Beware Of This Melt Up...

Ajouté : 2026-05-25

[00:00:00]I want to talk about being very careful right now during this meltup phase in markets. Markets around the world are having serious extremes. We have Korea absolutely melting up, going straight vertical. We have Turkey going straight down. Um, we are seeing extremes all over the world because I think people are fed up or people are lost and they don't know which way to go and they are putting money in investments that they're going to be found soon within the next year or so to be worthless. So, I've got a story out of Zero Hedge. I'm just going to hit a couple points and the story is actually entitled Nobody Fears the Downside anymore. um risk is just thrown out the window and people are buying in rapid for just it's blowing me away. The Cosby is held up 48% of the value of the Cosby is two stocks. Most the value of our S&P is just a handful of stocks. We have an AI boom that's not going to last forever and things are getting nutty. It says here uh investors keep panic buying upside while protection collapses and bond volatility is exploding higher.

[00:01:09]Remember our bond market is crashing right now. Things are not good in the bond market. As yields go up, the value of the bonds go down. So you've got banks taking on even more unrealized gains uh in their bond portfolios. You are seeing uh nobody running to safety.

[00:01:28]When people usually run to safety, they run to dollars and that adds to the value of the dollar and the interest rates dive down. That's what happens during crashes. But right now, what people are doing is they're pulling money out of their the bond market and they're pushing it into all kinds of assets. Speaking of crypto, um crypto, I still believe that we're going to see mid80 range uh before we see an absolute tanking of that.

[00:01:53]We are in a moment. Oh, speaking of crypto, u the crypto LLC course if you want to learn how to, you know, protect your crypto in an LLC is 95% off. Or if you want to start a full-blown business around crypto, you want to put it together with an LLC structure, 95% off. Today's the last day for that.

[00:02:10]Um, now they go on to talk about 1997.

[00:02:14]They say uh this this era right now reminds them of the latter part of the '9s. The 1997, uh, pattern continues to play out very well. They're they're showing charts about what was happening with stocks and the euphoria with all of that back in 1997. But they talk about call options. The call option positioning has exploded higher again, making one of the biggest upside chase chasing surges on record. And they show this photo. Let me see if I can get this photo blown up. And this is call option activity in the stock market. And you could see right now where we are is near some all-time highs. And this chart actually dates back to just 2020. And you can see that in the last four years, five years or six years since co I got to remember to count right. We have seen some pretty wild volatile times. And you have to remember that a lot of that volatility or all that buying pressure that caused markets to rise had to do with all the government money that was stimulus money that was flowing into the economy and that's what causes asset price to rise. Well, now there's no money coming in for uh stimulus. All right? There's no reason for the government to stimulate anything because everything's to be seems to be fine. The whole market is now swayed by the president and his tweets.

[00:03:38]I've never seen anything like this in my life. My professional investing life, I've never been able to see a president be able to tank a market or rise a market based off of a tweet.

[00:03:49]You know what I'm talking about. It was not a tweet, but you get it. So, we are in this moment where it should be time to just literally for anyone in the know, we shelter and we wait. And that's what I've been trying to get out that, you know, this isn't the time. Like 5 years ago on the channel, I'm like, "Hey guys, look at silver, look at gold, because we're going to have some inflationary pressures, but I taught people that it was going to take some time to pull up. Hey, wait for the real estate market. It peaked in 2023. it's now on a downward spiral. Uh, and you know, to anybody that would even tell me, "Oh, not in my town." Then you need to be bright enough before you say a comment like that, doesn't offend me.

[00:04:30]Just shows that you're not that bright.

[00:04:32]And to anyone that would get offended at that, then you're I'm probably talking about you. Um, you just need to go to the St. Louis Fred, type in St. Lewis Fred F re and then type in right behind it median home sales and go click that chart and you'll see that we have been on a downward slide since this third quarter of 2023.

[00:04:59]And when you look at the percentage of the cost of homes that have sold that have dropped, we're already over 10% nationally. The whole great recession, the fall nationally was 16%. But there are people that are so foolish. I'm being I'm just being real here. Type one, if if I can be real with you guys, they're so foolish that just their thumbs run around and they say the stupidest crap because they're not intelligent before they go and Google, oh, home prices aren't going down. I can't buy a house. Yeah, copy. You live in a freaking bubble. Then you're not going to be successful. That's where successful people rule. That's where successful people win. They take a macro view, a bigger view of the nation. And then when you want to get really ex excited and you're like, "Hey, I want to be a multi-millionaire and I want to move money and all this stuff," then you got to look at the world because that's your time clock. Some, oh, something happened in another country and I understand the trickle effect that's going to hit America. It's going to take about x amount of time, you know, so many months or years. then it's going to hit us and this is gonna then it's going to take a lot of time to get to retail and then retail pukes, loses a bunch of money, loses their homes, loses their jobs. And that's where we are right now.

[00:06:16]The market the the market is telling you right now, the bond market's telling you which way the stock market's about to turn. The fuel prices are telling you which way the the retail investor is about to turn because they they're tapped. They have no money. And get ready. You're going to see an average national gas price of over six bucks by July, which means you're going to see extremes of $8 a gallon for diesel in certain parts of the country in July.

[00:06:43]Mark my words on that one unless all of a sudden a miracle happens. But it really can't because oil tanks, oil tankers, oil uh drilling equipment, they're all being destroyed around the world. There ain't no replacing that tomorrow. The SPR got drawn down. the greatest draw down last week happened in our nation's history last week and oil's still over a hundred bucks a barrel when that stops because there's a point where it actually has to stop they go uh we can't use any more of the SPR or we won't be able to go to war and succeed because we'll run out of fuel and what blows me away is as we're draining the SPR Trump's going hey all the empty tankers get back here and fill up. I get it. He wants to get them on back on the dollar standard but at the same time it's not helping America. You know, Trump said before, and I agree, if there's going to be shortterm pain for long-term gain, but remember, Trump's a billionaire. Short-term to him is four, five, 10 years.

[00:07:40]But most people, retail people, they don't think like that right now around the nation. Here, let's just do this live. Let's do it live like whatever that dork says. Okay. Uh, okay. Let's see. Layoffs.

[00:07:53]Let's just check. just hit layoffs and let's hit the news tab. Okay, Zuckerberg's metal layoffs six. Who cares about that? Um, they just laid off like 8,000 people, but it was like five rounds. Um, Destiny 3 is not happening as Bungie plans layoffs. Um, Salt Lake City Library System offers buyouts to its staff citywide instead of layoffs. Um, AI job cuts are rising out of CM CBS news. This is all within like of this week, but experts say layoffs are only part of the story. Um, 170 TRAT workers face layoffs amid revised budget to help cut $64 million.

[00:08:38]This is just front page. Um, Oakland City University community frustrated with layoffs. Like it everybody's laying people off. Sacramento City Unified School District approves additional final layoff notices. Like it's happening everywhere. And now you're seeing companies just announced they just hit double digits. We're laying off 10% of our workforce, 12% of our workforce.

[00:09:01]The you know where the future holds. So if you are in cash right now, don't listen to the the the stupid YouTubers that that talk about cash is trash.

[00:09:11]They're just trying to sell you something that is and I I got no dog in this fight. I'm just telling you I'm just doing what Warren Buffett's doing.

[00:09:19]He seems to be a pretty smart dude. Yet, no. They're like, "No, there's this YouTuber is telling me XRP is going to be worth like $500 next month." Copy. Oh my gosh. You know, this is this is where it lies. This is where uh you know, you you watch the people out there smoking the opium. Oh, this makes me feel so good. And you sit back and go, I'm going to buy your freaking house. I'm gonna buy your house. You guys all do it with me. If you're in cash right now and you're ready to pounce because of people that makes dumb decisions over and over every economic cycle, put it down in the comments. I'm going to buy all your stuff. That's what I'm going to do. And then to all the people that go, I can't believe you'd say that. You say you're a Christian and you're going to Yeah, copy. I'm going to buy all their stuff.

[00:10:03]I'm trying to educate the world. They just don't want to listen. They're too too stupid making dumb busy making dumb comments on YouTube. So, that's what's really cool. So, I hope you have an awesome day. If you want the course on crypto LLC, the flash sale, 95% off ends today. Um, I've got something really amazing coming out. Um, let me can I share something with you guys and then get your feedback? So, I'm going to tell you a little secret. Back in the early 2000s, I was making money in a really weird way. Very few real estate investors knew knew what I was doing or thought about it or doing it themselves.

[00:10:41]And what I would do to be able to get so many houses because I only had so much credit, right, or you know, available debt load that I could take on um with rentals, I would find a rental that was obviously cash flowing, right? Even if it was barely cash flowing, I worked out a deal with my real estate agent to where I got half of the commission at closing uh because I was doing volume. I was just doing so much deals with them, right? And then I worked out a deal with my loan broker because on my all my fix and flips, I would say, "Hey, look, how much how much you getting as a bonus if you uh get me talked into one of those sucker loans where you're charging me essentially, you know, 1 percentage interest rate point over the standard going rate." He go be like 19 grand. And back then, I'm like, "How about uh you start giving me all of those as long as they don't have a you what's it called?

[00:11:29]I don't want to pay any points up front and I don't want to uh have a prepayment penalty. Sign me up because I'm going to have that thing paid off in six months anyway. I want 50% of that bonus. And so he would cut me a check at closing. So at closing, I would get a check from my real estate agent and my uh loan guy and they even didn't me. That was great back then. Um they they said they would handle the tax uh taxes on it. So they paid the taxes on it because they were uh just so happy to be getting all the business from me and my company. And so I was learning all these loans because at the end of a cycle, a real estate cycle, loan companies need to loan money, right? And there are banks out there right now that are in serious stress. Like they need to go take on more commercial loans or they need to make more residential loans. And so what they're doing is they're still doing conforming loans under the DoddFrank Act and uh they're selling these uh off to Fanny and Freddy, but they are doing some wild stuff. Like I'll give you an example. Um, right now I could do a 30-year uh fixed loan for a residential at 5 and a half% today. Um, whereas the standard lowest rate you can probably find is like 6 1/2. And I'm like, "Oh my gosh, I'm going to I'm going to be able to show so many people that bought homes at 6 and a half, 7% right now, how to refi, how much it will cost them during the refi process and how to calculate if it's a good deal or not, and then be able to save their house because a lot of people are stressed over that or show them how to do uh these buyback loans, 21 buybacks and these interesting loans that are fully conforming loans, but because only certain banks around the country do them. Very small banks. I've now got access to which banks are doing them because they just need to get people with good credit scores. This is on the thing. So, do me a favor. If that sounds interesting, like learning how to do creative financing, but not with hard money and crappy balloon payments, but you're actually using mort loan companies, uh, mortgage companies, banks, conforming loans. Type yes or no if that'd be something that would interest you. because I'm all for creative financing as long as it's inside the guys of I'm doing business with banks and I'm not getting raped by these high mortgage rates um or these balloon payments. I think that's disgusting. I've got a way to get every house flipper in the country out of uh hard money and they will be blown away with how cheap they're going to be getting because we're going to go after some of these banks that are looking for loans. And this is why I said a while ago to make sure your credit score is above 800. And we taught those courses on how to build your credit score up.

[00:14:04]And we got students, it took 90 days and they're over 800 credit scores with a thick binder. And they're like, "Oh my gosh, this really works." Because when these crashes happen and banks are stressed and they're needing to to get depositors on so that they can stay strong with the Fed, that's when you walk in and you're their you're their answer. Like, oh my gosh, this guy, this lady has got a stellar credit score and it's absolutely crushing. So, I see somebody sharing this will make you rich. Um, thank you so much uh to plumbing aspire uh for sharing that.

[00:14:38]It's my education channel. I've now got six channels uh trying to fool the algorithms. And this will make you rich is 100% free educated uh educational content. Uh most of it 95% of it's edited just free for all of you guys.

[00:14:53]It's actually my lead magnet to sell courses because why not give away the best for free and then people go, "Oh my gosh, I want to concentrate on this one discipline and make a bunch of money."

[00:15:02]That's how I do business. See, I just told you everything. Like, it's called the truth. Um, that's why the business is growing so much. Thank you to everyone. Anyway, I'm going to let you go. Thank you so much. If you want the crypto uh course for 95% off, links down below. It ends tonight. And have a great day. The Economic Ninja is out.