How much personal loan can you get on your salary? (2026)

Added: 2026-05-26

[00:00:00]How much personal loan can you get based on your [music] salary?

[00:00:04]Well, it's not just about how much you earn, it's about [music] how much you can afford to repay.

[00:00:10]Lenders look at four key factors [music] to decide your loan amount.

[00:00:14]First, your monthly income.

[00:00:16]Second, [music] your existing EMIs.

[00:00:19]Third, your credit score.

[00:00:21]And fourth, your employment [music] stability.

[00:00:24]Want a quick and easy estimate?

[00:00:26]Use the IDFC [music] First Bank Personal Loan Eligibility Calculator to check how much you can borrow in seconds. [music] Just enter your income and existing EMIs to get started. Search for Personal Loan Eligibility Calculator by [music] IDFC First Bank.