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How I Know Housing Prices Will Not Crash | ZFS 92

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928 views81likes1:23:32ZachFoustShowOriginal Release: 2026-07-22

The US housing market is not experiencing a crash despite viral claims, as evidenced by actual data: foreclosure filings (227,000 in H1 2026) differ significantly from completed foreclosures, and the percentage of homeowners 30+ days past due has dropped from 14% in 2012 to just 1.26% today. Homeowners who bought or refinanced before 2023 are structurally protected with low mortgage payments and substantial equity, making foreclosure unlikely. Historically, housing crashes of 20%+ only occurred during the Great Depression and 2008 financial crisis, both preceded by mass unemployment. The current housing market is regional, with states like Florida, Texas, and Georgia experiencing price compression, but this does not indicate a nationwide collapse.