Prendre soin de celles qui ont pris soin de nous

Añadido: 2026-06-02

[00:00:01]Let's talk about life annuities with the well-advised, well-protected life annuity office with you Bérén de Bulfriorio and yes and tomorrow will be Mother's Day on this occasion we want to address a more human, more family-oriented subject because deep down many of our mothers and grandmothers spent their lives taking care of others and there comes a time when it is our turn to think of them and talk about them.

[00:00:22]I invite Marine Livoti, director of the Viager office, to the phone.

[00:00:26]Hello Marine.

[00:00:27]Hello Berenis. Hello everyone. Yes, today I really wanted to share life stories with you because beyond the real estate figures, the life annuity is above all a solution that allows some women to find a dignified retirement and a little serenity in the end. And it's true that it's important, right, because we often talk about investment or assets with the via, but behind it there are often mostly people, we must remember that.

[00:00:52]Yes, exactly Bérénis and as you pointed out earlier, these are people who are often women who have dedicated their lives to others and many unfortunately reach retirement with very modest pensions and despite a whole life of work and dedication, the facts are there. So what marks my daily life and my profession is that behind every case, there is first and foremost a human story.

[00:01:14]So, do you have a concrete example to share with us, Marine?

[00:01:17]Yes of course. Well, for example, I accompanied a 72-year-old lady who unfortunately continued to work, not out of desire, but unfortunately because she no longer had the financial means to stop. And what was very touching was that she worked with elderly people over 90 years old to help them stay in their homes. So she was helping seniors herself when, well, she was already exhausted. She lived alone. His only daughter was in Spain and unfortunately couldn't help him financially. And thanks to the successful sale of her house, she was able to stop her business, regain some comfort and above all live her retirement more peacefully.

[00:01:52]and the Ragère simply allowed her today to compensate for the income she was forced to earn by continuing to work.

[00:01:59]It's true that it's a good example. These are often situations that are, in the end, quite frequent, right, Marine?

[00:02:06]Yes. And there are many more people in this situation than we realize.

[00:02:10]I am also thinking of another 79- year-old lady we accompanied who had worked all her life as a bus driver. She owned a small house, but she had managed to build it up with assets worth €90,000 for this house. uh unfortunately she no longer had the means to maintain it and she was living on an extremely low pension, barely 400 € every month and thanks to the via, she was able to find a bouquet which allowed her to secure her situation, a large via which supplemented her pension and finally well we often find well grand strategies uh we often talk about wealth management strategy around the via when sometimes well the need is simply to find a little peace and serenity and sometimes the via can even avoid very difficult situations. Yes, unfortunately, we also assisted another lady who was almost going to lose her home because of debts related to the condominium association, with debts on condominium fees that she unfortunately could not pay. She lived in enormous anguish at the thought of simply having her apartment seized. And thanks to the Vieg program, we were able to enable her to repay her debts, to rectify her situation, and above all, to retain a lifetime right of use over her home. Well, thank you, uh, Marine. It is true that through these testimonies, we see that a life annuity can be a real solution for protection and dignity.

[00:03:24]This was "Let's Talk Life Annuities" with the Life Annuity Office. Well advised, well protected. Yeah.