I Have Lived In The UK For 6 Years | All I Do Is Work... I Have Nothing

African immigrants in the UK often face significant financial challenges despite working long hours, as high living costs (rent, utilities, council tax), visa-related debts, and remittance obligations to family back home can result in minimal or no savings, while the UK pension system is unrealistic for those arriving in their 30s or 40s who cannot accumulate the required 35 years of National Insurance contributions before retirement.