For people in their mid 20s #investing

追加: 2026-05-27

[00:00:00]For someone in their mid-20s, if they haven't purchased a home, yes, they should be using superannuation. Not for retirement, but they should be using for the first home super saver scheme. And this is where you can put money into superannuation, 15% instead of your marginal tax rate. You need to be understanding the limits of what you can put in each year and what you can take out at the end. But, it's superannuation for a first home deposit, not for your retirement. Because if you are 25, you cannot touch your superannuation benefits benefits for 35 years. Now, anyone that does put money in for their retirement at that age, a bit extra from their their work, uh extra contribution, will never regret doing that when they get to their 40s, 50s, and 60s. I've seen many people say this. They will never regret it. But, at the moment, young people have bigger fish to fry.

[00:00:46]And those fishes are very big deposit.

[00:00:48]So, when you buy a house, you can do it with less debt.