0.21 Bitcoin is $13,966 (Get to 0.21 This Bear Market Summer)

Añadido: 2026-06-04

[00:00:00]Risk adjusted wise, this summer is probably the best time to get into Bitcoin ever. Tr literally ever because it's been out long enough now that everyone has had their initial opinion about it. Everyone has kind of you you probably dabbled in crypto in in some capacity. Like you have a Coinbase account, you have a Robin Hood account.

[00:00:26]Even for those of you that haven't done that, like you have that one friend or that one cousin that did do it and they had medium success or whatever, but the majority of people that have like a good friend that is like dialed in on Bitcoin versus crypto and Bitcoin versus the S&P 500 is still pretty pretty low. Like it's pretty low. And so that's where it's like it's like enough of the early phases have happened but there's still that like information gap where you where the opportunity lives right and then at the same time again if you haven't participated in Bitcoin and crypto you've probably been invested in something and the S&P 500 and the NASDAQ and AI stocks have done well for you and real estate has done well for you and from a risk adjusted basis, it's you're good like this. And then with Bitcoin being 50% off its all-time high now in the 60s, there's truly just one question of what's the right allocation? What's the right allocation? And a lot of people try to tackle that with like a percent of net worth kind of thing.

[00:01:47]To be honest, that's never really how my brain has worked. Like I don't really think about my investments in terms of percent of net worth. I think about them in the units themselves like Yeah. And so the and that's specifically helpful in Bitcoin because of Bitcoin's hard cap supply. And that's the main thing you need to understand is that what keeps Bitcoin continuing to float on its like be in its own category that is really hard to pin down and really hard to lump with other things is its hard cap supply and the fact that the founder is anonymous and those there's no board of directors. That's unlike every other crypto and every other stock in the world.

[00:02:31]Which means that answering the question of what is the right allocation can actually you can just come at that from a completely different angle. And so the angle that I come at this with and I tell tell my friends this I tell the internet this I tell everyone this that 0.21 is like the minimum significant amount of Bitcoin. I believe I primarily talk to people in the United States that are like you have a WT job, you love your WT job, you've got kids, you've got other investments. Like that's who I'm talking to. And that person the minimum like the minimum effective dose of Bitcoin the minimum um impactful amount is 0.21 Bitcoin which today is around $14,000 in this bare market summer. this bare market summer. If you just commit to doing 5,000 bucks a month for the three months of this summer or, you know, 10,000 right now and then 4,000 at the like later scary dip later in the fall like or just do like some combination of that. You have to realize that again comparatively to to your other investments.

[00:03:41]21 is is a significant amount. If I was here saying that like, oh, owning $14,000 of the S&P 500 can be lifechanging, like that's not true.

[00:03:51]Like, that's not true. And the reason for that is because everyone is doing that. Everyone does the S&P 500.

[00:03:57]Everyone does a lot of the S&P 500 and then they have the random $2,000 in Bitcoin in their Venmo account that's mixed in with a bunch of other crypto and they can't tell you the difference between Bitcoin and the other crypto in the account.

[00:04:12]That's not the best. Like that's not the best. If you have significant other investments in the stock market, owning 0.21 Bitcoin gives you that like alternate upside growth that not everyone is doing. And you don't have to buy a whole Bitcoin. I think a lot of people are still hung up on that of like, oh, you have to buy a whole Bitcoin. $65,000. Ah, that doesn't seem, you know, like I'd rather go to Europe. I'd rather go on vacation. You know, that's a whole year of college for my kid. Like, it's you don't have to look at it through that framing. 0.21 puts you in the top 1% of Bitcoin holders that will ever exist. You take the 21 million hard cap divided by 0.21, that gets you 100 million people. In a world of 8 billion people, only a 100 million people, 1% of people, like one and a half% of people can ever hold that much. And then if you peel under the covers and you see that corporations are stacking Bitcoin, that reduces that number.

[00:05:15]So 0.21 is a more significant amount.

[00:05:17]$14,000 of Bitcoin today in 2026 is a risk adjusted hugely significant amount as the thesis of Bitcoin continues to play out. The fact that Bitcoin doesn't have a board of directors and doesn't have a public CEO I think is way underappreciated because even knowing that 21 million like supply finding that information for public companies is actually really really hard. And then even if you do find the amount and sure some of you sophisticated people will say well you just look on the website or like Schwab tells you your fidelity like yeah yeah but then you have the like you have preferred shares and common shares and like well what does that really mean and then the board of directors like at every meeting can just like change the allocation and issue more shares or buyback shares and there's dilution that happens like that's a risk that I don't think a lot of people don't you never know how much of the company you actually own.

[00:06:17]Again, unless you're at this like highly sophisticated level like multi- like hundreds of millions of dollar like level. And that's was a side related tangent is there's a gap. There's a complete gap of information in good financial tooling for people that are scaling from like a million dollar net worth to a $5 million net worth. There's there's all of the basic personal finance stuff of like how to make a budget and how to live below your means and like why you should invest X percentage so that you can like there's all of that stuff and then there's all of the like people love to like watch the like fine-tuned like podcast that's talking about how to start a micro family office when you have $25 million and have exited your startup and da like there's all that there's the the regular American millionaire is actually way underserved. It's way underserved.

[00:07:10]There's a there's not like that like like knowing how to be like here's your CPA, here's your estate planner, here's your life insurance guy, and you know, use a financial adviser or don't use a financial adviser, but here's how to like scale your net worth. Even with a financial adviser, like I just and and I did this last year, like we paid a financial adviser. We've worked with them. I [snorts] transitioning from working to not working to being an entrepreneur. like, "Hey, I'm interested in switching from growth investing to income investing." Like, it's but I want to grow my net worth at the same time.

[00:07:42]Like, you can't I I literally have been told on the phone like, "Hey, you're a tweener. You're a tweener. You've like scaled out of the old way of doing it, but like you we can't make enough money by helping you actually achieve those goals because your portfolio isn't big enough. So, there's no like you kind of just have to wing it and do it yourself."

[00:08:03]Why is this Why is this related to Bitcoin? Why this is related to Bitcoin is because you actually know your percentage ownership. You actually know your percentage ownership. So if you are dialed in on the thesis of why the Bitcoin network has growth potential and can reach X large numbers, then you work backwards and can find out that wow like I can have a significant stake of this thing. And that's why like I talk about 0 21 a lot because that's what puts you in the point like 1% of ownership. 2.1 2.1 which is like $130,000 today puts you in the 0.01% of ownership.

[00:08:47]N like name another thing. Name another growing network in the world that you can be in the top 0.01% owe 1% of the ownership and for $130,000.

[00:09:03]I don't I tell me if you know that because that's what continues to keep Bitcoin on its own like set aart thing and that's where the growth potential still is especially especially for like regular American millionaires. Okay, regular American millionaires. Then there's the whole thing of like if you're if you're not a millionaire like you you have to understand the the spec the just fundamentals of like the K-shaped economy exists because the upper K owns assets and the bottom K holds dollars. The bottom K holds dollars in a bank account, goes to work, goes to work and the bank account fills up and fills down and fills up and fills down. The upper K owns real estate and owns stocks which benefit from fiat inflation and fiat dilution.

[00:09:53]New fiat, new dollars are constantly being created all the time.

[00:09:58]So you never know what your percentage ownerships of dollars are. And again, be S&P 500 like long America, like totally totally long America, but what's your percentage ownership of it? And how do you maintain that percentage ownership as the growth develops instead of the growth continuing to be siphoned off to like different people that understand the game better? Bitcoin doesn't struggle from those same problems because it has the fixed supply. You know what your percent ownership is. And so if you pair that with having a dialed in thesis of why the network is valuable and why it's growing, that's really powerful from like a growth building perspective.

[00:10:35]And and then again, especially for regular American millionaires that have already built their wealth in other areas or already have you're most likely already diversified. You're most likely already diversified. So then building a concentrated position of Bitcoin this bare market summer is like a great addition to everything else you've got going on. If you made it all the way to the end and this has resonated with you, there's multiple ways to connect and I would love to connect with you. So you can get my exact Bitcoin income portfolio if you're it's focused on growth slashinccome.

[00:11:09]Get that in the link below. I also have a Bitcoin yield curve where I think there's lots of different ways of holding Bitcoin and getting Bitcoin exposure now. And so I have the stock tickers that I actually follow um below and you can get that. And then we're having an in-person summit this year. I would love to meet you in Southern California. It's in November. Come out to Southern California in November. Talk with other people that are scaling their net worth using Bitcoin. And if you want to chat online ahead of time, hit join next to subscribe button and then find your way into the Discord. You can send me an email anytime about anything.

[00:11:39]brianbrianharington.org.

[00:11:40]I love talking to people from the channel. If you want to talk one-on-one, there's a call link to schedule that Bitcoin strategy session as well. Again, I love talking to people from the channel. So, thanks for being here and we'll see you on the next one.