maybe you do tell maybe click that like button, maybe tell somebody to come subscribe. I would appreciate appreciate that 100%.

[00:11:47]And thank you. Um, so yes, let's continue here. Regional banks claim the Fed's regulatory framework cements this favoritism, essentially giving big banks free insurance while regional players are left vulnerable to sudden liquidity runs. Compliance costs do not scale linear linearly. My apologies if I might talk. I was listening to one of my videos. cuz I felt like I was talking just a little bit too loud. But I'm trying to project because that um central air system is right there outside the door here to the left here. And then the my bushes are like right here. And it's like loud cuz the door is right there. The door to the outside garden is right there. Um and so I have that air that cool air blasting right. I'm talking about blasting right now. So it's a little bit loud. So I feel I'm projecting my voice. So hopefully for me it's loud. I don't know if you can hear that on the microphone.

[00:12:41]So I feel like I may be talking just a little bit loud. My apologies if I am.

[00:12:44]Okay, just bear with me now. So now, as I would do with you, all right, so now let's continue on here. Oh, I'm very I'm a very understanding person. Like I'm I'm I'm like to relax. I like to chill.

[00:12:55]I'm I'm I like to learn. That's mostly what I do throughout my days besides work. I like to learn and I keep I'm like Pythagoras. I understand Pythagoras and talk about Pythagoras a lot because I understand that need for silence and being quiet. And that's what I I like to be quiet and think, contemplate, analyze things, and study. Uh, so that's me.

[00:13:16]That's a that's the core of my being.

[00:13:19]Wisdom, development of wisdom.

[00:13:22]Let's continue on here. All right. Just a little random tidbit. We're hanging out. We're talking. We're learning.

[00:13:27]We're growing. That's good. This is real interaction. Not just throwing stuff at you, throwing hot words at you, hot numbers at you. No, I'm treating you like a real person. All right, let's continue on here. Compliance costs do not scale linear linearly. A new disclosure or reporting threshold, such as those triggered at 500 million or $1 billion in assets, requires a massive percentage of a community bank's revenue to manage.

[00:13:58]Uh-oh.

[00:14:01]a massive percentage of a community bank's revenue to manage.

[00:14:09]They're they they they're setting them up. There's no way you do all of this that is going to push companies, banks, financial institutions of all kinds into a desperation grab for any type of liquidity that's going to be legal and easy to to make, easy to acquire. And crypto, they're about they're making it so easy. It's legal now. And when they do make a pump, it's going to be easy to run in and get some large a large amount of value from a myriad of different coins and get out quickly. The the most dangerous part is just getting out for them. Not so much. They have teams. They at that time they're going to have teams on standby getting in, getting out, getting in, getting out. They're going to make a lot of capital. This is going to pump that price going to just keep going up until they decide to crash a little bit, push some people out. uh and that will that will be uh triggered orchestrated by the the major banks in my humble opinion. All right, let's continue on here. For a mega bank, it is a rounding error. Small banks argue that the Fed the Fed is slowly suffocating local relationship lending through bureaucratic attrition. Their words, look how many powerful things they're revealing here. How many people are seeing this, knowing this, looking this up?

[00:15:26]You're in a special small group. Make no mistake about it. Those people out there don't know this. And they will have to pay a lot of capital to a professional researcher or analyst. A lot of capital or fin what do they call them? Financial adviserss and stuff like that. And most of them will have this type of information. You have to get a researcher to get this. Here we are.

[00:15:46]Right here. You have this information.

[00:15:50]you have it. Do good with it. All right.

[00:15:53]Not financial advice. Well, this ain't financial advice. This is just some research, but um not financial advice.

[00:15:59]Do good with it. What will you do with it? I don't know.

[00:16:03]Let's continue on here. Suffoca suffocating. Holy smokes. I like the I like the small and mediumsiz banks because they're telling the truth. I like it. All right. Then they they let me know that what I'm seeing is what I've been researching is real. It's good. It's it's I already know that. I don't really need outside source uh to verify that. But you got to understand when you're doing independent research and you're going against the grain, you're not saying the popular stuff that everyone else is saying. You get a lot of backlash. Everybody wants to go against you and hope that you're wrong.

[00:16:37]So when you see these professionals come out and say this is like, oh, it's a relief. Like yes, it does feel good to not be alone. It does. Uh let's continue here. You think that's it? No, it's not.

[00:16:47]And the wild part is I had a little solana news. I got Bitcoin news to still to get to. So, let's let me be quiet and with my personal opinion and and give you more of this good information. The tension isn't just between banks and the Fed. There is a deep Come on. Wait, Yahoo. Why would you call it there is deep paranoia? Why would you Why would you say that it's paranoia when they showed you proof that this is happening?

[00:17:14]They have all the evidence. So why would you why would you say there is deep paranoia among smaller institutions regarding how mega banks wield their immense market power? That's not paranoia if it's actually happening. You have solid evidence and the bigger banks don't make it a mistake. They literally they don't make that a not a mistake.

[00:17:31]They don't make it a secret.

[00:17:35]Yahoo. That was a that's a little questionable for you to say such a thing. But let's continue here. It's like they all choose sides. It's all It's so wild. This fear of sabotage, they put quotes, quote unquote, sabotage operates in two primary ways. When regional banks experience stock volatility, big banks don't just stand by, they actively market to those shaky clients. Yep. Because they have all the information. Everyone's just volunteering their information. And so the banks know who's shaky, who's on shaky ground, and who's not. And yes, they read that social that social media has run through some system and they process that and so they know who's saying what where. Oh, you're not happy with this bank. Hey, let's advertise to them. Target them. They'll come over to our bank.

[00:18:23]And people just giving that information away for free, not making a dime on it.

[00:18:28]And these companies are making millions to billions on that information is wild to me. People better learn how to monetize their information. In my humble opinion, I'm not saying not saying don't put it out there. I'm saying at least make some capital off of it since they are.

[00:18:42]That's wild. But let's continue on here.

[00:18:44]Regional lenders argue that mega banks weaponize panic to orchestrate a vacuum, draining deposits from local communities to fuel Wall Street's balance sheets.

[00:18:55]Then they have more here. By squeezing the margins of smaller banks through dominance in financial technology and payment plumbing, big banks create an environment where smaller lenders have no choice but to sell.

[00:19:09]Really, regional banks, keep that in mind, regional banks worry that mega banks use their lobbying muscle.

[00:19:18]Folks, didn't I haven't I been saying this? And it's it's not without much work and and and pain painful reading that I drew the conclusion over my lifetime that the big banks, the big financial institutions and the government, there's no difference between them. There's the big businesses as a whole and the politicians because they pay them money and so they do favors. It's like favor for payment. So there's no differentiation between them.

[00:19:49]That's why I say that. But so many people are like, "No, that's not that way, Mick. What I mean, no, with all due respect, that's ridiculous to say such a thing. If they pay you money to do a certain thing, then there's no difference between you and they."

[00:20:04]Let's continue on here. Big banks create an environment where smaller lenders have no choice but to sell. Okay. Well, lobbying muscles. Let me move back to this. Regional banks worry that mega banks use their lobbying muscle to ensure Fed regulations remain complex. I you know what I disagree with some of this stuff that y'all the writer is saying, but at the same time, you're dropping some good information as well.

[00:20:30]I can't complain too much. I can't I just told you they're rigging the other way that they were rigging it the other day where uh they're making sure there's no remedy. Didn't I say that there's a ton of solutions? That's what I was saying. A ton. No, I'm not going to give them my solution so they can steal it and put it on a shelf or then exacted and then take credit for it. No, I'm not going to do that. But many people have solutions. You probably have a solution that is definitely workable, reasonable, and yet they're not doing it on purpose.

[00:21:02]They want the system this way. They've rigged the system. The question is why?

[00:21:08]They know it's not sustainable. They know there's a high likelihood of something systemic happening and yet what they love the most is profit. What could possibly benefit from the fall or partial fall? Not complete fall. Now I don't think the things are going to completely go away at all but systemically something could occur and it could be major. What could they profit from during that situation? I don't know the new plumbing.

[00:21:34]the new plumbing that is the bankcoin blockchain systems where native tokens skyrocket and almost nobody knows about them. Don't make the mistake that just because you know people in the bankcoin communities talk to each other all the time that there's a large that's a large community. No, there is not. No, it's not.

[00:21:50]Crypto as a whole is still pretty small, but the Bcoin community is even smaller than that. 8 bill this is what they claim. They claim 8 billion people on the planet, right? Somewhere between 7 billion 8 billion right now. Although those numbers are highly dubious, highly questionable in my humble opinion.

[00:22:06]Okay. So, what's a few million to in comparison to a billion, 8 billion, nothing. Now, let's continue on here.

[00:22:14]So, they're not worried about that.

[00:22:16]They want those bank coins. That's what was skyrocket in value.

[00:22:21]No guarantees, not absolution, but this is what I'm seeing from and I don't know a when. I can't tell you when. All that wind moon. I don't know.

[00:22:30]That's being real. No one knows.

[00:22:36]Not here to pretend. Ah, yes. I know that. No. Socrates said, "I know that I know nothing." Pythagoras said something similar to that. All the wise know that learning is ongoing. Change is the only constant. So, all you can do is observe and remain adaptable. Make your own decisions.

[00:22:52]You choose the path, you walk the path.

[00:22:54]No one can walk the path for you. Right?

[00:22:56]That's my mind state. Okay.

[00:22:59]So, this friction, tell them writer, you're doing a good good job. Tell them this friction is unlikely to dissipate anytime soon. There's much more. I'm going to leave this off right here. All right. It's where we're going to stop.

[00:23:17]That's how I say this is that's where we're going to stop. Let's go here so we can uh close out the video. Okay. We'll then perhaps if people like this video, this uh type of content, this this angle that I'm working right now, um we'll come back and we'll complete this information because there's a lot more here. So now let's go to a little bit of Solana news and we're going to go we're going to Google news for this one.

[00:23:42]So now this article here is titled Kraken integrate Solanaex trading into core app. Kraken has officially launched native onchain token trading directly within its core mobile app, allowing eligible users in the United States and over 100 countries to buy and sell decentralized finance assets seam seamlessly. Users gain immediate access to nearly 2,500 verified Solana based tokens including many early stage assets never listed on any centralized exchange. All right, very nice.

[00:24:19]The uh integration completely removes the need for managing seed phrases, setting up external browser extensions or manually dealing with bridging and gas fees.

[00:24:31]Assets purchased via decentralized exchanges appear right alongside standard centralized holdings within the existing Kraken app interface. Okay, so that's very good news for Solana. All right, let's move on here. I had two. I feel like I had two. Uh feel like I believe I had two uh Bitcoin articles that were really good and I have time for one.

[00:24:54]They're both very good. All right, let's do this one here. Franklin Templeton because we haven't heard about Franklin Templeton Templeton in in a little bit of time. At least I haven't. And I talk about Black Rockck quite frequently and I reference some of their their articles and stuff like that. So now this article is titled Franklin Templeton proposes new ETFs that turn corporate dividends into Bitcoin. Them tying so much into Bitcoin in my humble opinion is so dangerous. But let's uh read this little tidbit and notice how they want everything tied into crypto. Everything.

[00:25:30]That's interesting. But let's continue.

[00:25:32]Read this little tidbit. Franklin Templeton has officially filed with the US Securities and Exchange Commission to to launch two new ETF trades. Oh, ETF trades. ETF funds.

[00:25:47]I just went haywire. I don't know what happened right there. I'm getting a little tired. That will automatically reinvest cash dividends from stocks directly into Bitcoin exposure. This innovative structural twist repurposes the traditional dividend reinvestment plan uh framework, allowing equity investors to systemically build a cryptocurrency allocation strictly through their portfolio's cash flow. The proposed funds are part of a broader wave of second generation crypto products competing on creative structures and yield rather than simple spot exposure. Commenting on the unique operational mechanism of the filing, Bloomberg intelligence ETF analyst Eric Balchunis noted on X. This is what he said. Quote, "Equity Bitcoin Drip proposed ETFs will invest in US stocks, but then broad index of stocks pay out DV uh uh DVDs. The uh the ETF will buy BTC with that money. Trying it with innovation stocks, too." Interesting.

[00:26:45]Unquote. All right. So, there you have it, folks. So, now that you have that information, what are you going to do with it? I know what I'm going to do with it. So until next time everybody, let's get to the money.