Before funding a 529 college savings plan, individuals should first identify and prioritize their most important financial goals, as blindly funding education savings without considering other objectives may lead to unbalanced financial planning; this approach should only be adopted if education savings has been explicitly declared as the absolute top priority for the family.
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Stop Funding the 529 Before You Do This First! đAjoutĂ© :
But, I think the most important thing that I'll just kind of push out a little bit is where is that in their goal planning, right? What's the most important thing to them? You don't just ignore [snorts] all your other goals to then fund the 529 unless you say this is absolutely the most important thing for us.
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