Why Teachers in the Philippines Are Still in Debt?

Added: 2026-05-27

[00:00:00]Did you know some teachers in the Philippines take home almost nothing after deductions? A public school teacher in the Philippines can earn around 27,000 to 50,000 pesos a month.

[00:00:11]After loans, bills, and deductions, some are left with as little as 5,000 pesos.

[00:00:17]Sometimes, even less. Many teachers take loans just to cover everyday needs: food, rent, family expenses, and emergencies. And sometimes, teachers spend their own money on classroom materials [music] like construction Not everything is provided. So, instead of saving, more money goes out. Over time, those loans grow. Interest adds up. Monthly payments increase. So, when salary comes in, a huge portion is already gone. Yet, everyday they still show up, teach, guide students, and do their best.

[00:00:50]Imagine working this hard and still struggling financially. Could you live like this?