Miami just became more expensive than New York City

[00:00:00]Good morning Brew Daily Show. I'm Neil Freyman.

[00:00:03]>> And I'm Toby Howell.

[00:00:04]>> Today, meet the locomotive so majestic it's making grown men cry.

[00:00:08]>> Then, Miami is now more expensive than New York City. It's Wednesday, July 22nd. Let's ride.

[00:00:22]>> It's time to settle this debate once and for all. You shouldn't rinse dishes before putting them in the dishwasher.

[00:00:28]Went down to Home Appliance Whirlpool yesterday and learned that the expert consensus is that pre-washing your dishes results in a less effective job by the dishwasher. That's because your dishwasher has sensors that measure how dirty its contents are, and those sensors are easily fooled. If the dishwasher is duped into thinking your dishware is clean from the get-go due to the rinsing, then it will run a shorter, less powerful cycle. So, you're just supposed to scrape off large food scraps before loading up the dishwasher and nothing more. Toby, I feel like so many listeners are about to say, "I told you so" to the person who always makes them pre-rinse.

[00:01:03]>> So, I hear you, but I will always be a scrub-first guy. I don't trust the black box of the dishwasher. I want visual evidence that's going in relatively clean. To get more scientific with it, your dishwasher detergent has these molecules called surfactants that latch onto food pieces and pull them away towards the water. But guess what? So does your dish soap. So, I'm surfactanting away food molecules with my scrubbing just like the dishwasher is. However, I watched that same video you watched.

[00:01:34]I learned that dishwashers do not use that much water. They use the equivalent of running your kitchen sink for about 2 and 1/2 minutes. So, I always thought I was being lazy for not hand washing more, but maybe I'm just being environmentally insensitive when I'm hand washing. So, long story short, being lazier in the kitchen is actually probably better for both the environment and for the cleanliness of your dishes.

[00:01:56]And now, word from our sponsor Anthropic, the team behind Claude. Neil, it's time we handle some hard questions head-on.

[00:02:03]>> Yeah, like whether you should pour your milk before you pour your cereal.

[00:02:07]>> No, like will AI take my job or how do I even know when to trust it?

[00:02:11]>> I don't have an answer for you on that, but you're not alone. Those are real questions from real people. Anthropic, the public benefit corporation behind Claude, heard them over and over in more than 120,000 interviews about people's hopes and fears around AI.

[00:02:26]>> Anthropic's not trying to gloss over these tough questions because their goal is to make sure AI actually works out well for people.

[00:02:32]>> They publish real research on these kinds of questions, even when it's uncomfortable.

[00:02:36]>> So, if you've got your own hard questions about AI, and let's be honest, who doesn't, head to claude.ai/mbd to submit it to Anthropic and explore how they are answering them. That's c l a u d e.ai/mbd.

[00:02:52]>> For years, moving from the Northeast to Miami meant better weather, excellent Cuban food, the ability to leave one more button open on your shirt, and a more affordable lifestyle. At least one of those things isn't true anymore.

[00:03:04]Thanks to skyrocketing prices across the board, the Miami metropolitan area is now more expensive than greater New York City for the first time ever, according to census figures released this month.

[00:03:15]The only other region that's more expensive than Miami, the Bay Area.

[00:03:18]Miami's consumer price index, a measure of inflation, has spiked 36% since 2019 per Bloomberg, which is a bigger jump than any other metro area besides its neighbor to the west, Tampa. It wasn't supposed to be like this. Florida, famous for having no income tax, has historically presented itself as a cheaper alternative to its colder weather foil, New York City. It's why a flock of billionaires led by Ken Griffin have made moves there since the pandemic, scooping up $100 million mansions in the most pristine beachfront neighborhoods. But, middle-class families in Miami are being left in the lurch. The benefit of no income tax is getting erased by the rising cost of living in other areas, whether it's housing, the financial burden of owning cars, and storing private school tuition if you wanted to go that route, and salaries are not rising to keep up with the rate of inflation. Toby, I knew something was wrong when they tried to charge me 100 bucks to get into 11.

[00:04:10]>> Uh I think you were getting denied from 11 no matter what. But, let's talk about housing because whenever you talk about an area getting more expensive, it usually comes down to home prices. And home prices in the Miami area are up 79% since COVID. That is absurd, but it's not even just that home prices themselves are getting more expensive.

[00:04:29]It's everything that comes afterwards.

[00:04:32]Talking about insurance pre- premiums, rising property taxes, there's maintenance costs, there's all these things that go into owning a home that are specifically expensive in Florida because Florida is just more vulnerable to weather. And we've we've talked a lot about how as hurricane season gets more active, it does drive up insurance premiums. So, not only that first uh sticker shock of a house price, but everything that comes afterwards makes Miami just untenable for a lot of people these days.

[00:05:01]>> Right, so housing prices are up 79%, but let's look at insurance premiums and property taxes. Florida has the highest home insurance premiums in the country, an average of $8,292 last year. That is four times what homeowners pay in New York State. And let's talk about property taxes. Miami area's property taxes are up 62% since 2019, more than twice the national average. I know a lot of New York homeowners say, "I pay so much in property taxes and I pay and especially in New Jersey suburbs of New York City, they say, "My property tax bill is insane." And that's probably true, but when you go down to Miami and looking at the insurance costs and the property tax costs on top of already surging home costs, then that's why we're seeing Miami edge edge ahead of New York City when it comes to unaffordability.

[00:05:49]>> This shocks me. The average spend per diner in 2026 in Miami, $94. In New York, it's $79. So, restaurant spending is now higher in Miami than in New York City. What are you eating down there in Miami? And you did mention that salaries haven't kept up. That is absolutely true. New York wages have gone up pretty steadily. Median household income in Miami sits roughly $1,000 below the national median. So, they cannot afford to pay normal people cannot afford to live in this city anymore. The people who are still benefiting from Miami and from the fact that Florida has no income tax, they're the billionaires. I mean, we've talked about how Mark Zuckerberg has bought property down there. Both the Google founders have bought property down there. Howard Schultz, Alex Karp, Palantir CEO has bought property down there. If you are ultra-wealthy, then yes, Miami still works for you because you can dodge a lot of taxes. But even if you're upper-middle class, those property taxes are biting into your income. You're not saving as much from taxes as you initially hoped. So, the ultra-wealthy doing fine. I mean, it's kind of a story no matter where you live.

[00:06:56]But everyone else is feeling the squeeze.

[00:06:58]>> But especially in Florida, which has the most regressive tax system in the entire country. That's according to the left-leaning Institute on Taxation and Economic Policy. A regressive tax means that you're harming the poor more than you're harming the rich disproportionately. So, the top 1% of Floridians pay 2.7% of their incomes in taxes. The poorest fifth pay 13.2%.

[00:07:20]Let's look at New York State. The top 1% pay 13.5% of their income in taxes compared to Florida's 2.7% while the poorest fifth pay 11.1% in state and local taxes. So, we got this tax system that's benefiting the rich, not benefiting the middle class or or the poor. I love this rivalry between New York City and Miami because they kind of hate each other but at the same time they can't live without each other as well. Miami developers, Miami real estate developers, when they pitch their new properties to people, uh it's usually to New Yorkers. So, they promote the city as quote the sixth borough and this particular and some particular buildings as, you know, the tallest residential buildings south of New York. So, they're really positioning themselves vis-à-vis New York in certain ways but also as its foil. Uh so, very interesting to see this rivalry play out but I guess New York has the upper hand now because it is somehow cheaper to live in than the greater Miami area.

[00:08:14]>> Unless Miami gets LeBron, which I've seen some rumors that he's going back home. Well, not home but to his previous home. All right, let's move on. Do you hate your phone? Yes, there's lots of parts to love like being able to call your parents and take a picture of your weird cat named Goose. But just as often it feels like a little attention sucking wormhole that's rotting your brain from the inside out. It's against that backdrop that the Light Phone, a new flip phone, has entered the market. It comes from the startup Light, whose founder said that they made the flip because Gen Z customers were begging for an alternative they could use without the siren's call of social media. The Light Flip is just $299 and comes from the same designer who worked on the original Motorola RAZR more than 20 years ago. And it's more than serviceable at everything outside of serving up TikToks. You can call and text though your fingers might not quite be as nimble on that keypad. You can set alarms, use a calculator, jot down notes, listen to music and podcasts, even navigate using map apps. So, it's not a total brick but it's a lot simpler than what's probably in your pocket today. Neil, to zoom out a little, the Light Flip is another piece of so-called slow tech that is making a comeback.

[00:09:25]Things like iPod Nanos and camcorders are becoming more popular again as people are reacting to the relentless progress of technology by dumbing down their devices. Do you think you could survive in this day and age with just a flip phone.

[00:09:38]>> The answer is no. I was thinking about what aspects of a smartphone I really couldn't live without and I can't live without tap to pay.

[00:09:47]>> Yeah.

[00:09:48]>> Apple Pay I mean >> I mean you always leave your wallet at home. I've started leaving my wallet at home as well. When you go on the subway, tap to pay. Every a lot of the retailers that we frequent have tap to pay. This particular phone has no NFC chip inside so it doesn't have tap to pay and I don't know if I can you know, start bringing my wallet everywhere now. So I think, you know, that's probably a small thing, but maybe it's a big thing and that's maybe one reason why they're positioning this not necessarily as a replacement for your smartphone, but maybe something that, you know, it pairs with your smartphone. You take it out of the house with you when you go on particular errands or trips that you don't necessarily need your smartphone for. Also, removing the NFC chip is a response to Light's previous phone, which was called the Light Phone 3. That received a lot of negative feedback for A being super expensive. It came in at $699 and B just being too much like a smartphone. It had a touchscreen and a lot of certain apps and features that made it close to a smartphone. So it was a dumb phone that was close to a smartphone. People didn't necessarily like that. So then they went the complete other route and made a flip phone.

[00:10:54]>> I find it interesting that it is Gen Z clamoring for something like this because you might have initially thought that it would be a nostalgic play for kids who grew up in like the 90s and wanted that flip phone back because it evoked images of their first phone, but no, it's a lot from uh young people who just really want to unplug right now, get away from the algorithms that are kind of governing their lights their lives. I think Light is doing something smart, too, is that this phone comes out in 2027, by the way. So even though they announced it and in the meantime, they're telling people to sign up for their newsletter called flip your life where they're trying to help customers transition into a dumber world away from their smartphone. So, tips for reducing smartphone dependence, community support because it is a massive shift. I can't imagine just tomorrow waking up and not being able to use Apple tap to pay or something like that or iMessage someone. So, I think they're trying to build a movement here around slow tech rather than just throwing people off into the deep end.

[00:11:55]>> It's clear there is a movement, maybe it's small, but of breaking down the smartphone into its constituent parts with various devices that also used to exist on resale markets. iPod sales are up 48% from 2024-2025 over 2024. So, if you want to listen, maybe you'll have an iPod. And then Canon told NPR that sales of its renowned point-and-shoot camera, PowerShot, were up nearly sevenfold from 2022 to 2025. We just have to bring back the Rand McNally Road Atlas to to replace Google Maps and we're really breaking down the smartphone. But, you talked about nostalgia. As a '90s kid, I want to see how good I am now at T9 Word. I was so good.

[00:12:38]>> Wait, at what? Where did you learn >> T9 Word. It's >> What is that? Oh, is that just >> Oh my god, Toby.

[00:12:42]>> Is that the texting?

[00:12:43]>> Yeah. It's like the D-pad texting where they have the you know, the numbers and like the four letters associated with each number. I mean, I was a menace in in [laughter] junior year and senior year of high school. That's all we had.

[00:12:53]So, we were you learned how to type on the D-pad really, really well using T9 Word and that brings us back. So, I might get this phone just to see if I still got it.

[00:13:02]>> I I would not want to challenge you. I did my first phone, even though I am technically a Gen Z on the borderline, was a flip phone. And I thought it was so cool cuz you could do the thing of saying like, "I said good day, sir." and slam it shut. That's always going to be the best feature of a flip phone is the fact that you can snap that thing shut.

[00:13:21]Let's move on. Has your family ever pulled out your old yearbook and teased you for your freshman brace face era?

[00:13:28]Well, Novo Nordisk is feeling similarly targeted by Eli Lilly and it's suing it over misleading advertising. In this case, Novo's brace face era is a lower dose version of Wegovy that Eli Lilly is comparing to its fully glowing up Zepbound drug. In the ads, Lilly sites a head-to-head trial in which Zepbound led to an average weight loss of 50 lb while Wegovy patients only lost 33 lb. Novo Nordisk is saying, "Hey, that comparison is misleading. You need to check out my new pearly whites. We have an FDA-approved study that shows our new high-dose Wegovy produced 47 lb of average weight loss." In other words, if you take more up-to-date versions of both drugs, they perform much more similarly than Lilly's advertising suggests. Of course, Novo Nordisk has a bone to pick with Eli Lilly. Despite popularizing the entire GLP-1 weight loss class of drugs with Ozempic and Wegovy, it has since been stuffed into a locker by Eli Lilly's Zepbound, which leads the category here in the US. Now, we have this a very high school showdown if the high school was a federal court in New Jersey. Now, it seems like whenever you get two companies competing head-to-head in the same category, a false advertising lawsuit is never far behind and that point has now arrived.

[00:14:42]>> Hut, Papa John's, Dyson, Shark, Ninja, McDonald's, Burger King, there's a long list of rival companies going after each other over misleading advertising. It does seem like Novo Nordisk has a bit of a point because they sent a cease and desist letter back when this ad came out in April and they said that Eli Lilly just basically didn't reply to them.

[00:15:01]They also note that this ad has received 700 million impressions since it began airing on TV around the end of April.

[00:15:09]They say that those are 700 million false impressions of what this new higher-dose uh Wegovy can do. They said they want to seek a court-order to block ads immediately if Eli Lilly doesn't pull these ads within 2 days and so I guess the they're on the clock right now for 24 more hours because this lawsuit was filed yesterday. Also, something funny is that Eli Lilly added a disclaimer, probably in response to the cease and desist letter, saying that they acknowledge the existence of that there is a high-dose Wegovy. It's a very small footnote. Novo Nordisk says this is BS. They're calling it a ambiguous, confusing, virtually illegible, and wholly inadequate disclaimer that doesn't explain to the viewer what they're actually saying. Wow, a a disclaimer a tiny disclaimer at the bottom of a pharma ad, who would have ever thought?

[00:15:56]>> Yeah, Eli Lilly's response to is saying that one it stands behind its advertising, but they're saying that it's grounded in the best scientific evidence available. Basically, what they were saying is there's no one-to-one head-to-head clinical trial that exists today comparing both of the most updated versions of the drug. So, they're saying, "We're just going off of what we had at the time when we were running the ad." So, they're almost using the fact that there is no head-to-head trial to support their argument. But, it is everyone has compared, you know, a good picture of themselves to a bad picture of someone else, maybe when you were in your brace face era. So, it is absolutely they knew what they were doing here because it sounds much better to say 50 lb of weight loss versus 33 lb. They probably will not be able to continue doing it going forward.

[00:16:42]>> Meanwhile, Novo Nordisk is on the warpath against Eli Lilly. It lost that big lead that it had originally when Ozempic was, you know, the Kleenex of the tissue market, and we just knew all of this class of drugs as Ozempic. But, Novo Nordisk is filed a suit over this misleading, allegedly misleading, ad.

[00:17:02]And one one wind behind their back is they have a new weight loss pill that is taken orally, and that is doing really well.

[00:17:11]They came out with it months before Eli Lilly came out with theirs, and the data is pretty stark that it's crushing Eli Lilly when it comes to the pill. As of July 3rd, the Wegovy pill Novo Nordisk had generated about 153,000 US prescriptions. That's compared to less than 20,000 for Found Deo, which is Eli Lilly. So, it now owns 89% share of this market. So, it has a lot of tools in its in its toolbox to come back from the early lead it lost. All right, we're going to take a quick break and come back with a story about a train right after this. All right, we need to talk about this summer's hottest attraction.

[00:17:46]It's not the Knicks, not Taylor Swift's wedding, not the World Cup, and not the Odyssey, but a really really humongous train. Big Boy 4014, the world's largest operating steam locomotive, has been traversing the United States to celebrate the country's 250th birthday, drawing huge crowds everywhere it stops.

[00:18:04]And it's so massive, so dazzling, weighing 1.2 million pounds, that it's making grown men weep when they see it.

[00:18:11]One teary-eyed 64-year-old from Wayne, Pennsylvania, told the Wall Street Journal, "Nothing beats feeling the ground vibrate, seeing the charting of the wheels, and hearing the whistle.

[00:18:19]It's such a sensory experience." Another man said, "Upon seeing Big Boy, I was choked up." In the 1940s, Union Pacific ordered 25 Big Boy locomotives to lug heavy freight across the Wasatch Mountains between Utah and Wyoming. But, steam engines gave way to cheaper diesel-electric trains, and just one of them, Big Boy 4014, remains in operation after being restored in 2019. In June and July, Big Boy traveled east of the Mississippi for the first time ever, delighting onlookers in Pennsylvania for Independence Day celebrations. Now, it's on its way back to Wyoming with a stop in Kansas City planned for today. If you live in the Midwest, just Google Track Big Boy to see where it'll stop near you. Bring tissues.

[00:18:59]>> I think the reason Big Boy is so popular is the same reason that IMAX is so popular. People just want a spectacle.

[00:19:06]They want to feel something right now, and the fact that seeing Big Boy is multi-sensory is absolutely a spectacle because you smell the grease, you feel the steam, you hear like the exhaust going out. So, it's stimulating all of your senses, which is why you have these people crying. Like, they are literally breaking down in tears when they hear and feel Big Boy.

[00:19:29]Uh the business case is interesting as well because operationally, if you get into brass tacks, Big Boy is not an efficient train. It burns 250 gallons of water in 15 gallons of fuel per mile.

[00:19:41]Usually, you do miles per gallon.

[00:19:43]>> other way is the ratio the other way.

[00:19:45]>> Gallons per mile. So, it is not an efficient way to move things around the country, but it is a great marketing tool for Union Pacific because people are crying and weeping over this train.

[00:19:55]>> Yeah, and the subtext is also that Union Pacific is a West Coast-based rail chain. They want rail company. They want to merge. They've already agreed to merge with the East Coast-based railroad, Norfolk Southern. This is an 85 billion-dollar merger that we talked about last year, except regulators are looking into this big time because this would create the first coast-to-coast transcontinental railroad. And whenever there's rail consolidation, there is concern that's going to drive up prices for passenger, not just freight, the freight going on those rails, but also passengers because in the United States passenger rail shares the tracks with with freight. So, yes, they're using this as a marketing tactic for saying Union Pacific Yes, we are the West Coast railroad. We want to merge with the Norfolk Southern, which is the East Coast railroad. And we wouldn't even be able to take Big Boy east of the Mississippi to delight all of these crowds if it wasn't for our partnership with Norfolk Southern. So, they're showing the world showing the country what is possible if those two railroads do merge.

[00:20:58]>> And gosh dang it, I'm falling for the propaganda. As soon as I looked at Big Boy, my Instagram feed was just filled with everyone watching it. And you know what? I'm watching every video as well.

[00:21:08]It actually is funny, too. One person who saw the train called his investment advisor up and said, "I want to buy Union Pacific stock." And the advisor said, "Not a good financial investment."

[00:21:18]And he said, "It's not about the money."

[00:21:20]So, people are literally fanboying over this thing to such an extent that they are also supporting it financially.

[00:21:26]>> All right, let's sprint to the finish with some final headlines. Substack really doesn't want to become LinkedIn.

[00:21:32]That is full of AI slop. Yesterday, the newsletter platform introduced a tool that will help readers understand whether the post they are reading were written by AI. The tool, powered by the AI detection company Pangram, will give you an estimate of how much the post, notes, replies, and comments you're reading were written by AI or assisted with AI. Chris Best, the CEO of Substack, took pains to say Substack wasn't anti-AI. He just wants more transparency about what people are about to read. He wrote, "The core problem is not people using AI or the quality of its output. The problem is when there's a mismatch between a reader's expectation and reality, especially when they unwittingly invest their attention in something with no human thought on the other end. That's clawed fishing."

[00:22:12]>> Yeah, it shows that people do not like reading AI content. If people did enjoy reading it, and if they did enjoy being clawed fished, then Substack would not be investing in tools that detect or filter it. So, we are seeing kind of what the appetite is for this content out there. It does lead to a lot of other questions though, because can you use AI to assist in your writing? What is the line between getting assistance and actually replacing your own thinking? So, that this is a going to be a Pandora's Box. Uh it's already been opened on a lot of social media platforms. The dead internet theory is that it's just bots talking to bots out there. Substack is trying to say, "No, we're drawing the line in the sand right now." And I I was reading some analysis saying that maybe going forward this is going to be similar to organic food at a grocery store, where there's lots of options available if you do just feel like getting a quick summary of something. Maybe you're okay with receiving it delivered by an AI written content or if you want the organic human um content fodder, then you have that option as well. So, maybe that's the bifurcation we're going to see in the content landscape going forward, but Substack is clearly trying to plant its flag that we are supporting humans.

[00:23:25]Moving on, World Cup fever has come and gone, but it's clear that the game is a more popular than ever in the US. A staggering 66.4 million viewers tuned in to watch Spain slowly squeeze the life out of Argentina in the final. To put that number into perspective, when it comes to sporting events, only the Super Bowl has drawn more eyeballs since 1994.

[00:23:46]66.4 million is a bigger audience than any basketball or baseball game has ever gotten in this country. It's also way bigger than the 2022 final, which only drew 26.7 million viewers. And remember how we said a lot of people preferred to watch the game on Telemundo? 39 million US viewers watched the game on Fox, up 132% from the previous final. 24 million US viewers tuned in on Telemundo, up 166% Now, the game kind of stunk, but a lot of people watched.

[00:24:16]>> So many people watched. Here are some more fun facts. According to John Lewis of Sports Media Watch, this World Cup final was the largest TV audience outside of NFL games and major news events since the series finale of Seinfeld in 1998. 76.3 million people watched the series finale of Seinfeld. That's gold, Jerry. I could make so many Seinfeld references back then people would get it. Talk about a monoculture. And then also, just to talk about the depth and the breadth of this particular World Cup, nine matches from this tournament surpassed the viewership of the 2022 final. So, there were a lot of good games, a lot of games that people watched. We're looking ahead to 2030. Whoever wants to buy the rights to broadcast this tournament is going to have to pay up with these numbers.

[00:25:06]>> I miss it already, Neil.

[00:25:07]>> Finally, we end every Wednesday show with suggestion box where Toby and I each share a recommendation to help you get over the hump of the week. Toby, what wisdom will you impart on us today?

[00:25:17]>> Okay, so I have a wedding coming up as many of you know, and I want to recommend someone we worked with who's actually a big fan of the show. Her name is Veronica and her business is called Craftsman Paper Co. Veronica and her husband William run this letter pressing business out of Kansas. Classic small business where they do everything themselves. She reached out when she heard I got engaged and we've since used her for all of our paper goods at our wedding from invitations to menus. And I tell you what, I am gobsmacked at how talented they are. They use this old antique Heidelberg windmill press that was made in Germany back in 1960. It makes everything seem so luxe and professional. Neil, you got one of my invitations. It's pretty cool.

[00:25:57]>> It's the big It's the big boy of of wedding invitations. The wedding invitation was beautiful.

[00:26:02]>> I I can't say enough about it. This is all Veronica. She and her husband listen to MBD every morning while they work.

[00:26:08]So, I feel honored that I get to use this platform now to shout out her business. It's craftsmanpaperco.com.

[00:26:15]Check it out if you have any event that needs paper goods.

[00:26:18]>> Well, funny enough, my recommendation is also about weddings. And when you started talking, I was like, "Oh, no, did he steal mine?" Cuz we don't share these ahead of time. My recommendation actually is betting on weddings.

[00:26:28]>> Oh god.

[00:26:29]>> Now, hearing that you might be thinking, "Good god, Neil. Gambling has already encroached into every part of our lives.

[00:26:35]Now you're trying to ruin weddings."

[00:26:37]But hear me out because it could be fun.

[00:26:38]There is a trend that was spotted in the New York Times of couples incorporating low-stakes prop bets for their weddings to create a more interactive experience and liven up some of the duller moments.

[00:26:48]What you want to do is print out a bunch of sheets with wedding bets and hand them out to guests at the cocktail hour.

[00:26:53]List about 10 possible wagers, which could include funny things like will the bride's dad cry, who will give the longest speech, what is the first dance song, will the DJ play Cake by the Ocean. Have your younger sibling tally them up and the next morning at brunch hand out the prize hand out a prize to the winner. So, Toby, for your wedding I'd probably include an over/under on broken bones and the line starts at 3 and 1/2.

[00:27:14]>> Wait, okay, that's in terms of an athletic competition, not a fight breaking out. But, can't you kind of market manipulate cuz if the father of the bride sees, "Oh, will he cry or not?" Can't you just bet on yourself?

[00:27:26]>> in the spirit of the day.

[00:27:28]>> of market manipulation going on.

[00:27:29]>> is something like a $20 gift card or something. But, most people come in and they don't have the answers to these questions like what who's giving who's giving speeches and what the first dance song would be. So, I know I see the gears turning in your brain.

[00:27:43]>> I am going to run it by the fiance.

[00:27:45]>> [laughter] >> This is not going to be my decision, but I do think maybe at someone else's wedding that sounds like a great idea.

[00:27:51]>> Okay, that is all the time we have.

[00:27:52]Thanks so much for starting your morning with us and have a wonderful Wednesday.

[00:27:55]To share your thoughts on the episode or anything else, send an email to [email protected] or DM us on Instagram @mbdailyshow. Who knows, you get a shoutout by Toby in our suggestion box feature if you do that.

[00:28:08]Let's roll the credits. Emily Milam is our supervising producer. Raymond Lu is our senior producer. Our producer is Olivia Graham and our associate producer is Olivia Lake. Technical direction by Nina Miller. Hair and makeup is on their way to see Big Boy. Devin Emery is our president and our show is a production of Morning Brew.

[00:28:23]>> Right, so did I nail it? Let's run it back tomorrow.