The Unified Ledger Just Went LIVE. Almost Nobody Saw It.

Added: 2026-05-10

[00:00:00]Hey, it's Camila Stevenson and around here we talk wealth and we got something exciting to get into today. Go ahead and like the video and subscribe if you have not already. It's always good to be with you guys. Man, are you an amazing community and I just want to start off by saying that first. What's up, Tiffany and FedEx?

[00:00:21]>> Got my video on in the background and I'm going to tell you why I got it on in the background. I am um it's a couple of things that I want to do today. I'm going to update you on what just happened this week. Man, there's some awesome things that are happening in this space. What's going on from Hawaii?

[00:00:39]What's up? What's up? Go ahead and share the video because I'm going to help you to understand what just took place last week. A lot of people are not paying attention to the news. And u what's up at 7:44? What's going on? And uh what's up from South Detroit? I love to see you guys in the place uh Pensacola. What's going on? Listen, there are things that are happening in this space that if you don't pay attention, it's going to blow right past you. And let me Oh, what's up from Dominican Republic? What's going on? Um I I listen, I'm going to try my best to keep you guys informed so you can stay in the race. Let me just say this. What's up from London? Where? How do I pay uh my crypto or stock uh taxes? I mean, you you're definitely going to have to pay when tax season come around. Um and that depends on if you've taken profit um what your capital gains are with that.

[00:01:36]Um so, that's something that we'll we'll talk a little bit more about, but of course, I give the strategies of opening up a Roth IRA uh with ITR Capital.

[00:01:45]That's where I have some of my crypto.

[00:01:46]They give you a $100 free funding bonus and everything that you grow in that account is taxfree. And so that is exactly why I tell people that they should have a tax-free strategy because everything else uh is going to require you having to pay taxes because there's capital gains. Um other than the fact that you uh of course keep some that you can borrow against as well. That's a strategy as well. What's going on?

[00:02:09]Things are getting super spicy. And I'm going to talk to you guys about the United Ledger. Most people don't know what it is, but it is my job to get on here on here and let you guys understand what's happening. And I can guarantee you by the time I'm finished with this, you're going to understand another piece of what has already uh transpired that is um that is very bullish for XRP long term and and I think it you'll just kind of understand what what's really happening right in front of your face because I don't think they want you to understand what's happening. Okay. So I try to take the language because most people don't even know what the unified ledger is. I try to take this language and explain what that means and by the end of this you will know what that means in layman terms and it's going to it listen I'm telling you guys it it it only takes common sense matter of fact thank you so much uh Dassa big up Camila like your Paris uh oh thank you yes Germany and shirt especially when the beat arsenal yes I love it y'all know I'm a Nike girl too so I try to you know get a little Nike gear this is a old y'all probably seen this one before um uh yes unified Yes, I mean unified. If I didn't say that, I'm sorry. Uh, just like the title, the unified ledger. I will help you to understand what that means. And yes, I do hope that it drops below a dollar. I just bought some more yesterday. I am continuing to build my position. And I just got into something on Monday. Be be ready on Monday. Um, I am getting I I just started a new position recently in a new cryptocurrency that I've never talked about or mentioned here. And I'll explain why. I'll probably talk about it with my members. Also, I am going to reveal uh What's up, Bri Breen? Thank you. I appreciate that. I'm also going to tell you I I one of my for right now over the last what uh when did I buy that? March 11th, I believe, because I just looked it up. March 11th, I invested in a particular coin that is up over 100%. And it's it's in two months, right? It's my top performing uh coin so far in the last few months. I'm going to let you know what that is on Monday.

[00:04:22]It's up like 113%. I just started investing in it back in March, right? Um so let's see. Uh thank you so much Anita Moore uh for the super chat. Is the premium custodial account also taxfree?

[00:04:35]No, that one is not taxfree. And I use that account longterm because I intend on getting passive income um from that account, staking e, you know, uh Salana and staking my ETH and whatever fiduciary services they come out with in the future, you know, with XRP. I know a lot of um uh institutions um and institutional platforms are going to allow you to get yield off of your XRP.

[00:05:00]So, that is a long-term play. I love the fact that it's a cold loop uh a closed loop system, meaning nobody can ever hack your cryptocurrency there because it's a lot of places they can hack your cryptocurrency including a cold wallet.

[00:05:13]Uh but they cannot take your crypto out of that account and so I like diversifying my entire game plan so that I have um different uh different um accounts doing different things. Okay, so that is why I use that premium custody account. So, if you don't have a premium custody account, you should also add that to your structure. Uh, Roth account is to me the premier because to have a tax-free account is a no-brainer.

[00:05:40]We are looking at like the appreciation that'll happen alone is going to like it's going to first of all, it's going to be dramatic over the years, right?

[00:05:49]And man, if you don't have a a t if you don't have a strategy to save on taxes, it it's just you're going to wind up paying a lot of money to the government.

[00:05:59]You just got to if you're long-term minded and you know where XRP is going.

[00:06:03]Trust me, if you have profit levels, you're going to pay a lot in taxes. I'm just letting you know now. Um, thank you 6 AJ. What's going on? It was so great to meet you at XRP Las Vegas meetup, sis. Thanks for coming. Hope you can speak next year event. Hey, I'll be there like whatever you need. And man, when I tell you I was uh just letting somebody know he put on an it was amazing. The community, the speakers, the environment, it was high level. They was giving out um free gifts. You know, I was telling I don't know. I don't know if it was my best friend. I was talking to her about the event. And honestly, some people just came to the meetup that six uh 8J put on. They didn't go to the conference. I was like, "Are you going to the conference tomorrow?" They was like, "No, I'm I'm actually just here for this." So they had a a penthouse after that. Like it was done in such excellent and I love to see um you know people in this space be able to like provide an environment for people to grow together to to you know to mingle like a family and just you know it was it was amazing y'all. It was incredible.

[00:07:03]So if y'all don't get please plan for next year. Plan for next year. He doing bigger and better things and uh I want you guys to be there. I want to see more people there um in the place. So, all right. We got Listen, we got a lot to um get into. I know. First of all, happy Mother's Day to all the mothers, okay?

[00:07:21]I'm going to do something special for you all in a minute after I say what I want to say because um um yeah, make sure you guys support 68J next year. Um so, just go ahead and plan now. Plan early. Uh you know, it's better to plan earlier than later. And so, just plan to be there mentally, get your money together, do your finances right, right?

[00:07:39]So you're not sitting up, you know, too many people sitting up broke, right? I I can't travel. I can't do You know what?

[00:07:44]Traveling is going to be for the elite at some point. Okay? Because people not gonna have enough money. Why? Because they spending it all. Get into these assets. Make sure you're here Monday. We are going to do some common sense together so that you can stay in this game. I want to inspire you for a minute. I need you to stay in this game.

[00:08:02]You will never ever ever see a wealth transfer like this again in your life.

[00:08:08]And at this point, it really only takes common sense to see what's happening. I promise you, Ripple right now. Um, and hit that like button.

[00:08:17]Yeah, I see I see it in the comments.

[00:08:18]Thank you guys. And I'll get to some more of the comments. Ripple is making moves unlike anything in the crypto space. Check it out. Three uh 13,000 banks, over a thousand NDAs. Not that we got to go off the hype of any NDAs, right? But we don't know everything that's happening. The banks have not updated their systems in 50 years, y'all. It still take days for your money to clear and the fees are stacking on top of that. On the XRP ledger, value moves in 5 seconds. What? What? What don't make sense? I I don't understand what don't 5 seconds for a fraction of the cost. Banks are going to take over a portion of that flow and every single transaction burns a little bit of XRP away in the process. Okay. So, and then remember the whole world is moving away from the dollar. Pay attention to what's happening. Countries are signing trade agreements that bypass it. Central banks are buying gold at the fastest pace in modern history. The infrastructure is being built right now. Um, and it's the infrastructure that is going to be the next phase of global finance. It it's going to run on it. I'm telling you guys now. This is a pay attention because this is smart money know that dumb money is impatient. They are they hype driven right? This is a slow and steady race and the people uh right now people are frustrated because the price hasn't moved. That's it. They not I mean I rather I rather have the news that we're having and and real stability being laid out, real institutional adoption, real use case scenarios being laid out with the price not moving then to have a bunch of hype and we don't hear nothing about institutions getting in, nobody's loading up, nobody's I was just looking on um the activity of institutions 10 million XRP. I mean they gobbling this stuff. They're gobbling it off the exchanges and out of the um dark pools.

[00:10:15]They're gobbling all of it. Okay. And uh and I'm sitting up watching it. Somebody just put like $50 million in USDC um coins. I'm telling you, I I'm I was watching in real live time. I wish I I wish I could go and tell you guys the the last uh couple of transactions. Let me see if I can even pull it up. Um that I I have something that shows the alerts, right? And so you can see I don't know if I can get on quick enough.

[00:10:42]Let's see. Um you can see the activity like they're they're gobbling this stuff up. Let's see. Uh somebody five minutes ago just uh put $250 million in USDC coins, moving away from the banking system. Um let's see. Uh 99 USDT. Let's see. Uh I'm just looking at let me see XRP. somebody five hours ago just 10 million XRP.

[00:11:12]Um 17 hours ago 10 million XRP 19 hours ago 10 million XRP. They're gobbling it up. I I I can't I don't know what to tell you guys. I again this is a very slow and steady race. And the only reason let me just say this. The only reason that you will end up losing is a lack of patience. That's it. Your lack of patience will kill your wealth. It's the truth. You will choose to be poor over prosperous. You will choose to be poor over patient. I'm out here every single week on this live on my videos trying to keep you in the game. Why?

[00:11:50]Because it requires that. And I promise you it does. They are planning a global reset right in front of your face. And and they are wearing you out by manipulating these markets so that you could capitulate late. That is the playbook. Okay. So, that's why I'm here walking you through these things that are are are transpiring week to week.

[00:12:11]Okay. Monday, of course, we're going to go deeper. I'm going to, you know, go into some stuff. I'm going to tell my group um some of the, you know, again, a few of the new coins that I'm getting into. And uh but at this point, I'm telling y'all, it's just common sense.

[00:12:22]And common sense is a valuable resource these days. Go ahead and like the video, subscribe if you have not already. Um let me go get to this uh super chat.

[00:12:30]Thank you. Oh, wait. Did I Oh, nope. I I thank you uh so much. Big love from UK.

[00:12:37]I've seen you gaining big respect in the crypto world. By the way, that top of Paris German. Uh I think I said did I say this? I think I might have did this one already. Um I think I did. I I wanted to make or no, maybe I didn't.

[00:12:48]I'm sorry. I don't think I did. Um the top in Paris Saint German who plays Arsenal in European Cup. Wow. Thank you.

[00:12:55]All right. I don't know all the details all the time, but I know it was swaggy, but thank you so much for the super chat and thank you. I appreciate it. Um, I'm honored. It's it's it's such an honor.

[00:13:04]You know, I'm just on here just giving my heart and teaching guys what I know and I'm going to continue to do it. Let me do something really really quick.

[00:13:10]Thank you so much. 7 at 7:44. If you are a mother, if you are a mother and you have given birth, first of all, happy Mother's Day. Now, I'm going to do something special. I'm going to ask a question and whoever gets it first, I'm going to cash app you $200. How much?

[00:13:28]And I don't I'm not telling you what to do with your $200, right? But uh if you did buy XRP for the $200, um you would have uh uh uh 142 almost 150 XRP. Now, you could choose to do that or you could choose to go and treat yourself to a nice steak, right? So, I'm going to ask a question and I am looking at the comments. Let me go over here and look at the comment. Let me let me look at the comments so I can see who who answered first. All right. If you are a mother, if you are a mother. Okay. Give me one second.

[00:14:01]I need to I I need to look in in real time to make sure who answer. So, I need to look from a few different points so I can make sure I I got the right person.

[00:14:10]All right, y'all ready? All right, y'all ready? Okay, here is the answer. I know.

[00:14:14]Sorry for the dudes. Oh, wait till Father's Day for that. Right. If you are a mother, I want you to put in the chat and I will send you $200 to your cash app. You just got to let me know what your cash app is and put it on here and maybe somebody else might bless you. You never know. All right. Marcus said, "I ain't a mother."

[00:14:32]Put in the chat, "How many lives do I do a week?" How many lives do I do on YouTube every single week? Put it in the chat if you are a mother. And the first person who gets it, I will give you your $200 and you be blessed.

[00:14:51]Somebody said six. Somebody said two.

[00:14:53]Not yet. Not yet. Not yet.

[00:14:57]Hold on. We got one. We got one. We got one. And I'mma get to the super chat.

[00:15:00]This is the first one. I do four lives a week. I do four lives. And I want to make sure that was the first one that came through. Yes, that is the first one. Okay. Let me make sure. Yes, it is.

[00:15:13]So, and TMG4194, please put your cash app in the chat so I can send you after I get off this live your $200.

[00:15:27]I do four lives. When do I do them? Um, and let me make sure I got your name, too. I'm writing it down. Just uh I do them. I do two lives on Monday. I do one for public and one for my members. And then I do one on Wednesday and then I do one on Saturday. I do four lives a week.

[00:15:45]Right. All right. All right. Um and and thank you so much. Um Fuma Boys, thank you so much. Dr. K is the real one. Good show. I love it. I love it. All right. I love to bless. And you know what? I don't Oh, I see Quantum. I see Quantum had got it right, too. Uh I see Quantum had got it right, too. Because I didn't A lot of people didn't. I see Rose also got it right. Uh, it's just that she got it first, right? So, uh, yes. A and go ahead and put your um your cash app into and let me get to this super chat and then I'm gonna get into it real quick.

[00:16:19]Uh, no cap. When our XRP explodes, you will Oh, God. Yo, babe. That is hilarious.

[00:16:26]Uh, hey, it's gonna explode. I can guarantee you that. I I can't I can't promise no marriage to nobody.

[00:16:34]All right. Um, stay wise and wealthy and I'll see you on the next live. Five lives. Almost there, Anita. Almost. But let me look for Ann's uh uh let me look real quick so that I can get into it.

[00:16:46]And listen, let's be excited for somebody else to be blessed. Um I'm trying to um make sure uh Bri Oh, there we go. I I see it. I see it. All right.

[00:16:55]Let me write this down real quick at And then if anybody else want to bless Miss an go ahead.

[00:17:03]Um, but I want to make sure dollar sign a n t a m a n g. I got you. I got you, Miss Ann. And happy Mother's Day to you, all the beautiful women. All right, let me get to this last super chat. Oh my goodness. Thank you so much, 6 AJ.

[00:17:18]You're such a blessing. Oh, you too kind. Hey sis, I pay half on that. Thank you, 6 AJ with Crypto for Life. We love our mothers. Look at that. So, paid half on that for you, Miss Ann. And uh and you know what I'm going to do? Forget the pay. Forget the pay half. I'm I'm gonna add that to Miss Ann. We're gonna send you $300. So, he just upped it for you, you know. So, because I'm I'm gonna keep my 200. So, he just upped it for you. We're gonna send you $300 and you be blessed. You can invest. You can treat yourself to something. You do whatever you want, but that's what we here for. We are in the blessing business. Now, let's get into it and then I'll get to some more of the super chats because I want to get you guys to understand exactly what is taking place.

[00:17:59]Um because I again I don't want them to play in your face and and and fatigue you out and you know wear you out while all of this stuff is happening. I'm telling you this is where the accumulation phase is. JP Morgan, the biggest bank in the United States, just use the XRP ledger to settle a US Treasury transaction across borders in under five seconds. And I want you to understand exactly what happened so that that's right. Don't sleep on this. I want you to understand exactly what happened so that you can um uh so that you can Yeah. $300 worth of Zbeck, too.

[00:18:32]And I love Zbeck as well. So, you can understand what happened. So, all right, let's explain this real quick so we can we can help you to understand what's happening with the XRPPL, right? So, you have four major uh players. Uh what's today's date? Uh it's May 9th. Four major players came together May 6, and I'll get to some more of the comments uh to do something that nobody has ever done before. And I'm going to explain what the ex uh the United uh ledger is.

[00:18:56]U the four players were number one Ripple, number two JP Morgan, number three Mastercard, and then number four Ando Finance. Okay, each one brought something different to the table, and I'm going to explain it.

[00:19:10]So, of course, Ripple owns and supports the XRP ledger. We know that that is the public and I I'll say it anyway because there's a lot of new people who watch the public blockchain that XRP runs on.

[00:19:21]Okay, so that's what it is. JP Morgan brought their blockchain settlement platform called uh I think it's Kixis. I I don't know if I'm pronouncing it right. Right. Um K I N E X Y uh S. And I'll get to some more of the super chats. Right. So think um think of Kixus uh if I'm saying that right as JP Morgan's internal version of a blockchain that connects the the bank's regular plumbing for moving money. All right. Then Mastercard, Mastercard bought something called the multi-token network. Okay, the simplest way to explain this is that Mastercard, Mastercard built a translator that lets blockchains talk to traditional bank systems. Okay. And then Finance is a company that takes real assets like US Treasury bonds and creates digital versions of them that can move on the blockchain. So they take real world assets and they put them on the blockchain and tokenize them into digital uh representation. Okay. Now a quick translation for anybody who is newer. Tokenization is again when real world assets like a treasury bond, it could be real estate, it could be uh diamonds, it could be diamonds and pearls and gold and whatever real world assets that get turned into digital token on a blockchain. The token holds the same exact value as the real bond if we're using Treasury bonds for example, but it can move at internet speed. Okay, we know it can move fast. it can move at internet speed instead of waiting for the slow banking system. So if you want to send $100,000 worth of Treasury bonds across borders, you don't have to physically now transfer paper certificates anymore. You move uh the digital version and the value moves with it. Okay? So it's easy to move value now. Now here is what here's the actual transaction um that happened. Ripple owned shares of a tokenized treasury fund called OSG and they wanted to re redeem those shares. Okay, this is a real live you know what happened. They wanted to redeem those shares and have US dollars delivered to their bank account in Singapore. Now so in the old way of doing this the redemption would uh would route uh through a chain of middlemen, okay, banks, middleman banks and then each middleman holds an account for another bank. So the money hops basically from one bank to the next until it reaches the final destination.

[00:21:56]Obviously each hop from bank to bank is going to take time. It's going to take a fee. Um and of course only works during business hours because the banks have are restricted with when they can you know move value. Right. So um a redemption like this again normally takes about one to three business days and it costs a lot of fees. In the new way that that just happened the entire workflow took 5 seconds. I don't understand what people don't get about the fact that when something is faster and cheaper, it's just common sense that people are going to use the more efficient route eventually. Even if they're not using it now, eventually they will. Okay, so here's how it worked. Just so you can understand, Ripple started the redemption on what?

[00:22:44]The XRP ledger. This is how this all work. Then Mastercard's translator network passed the instruction to JP Morgan and then JP Morgan delivered the US dollar to the US dollars to Ripples's bank in Singapore. So the XRP ledger handled the digital asset side. JP Morgan handled the regular dollar side.

[00:23:08]Mastercard connected the two systems together. And it all happened outside of normal banking hours. Okay. in under five seconds. By the way, fatigue. Now, think about what that means in real terms. Picture a, again, if you're talking about a small business, we still use Singapore. Picture a small business in Singapore who needs to receive a payment from a US company. Right now, that payment takes days, sometimes a full week, and a chunk of it is going to disappear in a bunch of fees. right after what just happened on May 6th, that payment can clear in seconds with no middleman bank, no uh business hour restrictions, none of that involved or any type of surprise fees that's involved. The whole experience of moving money across borders is being built on the rails that include the XRP ledger.

[00:23:51]This is what most people in finance have been calling unified ledger. Okay. So this is the unified le and I think I kept saying united ledger but I meant to say unified ledger. Right. So this is what we mean by the unified ledger.

[00:24:07]Okay. Is that they are all coming to they are being unified together. The basic idea is that uh one day all of the separate financial systems would connect to each other. Okay. blockchains and banks and payment networks would all work together as one giant network. This means that money can move at the again speed of information instead of at the speed of paperwork because that's how it is. It's it's slow. Okay. And most analysts thought that we were like 5 to 10 years away from seeing the unified ledger uh become real. But JP Morgan, Mastercard, and Ripple just show everybody it is operational right now.

[00:24:50]Do you hear what I'm saying? Okay. So, um, we have all of the pay attention to the company size that's involved in this. Let me say that and then I'm going I see a couple of super chats. Pay attention to the size of the companies.

[00:25:08]JP Morgan, think about this, moves what?

[00:25:11]Over $3 trillion in payments every day.

[00:25:15]Every day. Do you hear what I'm saying?

[00:25:17]They are the largest US bank by assets.

[00:25:20]Mastercard processes about 150 billion transactions a year and connects to almost every financial institution in the world. These are not, of course, crypto companies. These are companies that have been running global finance for decades. And out of all the public blockchains that they could have chosen, guess what they chose? Uh oh, they chose the XRP ledger. I love to see it. Do y'all see what's happening right in front of y'all face while y'all get fatigued? Right. Um, let me uh thank you so much. Uh, you just gave Miss Ann,000 uh in XRP lol. Yep. Because listen, when you think about the future and where things are going, that's how you got to that's that's what you got to think about. You got to zoom out. You got to you got to go into the future. You got to see what this and that's the way I used to invest in XRP. That that's when I was starting off. I used to say, "Okay, this is going to be when it hits this point, this is actually this much money." And that's why I would um reserve my little money for like food.

[00:26:14]Okay, I'm about to spend $100 on this.

[00:26:16]No, but if I put it in XRP at some point, it's going to become this. And I try to measure it up be between what I'm about to waste now and what it's actually going to become. And it kind of gives you a better perspective. So, I love to see that. Uh I love to see that.

[00:26:30]Happy Mother's Day to all the mothers, too. I see you guys in the chats. Now, again, like and subscribe if you have not already. I want to explain uh why this is happening right now and what is about to happen next. Okay. So, because what what's happening right now again a lot of people may have thought it was going to be further out but I'm telling you guys the timing of all of this is not random. So, you have think about what you have connect uh connecting right now. It may sound confusing because you just this is what this is one uh part of things. I've been sharing a lot of parts of things. It's not confusing. Let me just make it very simple. The way you move money cost if you send a wire to somebody right now in another country, it's going to cost a lot of money, right? And it's going to take days. As a matter of fact, today is Saturday. So even if you tried to send somebody a wire right now, would they get it? No, they would not. And depending on the bank, it could take up to three to five days. But if I use the XRP ledger right now and I wanted to send somebody something, I could send it right now for no and that wire is going to cost you money. Okay? And when banks are doing this is you if I'm bringing it down to just a person level and I'm just putting this here because this could be this could sound confusing to everybody.

[00:27:47]If I am if I am right now we we're just talking person to person, right? Think about banks. They cannot move money to other countries like this, right? They have to have preunded accounts in their currency. So if I'm sending in pesos, I have to have a preunded account in pesos for them to get that peso, right? and it's going to take time and it's going to charge me money. If you send a wire now right now to somebody and you try to get it there, it's going to cost you money. You can use the XRP ledger and it sends it in 5 seconds and it's cheap.

[00:28:19]There's no middleman that it's that simple. Now, all of the nuances with the tokeniz and stuff, yes, it's going to sound confusing to you if you're new to this, but I am telling you, would you use that? Would you use a technology that can send money faster and cheaper or do you want to wait for a 50 old year process system that has to take a lot of middlemen? Let me say this also because I respect the fact that some people don't understand this. It is just like the internet protocol, right?

[00:28:46]It was hard to try to figure out. You can't explain it to everybody in the in the early days. They can't conceptualize it, right? It's difficult. You got to spend some time. I spent months and years studying this. So, if you're just starting out, you're not going to understand it. But just as simple as this, let me just say this. When you used to send a letter to somebody, you had to write it, right? And then you go to the post office and then you give it to the post office person, right? You got to trust them. Just like you got to trust the bank that your money is going to get there. You got to trust the post office to take the letter and then give it to whoever the driver is going to get to and then they got to drive it wherever or fly it wherever or however they're going to get it to wherever they're going to get it to in another state and then it goes to their post office. Right. So we dropping it. This letter is hidden how many people's hands is going to the post office then it's here's the driver then it's going to this person and and if I'm trying to take it to Massachusetts or imagine trying to take it to another country now you got this post office then you got to get this driver then you got to get it to that house and it's all of this friction in between but imagine when when the email came out and it's like oh if I want to get a letter to somebody I just send and it's get there it gets there right If you need to get information to that person, do you want to use this process or do you want to do this if it's an emergency? Somebody died, right? Or what about the telephone process like where I can call somebody right away, right? So, it's simple. When you have a better upgraded technology, it's going to get utilized and and then the other stuff is going to become less and less valuable.

[00:30:20]It's going to be utilized less and less.

[00:30:22]Why? because it's it's common sense.

[00:30:24]It's quicker. If somebody just died and I'm and I'm why am I going to try to wait days and pay extra money? Now I got to pay the post office worker. Okay, you got to send it and then I got to sit and wait days and say, "Hey, did it get there yet? Did it get, you know, I don't even know if it got there because they got to send me a letter back and and tell me, oh, I got your letter. Okay, finally after about what 15 days, maybe 30 days. I don't know how long it took, right? But now you got the email. Why is that not a game changer? That's protocol, right? And so we're investing in protocol. And I wanted to take time to explain that, right? Because I wanted I wanted to take time to explain that because some people don't understand it. Okay. Um, no, I'm not a uh I'm not a AI. Okay. Uh, I had to express that to a lot of people at XRP Las Vegas when they saw me in person and they was like, "Oh my god, you're really not AI." It was actually people there who thought I was AI for a long time.

[00:31:15]I've never done an AI video and I told you guys if I do, I will let you know.

[00:31:19]Okay. Now, I don't know. I have um imposters out there. I have impersonators and stuff like that, right? And so um um yeah, and and for those who don't want to I'm I'm just I'm I'm seeing some of the comments. It's so funny. People want to fight against it, go ahead. Use the old Listen, if you don't believe in it, um and thank you so much. If you don't believe in it, just don't invest in it. It's just like everybody didn't invest in the internet protocol either, right? And so if you don't believe in it, uh just I'm I'm real, y'all. Okay? what what you need me to do? Like, hey, if I was able to build a a AI that can engage um interact with you guys on that would be a game changer.

[00:31:59]So, I' I've seen a lot of people um at uh unless I got my robot walking around like Right. Small wonders. Did y'all watch that when y'all was little?

[00:32:08]Anyway, I uh right, I would be the most advanced AI y'all have ever seen. Y'all better I should be teaching on AI if I could get a AI to engage like this on this level, right? Anyway, so I just want to stop and say that because a lot of people can get confused, but I at least want you to know understand that simple process is that it moves value very quickly for very cheap at a fraction of the cost. And every time it moves value, XRP is utilized on the XRPL, which is the XRP ledger. Banks have ledgers, too. They're just not blockchain. They're not digital. Okay?

[00:32:48]The blockchain is a digital ledger.

[00:32:51]Okay? All blockchains are ledgers, but not all ledgers are blockchain digital, right? And so, the XRPL in order to move value, it utilizes XRP. And when it utilizes XRP, it burns a little of XRP.

[00:33:09]So, it is a deflationary asset. So it will always go in one direction. There is it is a finite amount of it that is created. It will never be more created than it has already been created. But it will always go down because it's deflationary and it gets used up very small amounts. It's nothing like big, but I'm just saying as the demand goes up and the supply goes down, that still creates a gap, a space, right, that will allow the price to eventually uh fundamentally come to its value. And so I say this to to say that is what makes XRP valuable because it has to be utilized on the XRPL. It is the native coin. I'll talk more about it, okay? Um I'll talk more about it. Don't worry.

[00:33:57]Now, let me just say this um because I do want to expl explain um why this just happened and what is about to happen next. There's three things connecting right now that made even the pilot that we just talked about for the unified ledger even possible. And if you can understand it, you'll see exactly where institutional money is positioning for the next 12 months. And let me tell you, institutional money, they don't they don't all the way probably understand the technology either. They just know that it's needed and it's better, right?

[00:34:32]And they might even have their own teams helping them to understand it like banks and institutions and stuff, right? And so, um, and so the first thing is that I want to say is that, uh, the legal framework is is finally arriving. And I want to say And I want to say I'm looking at the chats. I'm I'm paying attention. I'm I'm paying attention. So the first thing I want to say is that uh the timing is not like the the timing is is all planned, right? You have the legal framework that's finally arriving. The OC, remember, which is the agency that regulates US banks, just gave US bank legal uh US banks legal permission to hold crypto assets back at the beginning of April. And the Clarity Act um which should or would lock XRP in as digital commodity under the federal law instead of security is moving through the Senate Banking Committee. Uh Senator Tillis and Senator also Brooks reached a deal on stable coin yield this week. I believe that Coinbase and Circle both uh backed within hours. So, the bill could clear the committee in a couple of weeks.

[00:35:39]We'll see. All right. The deadline is May 21st. That's, you know, even what Brad Garlinghouse was talking about.

[00:35:44]Now, his uh the team that represented him, they don't think it's going to get through, but we will see what happens.

[00:35:49]But when the when the legal rules start to clear, big institutions will move because they are waiting on that. JP Morgan did not run this pilot in a regulatory vacuum. They ran it because the legal infrastructure to support what they did finally exists. Right. So you have and you have banks they've been waiting for this clarity for year years but it's now arriving right so the pilots that were uh locked in legal departments are getting the green light one after the next right SEC is already named them not a commodity so we got a lot of things that's happening all at once that I want you to pay attention to the second thing is that I want you to pay attention to this also that um the and thank you so much I appreciate this super chat I'm I want to make sure I get all the super chats out thank you so much. You guys are uh Yeah. Uh y'all are some haters. Keep trying to inform people before it's too late. I'm just looking at y'all comments. I'm I'm looking at them. I'm looking at at them. Somebody said, "I don't trust it." You don't have to trust um uh you don't have to trust institutional companies. Um it's it's all up to you. What's up, Purple Rain? I see you in the house. All right.

[00:36:57]Remember this, too. The Federal Reserve is changing hands in in about what seven days or so? In about a week. All right.

[00:37:04]Um, so the uh Jerome Pal is moving out of the chair, right? And Kevin Walsh is coming in. Walsh has signaled that he wants to start cutting rates earlier than Pal would have. And remember, Trump has been pushing for these 1% interest rates. When interest rates drop, I want y'all to understand the structure of how money and liquidity flows. Okay? When interest rates drop, and I can't get to all of the chats, so somebody said, "I might need a class." Just just keep watching. some stuff will I try to I try to speak to beginners and and people who understand a little bit and then people who understand it at high-end levels and uh did I skip your super chat Marcus? Uh let me see uh let me see I might have I might have missed a super chat. Let me because I I try not to miss any super chats and I'll explain. Oh, I did. I did. What's up Marcus? Thank you so much. I appreciate this super chat and I saw you. I'm I'm happy I caught this.

[00:37:58]Patience, position, and structure is key. And I love this. It is absolutely the truth. Patience, position, and structure is key. We are worried about the wrong things when it comes to like uh some of these utility coins. They're going to outlast you. They're going to the the they're going to they're going to have more patience than you. And remember, money is moved from the impatient into the patient. And so, you're you're you're going to choose poor over patient patients. That is a decision that you're going to make that I think you're going to regret. I think you're going to highly regret it as time go on, right? And so, let me see. I see one more super chat. Hey, Purple Rain, what's going on? I trust your intuition and and my research and get some more XRP for the kids with this. We still got time, but uh more the marrier.

[00:38:43]Absolutely. And and you know, not not even my intuition. Trust your own intuition. I know I know some of you all can feel what is happening. And I think it's so the thing about an intuition is and thank you so much purple rain for this super chat. Intuition is something that can be developed. It's not a like a theoretical thing that's out there in the air that's all winsy and just like it can be strengthened and the and the way it's going to be strengthened is through education, repetition, getting your feet wet in this game, investing, you know, like you have to educate yourself. It's just like if somebody is like um if I'm a if I'm skating and um and I see two people in front of me, like somebody who's new with skating, they might freeze up, they might fall down, they get nervous or whatever. Uh, but if I've if I've skated enough times and my brain kind of understands it, I I have if I see two people or two little kids, I'm I have an intuition on where to move. I don't know how to Your brain can um register information like at the at the speed of lightning like like lightning speed, right? And so you you kind of know what which way to go. You just you just follow that guide in you.

[00:39:45]Why? Because it's been developed because you're more skillful at it. So the more skillful and the more educated you are with finance, your intuition starts to strengthen on what moves to make financially as an investor. So I'm telling you even to be educated, you're going to have stronger intuition. You're going to have more reliable intuition.

[00:40:03]The more educated you are in the financial system, right? Um thank you so much, Henry Moore. Uh when this blows, I'm taking you to dinner. I turn XRP into my into my savings account. I love it. I love to see it. And some people are even um investing a little bit of I talked to somebody and I've done the same thing with SoFi, you know, with uh they're a in SoFi, you're able to buy cryptocurrency, stocks, all of that. And it's a account. Now, you can't move your crypto out of it. So, it's only exposing you to the price, but some people have taken a little bit of their um income that they may have in their high yielding savings account and put a little bit of it in um in cryptocurrency again because we know what what direction this is going to go in. Now remember again war uh let me explain to you how capital rotates really quickly into so that you know what to look for where capital is going when interest rates drop. Okay. And and that's why you got to pay attention because all of this is connected y'all. It's not in a vacuum. These things are not like um they're not independent. You got to see this as a complete picture what's happening with the global reset. All of this stuff you know with the transition of the fair and the interest rate drops and all of that. When interest rates drops drop, asset prices will rise.

[00:41:13]Interest drops, interest rate drops are the signal that capital starts moving into what? Risk on assets. Okay. So, and again, as far as interest rates dropping and assets rising, banks have known this for probably the last year and a half.

[00:41:31]And I I see a couple more super chats, right? So, they've known they know interest rates will eventually drop.

[00:41:36]They are positioning their infrastructure now so that they can capture the flow when easier monetary policy unleashes capital into risk assets. That is what happens. So when you see interest rates drop, I'm telling you capital is going to rotate into risk on assets. Uh JP Morgan ran this pilot in this month because they want the infrastructure ready before the rate cut cycle begins. The timing is very deliberate, y'all. they already see what what's happening and they're accumulating, right? Um the third thing, remember we did talk about this on Monday and you can go back and pay attention. We talked about the 13F filings uh dropped in miday. So these are the quarterly filings where f filings I say words really weird sometimes. Uh where the world finds out what the biggest institutions um actually bought and sold. So remember Goldman Sachs disclosed around a little bit over $150 million worth of XRP ETF position in their quart in quarter 4 in 2025. So we got we get to see if Goldman held through that drop um if they sold and what that tells you. You know what I'm saying? So and even the fact that they bought that much that tells you that they are not just facilitating client uh trades. this is a real bet on XRP for them. Most people are not like they're not trading they're not day tra institutions are not day trading ETFs.

[00:43:06]Okay. So, um when you see other institutions with that signal um they're they're going to follow if if Goldman Sachs is doing it. You got to understand there's other institutions. Sometimes there's this second and third and fourth wave that comes in where some institutions have to see other pioneers do it first because they not they not as brave, right? they not as courageous and then they jump on board and then the rest of them jump on board. Okay, so inside we are all inside of one window right now. May is a a tremendous month where we're going to be looking for some things to happen. Um and you have JP Morgan publicly now using the XRP ledger that that makes a difference that doesn't imprint on other institutions.

[00:43:48]You got the legal framework arriving through the Clarity Act. So there's talks about that. You got the Fed changing hands in seven days and then you got the 13 fouling F filings that's about to reveal whether or not Goldman held through the drop. Um so you got four institutional checkpoints in the same month, right? This is timing uh it's this is timing everything is happening right now and this is timing that is very intentional y'all.

[00:44:16]Institutions move in waves and the wave is arriving right now. So for the next 12 months, uh the XRP ledger is being positioned as a public blockchain that connects traditional finance to digital assets. It's just that simple. And they're not trying to be compet they're not not a competitor to banks. But the infrastructure that banks themselves use to interact with public blockchains.

[00:44:43]They moving they moving 5D chess. Every crossber transaction that follows the JP Morgan pilot will move on rails that are now operational. Every bank that watch what JP because they watch they watch other banks. They every bank that watches what they did they gonna ask their team how do we replicate it you know and start running their own pilots on the same infrastructure watch and see they're going to start doing the same thing. the institutional adoption story um has now is now becoming more of a documented operational reality with these pilots that are coming out. So, we got to pay attention to this. Okay? And I get a lot of people are like lost in the bunch of what all of the information in the news that's happening. But that's why I tried to stop for a minute and just explain it in a very simple way where you can understand it. Let me get to a few of the super chats. Thank you so much. uh domain name, financials, digital asset vault, digital asset treasury, onchain vault, self-custody vault. And yes, make sure if you do not have your self- custody, I I appreciate this. Also, let's remind people, you want to have your um your assets positioned in your sovereignty. You want to put some away. You want a game plan with all of it. Even if you have different accounts because you guys know what I personally do, and I'll get to some more of the uh super chats. You guys know that I believe that um most XRP holders, most crypto holders in general, I believe they're putting all of their energy in the wrong questions.

[00:46:07]Okay? They keep asking when is XRP going to move, what's the price going to be, and all of this. Um what determines your outcome is where you will be holding XRP when it does and your game plan involved in that. Do you have your cold wallet yet? If you don't, go ahead. Tandem is the easiest way to get a cold wallet started. You know, it's very simple. Um I I love Tandem um for different reasons. It's cheap and it's very easy and very uh easy to use and very beginner friendly because people can resonate with using cars just like Apple Pay, right? And so I do have a a link in the description for that. But I do think also most people do not have again a tax strategy and they haven't thought about their plan. um after every wave of institutional adoption that propels XRP forward, the structure that you choose at the beginning is what's going to determine how much you actually keep.

[00:46:57]And that's why I do also keep mine inside a Roth IRA uh through iTrust Capital. I the reason why I keep mentioning this on the lives is because the Roth IRA is the only structure that I know where every dollar of appreciation is going to stay completely yours, right? And so even for me, I trust Capital lets me hold the real native coin, not a wrap version, not a ETF or or anything. You can do that in a regular brokerage account. Um, so this is not a paper version. They also let you do uh uh gold and silver backed by physical gold and silver in the same tax advantage structure. And so right now also you can stake your Salana, you can stake your ETH. I talked about that um for passive income. The link is in the description for that. They will give you a $100 funding bonus when you fund the account. That is an account for that particular structure. And the reason why I'm bringing this up is again because JP Morgan pilot um it just changed the timeline. What used to be what looked like maybe a five-year weight, we're now looking at probably a 12 to 18 win uh month weight, right? So the structure decision that you make, you know, now as as as we're still in accumulation prices is going to carry more weight than the decisions that even you made last year in the last 12 months. I say get positioned right now. you guys need to get positioned. Also, if you want a custom plan around your situation, um your numbers, your timeline, that's what my one-on-one clarity calls are for. The link is in the description. I'm going to be limiting those times going on. Um just because just my, you know, my time is being I work a lot, y'all, you know, and I got three teenagers and I have one going to college. And so, um I I can't do as many one ons as I want to do. So, those uh those slots will be limited, you know, moving forward. So while while I have it open, you know, if if it's something that you want to um get together and you want to get clarity on it, I can promise you right now, you are going to get all the clarity you need.

[00:48:46]I'm going to make sure um I won't let you leave without clarity. I that's my promise to you. You are going to know what you are doing. And then also my uh coaching community is uh open for anybody who wants ongoing support week to week. Um we in a room with people who are building real strategies that will u make you become a confident investor and obtain financial freedom. Um, which by the way starts with the mind, okay?

[00:49:08]Because wealth starts in the mind if you didn't know. Uh, thank you so very much.

[00:49:12]Wow, Ron. Um, thank you so much, TJ.

[00:49:17]You are a blessing. Thank you so much. I I I mean, you guys have been just so generous to me. I don't I I I don't know what to say. Like, uh, beyond beyond grateful for you guys. Should we add more XRP at this price or wait and see how clarity goes? This may uh just in case we drop lower. I'm here for the long run, but with a big bag and I want to invest even more just trying to get my timing right. I love this question.

[00:49:42]Very thoughtful question. And you're trying to figure out, okay, what move do I make? This is what I always say.

[00:49:49]You never try to time the top and you never try to time the bottom. If I had a big bag and I was at this price and uh I I I you know, it's like I got a lot that I want to invest in. What if it goes lower? you know, but what if it doesn't, right? So, you have to put yourself in a position where would I feel comfortable if this never dropped down and it ran?

[00:50:14]Whatever my decision that I make, like let's say I hold everything. What if it ran? Would I be okay? Probably not because, you know what I mean? Like, you didn't get the exposure to the the lesser price. And but if it did drop, would I be okay? Um if I just gave everything right now at this price and then it dropped. Uh nope. You probably feel a little sour because it dropped at a lower price and you put all your money in at this $140 something, right? So if I were if I had if if I had a large amount, what I would do is I probably put half in now. That way if it took off, man, I got in where I fit in, right? But if it dropped, man, I got another 50% to put at the lower to lower that dollar cost average, right? And that's how I would play a big bag in addition to that big bag. Like if I said half in now, half, we'll wait and see if it drops. If it take off, I'm good. If it drop, I'm good. Right? I get in and lower that dollar cost average. If it take off, I didn't miss it. I didn't miss it. It's above now where I needed to be, right? But in addition to that, as the days and the weeks go on, I would still be allocating. Always be buying.

[00:51:26]Always be buying. A little here, a little there. Always be buying. Always be buying. That's what I would do.

[00:51:31]Because at the end of the day, when we get to the higher numbers, when we look five and 10 years out, I can guarantee you nobody is going to care whether you got in at a dollar or a$150, right?

[00:51:45]Nobody's going to care. when we're at higher prices and we're looking out and we zoom out to long-term uh appreciation and I have a good time horizon, y'all.

[00:51:54]I'm not like all about the hype and oh, this is going to blow to the moon tomorrow and stuff like that. I don't think like that, right? I just don't.

[00:51:59]And if it and if it does, I'm not mad about it, right? But I have a longer horizon because I know even if it did jump to double digits, whatever that looks like, it's still going to go higher than that. So, I have a long time horizon, and I can guarantee you for sure 10 years from now, I'm not going to stand here and and care about whether I got it at $1 or probably $3. I I I'm not going to care. I'm not The only time I would care about that is when I have take profit areas, right? So, even right now, if you got it at a$141 and your take profit area was5 to $7, that's a great return. That's a even if it doubled, that's a great even all-time highs, that's a great return. But when we talking about long-term perspective, oh, I got it at a$127. I got it at a dollar one cent. I got it at 99 cents. I got it at a$140. Nobody's going to care what you get it at. Oh, man. Was that $1.75? You know, nobody's gonna care at that point. So, um, if you got a large amount, uh, expose yourself, save for the dip, and always be buying. Um, and that's how that's how I make it simple. So, I hope that, um, helped clear that out. Thank you for the super chat. Um, can I transfer assets I already have in a Roth IRA? No, you can only transfer assets in a in a premium custody account. In a Roth IRA, you have limits. Of course, you got limits. I mean, if we ain't had limits, we'd be loading up everything in a Roth IRA. We'd be putting hundreds of thousands of dollars in there if we could. You have a limit. Under 50, I think it's like 7,500. Over 50, I don't know if it's 8,000, 8,500. Somebody can tell me. It's a little bit more. You have a little bit more if you are over 50, but they have to keep track of how much you put in that account. So, you can't just move assets. You have to move the money in there and then you have to buy the assets for Roth. Um, and that's with any brokerage account. If you buying stocks, if you buying Tesla, Nvidia, Amazon in a Roth IRA with Charles and Schwab or Fidelity or anywhere, you have to put the money. You cannot move. You can't just move assets in a Roth IRA because they have to keep track of that. And so, uh, but it's a smart idea to get, um, and like the video if you haven't already. Digital credit wallet and digital credit vault. digital credit wallet and digital credit vault. Um, thank you for sharing this domain name financials. I love to see this. Um, all pitching in helping people to understand uh what you guys how you guys should be holding your assets and um and what you should be thinking about and um and even resources that you guys can have and and expose yourself to at the same time, right? Um let me make sure I didn't miss over any Okay. Uh, I did not miss over and I I of course I I I couldn't see all the comments. I know, you know, people be in here like um saying some stuff and and FUD XRP and stuff like that. And I just I've made it very very simple. If you don't believe in it, just don't invest in it. Short it as a matter of fact, if you don't believe in it, right?

[00:54:45]And if you don't believe it'll go to higher prices, hey, you can still make money off of it if you think it's going to I mean, when I say higher prices, I'm talking about like higher higher prices like three digits and and and above. But if you if you feel like, oh, it ain't going it's only going to $10. Why wouldn't you still buy it? It's at a$140. Even if you think it's going to $5, why is that not a good buy? Why is that not a good buy again? So, and you can swing trade it if you don't if you feel like the bull run is going to go. I got to take profit li uh areas, too. But I do believe this, Johnson. There is no limit for XRP. Why? Because they're going to need it. And as long as they need it, there's no limits for it.

[00:55:21]Demand, supply, it's oneonone. It's simple. And guess what? when h in hindsight when the future comes I can guarantee you everybody's going to look back and say oh my god it was more it was simple oh my goodness it was simple y'all want to complicate this you can complicate it and everything but ain't no company doing what Ripple is doing go look for yourself you tell me what company is making moves like Ripple they make this is a slow race y'all don't get it it's a slow race. Okay, they know already where this is going to happen or where this is going to go, how this is going to happen. They are they've already prepared for it. This has been written in code for quite some time. You just are you're just catching up, okay? You don't know everything. We don't we don't know everything. I don't know everything, right? All you know is what they what they tell you. You have to really dig deep beneath the cracks and beneath the rug to try to figure out exactly what's going on. They don't want you in on this. They want to wear you out. They want to ma manipulate the They want to wear you completely out. And they will. And they will. Uh, thank you so much to Taste Master. When you cash out at certain points, do you just swap in your co wallet to USDC or RLUSD? Uh, RLUSD. It depends. I mean, so when you Well, first of all, when you swap out with, you know, XRP is a is liquidity a bridge liquidity. So you can you can move XRP into your your currency if you want or you can move it into uh USDC if you want to. Um it just it's totally up to you. Um if you want to st if you want to move it take profit on it and then move it into USDC and stake it and and get a percentage of yield u make passive income off of it you can. RLUSD there there's some um platforms that are still trying to see if they can uh get yield off of it. Right now it's pegged just one to one. I do keep some of my money in ROUSD and USDC to be honest. Um, so that's just me. Um, some some of my money is kept in RLUSD and then I swap it into um XRP. It just depends. And then sometime I just I just take the cash and put my USD to um XRP. It just depends. It depends on your strategy.

[00:57:36]Um, and it depends on what you're doing with the money. You might be using that money now to um you may not put it in back in stable coins. You might use that money to put it into like commodities like silver and gold. you might rediversify into the stock market. it might be a good pullback and you might want to now get in on some good levels with Amazon and Microsoft and uh Google and you know or maybe you want to buy some uh this would be a great idea is to buy some dividend stocks um that some to get more passive income honestly I think if anybody take profit on on uh XR any if anybody takes profit on anything for for growth reasons okay even if it's a growth stock and you're like oh I'm up 100% I'm up 200% I'm up a thousand% I'm up whatever it's always good to reallocate that money into something that is going to bring you cash flow because at the end of the day, people are limited with passive income. You got to get your passive income up. So, if you reallocate that money, yeah, if somebody did want to reallocate it into USDC, that is passive income. You're getting a percentage off of that. Or if you wanted to do dividend stocks or something like that. Um, or if you wanted to do something else that you feel like you have enough time that it will grow, I get that too, you know, like silver or something like that. But I'm I'm all for like passive income. I think I think not enough people have passive enough passive income. So anyway, it there's no cookie cutter. Um these are the type of things that even in my oneonone I try to look at people's portfolio. What are you investing in?

[00:58:57]What are you not? Let me look at like your your percentage of growth versus passive income and you know like looking at your entire portfolio. Do you have commodities in place? Do you even have an emergency fund? Do you have cash flow life policy? Because that can allow you to get a leverage income that you can borrow against and then you can reallocate that back into some cash flow businesses. So, it just really depends on the persontoperson plan that they already have in place. Um, thank you so much. Um, Bank Social will operate on XRP ledger. Um, we we will see. I I think a I think a lot of uh technologies will eventually I think a lot of them will integrate on the XRP ledger, but I don't know because I don't know enough about Bank Social. Um, BSL. I don't know enough about it. I've only done a little bit on bank social and so I I couldn't really tell you if it will. Um, so that's but thank you so much for the super chat, but I I'm not sure. I haven't I haven't done a lot of research on it. And to be quite honest, I'm trying to see if I invested in it a little bit. I may have. You know, sometimes I just do starter uh amounts um to see if, you know, how it'll how it will do and if I want to continue to add to position. Same way I do with option trading. I'll start one just to it's almost like a starter position where I'm looking and I'm researching to see uh I'm not fully in it though to at all.

[01:00:14]So, but I'm trying to see if I where did I go to where I was looking into um Bank Social to see what the uh opportunities were. I can't even find it on here. Um, but that's one of the ones that you guys have been asking me about a lot. And I think that's one of the ones that Trump was uh Trump uh I said Trump uh Trump was um you know involved in as well.

[01:00:36]Anyway, I'll look and see um if that is if that is something that is happening right now. Tokenized asset wallet and tokenized asset vault. I see you. I hear you. I hear you and I see you. So um this is something that a domain name finan financials is uh trying to express to you guys and giving resources tokenized asset wallet tokenized asset vault. Um and thank you for these super chats. You guys have been so kind. Uh chaotic crisis is 3,800 XRP enough man. You are you are in the top I don't know 2% or less. Um, you know what? Let me that question. I I would I would normally say absolutely 100%. Absolutely more than enough to be honest. However, I can't say that I can't say that to everybody because it depends on your game plan. Are you are you plan on holding? Are you going to cash out on some? Do you have a tax strategy? What are you going to do with the money? Are you going to go buy a new yacht? Are you you know, do you have a an existing game plan in place? Right?

[01:01:42]Because if you do not um it doesn't matter, y'all. It don't It don't matter if somebody got 38. It don't matter. It don't matter if somebody got a hund00 million. They could lose it. Right. So, yes, it's enough. It's more than enough.

[01:01:55]But it depends on the person's hands that you put that XRP through. It depends on the person's hands that you put that money through. Is $100 million enough? Yes, for the right person. But for the wrong person, they'll blow it off like the prodical son, right? And so now what we really got to understand, it's not about how much we obtain. It's not about how much money comes through our hands. It's about the person and the strategy and the game plan that you have in place and the mindset that you have.

[01:02:26]Do you have a scarcity mindset where you're going to like this this has now solidified your identity and now you're going to show the world how rich you are? I was just watching an episode where these people were sitting at the table arguing against how much assets they have and it was absolutely ridiculous. They were arguing like five-year-old children and these were adults that were supposed to be like, you know, have businesses and, you know, they're married to wealthy people and I was like, "Oh my goodness, their mindsets are like the mindset of like a high schooler." Um so that's why I say it yes in general it is enough but you have to elevate your mindset and your identity to match how many resources that you hold because if you don't you will lose it just as quick as you gain it and that is the work that we have time to do right and so what's going on George it's good to see you uh what about to be so mega wealthy but patience will continue to be the standard and absolutely that is the case right um uh is that a tr I don't know but you I try to that's I try to respect all super chats. Um you know I don't know. Um but you know maybe somebody's new and they got money.

[01:03:36]You know this is the way I look at it. I I I don't know if somebody's new. I I know new people who got a lot of money and they um and they they just they throw it into XRP because they just heard about it and they just got a lot of money but they really don't know about it and they're wondering like is it enough? Like it could be the case. Um it could be the case. Digital asset rewards. Digital asset rewards. Uh, love to see it. All right. You guys are amazing. Um, I love that you guys are asking questions, thinking through it.

[01:04:03]Um, I look a little bit more. I' I've had so many people ask me about Bank Social and still haven't been able to do a lot of research on it. I've been just really I'm I'm going to be honest. My head has been tied into XRP, XRPL, Quant, right? HAR, um, VO, uh, you know, um, SHX, like my my head into the ones that I really, but I do have a new one that I am digging into now. So, I'm going to share that to my membership and I have started a position and I think it's going to do well. And I will tell you guys there I I keep telling you guys to get invested in the utility coins because most of them are going to go to nothing at some point. But there are some that I think also are just going to do very well. And even if I'm not like overly invested into uh the education of them, um as I grow my position, I grow my education on them. So I start my my position matches my education. Uh so even if I sometime I'll put my test the waters and uh let me see how well this is going to do or whatever and then I'll start getting educated on it, right? And so uh I I I learn as I grow as I go just like you should you guys should as far as your investments. Um, but there are some that I just think is going to make a lot of money. And I I'm just going to be honest with you. And I I do talk to my membership about stuff like that because I try to be very careful how I release things to the public. But to my members, I will like meme coins and a few things that I kind of dive into that I just think is going to make a lot of money. Okay? And I'll even share the meme one of the coins that I got into that made, you know, that that's up 113% in, you know, two months. Make money.

[01:05:34]And then, but what do I do with that money? Reallocate it back into utility coins that I believe in. Right. Thank you so much, Kenya. Um, once clarity is passed, do you think the value of XRP will be gradual uh increases or big spikes at a time? Curious about your thoughts on this because I want to stack some more things for all you do. I do not think it's going to be a big stack, but if I'm wrong, I will um or a big spike. Um, if I'm wrong, that's okay, too. But I think it'll be gradual, a gradual increase because institutions, they um they move methodically. They don't move off of like impulse and hype.

[01:06:07]Um, now if there is a spike that comes, I think that's probably going to come from FOMO and in from retail like, oh man, I got to get in now. Clarity Act is going, you know, because retail kind of needs a little bit of certainty. So maybe there could be spikes um just from the FOMO in in a little bit of of of um institutions. Um there could be a spike and then there could be a drop and then it could slowly gradually go back or it could continue to accumulate a little longer than what we would like, right?

[01:06:31]Or we could get a drop and then a spike.

[01:06:33]So there's no way of telling, but it is my thought that it will take some time.

[01:06:38]You know what I'm saying? Maybe 9 to 12 months to slowly start to progress as institutions start to get in. And if we do have some spikes, they might it's just probably going to be volatility from the retail. Um that's my thoughts on it. Uh but uh always be buying dollar cost average be long-term. If it's a drop, put more money in. Uh wasn't showing off. Was just asking from an investor point. And so, first of all, thank you for the super chat and I acknowledge every super chat. Um, and yes, some there was some questions and that's why I just went ahead and addressed it. Like there are some people who are investing in it, but they really just want to know from an investor point. I talk to people like that every single day that have a lot in it, but they still don't have a lot of understanding on where the price point could be. And so, um, there you go. You know, let's just I I don't know. Let's just all think the best about people, you know. I know we get a lot of FUD on here and I think that's what makes us nervous. like is this person, you know, doing this and and I think we real protective of that. We can clearly know if somebody is giving you a clear contrast like understanding that I am a complete jerk, then we can get that. You know what I'm saying? But I always try to think the best about, you know, people when they come on here. Um, even the people who are you know what I think? I'm like, maybe they like 15 year old, a 15-year-old, you know, bad kid or whatever getting I don't know cuz it's a lot of young kids in crypto. I don't It could be a grown man. It could be. So, I try to, you know, it it is what it is, but I try to like, you know, think positive unless they just come on here and they just blatantly disrespectful and stuff, right? Um, uh, okay. Let me make sure I hit all the super chats because I want to be respectful. And moved a lot after that recent transaction. Going to be a lot of sleeper coin sleepers coins out there.

[01:08:15]Absolutely. Absolutely. And we better we better start continue to follow what what is actually happening. And that's why I try to let you guys know so y'all can Hey, y'all can make your own decisions, but y'all know this is what's happening. Slowly happening. Slow a slow grind right behind closed doors. That's not always in the public. That's not always in the headlines. What is in the headlines is the price always. It's always out there and it's going to be in the headlines because people going to FUD it and they just upset about it. And so, um, that's what you gonna hear more about like price still didn't go up.

[01:08:44]Y'all talking about Ando and y'all talking about JP Morgan and all this other stuff and the price still went down. Okay. Okay, you just keep waiting.

[01:08:52]You just keep waiting.

[01:08:54]Uh at Dr. Camila Citizen, your reporting and teaching on financial systems and tools is top-notch. Thank you so much. I appreciate this, guys. Um and I think 600 is a lot is is is enough for the person who do the right thing with it.

[01:09:05]But I would say, you know, if you have a chance to increase your position, just continue to dollar cost average.

[01:09:10]Hopefully, we do get that dip and we can put some more to it and we can really secure the bag for our financial future.

[01:09:15]Um and then there may be a couple of other coins that you're invested in. I will start to talk about some other coins, guys. I because I I talk about XRP a lot because I'm educated with it and I've been and and I know the pos the possibility for financial freedom and I only say possibility for those who understand that they have to have structure and a game plan. XRP will do well. I don't care what you say. I don't care what they say. I don't care what anybody say. It will do well. It will do well. All right. I know this, right? And so, and I think a lot of people know it.

[01:09:44]Um, and if you don't believe it, fine.

[01:09:45]There's a lot of other coins that will do well. I'm investing in ETH. I'm investing in even Salana. I even got money in Bitcoin. I think Bitcoin will do well, right? I kept saying either zero or a million dollars. I'm on the side of maybe it will use I think a lot of I think a lot of these technologies will use the XRPL at the end of the day.

[01:10:04]So if if if Bitcoin is connected to the XRPL, that's going to be fine. I think Flare is going to do well. Why? Because Flare makes everything better, right?

[01:10:12]You can wrap it in Flare. the flare network, the yield, the passive income, that ain't going nowhere. Everybody want to make money. Okay, so there's a lot of coins that will do well. I think XDC will do well, right? So, there's a lot of coins that will do well. Okay. Um, what's another coin that I make passive income off of? Um, uh, let me give you one more and then I'll let you so you can know. Uh, one that I, uh, make passive income off of because it's at the I got so many. Polka dot. I make passive income off of Polka Dot. Okay. So there it is. That's something that I don't talk a lot about, right? So there's a lot of coins. I know I talk a lot about XRP, but there's a lot of coins that I have and I'm making passive income off of. And I haven't even told you the one that's doubled that I got into. All right. So I'll talk more about that on Monday. Come in on Monday. We are going to get busy. And I am going to also get in with my members and go even deeper. And uh to Miss Ann, I will be sending her $300 soon as I get off of this live. And to all of my beautiful mothers, again, I want to tell you, enjoy your weekend. Happy Mother's Day. You are incredible. I know it. Um because you're a mother mother and you gave birth um to a human being. And man, there is nothing like it. That is an unmatched experience. And as always, I want you guys to stay wise, stay wealthy, and I mean stay wealthy, okay?

[01:11:32]Stay wealthy by making wealthy decisions, okay? Get your mindset upgraded, all of that good stuff. Stay wise, stay wealthy, and I will see you guys in the next video. Love you guys.

[01:11:42]Peace out.