Credit card interest rates (such as 20%) mean that when you carry debt, you are effectively working for the bank rather than building your own financial future, as the interest payments represent money going to the lender instead of your savings or investments.
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Swipe Now, Pay Later – But At What Cost追加:
That swipe ain't free. You buying stuff.
Interest buying your future. 20% interest means you work for the bank, not yourself. Debt isn't normal. It's just common.
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