CASH STUFFING $600 | LONG-TERM SINKING | 5 SINKING FUNDS YOU NEED | CASH CONDENSING & MORE

追加: 2026-05-07

[00:00:01][music] >> Hey cousins, what's up? Welcome back to High Beauty Budgets. It's your favorite budget cousin, Portia, and I'm back with another video.

[00:00:14]Back with another video.

[00:00:17]Hey y'all, what's up? I am back with my long-term savings video. Hey, how y'all doing? Welcome back, cousins.

[00:00:26]Welcome back to the family reunion, okay? And we're going to be doing everybody's favorite challenge today, okay? The 100 envelope challenge.

[00:00:42]And I have y'all shipped out all of these. Like, I have no more. I already placed the order for new binders, and I already placed a new order for new envelopes.

[00:00:52]So, y'all know they're coming by the sea, so they'll be being about 45 days, so when they come in, we'll be making more of these. We sold the first 31 of these.

[00:01:06]So, I ordered 30 more.

[00:01:09]So, when they come in, they come in, okay?

[00:01:15]Yeah. So, in this challenge, y'all know we roll a 100 die.

[00:01:23]Let's get our money right quick. So, we have a 100 20 30, 40 50 So, 150, 60 70, 80 180 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 So, we have $200 is what we which is what we normally put into this challenge and we roll our dice.

[00:02:03]Let's get our dice.

[00:02:07]I'm going to have to see can y'all see.

[00:02:09]Let's see can y'all see.

[00:02:11]Oh, yeah. You see very well.

[00:02:16]Let's roll our dice.

[00:02:21]Yeah.

[00:02:22]And we're just going to get right into it, y'all. We're going to just get right into it.

[00:02:29]22 All I know is it it be giving me some like wild amounts. They be like small sometimes.

[00:02:40]73 50 60 70 73 Ooh.

[00:02:57]Is that 95?

[00:03:00]Is that 95, y'all? 50 60 70 80 90 91 92 93 94 95. That is 95. That is crazy.

[00:03:14]That is 95. I wanted to break this down, but we'll have to do that later.

[00:03:24]Okay. Let's roll.

[00:03:29]63, which is going to be a IOU of 3 4 5 6 7 8 9 10. So, it's going to be a IOU of $53.

[00:03:45]We owe I'm left-handed, so I had to. So, yeah, we Oh, $53 into in this challenge.

[00:04:03]And yeah, you guys, that concludes that. We did a few envelopes.

[00:04:09]Not much. Last year we did this challenge and we rolled a D60 dice. I don't remember how much we saved. Was it like 3,000 or something like that? I'm not really sure.

[00:04:22]But, it was something.

[00:04:25]Okay, the next challenge we're doing for our long-term savings is the 2022 I was about to say 2022.

[00:04:36]Is the 2026 and 2026 we would have going to be doing second quarter.

[00:04:42]Our challenge in the second quarter, we have $80 here for the first two weeks.

[00:04:54]So, let's get 30 40 So, yeah, we have about $80. So, this is 45.

[00:05:07]This is 55.

[00:05:11]65 70 75 You know what?

[00:05:16]I shouldn't have did that.

[00:05:19]Cuz now it needs a five.

[00:05:22]Cuz this is 20 30 40 50 60 70 8 Wait, 20 that's 30 40 50 60 70 80. Oh, no, that's 80.

[00:05:32]Okay.

[00:05:34]50 60 70 80 and quarter two.

[00:05:43]Yay.

[00:05:48]And we're closing it up for our long-term savings that we're doing at the end of the year.

[00:06:00]The next challenge that we're stuffing is the birthday challenge. This is the birthday challenge.

[00:06:09]This is on my Kofi. It's called 30 Vibes Birthday Savings Challenge. I have yet to change it from birthday, but hey.

[00:06:18]It is what it is. So, we're saving $50 every time we come in here. It's 30 vibes, so it's whatever your vibes is.

[00:06:25]You can save one through 30, so $1, $2, $3, $4. You can save 30 vibes. You can save five 30 times, 10 30 times, what?

[00:06:33]150, whatever, 20, whatever it is that you want to save 30 times.

[00:06:41]Be my guest, but we're saving 50 30 times, and we're putting a 50 in here.

[00:06:54]We do $60 a month in this challenge, but Yay, this challenge is so cute.

[00:07:08]It's super cute.

[00:07:13]You know.

[00:07:16]And that was That was number seven. I don't think I've been coloring them in.

[00:07:21]I haven't.

[00:07:50]>> And I also decided that I want to stuff the cash cushion little challenge. This challenge says $500 save 500 save $500 proof that small steps lead to big wins. And you can get this on my Kofi, too. It's a cute little small binder with the envelopes in the inside. Like I said, it's called cash cushion, so it got little pillows on the front. It's super cute. And I like to use this for like traveling. Like if I'm planning a trip, I can be like, this is my spending money.

[00:08:24]This is whatever. I had some people double this and save a thousand, which is fine. You can do it however you want.

[00:08:31]I had one girl add the numbers together.

[00:08:33]So, instead of 25, she'd do 5 6 7.

[00:08:36]And then she saved her money like that.

[00:08:38]I had people add it together. Um um times it two times five. So, like you can do it however it is that you want, but it's just too cute. And it's a cute little saving. So, I decided that I am going to stuff this cuz this will save me a little $500.

[00:08:56]So, I'm like that'll be that'll be cute little savings.

[00:09:03]I want to do something light because I don't want it to be too dark.

[00:09:07]Okay.

[00:09:12]And we have the $25 here.

[00:09:20]So, yeah, very cute. A lot of people have gotten this challenge and it's super cute little savings.

[00:09:30]There we go.

[00:09:37]Yay, and we're in it cuz I was like, we need to stuff our cash cushion cuz this is just too cute. I don't know what Hold on, y'all, cuz when you get it, it does come with this little braided um bow and this little bell. I don't know. It didn't originally come with that little bell. I started adding the little bell. So, when you see a picture, if if the bells are available, then yours will come with a bell, but if it ain't available, then it don't come with a bell.

[00:10:05]But yeah, here is the Qula challenge.

[00:10:07]So, we're going to commit to this. We got to start saving, adding this to our savings. Y'all, I got sidetracked. I don't know. My boss called and I'm like, I don't even know what I was talking about, y'all.

[00:10:19]>> [laughter] >> I don't even know what I'm talking about.

[00:10:22]Next challenge we're going to do is our Roth. And y'all, I when I went to the bank, I didn't even think about getting small bills for this challenge at all.

[00:10:35]Well, we're in April. So, these bills are big, but whatever. 1 2 3 4 5 6 7 8 9 10. So, that is 210 10 20 30 40 50 60 70 80 90 100.

[00:10:49]That is 300 15 16 17 18 10 11 12 13 14. So, this is $314, which is what? Two of these should equal 157 + 157 314.

[00:11:10]Let's put that on there. This thing is probably like super thick.

[00:11:18]Yeah, cuz I don't know if I want to put that Hold on, cuz my little things are about to come off. There we go.

[00:11:26]And this is our Roth IRA, y'all. We have been so doing so well in our Roth.

[00:11:31]I have seen some like movement on my investments. I did make a post about which investments I had invested in. I think they have grew like $60, 60 extra dollars or something like that. I I got like one of each stock, so it's not even like enough to like actually get any like thing back from a dividends or whatever the case may be, but the stocks itself have grown and made me some money.

[00:11:58]So, I'm really excited about that long cuz for a minute it had Soon as I bought the stocks, it had went low and I was like, "Bitch, why why are y'all Why am I losing money?

[00:12:13]I just put the money in." But one thing about it, even though they was going lower, I still continued to buy every time I got some money, I put some more money in till I got four stocks because I knew when it went back up, I was going to make some money off of it cuz I'm buying it real cheap and it all went back up and I think I'm up like some money in the challenge, so.

[00:12:36]I was excited about that.

[00:12:41]Okay, y'all, this is my next thing, but we're not going to stuff that here because I don't want this video to be long, but this is my alpha books save savings challenge where we save A through L and this challenge saves you $600. It is on my coffee in a black binder and you can change this to be whatever color you want. People get purple, orange, green, lime green, whatever, whatever, whatever. And it always have a few dollars in here, but we're saving the $24 that we're supposed to save every week in here.

[00:13:15]I don't think we save the $24 every week. I think we save it every other week. So, I'm just showing y'all that I am saving the funds and putting them in here for when we do a dedicated video because last time we did a dedicated video on this and I think that's what I'm going to do this time which is a dedicated video.

[00:13:36]It will be Okay y'all, so this is our challenge that we're doing. This challenge These five challenges help you save $1,100.

[00:13:47]$1,100.

[00:13:49]We're going to put $60 in a 30 40 50 60.

[00:13:55]We're going to put $60 into this challenge. These are also on my Kofi and they're cute little A5 saving challenges that you could do.

[00:14:07]And where where we going to do?

[00:14:11]We're probably going to do this 10.

[00:14:14]Shopping and treat yourself impulse buy save $10. I haven't really had no impulse buys lately.

[00:14:22]I've been being a good steward of the money.

[00:14:27]Oh, and still that and still and still when the Chris Brown and Usher baby, we ain't going to be doing nothing about nothing that nothing about that going to be a good steward of nothing.

[00:14:41]It's going to be real girl cuz I I what how much is it? Let's spend it. Let's spend it. [singing] That's what I'm going to be like spending the money.

[00:14:52]But hopefully the tickets don't be like crazy crazy. You know what I'm saying?

[00:14:55]Hopefully we can get tickets for like $800 or something like that. Some good seats for like $800 that would be all right with me. Let's see. What how much do we want to do on here? Y'all want to do this 20?

[00:15:07]Cuz we could.

[00:15:10]I don't even know what we got left.

[00:15:13]Okay, so we know this is a five. So let's knock this out the way. What are we doing? That's all we got.

[00:15:22]I get match. That is the $5 for this challenge. This challenge saves you $60 and it's super cute gnome sweet saving.

[00:15:31]But like I said, all of them are on the Kofi and if you add them all up, it adds up to $1,100 and that'll be a cute little saving that you can come in and drop in weekly to fill out.

[00:15:44]Okay, so let's do something on here.

[00:15:47]Let's see what we going to do.

[00:15:49]We can do this little box. I want to do it in this pink, but I'm like everything is in this pink. Everything is in this blue. Them the colors that I like. Okay.

[00:15:59]Let's do this one. That's like real light.

[00:16:02]But that's fine.

[00:16:04]It looks like the little the little vanity bags that y'all say that we can't wear as a purse cuz y'all minding our business and what we doing with our money once we buy something. You know what I'm saying?

[00:16:14]That's what it looks like. Like a little bandy.

[00:16:16]You know how they be minding our business when they can be minding their own business, child.

[00:16:21]So we going to color in that for 15.

[00:16:29]And then we have two left. So we have a We might do 10 and 10. So we can do five of these books cuz these are worth $2.

[00:16:39]One.

[00:16:45]You got the fifth one.

[00:16:47]Which you can barely see that, too.

[00:16:50]But that's fine. So we going to put $10 into this challenge.

[00:16:57]Yay! And then the last $10 is going to go into this challenge. Our last $10. That's all I'mma need. And let's see what we want to do. We can do this shirt. We do this shirt for 10.

[00:17:17]That looks about right and I feel like it go together but all that same color stuff, period.

[00:17:23]As we got to work on these next time cuz it got a little brown so we got to do like them with the shorts though cuz they, you know, sandals so we got to do the shorts and maybe a little shirt like that.

[00:17:35]And then the little long sleeve with the pants. These are two pair shorts though.

[00:17:39]So we might also do some shorts to match something up here. You know, build a little wardrobe, a little a little castle wardrobe that works and where you could do multiple outfits and stuff, okay?

[00:17:53]You guys, that concludes our video for our update on our long-term savings and how much we put into there. I don't even know how much that was.

[00:18:06]Let's see. Um, save 40 was 80 plus 314 plus 200 plus 120 plus 24. So we put 738 into our long-term savings for this week. Come back and catch me next week where we're I'm pretty sure we'll probably be getting into our short-term savings and you know, it's like a little rotation here. Long, short, long, short, long for the four weeks, okay? That's pretty much the videos that I do, short, long, short, long, mini Monday, Tuesday, and if I get paid by YouTube, I drop one of those in there too, okay?

[00:18:44]But yeah, thanks for watching. Thanks for tuning in. If you like the vibe, please subscribe and as always, love you. Bye.

[00:18:54]Don't Don't play with us. [music] Don't be the signs. Hey.