When applying for a mortgage, lenders require a 90-day transaction history of down payment funds to verify their source and assess the borrower's money management habits; consistent transactions to online gambling institutions can raise red flags about financial responsibility and may result in mortgage denial.
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When it comes to that down payment đČAjoutĂ© :
When it comes to buying a house and down payment, the lender does want to see where those funds are coming from. They will want a 90-day transaction history of those funds. If you don't like to cook and order out all the time or enjoy your double pump mocha latte frappuccino, no big deal. But if you have regular withdrawals and deposits to online gambling institutions, maybe think twice about your down payment bank account. This is a red flag to the lender on money management. And that's your mortgage tip
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