July Pay CLOSED OUT $2,526 Budget With Me! | Every Dollar Accounted For

[00:00:00]Hello everyone. Welcome back to Journey to Wisdom and Wealth. My name is Tara and today we are going to be closing out my paycheck one of July. I get paid bi-weekly and I work on a single income.

[00:00:11]I pay all my bills. Lord send the husband so I can get some help, you know. Or don't cuz I don't want no drama. [laughter] Either way, guys, we're going to do that because the next check comes this Thursday or Friday, 24th or 25th. So, I'm excited about that. And let's get going.

[00:00:28]24th. No, the 23rd or 24th. Okay. So, small head. Move your body. Move your body up here. Okay. July 1st check.

[00:00:39]Let's start right around here. We're closing everything out. So, $5 is for Navy Federal. What I'm trying to do is make sure that all the amounts that I have in here are turned green. And so, Navy Federal's money did come out. So, we're going to mark that off in green to allocate knowing that it's go. If you're new here, everything that has a monetary value needs to be marked in green so that I know that everything that was scheduled to pay has been paid. Let's continue on. Clayton County Clay 4349 is the water bill and that has come out.

[00:01:16]Things that you see in blue just means that they were automatically taken out.

[00:01:21]112 where the players dwell is the discover payment and we paid that and our discover is paid off. So, we're gonna take a little minute and thank the Lord. Thank you, Lord, for giving us the money to pay that off, the strength, the job, all the things. So excited about that. Don't forget to celebrate the small wins, y'all. Every time.

[00:01:43]79.84 is my student loan. So, we're going to go ahead and mark that one off. How you guys doing? I hope you're doing well.

[00:01:51]July is almost done, so I hope you're prepping for your August, getting your mindset in the right mindset, cuz baby, the months are rolling. The Nissan, the first half of that payment is 23350, and that has come out and 5762 is for Capital One payments, which are probably a couple bills. The question is which ones all the time we do this.

[00:02:14]Okay. Uh, let's see.

[00:02:18]calculator. Don't come and cover my face. Don't be rude. Where are you? On the other screen.

[00:02:25]Oh, you would you would do that.

[00:02:29]Okay, if you're not new here, we do this with the calculator almost every time now. It's it's now just a game. Okay.

[00:02:35]So, I'm pretty sure it's the car insurance. 136, [clears throat and cough] excuse me, 29 plus 171.

[00:02:47]And we're missing something. I think it's this new HBAC and 21933.

[00:02:53]What? 171 + 21933 plus 390. No, something is wrong. One more time. We got it. 21933 plus 171 plus 13629 52662.

[00:03:16]So we're missing something.

[00:03:21]What's the difference? 57662 $50. Oh, and that is for the Piedmont anesthesiologist.

[00:03:30]So we did we cleared the Piedmont anesthesiologist. We cleared the new HBAC payment. We've cleared the car insurance and the electric. There we go.

[00:03:41]And that is our 5762.

[00:03:46]Then Chad GBT took its money and that can be green.

[00:03:53]$60 deposit that was to pay the credit card that we had money in our cash envelopes that came out that paid the credit card. So, that should be coming. Well, see, I'm not going to put it in because I I know that it's going to come right out.

[00:04:11]I guess I should put it in. Okay.

[00:04:14]I'm just going to for right now, I'm just going to put in second income. So, $60 and that, you know, we always need a note. That's pay credit card with cash from variables.

[00:04:34]Okay. So, that's what that was. And then $8 deposit. I I don't know what that is.

[00:04:40]It's going in. Oh. Oh, I put $8 from my gym vibes to go and take $8 back out cuz I took myself to Zumba, the actual physical class this last Saturday. So, that's an in-n-out. I ain't going to worry about it. And then we have $15 that got paid to Capital One. That was for Canva. So when you see that happening, what's happening there is I am paying having automatic things paid on my credit card almost like keep that credit card active but there are things that are already budgeted money for. So when they hit the credit card then I just pay out of my operating account pay it right off. So then it shows up over in my operating account that we're reconciling now as a charge to clear.

[00:05:24]Okay. So the next thing is 25 which is probably the cell phone bill. So, we'll clear that as well. And then 8620, which is the internet bill. Then we have money, money, money. Must be funny in a rich man's world. [singing] Oh my god, I took it way back to that.

[00:05:45]Okay, so 13404. Thank you. Thank you.

[00:05:48]Thank you so so very much, y'all. This is my Google AdSense check from YouTube views. if you're watching, you know, and you just want to watch like one commercial fully and then, you know, do what you got to do with the rest. I don't know. You know, this how it be sometimes. However, what I will say is I'm not sure I'm going to get one for August, which kind of sucks cuz that's my birthday month. But I'm just telling you that because I think it's because two videos of mine, YouTube changed something to where you had to turn the ads on like yourself manually every single time. And I didn't notice it because I had uploaded it from like a phone or something and I didn't know.

[00:06:26]And I was so upset because I was like I lost revenue on two videos that did really well. They had like 400 300 views each and I didn't get any of that revenue. So I'm just sharing that with you. Honestly, if you're another YouTube creator and you're like, why does it seem like none of my money is coming in or why does it seem like nothing's on?

[00:06:43]Make sure you go into YouTube Studio on the desktop and make sure that your ads are actually on. It's now on that main content screen to the right. Make sure it's actually, you know what? Let me show y'all real quick. You just pass on through this if you don't care nothing about this. But I'm going to do this real quickly. Hold on, y'all. Okay, guys. So, this is my main dashboard screen. And shout out to y'all for watching this and loving the little one month ahead houses thing, which in my head I've got new ideas. Either way, moving on. We've got content. You're going to go to your content and you will see if you're a YouTuber, you know all about this because I'm in the studio.

[00:07:19]What the freak is going on? The mouse is acting crazy. Um, you will notice now they added how much revenue you're making on each video and all of that.

[00:07:27]But as you can see over here on these two, it says I made like 37 cents and 52 cents for 574 views and 440, which doesn't make sense cuz something that was 557 had $7. I'm not making big bucks here. But either way yet, either way, this is what's happening. So, if you're in your video, you have to make sure that you're going to edit and then you have to No, actually, you don't. You go back to the main screen where it was, and it would say over here to click for revenue. I don't have any that aren't currently set up right now, so I can't show you. But go in here and look right under here would just say ads and you click in here for ads to make sure that you turn on your AdSense money. Don't be losing money like me cuz I didn't know and I want y'all to know.

[00:08:20]Okay, back to our regular schedule program. [laughter] I hope that was helpful to someone. Now, shout out to y'all for my 134 for the last month that I got. That's for June.

[00:08:36]Yeah, cuz I'll get a July money August, but I don't think I have enough. But it's okay. God is good and all is great.

[00:08:43]So, 13404 um is our YouTube money. So, leave some notes.

[00:08:52]Thank you. Grateful gang gang gang.

[00:08:54]Grateful gang gang gang gang. Grateful gang gang gang. Grateful gang gang gang g g g g g g g g g g g g g g g g g g g g gang. If you're not a part of Grateful Gang, you might want to hit the subscribe button cuz over here we're the best. Okay. Um for June. Okay. So, what I'm going to do is move that money over.

[00:09:12]Y'all know I'll come back and we'll figure out or I might just do it on the end. I don't know. We'll we'll figure out the YouTube money, take away the taxes, the tithes, and move it into the account. But for now, I'm just going to transfer the 13404 over into YouTube Boss. Now, this is 220.

[00:09:31]Look here, mouse. Okay. Uh, did I hit the transfer button? Sometimes I do and it be moving so slow. Okay. I can't see.

[00:09:40]I can't see. Okay. It's supposed to transfer from Terara's major keys any day now.

[00:09:53]Where is Terra's major keys? Okay, I got to look for it.

[00:10:01]What? Do y'all see it? Am I just going to Fez? I don't see it. Am I in the wrong thing? What is happening?

[00:10:10]leave because I'm here and I want to transfer money [laughter] y'all. Y'all see now it's there. That was weird. Maybe I pressed the wrong button. So, Terara's major keys over to YouTube boss and one time 722.

[00:10:25]And we're going to move over the 13404.

[00:10:28]And that's for our June 2026 YouTube pay and review.

[00:10:37]Did I press it? Okay, we're going 13404 from Terara's Major Keys to YouTube. And now I can move my face back up here.

[00:10:46]We're going to transfer. And we have a success.

[00:10:50]Successfully transferred that money out, which is what we wanted to do. So, let me go ahead and reflect that. And you'll see that right there. 13404. And you hear my phone tell I did it. So, let's go down to YouTube boss here so that it comes out of the account. Well, where is my YouTube?

[00:11:09]Okay. 13404.

[00:11:23][snorts] Okay. So, next thing we had was $60 removed from the remember the $60 went in that we used for the variables. And so, we're just going to put the $60 came out for the Quicksilver card. So, that can zero itself out. And then we're back to the top. So, I see some that everything is not green, which is a little concerning. I don't know why this is not green because we did change the water. We did do the water. I don't know.

[00:11:57]Did I make this too small?

[00:12:01]Why can't I see my weird? Um, maybe I'm in the wrong color. Okay. Okay. So, let's scroll down our situation and see which ones are not green. So, I see security is not green.

[00:12:17]Technically, it is the 22nd today. So, that should come out today. It's going to come out of the um credit card. So, what I'm going to do is I'm just going to move it to this next check that's coming up and take it out of here and just I don't want to do this.

[00:12:36]I understand why I can't see it now all of a sudden.

[00:12:47]Reset.

[00:12:49]Okay. So, we'll move it to next check because that's when it'll probably come out in clear. And then we have everything this. Let's talk about this.

[00:13:00]I still have not called these people for cure because I just haven't I don't even have an excuse. I have to call them because they wanted me to pay a little bit more, but I don't understand all the things. So, I'm going to make this 50 over here. And I'm just going to take this out of here. And I'm just going to clear that as well. So, let's move that out of there until this check come in.

[00:13:20]And then we don't have anything else.

[00:13:22]What is this? Okay. I I just put that in there. That could be green. And savings book. Oh, we did get that money. That $20. So, that was down here in the bottom where I took out $60. That I'm sure we went over withdrawal of $60. There was $40 moved in for my month ahead fund. $20 was already sitting in the bank for the savings book and I withdrew $60. 40 plus 2060. So I did actually get this money here. Okay. And then nothing else. Okay.

[00:13:54]So it shows that we have a buffer of 5356 which is we're going to make that 25365 not 56 and change the buffer. And you can see the buffer changed up there. And that's because we had to move over the security equipment and the money for this curate that I need to call. I need to put that in my planner to do that.

[00:14:14]Um, but yes, so we should have everything AC accounted for. Let's make this green, too, cuz we just did that as well, you know.

[00:14:34]Hello.

[00:14:36]Oh, no. Come on, Linda.

[00:14:42]We're doing so well. Okay. All right.

[00:14:44]That's everything I counted for, I believe. Lord, help me. Okay. No. What's this? $40. Oh, we did the $40. I just told y'all about that, but I never marked it off. $40 for one. The head did come out. And y'all saw me stuff it the other day. Okay. So, now we are good. Do we have $253.65 left is the question. Praise the Lord.

[00:15:07]Amen.

[00:15:09]Amen. Did you see the sun shining, shining, shining, shining? Yeah, all it is winning.

[00:15:18]Okay, so it says we have a B rollover of 25365, which is exactly what the bank says we have, which includes our $200 of our normal permanent rollover plus 5365, which are some of the other bills we have to roll over because they did not clear yet out of our account. Hopefully not next time because next time will probably be Thursday or Friday. tomorrow or the next day you'll see me alena. But hopefully by the time we clo no not hopefully by the time we close out July 2nd's paycheck I should be able to tell you what's going on with this cure situation here. Um yeah I should have called by then did all my one twos and know what's going on with that particular medical bill. But that is all I have for you guys today beautiful people. Thank you so much for rocking with me today. I hope that your budget is going as planned. I hope that you are spending wisely and forward thinking and doing the right thing with your money the best that we can. Girl, it's summer.

[00:16:13]We having fun and groceries and gas is hot. But we can make it because there's a will. There's a will. There's a way.

[00:16:19]Thanks for watching y'all. Remember, in order to be great, you've got to be grateful. I'm super duper grateful for you. Have a wonderful blessed day. I love you. Mean it. Bye.