$200/Mo. Raise Update for Your Social Security, SSDI, SSI, VA, RRB

Added: 2026-05-12

[00:00:00]If you're a Social Security beneficiary, as many of you in this community are, you may be scratching your head a little bit these days, wondering what ever happened to that $200 per month raise or the $2,400 annual increase to your Social Security benefit as they talked about so many times over the course of several months. And as they introduced in many piece of legislation, that's again exactly where this video is coming in because a number of you in this community have been reaching out recently saying, "Um, whatever happened to that $200? I've been waiting for it to hit my check. I've been waiting for it to hit my bank account. When is it going to be applied? I could really use it these days during this year of affordability. Everything has gone up massively in price. I thought they were bringing it to us. I've been waiting.

[00:00:43]Um, can you give us an update on this?"

[00:00:45]That's exactly what this video is all about. And again, for those of you that have been wondering, leaving those comments and questions down below in the comments section. Again, over the last couple weeks here, I've seen this question come up a number of times. So, if you're wondering that, if you've left a a question down below, or if you just happen to be somebody receiving Social Security and you've heard it out there over the last several months, and again, I've talked about it, and yes, this is something that lawmakers have brought up time and time and time again. They've talked about it for many years and this year they've brought it up at least a handful of times that I've talked about it as well. Anyway, I have this article right here. I'm going to pop this up and um you can read for yourself exactly what this is. I'll pull out the key details within that article or this information I should say right here. I will um talk about the details of that.

[00:01:32]the couple pieces of legislation that are out there now that could get this done and why we will likely be hearing a whole lot more about this over the next handful of months. I'll kind of hit on that here in just a minute. All right.

[00:01:44]Anyway, let's pop this up here. Now, again, this actually isn't an article to be fair. It's an AI summary. I kind of like these cuz they're short and sweet, straight to the point. They're clear and concise, and I literally just tell it exactly what I want it to summarize for me, and then it gives me this summary.

[00:01:58]So, it's honestly kind of nice. Anyway, so this is an AI summary, but either way, it breaks down the couple piece of legislation that are out there. Number one is, well, one that they started talking about at the end of last year, and they talked about it a little bit at the beginning of this year a couple times as well, the Social Security Emergency Inflation Relief Act. Now, I kind of laugh because uh sure would be nice. I mean, imagine that, especially during this time right now, inflation is going higher uh in a pretty meaningful way. It's going up a lot. And um you know, here we have this piece of legislation, Social Security Emergency Inflation Relief Act. Gee, I don't know.

[00:02:40]That would sure be a nice thing about right now, right? Yeah, exactly. Sure would be. Anyway, this is something that they introduced last year for the first time. They talked about it multiple times at the end of last year, a couple times this year. I like this one, but I'm going to be fair with you. I don't love this one at all. And the reason for this is it's a temporary sixmonth increase of a $200 raise for Social Security benefits totaling $1,200 in total. That's it. Over the course of a six-month period of time, increasing benefits by $200 a month for six months and that's it. And then just dropping it. Okay. So this whole idea, this one was actually supposed to be started back at the beginning of this year and going through basically the end of June.

[00:03:26]That's, you know what I mean? I mean, here we are. As I film this video right now, we're in the middle of May 2026 right now. Okay, so that's when I'm filming this video. Maybe you're watching this a little bit later. Maybe you're watching this in June, but I'm filming this video right now in the middle of May. Okay, my point being is that we're already like 5 months in, right? We should have been getting this for five months already. but they didn't do anything. Okay, that's the major problem here. Now, I don't love this one because it's just a temporary $200 raise for only six months of time. That's not going to cut it, especially during this year when things have gone up massively uh just in the last couple months here.

[00:04:01]And again, even with that report that we just got um showing that inflation's still going up pretty significantly.

[00:04:07]Now, let's focus on the second one there. So, in that uh that summary that I popped up on the screen for you there, the second one that popped up was the Social Security Expansion Act. Now, I'm going to be fair with you between these two, I really like this one a whole lot more versus the Social Security Emergency Inflation Relief Act. Now, the reason that I like the Social Security Expansion Act a whole lot more is this is a permanent tempor it's a permanent versus temporary raise to benefits basically for the next 75 years out until the end of the century. So, that's a really good thing. Now, the Social Security Expansion Act again is not a new one. Uh, this was originally introduced by Bernie Sanders about maybe three years or so ago, give or take a little bit. He introduced it a few times since then and again reintroduced it to um this year. Reintroduced this one again this year as well, which is really good. Now, the cool thing about this one, this would be a $200 per month raise um basically indefinitely for the next 75 years again till the end of the century essentially. It's technically 74 years, but you kind of get the point, right? Either way, but the point being with this one is this would be two $2,400 more per year. that would be added to benefits. Again, all social security beneficiaries across the board.

[00:05:25]Now, the big question on this one is um number one, did they do it yet? Uh when is it going to be passed? When is it going to be applied to the checks? All those details like that. The answer to that is they have not done it yet. When is it going to be applied? Well, as soon as they possibly do it or any other piece of legislation or provision in which may raise benefits by $200 a month or $2,400 a year would be, you know, at that point. Um, but anyway, that's what this one is all about. Now, big another big question is who pays for this? Well, they would want to raise taxes on higher income people. As of right now, the only money that goes into social security through payroll taxes is all the dollars that are paid on payroll taxes up to $184,500, which is the maximum taxable earnings cap right now in 2026. So, anybody that earns up to that threshold is paying the uh 6.2% 2% payroll tax into Social Security or 12.4% total that is paid 6.2 by the employee, 6.2 by the employer, 12.4% total that goes to Social Security for every dollar earned up to $184,500, which is the cap for this year. And that goes up anyway. They want to reimplement that tax on income over 250 grand. And that's where that money would come from to pay for this extra $200 per month raise to benefits basically indefinitely, which is what that one's all about, which is honestly be really nice. Okay, now those are the ones that are out there. Have lawmakers done either of them? The answer is no. They haven't. To be 100% fair with you, they have not. They have not done these.

[00:07:00]They've talked about them. They've introduced them. They've got co-sponsors on them, but that's it. Just like so many other piece of legislation that are out there, they talk about it. They introduce it. They say this is the best thing since sliced bread and then they don't do anything about it. That's kind of how a lot of these piece of legislation go, unfortunately. Um, but anyway, that's where this is. I would not write these things off, though. I wouldn't say like, oh, it's over. That's it. I'm not saying that they're going to happen either. I don't know. All I'm saying is that, you know, they're still out there. And especially as with Bernie Sanders behind the one of them, the Social Security Expansion Act, we know how Bernie Sanders works, right? He doesn't just like introduce something and go away. That's not how Bernie works, right? We're we're going to continue to hear from him on that one uh you know, probably forever. I mean, that's just how Bernie goes, right? We all recognize that. Now, another thing that I want to point out, I said this at the beginning of the video, and I'm going to say it again really quickly, which is this. I wouldn't be shocked at all to see these coming up and reintroduced here again at some point in the next month or two or three or whatever it happens to be in the next few months here, handful of months, call it that. Reason for that is with the midterm election coming up, we know that lawmakers, and again, it does not matter the party that they're affiliated with or it doesn't matter. Party aside, not trying to turn this in a political video at all. I'm just saying during election years, during election cycles, a lot of times lawmakers come forward and they have all kinds of big surprises and big gifts and wow, look at this. We're going to do this and that and we got a million promises. They do this stuff all the time. So, I wouldn't be shocked at all if we see these come up again at some point between now and the midterm election because again, they want attention. They want votes, right?

[00:08:42]Again, they all do it as a vote gathering mechanism, right? We we recognize that. We we know the game of politics at this point, right? It's it's a very slimy game. We already know that.

[00:08:54]Uh so anyway, I wouldn't be shocked one bit to see these come up again. And realistically, it's something, especially during this year of affordability when people need a whole lot more money as prices are going up.

[00:09:05]This is something that looks very, very appealing to anybody on social security at at least the vast majority of people when I mean realistically your cola that was gone a long time ago, right? The Medicare Part B premium took the majority of it and whatever's left.

[00:09:21]Yeah, right. That's been siphoned away a long time ago because of these higher prices. And unfortunately, it's going to get a whole lot worse before it gets better. I've been saying that for a long time now because we can see it in the inflation data. Whether it's the CPI, the consumer price index on the consumer level or the PPI, the producer price index on the wholesale level, we can see inflation coming through the supply chain. It's um it's coming and I've been saying it for a while now. It's this is not over yet and it's going to be a while until it is. It's going to get worse before it gets better, unfortunately, on the inflation front.

[00:09:54]So anyway, as for those of you that have been asking, here's your update. Um, these are the ones that are out there.

[00:10:00]If we're if we're going to watch any of them, I would say a modified version of the Social Security Expansion Act. If I'm being 100% fair with you, I don't think the Social Security Expansion Act passes in its current state. I don't think it does. But I think we could possibly get some kind of modified version of the Social Security Expansion Act to possibly pass at some point.

[00:10:24]Okay. When I have no clue. I'm just being fair with you. Okay. I don't know.

[00:10:29]I'm not really sure. Um, but it is something that I wouldn't be shocked at some point if they do it, but I don't think it's going to be in the current state. I think they're going to, you know, modify it. They're gonna they're going to amend it quite a bit. Uh, but then something along those lines.

[00:10:44]wouldn't be surprised at some point.

[00:10:45]Either way, for those you've been wondering, here you go. These are the ones that are out there. Obviously, something else could be introduced.

[00:10:51]Obviously, I'll continue to keep you updated as we get more information.

[00:10:54]Otherwise, as always, if you are on Medicare, if you need to enroll in Medicare, if you recently moved across state lines or county lines, if you have a special enrollment period opening up for you, if you need to enroll in Medicare, as in your initial enrollment because you're turning 65 or you're retiring, make sure to contact Chapter Medicare right there. phone numbers on the screen for you. 100% for free.

[00:11:13]Here's what's really cool. Just in the last year, year and a half or so, actually not even a year and a half, about 14,000 of you have called that phone number right there. Amazing.

[00:11:22]Nearly 14,000 of you in your in this community have literally picked up your phone. There's my phone. Still has the article sitting on it. Hello, uh, chapter. Hi, it's me, Bob. My name is Mod Bob. My name is Matt, but you get my point, right? Calling for some Medicare help. There you go. That's the phone number right there. Nearly 14,000 of you in the last year. Here's the really cool part, though. Nearly $3 million of savings just from those of you in this community in the last year and a half.

[00:11:50]It's actually not even a year and a half to be 100% fair. Nearly $3 million of savings. That's $3 million back in your pocket. That's amazing. Anyway, they have access to over 20,000 plans. They are the go-to free source uh for anything Medicare related. You have questions, um, you're confused, you need guidance, you need help finding the right plan for you in your situation, you need help with your initial enrollment, whatever it happens to be, Chapter Medicare there will absolutely help you out. They will help you start to finish and they will make sure everything is done properly. They'll get all your questions answered, your concerns addressed, whatever it happens to be, they will certainly take care of you and um, just like they've done so many other people in this community.

[00:12:28]It's amazing. All right, anyway, please have a nice day. Please consider subscribing. Big subscribe button down below. Please share the video. big share button down below. Otherwise, check out the other 6,000 videos here on the channel in the video library.