Tabcorp Collapses 22% with AUSTRAC Bombshell plus ZIP a Technical Buy?

本站添加: 2026-05-07

[00:00:00]Hi there. Welcome to Nepi Invest and welcome to Thursday the 7th of May, 2026. Time is currently 3:25 p.m. So about 45 minutes left of trading today on another good day for the ASX except for tech. Oh, a pretty good day for resources and mining up 2.1%. Okay, so the agenda of today's video, we'll go through what I always do. ASX today, stocks of the day, and then at the chart of the day section of the video, four stocks I'm going to show you uh today.

[00:00:36]So, four charts of the day. No small cap of the day. Uh I suppose you can maybe include one or two companies uh in the chart of the day in that particular section, but uh I just was going to choose one and then I had a look at a few other companies and I went, "Oh, this chart looks interesting for various reasons." Okay, so let's get into the ASX today. First thing I want to do is just have a look at any sort of macroeconomic news. Oil steady as US Iran deal was down fairly low and then it actually has rebounded because who knows again who knows what's going to happen. Things could be completely different this time tomorrow. We just don't know at this point in time. Philippine GDP growth slows in first quarter it's 2.8%.

[00:01:19]Anything else of interest here?

[00:01:20]Australia post first trade gap that's supposed a deficit since 2017. That's interesting. That's interesting. And gold holds gains and pe Middle East peace cross bags. I I honestly thought a war in Iran would actually be beneficial for gold. It's complete opposite. So, uh anyway, so that's interesting. Uh that has been interesting for a while. Okay, so let's go to the ASX today. And yesterday was a fairly bifocated market.

[00:01:50]that really s almost. Yes, mining's having a really good day. Materials up 3.11%. I suppose a good day for real estate, staples, financials, and a pretty bad day for energy, which is understandable. And also utilities and healthcare. So, it hasn't been a roaring great day for every single part of the ASX today. Uh, gold's had a pretty good day, up 4.14%.

[00:02:11]And yeah, the XCX down 0.78. ASX 20 up 0.83. So, I would assume like Northern Star, maybe some of the iron orers are up. I do know that uranium was having a really good day. Uh, but then there's none of those companies in the ISX20.

[00:02:27]I'm assuming maybe a few of the banks have had a good day. In fact, you could say a lot of the companies in the uh top 20 have had a good day today except for Woodside, maybe Transurban, maybe SEL, uh, companies like that. So, let's have a look to the ASX20. I'm going to say six companies down, seven down. And those seven companies are Woodside Energy down 4.05, Sigma Healthcare, didn't want to think about that. NAB, although in saying that, NAB did go X dividend. NAB at X dividend.

[00:02:58]And there is CSL share price just keeps on dropping. Brambles, Telstra, and Coohl's. And a pretty good day for, as you would guess, uh, Northern Star, BHP, Forscu, Renttor, all the miners. You also have West Farmers which does have some mining um holdings I suppose projects I don't know what you call them subsidiaries. Yeah. Westpak and A&Z. So seven companies up by more than 1%.

[00:03:24]Okay. So let's move on to the what's this? PB WTC TN the SAS apocalypse decoded. What killed ASX crow stocks and what comes next? Let me open up that so I can read it after I finish recording this video. Okay, so let's move on to the top gainers today. And a lot of stuff happening today. And we've had this McCory, was it the McCory conference? And we've been been getting a lot of training updates in the McCory conference. And apparently this is the start of confession season apparently.

[00:03:52]Yeah, I read that this morning. Anyway, so the top gainer today is a new listing, KCO Metals. Have no idea how to pronounce that. Tode KO.

[00:04:03]And the reason I know this is a an IPO today is because in the sector section it says ETF in market index. It's not an ETF, but it is an early listed company on the ASX. What was it again? K AO Kapow. And if you just have a look at, you can notice there's no price change in com because it's an IPO, a listing.

[00:04:23]Uh here it is. All the information released on the 5th and started trading.

[00:04:27]Here we go. this morning at 10:05 a.m.

[00:04:31]Uh, you can open up their investor presentation.

[00:04:35]So, I would say the reason it's up 80% is because of share price or the cup raising was done at 20 cents and now it's 36.5 cents, but it just opened up at that level. Actually, opened up 38.5.

[00:04:46]Okay. So, what does this company do?

[00:04:48]They're a high-grade copper, silver, and gold uh explorer, I'm assuming, in in Namibia. Namibia. Actually, I do have a colleague who wants to travel to Nambibi. He says it's pretty safe there to to rent a car and travel around there and it does look interesting. Uh anyway, so Namibia's merging geol geological belts. I'm assuming this is an exploring company. Uh they say it's attractive valuation at 20 cents, but it's gone up significantly since then. Just saying.

[00:05:19]Okay, so let's move on. I don't really focus on newly listed companies particularly mining companies because you just know particularly mining exploring companies because you just have no idea no idea other good companies performing today Hamlin Gold Thor Energy Hawk Resources Hawk Resources they did release something because that is familiar but what did they release to send the share price send can't even speak today uh they execute agreement for exploration Olympus Scanad Adium project. Not the sort of announcement that would get me overly excited, but they got the market overly excited. What about the chart? I won't show you the chart for KO because or KO because there's only been one day of trading and big volume, huge volume coming today, but too much resistance and share price just going sideways. No interest in that. Uh what else we have here?

[00:06:13]Analytic, N1 Holdings, Eden Innovations.

[00:06:16]I wonder what this chart looks like.

[00:06:17]Eden Innovations. It was looking interesting a while ago and still looks interesting. Still looks interesting.

[00:06:24]Eden Innovations. That could have been part of my chart of the day episode. No, chart of the day sequence or chart of the day uh section. Yeah, that's the right word. What else? Ostrolles released something good yesterday. I think it was yesterday. Share price went up and it's up again today. I think it was yesterday. Am I wrong? Yeah, Snow Queen. That's right. Snow Queen Drilling delivers royal grades. I remember that now. Uh anyway, uh and that's about it.

[00:06:52]I think 3DA or Amero is in my chart of the day section because the chart does look interesting.

[00:07:01]Uh top gain is by market curb. We have a lot of uranium here. Paladin up 7.96.

[00:07:08]Iperion X which I'm trying to remember what Pyion X does. It's up 9%. Megaport Tech up 8.4%. Sonic Systems which has something to do with uranium definitely up 9.14. Credit corpse in my top five and some gold boss energy and silver. So not all of these are bit of are surprising. Mayfield Group of 9.79. So I do own Mayfield Group but I was trading it. I'm not trading it anymore. However, if the chart looks interesting, I might trade it. Actually I don't mind this chart for Mayfield Group. There was a bit of a dip and I think I think this could go higher. I think and sometimes I get some people saying to me, you should not be thinking, Michael. Anyway, I think this could go higher from here. I think the bottom has been reached at about 180 and um Oh, yes, Mayor Group.

[00:08:00]So, even though I do own shares in May Group, I might trade this again maybe if I think if I think it's really good value at these levels. Okay, that's all I got for the top gainers today. If we have a look at the top losers near the top of this list should be my stock of the day. Oh, it comes in at number three. Uh, Vision Flex down a lot on no volume. Proteomics International Laboratory is down 21.43%.

[00:08:27]I'm thinking Hutchie is not having a good day because I'm pretty sure he said this is going to be a 10 dagger. Well, it doesn't mean just because it's down 21% in one day doesn't necessarily mean it won't be a 10 dagger. However, this company did not release anything today.

[00:08:39]share price collapsed and they did receive a price query from the ASX.

[00:08:43]Here's a response to price query.

[00:08:45]Nothing in it. Now, they did say they have released a few price sensitive announcements recently, but really if it was really price sensitive, share price wouldn't went down on that day, 28th of April. So, I don't know what's happening today with Proteomics. Uh, it could be just one share just getting out and just selling on market. It could be it. Uh, Matt, that does look suspicious. I'm going to tell you that much. It does look suspicious proteomics international this sort of day. Uh massive volume coming through share price collapse on open but again it could have been just one big shout just getting sick and just selling on on open and that could be capitulation capitulation and stock of the day is tab corp down 21.3%.

[00:09:30]Bad bad boys. Well I don't know if they're bad anyway. Uh keep petroleum all over the place. Uh day trader dream ez life science was up a lot was it yesterday? So not on no news up 24.56% yesterday on not massive volume and down today on again not massive volume. So again this is just a bit of noise which for EZ zed seems like it's happening all the time now.

[00:09:57]Ah, Sequoia. Oh, Sequoia Financial. I did actually have a note or notice they did go into a pause in trading. So, I'm assuming they're getting a price query as well. Here we go. Pause in trading.

[00:10:10]Don't know why just yet, but not the best looking chart either. And I would say this one's highly volatile as well.

[00:10:18]The chart looks terrible. They've had some really good days in this. So up 20.59 on the 14th, up 14.3% on the 23rd, but uh there's more bad days than good days for Sequoia. I really like the name Sequoia.

[00:10:35]So trees, the biggest trees in the world in terms of volume or something. Uh Playside Studios just missed getting in my top five today and they did release an update to some mouse detective or something. I have no idea. Uh mouse PI for higher continues. They said a strong performance. Uh this must have disappointed the market even though they said strong performance. I think the market expected maybe a little bit more.

[00:11:03]Sold approximately 730,000 units across all platforms since launch. And maybe it's slowing down. Holds a very positive rating on Steam with 94% review score, but the market doesn't like it. uh share price down 12% and uh chart was looking interesting about a month ago, maybe less than a month ago and um not anymore. Share price did open up today by the way. Look at that. Yeah, share price closed at 28 cents, open at 29.5 and then the selling came in.

[00:11:34]Uh and then what else do we have here?

[00:11:37]Nothing of Whoa. What's happening with index of 40 medical?

[00:11:43]enough Aland equity group share price had been on a massive run. They went into training hot yesterday did receive a price query and they actually did mention yeah they do have some price sensitive information that they have not released in the market that was sort of interesting. Uh so have a read of that particular price query announcement 40 medical is in a free fall that is uh in my chart of the day section index don't know what's happening there they did or go to the mccori conference and they did release um uh a presentation yesterday share price went up a little bit but share price is down a pretty big volume today 11.29% 29%. Something must be happening here. Uh if we go to I don't think there's any going to be anything in Capital Breath or anything like that or maybe even financial review.

[00:12:32]Uh we can have a look.

[00:12:40]Yeah. And there's nothing here that I can see anyway. Was it Was it Coden? What's Coden doing?

[00:12:49]Oh, it's up up one point. I did take a position in Coden when it went below 40.

[00:12:53]I went, "Yep, time to buy some cotton shares."

[00:12:56]We'll see if that works out. Anyway, uh top losers by market cap. The reason I noticed I wanted to look at coden was because I saw that um Viva Energy sh or someone sold a fair few shares. Uh lights and wonder in my top five released results today. And there we go.

[00:13:16]interesting companies in here. Well, not so interesting companies some of them and nothing else to talk about. Okay, so let's move on to the top five stocks of the day. And we're going to start off with a company actually released uh don't think it was results. It was a training update today. That's all Financial only up 3.72% which I do find interesting.

[00:13:37]Share price was up over 5% earlier. I thought this was really positive and oh AGM. That's right. They had the AGM and there was a bit of a trading update. So, Bell Financial has a strong start to year profit of 16.3 million in the first four months. I was like, that's actually pretty good because if you have a look at the profit in last year, it was it was I try to remember what it was.

[00:14:02]Oh, you're going to have to look at the uh have to look at the we go back one year and have a look.

[00:14:14]Wait there.

[00:14:18]Where's the results? Oh, here it is.

[00:14:19]Here it is. Sorry. Here it is. And where should I look? Media release. So, let's have a look at the LA profits last year.

[00:14:26]And they had $36 million of profit for after tax after up 17.1%. So, we're talking about 14 millions in the 14 million in the first what was it? Four months. Yeah, 16.3 sorry, in the first four months. So if you analyze that, we're talking about 48 million. You probably shouldn't annualize uh that number because you just don't know. But it does look fairly positive for this company. And if you do analyze that and get say we'll just roughly round it up to 50 million because who knows maybe the rest of the year will be quite beneficial for this company. I suspect probably not. But if you do that and we have a look at the the mark cap of this company. So Marab is 442. If they get 50 million, we're talking about a P ratio of below 10, say nine, in fact below nine. Anyway, so a lot of assumptions there. So I do think there's a possibility this company is high quality. I would even say that maybe three or four years ago, this company would have satisfied my high quality filters. Probably doesn't anymore. Uh dividend yield 6.88%. So quite nice there. So if things starts do start turning uh or continue to turn positive for B financial I think there is a possibility that this company is looking good value possibly uh I think the chart might be interesting maybe oh not quite not quite well sort of is been going sideways for a while uh and you if you have a look at the weekly chart and yeah if you go back share price was in a nice uptrend between 2015 and 2022 uh they found some or had some trouble times back. Wasn't it something to do, if I remember correctly, share price collapsed, if I remember correctly, because of money laundering and stuff like that concerns? I have no idea. I do remember the share price dropping on some concerns. And uh yeah, so share price really doing nothing now.

[00:16:20]If the share price gets above $150, yeah, that'd be a nice little breakout for Bell Financial. In fact, if you have a look at the daily chart, it was looking interesting and then for some reason, bit of selling came in uh towards the start of March. It was looking like it was in an uptrend.

[00:16:36]Okay, so Bell Financial Group coming in at number five. Number four, we have Super Retail Group. Now, the share price of this one was down 10% on open and it has rallied during the day only down 4.12% on a trading update.

[00:16:51]Uh it wasn't horribly negative. So we do see or super retail group has seen some like for like sales group in super cheap rebel and MacBack unfortunately BCF which is what's BCF boating camping and fishing uh sales there down 3.3% so no one in Australia wants to boat camp or fish they want to get stuff for their car get some running shoes and Mac packs I actually have been to Macpack and they sell like hiking stuff that's all I hiking, camping stuff. Anyway, overall group sales up 0.4% like for like and total sales up 1.9%. So, nothing spectacularly there, lower than inflation. Uh, so the most important thing here is any sort of any sort of commentary or negative commentary. Uh sales momentum across all four brands was adversely affected by the onset of the Middle East conflict.

[00:17:47]Inflationary pressures including high fuel prices and rising rates together with concerns around fuel availability weighed on consumer sentiment. That's like a no duh with the impact most pronounced over the key Easter trading period.

[00:18:01]Okay, that's about it. So, I thought it was um not the worst, but it was meh. A little bit surprised the share price was down 10%. And yeah, I think the market was a little bit surprised about that because the share price has rallied during the during the day, but not the best looking chart either, which is true for most discretionary companies apart from Joyce uh which is a company Joyce Corporation.

[00:18:25]And yeah, not not the best looking chart. They looks like last August they released some good results. Share price got as high as $20 an hour. Share price has almost half since then. And you can see the one day chosy which tells us there was a bit of buying coming in today which is not necessarily a positive thing. We're gonna I'm gonna wait to see if there's selling coming in tomorrow. This could be just retail investors getting excited. Oh, the share prices dropped 10%. This is a bargain bargain.

[00:18:50]May not be. Uh if you go back through history and maybe it is a bargain based off history, share price is you know almost half from $20.

[00:19:02]Coming in at number three, we have oh another bad day for Light and Wonder.

[00:19:09]Share price down 8.14% on quarter one results. Now I do own Light and Wonder.

[00:19:14]This is in my super because I do consider this to be a high quality company. I would consider this company to be potentially high quality and I'm getting a little bit frustrated with this one and their uh their their results today were a little bit disappointing. And funny enough, I saw those exact words by an analysis today.

[00:19:34]These results were disappointing. Uh not much growth, very little growth. In fact, I don't think I looked at this one. Again, this is American style reporting, which I hate. Uh revenue relatively flat. Uh income relatively flat. In fact, income's down. Cal expendure is up. Uh cash down as well.

[00:19:55]Uh total debt down a little bit. Anyway, so what else? So, just the free cash flow was up a little bit, but uh wasn't the best announcement. I was trying to Which one did I look at? Oh, I must have looked at the presentation cuz I'm just lazy like that.

[00:20:10]And oh, that's right. Yeah, here we go.

[00:20:12]So, considered revenue up 2%, consolidated a ean up 5%, adjusted and pa down 2%. Earnings per share a up 7% and recurring revenue up 13%, adjusted free cash flow up 86%. So I suppose that was probably the best high margin cash generative omni channel driven business but a disappointing results and I'm pretty sure that's what someone else said. So light and wonder shares plunge after quarter one results miss. Well that yeah that's the reason why share prices dropped because the results probably missed and let's see what Mark Wilson of RBC Capital Market says. He described the results as slightly disappointing. So I'm in that camp.

[00:20:50]However, he has maintained an outperform rating on the stock with a price target of $190. Uh despite the strong year year-on-year quarter, Ibida wasn't that strong was 3% below the market forecast of 347 million while its impact was also below the estimated 118 million. Yeah, there you go. So below expectations and yeah, slightly disappointing is probably a right description. I'll just get rid of the slightly and just say disappointing. So share price is down and the chart that's negative looking chart.

[00:21:22]Yeah, in fact, the share price hasn't been this low since uh it uh listed on the ASX back in 2023. So, charts disappointing as well. And the sh popped up, remember they did that deal with Aristocrat. Aristocrat sued them and then they made the deal uh and the share price popped up on that news share price went as high as 192. I should have sold on that day. Should have, could have, would have. And that was I was thinking of it 12th of January.

[00:21:51]Coming in at number two. So this is a little bit different than life and wonder credit share price up 8.32%. Uh investor presentation market update. I looked at this update I went you know what I like this I like this market update from credit. Uh let's have a look.

[00:22:11]So in fact the market update there's a lot I went through fairly quickly this uh particular presentation.

[00:22:19]So here we go. Empact guidance 100 to 110 million up 12%. Talking about US operational improvement has driven strong collections growth despite only moderate investment growth. Record consumer lending with new products and markets anyway. So I'm just trying to find AI is a key component of our continuous improvement agenda and that should be true for every single company on the ASX. Not only on the ASX, every single company in the world. And here we go. I think yeah, this is one I focused on. Uh anyway, so uh financial 26 guidance upgraded consumer lending volume and refined ledger investment on track for record earnings with investment growth. Uh so they haven't really changed much here.

[00:23:00]So they haven't changed NPAT or earnings per share. Yeah, gross lending uh is up.

[00:23:05]Yeah, up a fair bit. And Ledger investment up a slight bit as well. But overall when I went through this presentation, I did get some positive vibes. So no shock the share price is up. Now, I don't think the chart is going to look crash hot. However, although maybe you could say share price did get below $10 back in March, late March. Now, in saying that, maybe this is a trend. Maybe this is the end of the downtrend for credit core.

[00:23:35]And finally, stock of the day. Well, in the stock of the day section because still got to do charts of the day. And stock of the day is tab core. And this is a good one. Well, actually, it's not.

[00:23:45]I shouldn't say that. This is, I suppose, a lucky one for me because I was trading tapc, but then I got out. I saw the chart was starting to look positive again. I was thinking maybe I should get back into tap tap corp and I stayed away and sometimes luck just favors you. Sometimes share price down 22.61%. Not on a profit downgrade, at least it's not on that. uh but it's on OSRA compliance assessment and the OSRA don't like what Tab Corp is doing when it comes to uh money laundering and terrorism. In fact, they were received notice that uh they received a letter from Ostra in relation to compliance assessment being undertaken.

[00:24:26]uh they were informed that Alra has a number of serious concerns with Tabcorp's ability to effectively identify, mitigate, and manage its money laundering and terrorism financing. So, the first thing Tabc should do is close all theirries. Yeah. Let other people uh clean clothes for uh let other people clean clothes. Uh you don't have to you don't have to do that yourself. And I know I'm joking. Of course, I'm joking.

[00:24:52]I wonder how they do this.

[00:24:55]Now, I do when I did work at a bank, one of the things we had to do was check any sort of transaction that involved more than $10,000 worth of cash. I'm pretty sure they still do that. Uh, so I'm not sure if that is Do they still check do banks still check for inate transactions?

[00:25:25]Cash.

[00:25:29]Yes. Banks in Australia strictly monitor and report cash transactions both deposits and withdrawals of $10,000 more under anti-money laundering and counterterrorism financing. Yeah. Okay.

[00:25:40]So that's why they do it. I'm pretty sure that was it. Um so that is something actually I did. I made sure uh that all the banks in all the the what do you call it the um the banks the individual banks uh what do you call them? I forget. Uh they were following this law. This is a bit of law. I'm not a lawyer, but I was making sure they did it.

[00:26:02]There you go.

[00:26:04]Uh anyway, so I don't know what Ted Corp would do. Maybe they have to do the same thing. If someone puts a $10,000 bet on, they have to report it. I don't know. Uh I don't have an idea. Maybe I'll look at this. Anyway, uh Tabcore chairman says Tabcore takes its anti-moneyaundering and counterterrorism financing obligations very seriously. Of course he's going to say that the board and executive are fully committing to collaborating with Ora in the continuing uplift in tab courts whatever. Now sometimes this sort of thing is could be just oneoff and sometimes market can overreact. So I could imagine that this is an overreaction from the market. So let's have a look at the chart for tapcore. So yeah the share price broke out not that long ago.

[00:26:48]Now share price dropped to 84 cents and there was a bit of support at 84 cents and the share price has bounced off that level. So there it is. So that would have been a time to buy at 84 cents and share price now 89 cents.

[00:27:04]88.7 cents. Okay, let's move on to the charts of the day. We'll start off with we'll start off with a bad one. 40 Medical share price just keeps on dropping. There it goes. I'll get rid of that. No longer trading 40 medical, by the way. Uh share price just keeps on dropping. Share price has dropped from 750 down to 341. So more than haveved now. I wouldn't be surprised to see a bit of a bounce. I would say this is significantly oversold. Uh and just to verify that, and I usually don't have to do this because it's quite obvious. It's more than likely significantly oversold.

[00:27:43]It is. It is now oversold and well not significant. It is it is oversold. It doesn't mean the share price is going to bounce but uh I wouldn't be surprised to see the share price bounce at these levels. Uh the selling just keeps on happening day after day. In fact, if you have a look at the trading only a few days up in the last like month or so and some of these days it's down big. We're talking about 10% drops in share price in a day. And the problem with 40 medical is the valuation. and the company has to justify that valuation.

[00:28:13]It doesn't matter how much you like this company, they can't justify the valuation just yet. And that means there's going to be a lot of volatility in this company. So, uh the best way to take advantage of that volatility is to trade it in my opinion. Uh in fact, uh will they um yeah, although this decrease if the share price drops below three, that would be really really concerning. And that the reason behind that is that was the lows of the company back in February. Okay, so that's 40 medical.

[00:28:43]Now the other three I think are looking pretty good. So let's have a look at Amero.

[00:28:50]I don't I don't mind this chart. We'll get rid of RSI. I think this chart's pretty good. I like this chart. This is the daily chart. Uh share price is up about 12% today and a nice volume as well. Nice volume coming in as well. So I do like this chart for me. So that's uh 3DA.

[00:29:12]Now this company has a fairly large markup for a company that is pretty much it has revenue but if you have a look the most recent pennies 4c I don't think they have a lot of receipts now.

[00:29:26]Or maybe this is one of those companies that is close to operating cash flow positive. No, they're not. I was thinking maybe this was one of those companies. No, the receipts are 2.2 2 million but operating cash flow negative by 7.6. So they are bleeding through a lot of cash but there's a chance we might see some nice increase in receipts over the next year or so. Uh another company I think charts looking good is Zip. Yes, Zip. They did release uh trading update today uh and share price rallied a few weeks ago on some good news. Share price went sideways. I do like this chart as well. Share price above 260 today. Uh and maybe a sneaky buy. I'm definitely looking at this one for a sneaky buy up 4.96%. And finally, Aurelia Metals.

[00:30:12]So, I heard a a really good interesting comparison of Aurelia versus Mika Metals and a few other companies. And the thought was that Aurelia metals if you look at their reserves and their all those sort of things. A really medals was actually quite good of value at these levels and that took took interest in that because I thought Mika metals maybe better value but uh maybe I was wrong. So I'm going to have a look at this one. And the other thing I should say is Mika metals chart is terrible and I thought oh sh has dropped a lot.

[00:30:45]Uh this chart is terrible. But if you have a look at Aurelia Metals, this chart is actually looking really good.

[00:30:53]Yeah, it's looking really good. I do like this chart.

[00:30:56]And by the way, Mika Metals looks like even though gold has rallied a lot today, Mika Metals share price might not have Yeah, it's just flat. There's just no interest in Mika Metals right now.

[00:31:07]Mika. Mika. So whenever I put Mika Metals into AI, it wants to spell it M I K A. Mika. M E K A that's for you AI.

[00:31:17]Okay, that is all I have for today's ASX daily rundown. If you have any questions, any thoughts, leave those in the comments section of the video.

[00:31:22]Otherwise, I am not a financial adviser.

[00:31:24]If you need financial advice, make sure you seek out someone who is qualified and can speak to your own financial needs. That's it for this video. Have a good day. by