Insurance companies share information about your past accidents and claims history, which they may use to argue that your current injury is not related to your current accident, especially if you have had similar injuries in the past; therefore, it is important to be honest with your attorney about your claims history and let them handle the explanation process.
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Don’t Let Past Accidents Hurt Your Current ClaimAdded:
Do insurance companies share information about you and about your claims history?
100% yes, this is absolutely true. They are aware of every accident you've ever been in and they share that information.
Why is this important? Because again, it's another tactic they're going to try and use against you. They'll say, "Well, you know, you've been in three or four accidents and you've had similar injuries. Maybe this injury is not related to the current accident you're trying to claim." Also, it becomes problematic when somebody's had two accidents in a short period of time.
What we do then is we just try and maximize what we can get for you. You're going to get a little bit less out of each case, but you put the two of them together, maybe make it more than you would have with just the one. You need to be prepared to explain your past medical history to the insurance company. Especially if the injury you're claiming today is similar to one you had in the past. They're going to want to see that, they're going to want to know about it. If you have a good attorney, that's not a problem. Be honest with your attorney when you talk about your claims history. Don't hide anything, let them know because rest assured, the insurance company absolutely does know your entire claims history.
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