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Trillions In Home Equity Aren’t Moving
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9,450 vistas242me gusta34KenMcElroyLanzamiento original: 2026-05-13

The lock-in effect describes the phenomenon where homeowners with low mortgage rates (such as 3%) and substantial equity have no financial incentive to move, causing trillions of dollars in homeowner equity to remain trapped and inactive until interest rates decrease significantly enough to make moving financially advantageous.

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