(WARNING) If You Don't Get These Answered...NEVER Buy That House!

Añadido: 2026-05-08

[00:00:00]Don't put a contract on a house. Don't even look at a house till you get the answers to these questions. I'm going to share everything with you in this video so you can make the best informed decision. One of the most stressful things that a person can go through in their lifetime is actually purchasing a house. And there's questions that you need to be asking. And it's not that you don't want to ask the question, it's just just you don't know the questions to ask. Hell, there's a lot of real estate agents that won't know these questions. The crazy thing is is they're just simple oneline questions that you can get the answer to that'll save you a whole lot of money, a whole lot of time, and a whole lot of stress and give you peace of mind after you write a contract on a house. Let's jump into it. A key question that you should be asking every homeowner that's selling their house is really simple. Why are they selling? And you can get this information from the homeowner themselves, the listing broker, or the real estate agent who has a property listed. Knowing why they're selling can make a huge difference in your negotiating power because if a house is sitting empty, vacant, nobody's in it, it's not occupied, I can assure you that seller's more motivated to sell. And more than likely they're willing to come off that price a little bit more than if it's an occupied home because chances are it's either estate sale, divorce sale, relocation. And think about that. Write that down. If you haven't grabbed a pen and a piece of paper, pause the video, write this stuff down because it's very helpful, money-saving questions that you'll want to ask. Now, another one is not only why are they selling, but how many days has it been on the market? You can go to zillowretor.com and oftentimes you'll see and it shows you the days on the market. What you really need to find out if you have a good agent working for you is know literally how long has it been on the market, not just with that real estate company. Because when you go to the MLS, the multiple listing service, it's going to show you how many days it's been on the market with every single real estate company. And when a property's been on the market, house, land, it really doesn't matter. The longer it's been on the market, it becomes shop porn. And you as a buyer, you start to question, why is that? You also have to look at the price. If they were real high on price, it's been on the market for 6 months. They started at$272 and now it's at 1849. Well, chances are it's just gotten into the price range that it's going to sell.

[00:02:06]Now, here's a couple that, well, really one that a lot of people miss is insurance claims. A lot of people don't realize that if there's been a lot of insurance claims on a house, that kind of goes with the house. It's almost like, have you ever seen how the cars have the Carfax now, right? So, if you have a Carfax report and there's been a couple accidents, well, they disclose that stuff. Now, insurance companies can see if the house has ever had a fire, been struck by lightning, had any kind of claims on it whatsoever. Cuz often times, those claims can make your insurance go up on a house that you haven't even purchased yet. But, you know what I mean, not having even purchased yet. I mean, when you buy the house, insurance will go up cost the house. The next one people don't just overlook is flood zones. You have to ask, has that home ever flooded? A lot of this stuff is on the property condition disclosure form that they came out with in the mid 90s where everybody in the country has to fill out that form. It's about 13 pages and it shows the age of the roof, all this information. Is it on a well? Is it on septic? But these questions that I'm going to go over with you, most of them already know in the disclosure. So, you need to know, has the property ever flooded? And is it in a flood zone? Now, there are different flood zones. You can Google these, but there's A, B, and C. A is the highest the most likelihood of that house flooding. B is a little bit better. It's not required by the mortgage company that you hold flood insurance. You have to know this that when you buy a house and it's in flood zone A, the mortgage company's going to require that you have flood insurance on that house. Of course, you want it anyway. Believe me. And and here's what people forget. There are 26 states in the United States that border the ocean.

[00:03:45]That's right. And a lot of people fail to, you know, they're like, "There's no way I'm doing that." Listen, floods can happen anywhere. A is the worst, B's less, C's even better, and then there's flood zone X. Those are the ones you need to look out for. Now, this next one is on the disclosures when you see the property condition disclosure form, but it's okay to go in a little deeper. It asks the question of the seller. Has the home ever had termites? They check yes or no. Is it under termite contract?

[00:04:10]They'll check yes or no, and they're asked to give the termite inspection company. The reason why you want to know that is if it's ever had termites, you want to know where, when, what happened, what caused it. Just dig a little bit because often times it can lead to the next question is, you know, has the house flooded, right? Because whenever there's water in the house and moisture, that's where the termites are going to set in. They come up from the ground.

[00:04:33]They can be behind your vinyl siding, behind the wood, all of that. You just want to make sure if there's any damage from termites that it's been repaired.

[00:04:42]and not just repaired, but repaired by who. You want to make sure, of course, you get every single home that you purchase inspected. But asking these questions that I'm sharing with you will even take it a step further as far as the home inspection, real estate agents, and the homeowner themselves. Hey, are these good questions? If so, give me a thumbs up, subscribe to the channel, and if you have any questions, ask me questions. My team and I do our best to answer every single question. And most of the time, it's me answering those questions. or chime in and share your comments or anything that you can do to help not just me but to help others who also watch this video. Now, this one a lot of people don't realize and it's and it's fire hydrant. That fire hydrant right there right on the corner of this house, this lot, your insurance going to be a little bit cheaper. Lord forbid you have a fire. If they have tap into water, it's right here in the area. The other one is foundation repairs. I know it doesn't have anything to do with water. These aren't in any special order, but foundation repairs. I'm going to share something with you. This is a live oak tree. Huge, big live oak tree.

[00:05:41]And it is planted 20 to 25 feet from the house. That's a good thing. That's what you want because what happens is so oftent times foundation issues on a house are because of those tree roots.

[00:05:52]So you see this is a crepe myrtle and that crepe myrtle is just 3 ft off the house. Because when you plant them and they're just little bitty saplings, you don't think anything of it. My advice for anybody is look for that foundation repair. Ask about foundation repair.

[00:06:07]Often times if there's so much as step cracks and the step cracks are like a stairs, right? They'll go up this way.

[00:06:13]Straight line cracks, that's foundations moving because if it will move the foundation, it will break that brick. If it's just step cracks, often times that's just cosmetic. A lot of people don't realize that brick doesn't give much structural integrity at all. That's actually brick that's in between the actual walls, the studs and the walls.

[00:06:34]When you put in a tree, just always make sure you're 10 foot off the property line. Now, this one, and it's it's we'll just throw two of them in there, right?

[00:06:42]No certain order. This one is talk to the neighbors. I can't emphasize enough.

[00:06:46]Don't wait till you move into the house to talk to the neighbors. You're going to do home inspection. You're going to do drivebys. Talk to the people. So many real estate agents, and I've been doing this for 30 years. If you haven't already subscribed to my channel, please do. My name is Wayne Turner. I've been in the real estate business for 30 years. Bought, flip, sold. I've helped thousands of people with their real estate transaction buying and selling. I always tell people just get out and talk to the neighbors. They're glad to meet you because you just never know. You're going to be living around these people and you just never know. So get out and talk to the neighbors. Another thing you have to ask is, has there ever been any leaks in the roof or anything like that?

[00:07:21]And most importantly, has there ever been mold in the house? And if so, was it remediated and done professionally?

[00:07:28]Not just throwing a little bleach on it and then covered back up. That stuff has a process to air out and dry. People don't understand mold grows fast and it will grow as soon as there's moisture. And for example, if a house were to catch on fire, there's been a fire, right? Where do they put the fire out? They put it out with water. They have to immediately kill the electricity on the house as a safety feature. No electricity, no heat, no air. It's been sitting stagnant for 3 to 4 days. Mold can sit in. You just have to ask those questions. And listen, if you remotely smell any sort of a musty smell in a house, just have it professionally tested, it'll run you $6 to $800 depending on the size of the house.

[00:08:07]They'll go through every room. They take air samples and within 7 to 10 days, they'll tell you where mold is, if all in the house, and most importantly, where it's coming from so you can detect it, get rid of it before you buy the house. That way, it's on the seller, not you. Now, here's one that people don't do. They fail to do this and it's so simple. And look, have you noticed all these are free? They're just questions that you ask and it's just that simple.

[00:08:32]This one, I always tell people, Google the address of the house. You'd be amazed what you can find because you never know when there's been a lawsuit of some sort from the previous seller or the seller selling you the house, bought the house, and they've been living in it, and next thing you know, something happened and they had to sue somebody.

[00:08:50]You can find a lot of history on a house simply just by googling the address.

[00:08:56]Another question to ask is, and they don't have to disclose this, has anyone ever died in the house? Has anybody ever passed away in the house? I've sold thousands of homes, and I I can tell you so many stories, murders in homes, been in them before they cleaned them up, family members calling me to sell them.

[00:09:14]I can absolutely write a book about all this stuff. It's not that you don't have to buy the house. It's just something that you may not want to buy the house.

[00:09:24]And it's okay to ask that question and know it before you take ownership. Now, this next one is something that we do for all of our clients, not just sellers, but also for buyers. And these questions are good questions to know, even if you're selling a house, because if you're going to sell the house, you want to answer these questions. and you gladly welcome these questions to any buyer so you can give them the answer so they buy your house over someone else's.

[00:09:46]Another question to ask is what is the value of the home? Can you do a market analysis? You see, and a real estate appraiser is going to appraise the property, but let's just say that you're at a foreclosure like this home right here, 238, 2350 ft, fourbedroom, three bath, twocar garage. It's a foreclosure.

[00:10:04]Needs some TLC. Needs cleaning up. But if you got to go in here and put $15,000 in on it, you need to know that going in before you make the offer. And also, if you're going to put 15, 20, $40,000 into a house, you want to make sure, is it worth it? Like, if I'm going to buy this house and put this money in it, is it going to am I going to be in a positive equity after I do that? See, oftent times, you can buy a foreclosure, put money into it, and it may just equal what you could have bought a brand new house for. I only share that with you so you can have the data and the information because your real estate agent can say, "Hey, here's what the most expensive home sold for. Here's what the least expensive home sold for.

[00:10:43]Here's why this one was priced at this.

[00:10:44]It had a pool in the backyard or completely remodeled kitchen in the bath. This one was a foreclosure or this one was a state sale and that's why it sold for less." They can also give you an average per square foot. That way, you know going in what you're going to be invested in. Now, don't get me wrong.

[00:10:59]You can get some amazing buys when it comes to foreclosures. This house right here at 2350 ft for $238,000 is a really good buy. And I tell people if you want to look at all the foreclosures, doesn't matter your city, county, parstate, go to findmyforclosure.com.

[00:11:14]I partner with foreclosure.com.myforeclosure.com.

[00:11:18]Unfortunately, it's not free because it cost a lot of money to create the site, maintain the site, pull the data because that data is updating every hour on the hour. So, I tell people, go to findmyforclocure.com.

[00:11:29]It's about 40 bucks a month, but it'll show you every estate sale, tax sale, tax lean sale, short sale, anything like that, bankruptcy sales. So, you can drive by, look at the house, and know, okay, this is something that I can make an offer on. Now, this next one, you do not want to forget. Hopefully, you're writing this stuff down. Give me a thumbs up if you like this information.

[00:11:47]It helps me spread the word. And that's what I'm my goal is to help millions of people know and understand and simplify the whole real estate process without having to charge you money to do it. I just feel like you learn something, you master it, and then you teach it. You got to know what the property taxes are.

[00:12:03]They will estimate that with your mortgage company, but it's a good thing to know what are the taxes on the property. You're not going to have to pay that in one lump sum per year. You have an escrow account. They'll escrow for your taxes, homeowners insurance, and all that. But it's still a good thing to know what are the taxes on the property because they can be absurdly high and you just don't know. Another thing that can affect your wallet, your pocketbook, and what it's going to cost you on a, you know, every 3 months or every year is your homeowners association. If you're in a HOA, homeowners association, if they've got community pools and playgrounds and maintaining entrance and all that, you may be 700 to $1,500 a year. And that's something that's not escrowed. It's something that you have to pay either monthly or yearly. Now, here's one I share with people, and most contracts in just about every state have a website that you can click on and go to, and it will tell you, hey, do your due diligence. I always tell people, do your inspections, mold inspection, if you smell mold. You hear me say all of that stuff, right? But this one, people fail, too. Let's just say you have small children. Just about every city, every county, and every state, every parish, if you're in Louisiana, has a sexual offenders website. And it's not a bad idea just to go to that website, put in your property address, and it will literally show you around your address, that home that you're about to buy if there are any sexual offenders. It will also give you some very important details on that person and where they live because they have to disclose that information. So, listen, I'm Wayne Turner. Hope you like this. If I missed anything, chime in. Let me know if you're a real estate agent, broker out there, real estate appraiser. let me know. That way we can continue to teach people. Until next time, thank you and God bless.